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LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.

The Cost to Charge an Electric Vehicle: Public vs. At-Home Charging

Published on:
Content was accurate at the time of publication.

Key takeaways

  • The average cost to charge an electric vehicle (EV) publicly or commercially is 34.2 cents per kilowatt-hour (kWh).
  • The cost of public and commercial EV charging is highest in Hawaii (55.8 cents per kWh), West Virginia (47.3 cents) and Montana (45.3 cents).
  • The cost of public and commercial EV charging is lowest in Kansas (22.0 cents per kWh), Nebraska (24.6 cents), and Missouri and Maryland (both at 25.4 cents).
  • The average cost of residential electricity (relevant for at-home EV charging) is 16.3 cents per kWh. In 2024, this figure peaked at 17.0 cents per kWh in November.
  • The most expensive states for at-home EV charging are Hawaii (42.3 cents per kWh), Massachusetts (31.2 cents) and California (30.6 cents).
  • The least expensive states for at-home EV charging are North Dakota (10.2 cents per kWh), Nebraska (10.8 cents), and Idaho and Utah (both at 11.0 cents).
  • Public charging is 288.2% more expensive than home charging in Idaho, ahead of Montana (280.7%) and Arkansas (261.5%).
  • Public charging is only 2.9% more expensive than home charging in Massachusetts, with California (15.4%) and Hawaii (31.9%) closest.

You may save on fuel costs when switching to an electric vehicle, but the cost of charging an EV varies widely. The latest LendingTree analysis finds that the average cost to charge an EV ranges from 16.3 cents per kWh at home charging stations to 34.2 cents at public and commercial charging stations.

The average cost to charge an EV at U.S. public and commercial stations was 34.2 cents per kWh as of Feb. 27, 2025. (AAA includes Level 1, Level 2 and Level 3/DC fast charging in the calculation.)

By state, public and commercial charging costs are highest in Hawaii (55.8 cents per kWh), West Virginia (47.3 cents) and Montana (45.3 cents).

States with the highest average public and commercial EV charging costs

RankStateAvg. cost, cents per kWh
1Hawaii55.8
2West Virginia47.3
3Montana45.3

Source: LendingTree analysis of AAA data from Feb. 27, 2025.

Conversely, public and commercial charging costs are lowest in Kansas (22.0 cents), Nebraska (24.6 cents), and Missouri and Maryland (both at 25.4 cents).

Public and commercial EV charging costs by state.

Full rankings

States with the highest/lowest average public and commercial EV charging costs

RankStateAvg. cost, cents per kWh
1Hawaii55.8
2West Virginia47.3
3Montana45.3
4Idaho42.7
5Arkansas42.3
6New Hampshire42.0
6Tennessee42.0
8Kentucky41.6
9Alaska41.2
9South Carolina41.2
11Louisiana40.2
12Georgia39.5
13New Jersey39.4
13Oklahoma39.4
15Alabama39.1
16Rhode Island38.7
17Pennsylvania37.9
18Nevada37.8
19Connecticut37.6
19Maine37.6
19Mississippi37.6
22Wyoming37.5
23Illinois37.2
24Ohio36.9
25Indiana36.5
26New Mexico36.1
27Oregon36.0
28District of Columbia35.9
29Minnesota35.5
30Florida35.4
31California35.3
32Arizona35.2
33Wisconsin35.1
34New York34.6
35Virginia34.5
36North Carolina33.7
37Washington33.2
38Vermont32.3
39Massachusetts32.1
40Colorado31.8
41South Dakota31.7
42North Dakota30.3
43Utah29.6
44Michigan29.5
45Texas29.0
46Iowa28.8
47Delaware28.3
48Maryland25.4
48Missouri25.4
50Nebraska24.6
51Kansas22.0

Source: LendingTree analysis of AAA data from Feb. 27, 2025.

The average cost of residential electricity (needed for at-home EV charging) was 16.3 cents per kWh in December 2024 — the latest month with available data.

Residential electricity costs in 2024 were highest in November, at 17.0 cents per kWh. But that figure fell 4.4% to 16.3 cents per kWh in December.

Average cost of residential electricity over the past 12 months.

What about in the past — and the future?

  • Past: The inflation-adjusted cost of residential electricity has remained stable. The average price jumped from 12.5 cents per kWh in 2014 to 16.5 in 2024. However, the inflation-adjusted price in 2024 was 0.7% lower than in 2014.
  • Future: The U.S. Energy Information Administration (EIA) predicts that residential electricity prices will be 16.9 cents per kWh in 2025 and 17.5 in 2026.
Residential electricity rates can vary depending on when you use it. Many companies offer time-of-use (TOU) pricing, meaning electricity rates are lower during off-peak hours — typically late at night — and higher during peak demand times. These variations aren’t considered when discussing residential charging costs. Additionally, the expense of installing home charging stations isn’t factored in.

