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SMART BORROWER TIP You can usually deduct the interest on a home equity loan from your taxable income. Check with a financial advisor to see how much you may be able to save. Get offers on a home equity loan now.	LendingTree Lenders beat the national average on rates!* Get Lenders to compete for your business. Request mortgage offers now.

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Link to more articles in the Smart Borrower Center:

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Should you pay points on an ARM?
Does it make sense to pay discount points on an adjustable-rate mortgage?

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Tell us what you'd like to know. Each month we will publish a response to one of your lending questions.**

Read the latest Ask an Expert responses.

Can you save by refinancing?

Refinancing can mean big savings. Here's a quick way to calculate how much you can save.

Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan. But while refinancing can mean big savings in the medium to long term, it does carry a number of upfront costs.

Read the full story.

	Get a free Guide to Mortgage Refinancing when you request mortgage refinancing offers through LendingTree.

	Use the LendingTree refinance calculator to help you crunch the numbers.

Is a no-cost mortgage a wise choice?

Tempted to choose a mortgage with no upfront fees? Be careful you don't just save now and pay later.

If you're shopping for a home loan, a "no-cost mortgage" is bound to seem like a great deal. Closing costs can run into the thousands of dollars. But if the trade-off for paying no upfront fees is a higher interest rate, you could end up paying much more in the long-run.

Read the full story.

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	Get your free online credit report and score from LendingTree.


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**Because of the volume of questions submitted to Ask an Expert, LendingTree cannot respond to questions individually. Published answers address general questions that are relevant to a wide audience. Loan rates and regulations vary over time, and the answers reflect the law and rate environment at the time of writing. Please do not submit questions regarding your loan request through Ask an Expert. All such information will be deleted. Instead, please contact LendingTree Customer Care toll-free at 1-800-555-TREE, or email your question to Customer Care.

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