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Smart Borrower Articles

1.	How Fed rate cuts affect your credit card Fed rate cuts mean that it may be a good idea to shop around for the best credit card interest rate.
2.	Teaching kids how to use credit cards New prepaid credit cards for kids can help young people learn how to use plastic wisely.
3.	The hidden costs of credit cards Are you paying for things you aren’t aware of? Understand how credit card fees are calculated and save.
4.	Ask an expert: Credit card balance Q: Will carrying a credit-card balance hurt my credit?
5.	Help: I overspent for the holidays! How do I pay off my credit cards? The holidays were a huge hit, but now you are left with a huge credit card statement. Learn some helpful tips for paying off your credit card bill in no time flat.
6.	Tips for using credit cards Credit cards can be good financial tools, if used the right way.
7.	Credit cards with rewards From loyalty points to travel insurance, the list of goodies attached to credit cards is mind-boggling.
8.	Credit card terms Credit card terms can be confusing. But it's important to understand them when you're applying for a credit card.
9.	Using credit for large purchases When making a large purchase on credit, consider what interest rates and payments your finances can handle.
10.	Why store cards can ruin your credit Store cards can be tempting, but they can also lower your credit score and cost you a lot of money in interest.

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