Cheap Car Insurance in Florida (2025)
Cheapest car insurance companies in Florida
Florida’s cheapest full-coverage insurance quotes: State Farm
All three companies offer many discounts that could make them the cheapest for you, so get quotes from each before buying or renewing a policy.
Cheapest full-coverage insurance companies
Company | Annual rate | LendingTree score | |
---|---|---|---|
State Farm | $1,957 | ||
Geico | $2,001 | ||
Travelers | $2,099 | ||
UAIC | $2,881 | ||
Progressive | $3,560 | ||
Farmers | $4,825 | ||
Allstate | $5,544 |
Best cheap liability car insurance in Florida: Geico
Though Geico’s rates are the cheapest, State Farm has the best customer satisfaction score (from J.D. Power) of these three companies.
Cheapest liability-only car insurance quotes
Company | Annual rate |
---|---|
Geico | $468 |
State Farm | $662 |
Travelers | $688 |
Farmers | $1,336 |
Progressive | $1,540 |
UAIC | $1,577 |
Allstate | $2,243 |
Cheap car insurance for young drivers in Florida: Geico
- With an average rate of $1,069 a year, Geico has the cheapest liability insurance for young drivers in Florida. Geico’s rate is less than half the state average of $3,088 a year.
- Geico also has the cheapest full-coverage insurance for young drivers at $5,142 a year. This is 47% cheaper than the state average ($9,721 a year).
Travelers and State Farm have the next-cheapest quotes in both areas. Car insurance discounts could make a big difference here, so look for or ask about them when you go to get quotes.
Cheapest car insurance quotes for young drivers
Company | Liability only | Full coverage |
---|---|---|
Geico | $1,069 | $5,142 |
Travelers | $1,495 | $5,362 |
State Farm | $1,699 | $5,611 |
UAIC | $3,733 | $6,546 |
Allstate | $4,053 | $14,966 |
Farmers | $4,441 | $16,399 |
Progressive | $5,127 | $14,017 |
Along with discounts, parents may get the cheapest car insurance for young drivers by adding their child to their existing policy. If you’re a teen, see if you can get added to a parent’s policy.
Teen drivers pay much higher car insurance rates if they buy their own policies than if they’re added to a parent’s policy. The parent will pay a higher rate after adding a teen child, but the overall cost should still be lower than if each has their own policies.
Florida’s cheapest auto insurance after a speeding ticket: State Farm
Travelers comes in second ($2,568 a year), while UAIC is third ($2,881 a year).
In Florida, a speeding ticket or similar moving violation causes your car insurance to increase around 18%.
Cheapest car insurance with a speeding ticket
Company | Annual rate |
---|---|
State Farm | $2,114 |
Travelers | $2,568 |
UAIC | $2,881 |
Geico | $3,350 |
Progressive | $4,762 |
Allstate | $5,544 |
Farmers | $5,856 |
Cheap car insurance quotes in Florida after an accident: State Farm
Get quotes from Geico and Travelers, too, if you have an at-fault accident on your driving record. Their average rates are higher than State Farm’s, but not by much.
Discounts could help, plus they might offer coverage options that make buying from one of them better for your needs. Travelers offers gap insurance while Geico and State Farm don’t, for example.
An at-fault accident causes your car insurance to go up an average of 46% in Florida.
Best cheap car insurance rates after an accident
Company | Annual rate |
---|---|
State Farm | $2,285 |
Geico | $2,740 |
Travelers | $2,839 |
UAIC | $3,751 |
Progressive | $5,309 |
Farmers | $6,726 |
Allstate | $9,629 |
Florida’s cheapest insurance for teens with a bad driving record: Geico
- Geico’s average quote for teens with an accident on their records is $1,098 a year, which is far below the state average of $4,160 a year.
- At $1,245 a year, Geico also has the cheapest car insurance for Florida teens after a speeding ticket. Geico’s rate is 63% cheaper than the state average of $3,372 a year.