Hawaii (42.3 cents per kWh), Massachusetts (31.2 cents) and California (30.6 cents) were the most expensive states for at-home charging as of December 2024.

States with the highest average at-home EV charging costs

RankStateAvg. cost, cents per kWh
1Hawaii42.3
2Massachusetts31.2
3California30.6

Source: LendingTree analysis of Energy Information Administration data from December 2024.

Meanwhile, North Dakota (10.2 cents per kWh), Nebraska (10.8 cents), and Idaho and Utah (both at 11.0 cents) were the least expensive states for it.

At-home EV charging costs by state.

Full rankings

States with the highest/lowest average at-home EV charging costs

RankStateAvg. cost, cents per kWh
1Hawaii42.3
2Massachusetts31.2
3California30.6
4Connecticut28.2
5Maine26.3
6Rhode Island25.3
7New York24.4
8New Hampshire23.6
9Alaska22.4
10Vermont22.3
11New Jersey19.5
12District of Columbia18.8
13Michigan18.4
14Maryland18.2
15Pennsylvania17.6
16Delaware16.7
17Wisconsin16.3
18Illinois16.0
18Ohio16.0
20Texas15.3
21Arizona15.2
21Colorado15.2
23Alabama14.9
23Nevada14.9
25West Virginia14.5
25Virginia14.5
27Indiana14.4
28New Mexico14.3
29Florida14.2
30Oregon14.1
30Minnesota14.1
32South Carolina13.9
32Kansas13.9
34Georgia13.5
34North Carolina13.5
36Mississippi13.4
37Kentucky13.3
38Tennessee13.0
39Iowa12.4
39South Dakota12.4
41Montana11.9
42Washington11.8
42Wyoming11.8
44Arkansas11.7
44Louisiana11.7
46Missouri11.6
47Oklahoma11.5
48Utah11.0
48Idaho11.0
50Nebraska10.8
51North Dakota10.2

Source: LendingTree analysis of EIA data from December 2024.

At-home charging costs increase most in Oregon

Between December 2023 and December 2024, residential electricity prices increased the most in Oregon (11.9%), New Jersey (10.8%) and Kansas (9.4%).

States with the biggest percentage increases in residential energy costs

RankStateAvg. cost, cents per kWh, December 2024Avg. cost, cents per kWh, December 2023% change
1Oregon14.112.611.9%
2New Jersey19.517.610.8%
3Kansas13.912.79.4%

Source: LendingTree analysis of EIA data from December 2023 and December 2024.

Meanwhile, the average price of residential electricity fell the most in Rhode Island (18.1%) — the only state with a double-digit decrease. Alaska (7.4%) and Florida (6.6%) followed. Overall, prices rose in 38 states, fell in 12 and remained the same in one.

Changes in at-home EV charging costs by state.

Full rankings

States with the biggest percentage increases/decreases in residential energy costs

RankStateAvg. cost, cents per kWh, December 2024Avg. cost, cents per kWh, December 2023% change
1Oregon14.112.611.9%
2New Jersey19.517.610.8%
3Kansas13.912.79.4%
4New York24.422.48.9%
5West Virginia14.513.48.2%
6Illinois16.014.88.1%
6Kentucky13.312.38.1%
8Massachusetts31.228.98.0%
9Tennessee13.012.17.4%
9Virginia14.513.57.4%
11Washington11.811.07.3%
12Colorado15.214.27.0%
13New Mexico14.313.46.7%
14Oklahoma11.510.86.5%
15Georgia13.512.76.3%
16Vermont22.321.15.7%
17District of Columbia18.817.85.6%
17Arizona15.214.45.6%
19California30.629.15.2%
20South Dakota12.411.85.1%
21Alabama14.914.24.9%
22Connecticut28.226.94.8%
22Texas15.314.64.8%
24South Carolina13.913.34.5%
24Louisiana11.711.24.5%
26Wyoming11.811.34.4%
27Maryland18.217.54.0%
28North Carolina13.513.03.8%
29Iowa12.412.03.3%
30Nebraska10.810.52.9%
31Missouri11.611.32.7%
32Ohio16.015.62.6%
33Delaware16.716.32.5%
34Mississippi13.413.12.3%
35Hawaii42.341.61.7%
35Arkansas11.711.51.7%
37Utah11.010.90.9%
38Pennsylvania17.617.50.6%
39Minnesota14.114.10.0%
40North Dakota10.210.3-1.0%
41Indiana14.414.6-1.4%
42Michigan18.418.7-1.6%
43Wisconsin16.316.6-1.8%
44Idaho11.011.5-4.3%
45Nevada14.915.6-4.5%
45New Hampshire23.624.7-4.5%
47Montana11.912.6-5.6%
48Maine26.328.0-6.1%
49Florida14.215.2-6.6%
50Alaska22.424.2-7.4%
51Rhode Island25.330.9-18.1%

Source: LendingTree analysis of EIA data from December 2023 and December 2024.

