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WHICH LOAN IS RIGHT FOR YOU? |
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Select a LoanWhether you’re a first-time home buyer, refinancing your current mortgage, or in need of cash to finance home improvements or buy a car, our network of 200+ lenders offers loans to fit most budgets, credit profiles, and lifestyles. Click on the loan types to the left to learn more: Home Loan (Purchase Mortgage)Buying a home? Choose from a wide variety of mortgage options, including fixed and adjustable rates and terms up to 40 years. With over 200 lenders competing for your business, LendingTree can help you find the right loan to get you into your dream home.
Mortgage RefinancingLooking to reduce your monthly mortgage payments, pay off outstanding debt, or access some of the equity in your home? You may want to consider refinancing your current mortgage. Refinancing – paying off your current mortgage and taking out a new one – also allows you to take advantage of today’s flexible mortgage options or swap an adjustable-rate mortgage (ARM) for a fixed-rate loan.
Home Equity Loan or Line of CreditIf you are a homeowner, chances are your home is your most valuable possession. With a home equity loan or line of credit, you can use some of that accumulated wealth (known as equity) to take care of your immediate needs, without having to sell your home. A home equity loan – sometimes called a second mortgage – enables you to borrow a lump sum and secure it with the equity you have built up in your home. Home equity loans have several benefits over other types of loans, including lower interest rates and payments that are usually tax-deductible (consult a tax advisor for details). A home equity line of credit (also known as a HELOC) is different from a typical home equity loan because you access the money (up to a specified “credit limit”) when you need it, instead of borrowing the lump sum up front. You pay interest only on the amount you have withdrawn at any given time. The interest rate is adjustable, and is usually determined by adding a specified number of percentage points to the prime rate.
Debt Consolidation LoanIf you are homeowner, you can access the equity that you have built in your home to pay off credit cards, student loans, or other high-interest debt. Many borrowers choose to refinance existing mortgages and take out cash for debt consolidation at the same time. If you are happy with your current mortgage and just want to access equity in your home for cash, consider a home equity loan or line of credit. If you do not own a home or haven’t built sufficient equity, consider a personal loan. This type of loan or line of credit is unsecured (i.e., no collateral) and can be used for any personal, family, or household purpose, such as debt consolidation.
Auto & Motorcycle LoanRegardless of whether you are buying from a dealership or an individual, LendingTree lenders offer a variety of loans to finance the purchase of a new or used vehicle. If you are a homeowner, you may want to consider tapping the equity in your home to pay for a new car. Home equity loans have several benefits over other types of loans, including lower interest rates and payments that are usually tax-deductible (consult a tax advisor for details).
Auto RefinancingWant lower car payments? An auto refinance is a loan that pays off your existing auto loan and gives you a new loan, usually with a lower interest rate and affordable payments.
Personal LoanA personal loan is an unsecured (i.e., no collateral), loan or line of credit that can be used for any personal, family, or household purpose like debt consolidation. As with any consumer loan, approval is based on the lender’s credit criteria and the borrower’s creditworthiness.
Student LoanThe price tag for college can be quite a shock. The good news is that if you haven’t saved up enough cash to pay for it all, you can apply for a student loan. If you are a homeowner, you may also want to consider tapping the equity in your home to pay for an education. Home equity loans have several benefits over other types of private loans, including lower interest rates and payments that are usually tax-deductible (consult a tax advisor for details).
Commerical LoanIf you’d like to buy a commercial property, refinance, or take a second mortgage (equity loan) on your existing property, our lenders provide a wide range of products to help you achieve your goals.
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