Florida teens with a bad driving record should also compare quotes from Travelers and State Farm, which are the next-cheapest companies.
Cheap car insurance for teens with a ticket or accident
Company | Ticket | Accident |
---|---|---|
Geico | $1,245 | $1,098 |
Travelers | $1,818 | $2,073 |
State Farm | $1,866 | $2,049 |
UAIC | $3,733 | $4,643 |
Allstate | $4,053 | $7,868 |
Farmers | $5,395 | $5,704 |
Progressive | $5,497 | $5,683 |
Best cheap car insurance quotes after a DUI in Florida: Travelers
Geico and Progressive are the next-cheapest companies after a DUI (driving under the influence) conviction, though both have average rates that are quite a bit higher than Travelers.
You should expect your car insurance premium to go up about 58% after a DUI in Florida.
Cheapest car insurance companies after a DUI
Company | Annual rate |
---|---|
Travelers | $3,322 |
Geico | $4,246 |
Progressive | $4,335 |
UAIC | $5,081 |
Farmers | $5,485 |
State Farm | $5,766 |
Allstate | $7,871 |
Cheapest car insurance in Florida for bad credit: UAIC
Both companies are well under the state average rate of $6,225 a year.
In Florida, drivers with bad credit pay 91% more for car insurance than drivers with good credit do, on average.
Cheapest car insurance for poor credit
Company | Annual rate |
---|---|
UAIC | $2,881 |
Geico | $3,729 |
Travelers | $4,251 |
Progressive | $5,568 |
Farmers | $6,669 |
State Farm | $9,997 |
Allstate | $10,483 |
Best car insurance companies in Florida
State Farm has the cheapest full-coverage car insurance in Florida for drivers with clean records or a ticket or accident on their records. It’s often among the cheapest companies for other drivers, too. State Farm also has the best J.D. Power customer satisfaction rating of the companies we surveyed.
Geico has the state’s cheapest liability insurance, as well as the lowest rates for teen drivers. Its J.D. Power score is slightly worse than average, though.
Travelers is also among the cheapest companies in Florida for most driver and coverage types. Travelers’ J.D. Power score is the lowest of these three companies.
Florida car insurance company ratings
Company | J.D. Power* | AM Best | LendingTree |
---|---|---|---|
Allstate | 635 | A+ | |
Farmers | 619 | A | |
Geico | 637 | A++ | |
Progressive | 622 | A+ | |
State Farm | 657 | A++ | |
Travelers | 616 | A++ | |
UAIC | Not rated | Not rated |
*Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Florida insurance rates by city
Drivers in Westview pay the state’s highest average car insurance rates at $4,626 a year.
The average cost of car insurance in Florida’s biggest cities and suburbs:
- Jacksonville, $3,125 a year
- Miami, $4,140 a year
- Orlando, $3,290 a year
- St. Petersburg, $3,457 a year
- Tampa, $4,139 a year
Car insurance rates near you
City | Annual rate | % from average |
---|---|---|