In the U.S., public charging costs more than twice as much as at-home charging — 34.2 cents per kWh at public and commercial charging stations and 16.3 cents at home stations (based on residential electricity costs). That’s an additional 110.3%.

That discrepancy is biggest in Idaho (288.2% more), Montana (280.7%) and Arkansas (261.5%). In total, public charging costs at least double in 35 states.

States with the biggest discrepancies in public and at-home EV charging costs

RankStateAvg. public cost, cents per kWhAvg. at-home cost, cents per kWhDifference (cents)Difference (%)
1Idaho42.711.031.7288.2%
2Montana45.311.933.4280.7%
3Arkansas42.311.730.6261.5%

Source: LendingTree analysis of AAA and EIA data. Note: Public charging prices are as of Feb. 27, 2025, and at-home charging prices are as of December 2024.

Conversely, Massachusetts has the smallest cost discrepancy, with public charging costing just 2.9% more than residential electricity. California (15.4%) and Hawaii (31.9%) follow.

Discrepancies in public and at-home EV charging costs by state.

Full rankings

States with the biggest/smallest discrepancies in public and at-home EV charging costs

RankStateAvg. public cost, cents per kWhAvg. at-home cost, cents per kWhDifference (cents)Difference (%)
1Idaho42.711.031.7288.2%
2Montana45.311.933.4280.7%
3Arkansas42.311.730.6261.5%
4Louisiana40.211.728.5243.6%
5Oklahoma39.411.527.9242.6%
6West Virginia47.314.532.8226.2%
7Tennessee42.013.029.0223.1%
8Wyoming37.511.825.7217.8%
9Kentucky41.613.328.3212.8%
10North Dakota30.310.220.1197.1%
11South Carolina41.213.927.3196.4%
12Georgia39.513.526.0192.6%
13Washington33.211.821.4181.4%
14Mississippi37.613.424.2180.6%
15Utah29.611.018.6169.1%
16Alabama39.114.924.2162.4%
17South Dakota31.712.419.3155.6%
18Oregon36.014.121.9155.3%
19Nevada37.814.922.9153.7%
21New Mexico36.114.321.8152.4%
20Indiana36.514.422.1153.5%
22Minnesota35.514.121.4151.8%
23North Carolina33.713.520.2149.6%
24Florida35.414.221.2149.3%
25Virginia34.514.520.0137.9%
26Illinois37.216.021.2132.5%
27Iowa28.812.416.4132.3%
28Arizona35.215.220.0131.6%
29Ohio36.916.020.9130.6%
30Nebraska24.610.813.8127.8%
31Missouri25.411.613.8119.0%
32Pennsylvania37.917.620.3115.3%
32Wisconsin35.116.318.8115.3%
34Colorado31.815.216.6109.2%
35New Jersey39.419.519.9102.1%
36District of Columbia35.918.817.191.0%
37Texas29.015.313.789.5%
38Alaska41.222.418.883.9%
39New Hampshire42.023.618.478.0%
40Delaware28.316.711.669.5%
41Michigan29.518.411.160.3%
42Kansas22.013.98.158.3%
43Rhode Island38.725.313.453.0%
44Vermont32.322.310.044.8%
45Maine37.626.311.343.0%
46New York34.624.410.241.8%
47Maryland25.418.27.239.6%
48Connecticut37.628.29.433.3%
49Hawaii55.842.313.531.9%
50California35.330.64.715.4%
51Massachusetts32.131.20.92.9%

Source: LendingTree analysis of AAA and EIA data. Note: Public charging prices are as of Feb. 27, 2025, and at-home charging prices are as of December 2024.

Additional LendingTree electric vehicle coverage

LendingTree researchers analyzed AAA public and commercial electric vehicle (EV) charging data. This includes the national and state daily average costs per kilowatt-hour (per kWh) for all types of commercial and public charging — Level 1, Level 2 and Level 3/DC fast charging. These prices are as of Feb. 27, 2025.

We also analyzed U.S. Energy Information Administration (EIA) data on residential electricity costs per kWh. The latest available data is from December 2024.

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