Smart Borrower Articles

1. How to avoid real-life credit disasters

We've all heard horror stories of credit card fraud and runaway debt. Here are some tips on how to protect yourself.

2. Why should I check my credit report regularly?

Checking your credit report allows you to keep track of your financial progress, as well as catch any mistakes or fraudulent accounts.

3. Tips for online safety and privacy

Increased e-commerce security and web-savvy consumers are helping to reduce online identity fraud.

4. Good debt: What do lenders look for?

Taking out loans and repaying your debts can appeal to potential creditors.

5. What to look for on your credit report

There is a wealth of information listed on your credit report. Here’s how to focus in on key sections and make sense of it all.

6. The hidden costs of credit cards

Are you paying for things you aren’t aware of? Understand how credit card fees are calculated and save.

7. Student loans and your credit rating

How you handle your student loans will have an effect on your credit rating for years to come.

8. Are you credit-challenged?

Our self-identification test can help you determine whether you have credit problems, and how severe they are.

9. How to keep your debt under control

Debt can be a good thing when it’s carefully managed. Follow our tips and stay in the driver’s seat.

10. Credit bureaus can sell personal data

Borrowers who inquire about a loan may be inundated with unsolicited loan offers.