Alachua | $2,446 | -20% |
Alafaya | $3,073 | 1% |
Alford | $2,380 | -22% |
Allentown | $2,665 | -13% |
Altamonte Springs | $2,981 | -2% |
Altha | $2,422 | -21% |
Altoona | $2,640 | -13% |
Alturas | $2,899 | -5% |
Alva | $2,768 | -9% |
Andrews | $2,513 | -18% |
Anna Maria | $2,974 | -3% |
Anthony | $2,686 | -12% |
Apalachicola | $2,348 | -23% |
Apollo Beach | $3,588 | 18% |
Apopka | $3,093 | 1% |
Arcadia | $2,590 | -15% |
Archer | $2,501 | -18% |
Argyle | $2,354 | -23% |
Aripeka | $3,645 | 19% |
Asbury Lake | $2,831 | -7% |
Astatula | $2,675 | -12% |
Astor | $2,657 | -13% |
Atlantic Beach | $2,928 | -4% |
Atlantis | $4,298 | 41% |
Auburndale | $3,019 | -1% |
Aventura | $4,222 | 38% |
Avon Park | $2,666 | -13% |
Azalea Park | $3,217 | 5% |
Babson Park | $2,878 | -6% |
Bagdad | $2,658 | -13% |
Baker | $2,493 | -18% |
Bal Harbour | $3,831 | 26% |
Baldwin | $2,990 | -2% |
Balm | $3,540 | 16% |
Barberville | $2,723 | -11% |
Bardmoor | $3,329 | 9% |
Bartow | $2,907 | -5% |
Bascom | $2,323 | -24% |
Bay Harbor Islands | $3,831 | 26% |
Bay Hill | $3,100 | 2% |
Bay Lake | $3,063 | 0% |
Bay Pines | $3,336 | 9% |
Bayonet Point | $3,609 | 18% |
Bayshore Gardens | $3,058 | 0% |
Beacon Square | $3,685 | 21% |
Bear Creek | $3,488 | 14% |
Bee Ridge | $2,719 | -11% |
Bell | $2,508 | -18% |
Bellair-Meadowbrook Terrace | $3,020 | -1% |
Belle Glade | $3,559 | 17% |
Belle Isle | $3,465 | 14% |
Belleair | $3,336 | 9% |
Belleair Beach | $3,285 | 8% |
Belleair Bluffs | $3,343 | 10% |
Belleview | $2,657 | -13% |
Bellview | $2,716 | -11% |
Berrydale | $2,648 | -13% |
Beverly Hills | $2,727 | -11% |
Big Coppitt Key | $2,754 | -10% |
Big Pine Key | $2,855 | -6% |
Biscayne Park | $4,361 | 43% |
Bithlo | $3,027 | -1% |
Black Hammock | $2,911 | -5% |
Bloomingdale | $3,801 | 25% |
Blountstown | $2,423 | -21% |
Boca Grande | $2,546 | -17% |
Boca Raton | $3,818 | 25% |
Bokeelia | $2,754 | -10% |
Bonifay | $2,321 | -24% |
Bonita Springs | $2,520 | -17% |
Bostwick | $2,758 | -10% |
Boulevard Gardens | $4,253 | 39% |
Bowling Green | $2,771 | -9% |
Boynton Beach | $4,248 | 39% |
Bradenton | $2,941 | -4% |
Bradenton Beach | $2,949 | -3% |
Bradley | $2,875 | -6% |
Bradley Junction | $2,874 | -6% |
Brandon | $3,878 | 27% |
Branford | $2,492 | -18% |
Brent | $2,733 | -10% |
Bristol | $2,449 | -20% |
Broadview Park | $3,723 | 22% |
Bronson | $2,532 | -17% |
Brooker | $2,593 | -15% |
Brookridge | $3,167 | 4% |
Brooksville | $3,127 | 2% |
Brownsdale | $2,648 | -13% |
Brownsville | $4,507 | 48% |
Bryceville | $2,655 | -13% |
Buckhead Ridge | $2,738 | -10% |
Buckingham | $2,985 | -2% |
Buenaventura Lakes | $3,365 | 10% |
Bunnell | $2,755 | -10% |
Burnt Store Marina | $2,620 | -14% |
Bushnell | $2,669 | -13% |
Butler Beach | $2,551 | -16% |
Cabana Colony | $3,619 | 19% |
Callahan | $2,679 | -12% |
Callaway | $2,482 | -19% |
Campbell | $3,263 | 7% |
