Best Credit Cards in January 2025
The Best Rewards Credit Cards in January 2025 Ranked by Value
NEW
Introducing LendingTree Spring
Find the right personal loan rate for you
Need to consolidate debt or make a large purchase? We bring the lenders to you so you can shop and compare personal loan offers in minutes.
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Put your home’s equity to use
With home values higher than ever, now’s the time to make the most of your equity. Compare offers in minutes.
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Compare top mortgage lenders
Get multiple lenders to compete for your business and see how much you could save. It pays to compare your options — literally.
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Shop and compare credit cards
From earning rewards to transferring a balance, find the right credit card to help you score everyday wins.
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Find the best insurance rates for you
Compare top insurance companies and get affordable, customized coverage for your car, home and more.
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Shop and compare business loans
Our network of lenders will compete for your business, so you can get the funding you need for yours.
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Where smart habits take root
Track your credit score, get personalized financial recommendations, and grow your credit health — all in LendingTree Spring. It’s free and available now!
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Compare mortgage refinance offers
Get personalized refinance offers from multiple lenders in minutes and see how much you could save on your mortgage.
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Compare debt relief options
It’s never too late to find relief. Stop juggling bills and resolve your debt with one simple monthly payment.
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Discover the right auto loan for you
Take home the car you love. Compare auto loans to find the right fit for you.
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Find the right place for your money
Banking shouldn’t be a hassle. Compare the best savings accounts for your money.
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Compare student loan options
Pay for school the smart way. We’ll help you shop and compare your options in minutes.
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Put your home’s equity to use
With home values higher than ever, now’s the time to make the most of your equity. Compare offers in minutes.
Compare top mortgage lenders
Get multiple lenders to compete for your business and see how much you could save. It pays to compare your options — literally.
Shop and compare credit cards
From earning rewards to transferring a balance, find the right credit card to help you score everyday wins.
Find the best insurance rates for you
Compare top insurance companies and get affordable, customized coverage for your car, home and more.
Shop and compare business loans
Our network of lenders will compete for your business, so you can get the funding you need for yours.
Where smart habits take root
Track your credit score, get personalized financial recommendations, and grow your credit health — all in LendingTree Spring. It’s free and available now!
Compare mortgage refinance offers
Get personalized refinance offers from multiple lenders in minutes and see how much you could save on your mortgage.
Compare debt relief options
It’s never too late to find relief. Stop juggling bills and resolve your debt with one simple monthly payment.
Discover the right auto loan for you
Take home the car you love. Compare auto loans to find the right fit for you.
Find the right place for your money
Banking shouldn’t be a hassle. Compare the best savings accounts for your money.
Compare student loan options
Pay for school the smart way. We’ll help you shop and compare your options in minutes.
Privacy Secured | Advertising Disclosures
NEWIntroducing LendingTree Spring
Want to take control of your finances but not sure where to start? Spring helps you unlock a whole new world of potential, one easy step at a time.
Introducing LendingTree Spring
Want to take control of your finances but not sure where to start? Spring helps you unlock a whole new world of potential, one easy step at a time.
1
Security
Instead of sharing information with multiple lenders, fill out one simple, secure form in five minutes or less.
2
Savings
We'll match you with up to five lenders from our network of 300+ lenders who will call to compete for your business.
3
Support
We provide ongoing support with free credit monitoring, budgeting insights and personalized recommendations to help you save.
Mortgage
APR rates as low as
7.08%
5/1 ARM
$200,000 LOAN
Home Refinance
APR rates as low as
6.78%
30 year fixed
$200,000 LOAN
Personal Loans
APR rates as low as
6.99%
3 year
$20,000 LOAN
HELOC
APR rates as low as
6.63%
30 year fixed
$50,000 LOAN
Grow your financial confidence with a free Spring account:
Get Spring For FreeBest Credit Cards in January 2025
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13% of Millennials are Debt-Free, Credit Card Debt Most Common ProblemLendingTree is a marketplace, built to save you money—we don't make loans, we find them. In fact, we've been finding the best loans for Americans for more than 20 years. Our marketplace is the largest in the country, and it's filled with lenders you know and trust.
