These Savings Accounts Pay 10x More Than Your Current Bank

Grow your savings faster and earn up to 10x the national average with these recommended banks from our partners.

Today’s average savings rate
0.45%

How the Top Banks Compare

A majority of hard-working Americans have savings accounts with traditional “brick and mortar” banks that pay around 0.21% APY. Most local hometown credit unions don’t do much better. In fact, the FDIC national average savings account is hovering around 0.45% APY.

This is where high-yield savings accounts come in. You can shop around FDIC-insured banks for the best APY so that you can get your savings account to earn more money. The top accounts out there offer perks like no minimum balance, ATM access and interest rates that are often 10x the FDIC national average savings account.

We’ve searched thousands of FDIC-insured banks and have compiled a list of the top savings account offers, including some from our partners. Put your savings account to work and start saving more money now. When you find an offer you like, click “View Details” to start towards your new savings account.

Today’s Savings Rates Average
1X
FDIC National Rate
0.45%
10X
Top 1% Best Rates
4.64%

The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. We are not affiliated with the financial institutions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

** Health Rating: The FDIC and NCUA each maintain a watch list of banks and credit unions they believe are at risk of failing, but they keep these lists secret in order to prevent panic among customers at those institutions, resulting in more failures. They do, however, publish the raw financial numbers for each institution every quarter. It is possible to use different formulas with this data to determine the financial health of banks and credit unions. LendingTree uses its own proprietary formula to assess the financial health of all federally insured banks and credit unions in the US.

**The national averages include all institutions (banks and credit unions) in the United States for whom LendingTree has collected rate data in that particular product category. LendingTree does not do any weighting for these averages.