Campbellton | $2,318 | -24% |
Canal Point | $3,542 | 16% |
Candler | $2,703 | -11% |
Cantonment | $2,599 | -15% |
Cape Canaveral | $2,656 | -13% |
Cape Coral | $2,805 | -8% |
Captiva | $2,529 | -17% |
Carrabelle | $2,395 | -21% |
Carrollwood | $4,131 | 35% |
Caryville | $2,327 | -24% |
Cassadaga | $2,896 | -5% |
Casselberry | $2,928 | -4% |
Cedar Grove | $2,529 | -17% |
Cedar Key | $2,456 | -19% |
Celebration | $3,138 | 3% |
Center Hill | $2,650 | -13% |
Century | $2,543 | -17% |
Charlotte Harbor | $2,479 | -19% |
Charlotte Park | $2,472 | -19% |
Chattahoochee | $2,474 | -19% |
Cheval | $3,748 | 23% |
Chiefland | $2,491 | -18% |
Chipley | $2,336 | -23% |
Chokoloskee | $2,628 | -14% |
Christmas | $3,047 | 0% |
Chuluota | $2,861 | -6% |
Citra | $2,644 | -13% |
Citrus Hills | $2,725 | -11% |
Citrus Park | $3,835 | 26% |
Citrus Springs | $2,616 | -14% |
Clarcona | $3,481 | 14% |
Clarksville | $2,466 | -19% |
Clearwater | $3,383 | 11% |
Clearwater Beach | $3,381 | 11% |
Clermont | $2,711 | -11% |
Cleveland | $2,548 | -16% |
Clewiston | $2,795 | -8% |
Cocoa | $2,758 | -10% |
Cocoa Beach | $2,695 | -12% |
Cocoa West | $2,772 | -9% |
Coconut Creek | $3,843 | 26% |
Coleman | $2,711 | -11% |
Combee Settlement | $2,943 | -4% |
Connerton | $3,435 | 13% |
Conway | $3,149 | 3% |
Cooper City | $3,644 | 19% |
Copeland | $2,709 | -11% |
Coral Gables | $3,883 | 27% |
Coral Springs | $3,793 | 24% |
Coral Terrace | $4,124 | 35% |
Cortez | $2,956 | -3% |
Cottondale | $2,342 | -23% |
Country Club | $4,275 | 40% |
Country Walk | $3,947 | 29% |
Crawfordville | $2,481 | -19% |
Crescent City | $2,710 | -11% |
Crestview | $2,460 | -19% |
Crooked Lake Park | $2,909 | -5% |
Cross City | $2,439 | -20% |
Crystal Beach | $3,414 | 12% |
Crystal Lake | $2,943 | -4% |
Crystal River | $2,726 | -11% |
Crystal Springs | $3,487 | 14% |
Cudjoe Key | $2,846 | -7% |
Cutler Bay | $3,954 | 30% |
Cypress Gardens | $3,070 | 1% |
Cypress Lake | $2,636 | -14% |
Dade City | $3,463 | 14% |
Dade City North | $3,532 | 16% |
Dania | $3,873 | 27% |
Dania Beach | $4,102 | 34% |
Davenport | $3,072 | 1% |
Davie | $3,658 | 20% |
Daytona Beach | $2,787 | -9% |
Daytona Beach Shores | $2,822 | -8% |
De Funiak Springs | $2,307 | -24% |
De Leon Springs | $2,767 | -9% |
DeLand Southwest | $2,841 | -7% |
Debary | $2,872 | -6% |
Deerfield Beach | $3,928 | 29% |
Defuniak Springs | $2,307 | -24% |
Deland | $2,823 | -7% |
Delray Beach | $4,250 | 39% |
Deltona | $2,883 | -6% |
Desoto Lakes | $2,746 | -10% |
Destin | $2,405 | -21% |
Doctor Phillips | $3,081 | 1% |
Doctors Inlet | $2,821 | -8% |
Doral | $4,095 | 34% |
Dover | $3,681 | 21% |
Dundee | $2,985 | -2% |
Dunedin | $3,409 | 12% |
Dunnellon | $2,605 | -15% |
Durant | $3,678 | 21% |
Eagle Lake | $3,115 | 2% |
Earleton | $2,489 | -18% |
East Bronson | $2,532 | -17% |
East Lake | $3,422 | 12% |
East Lake-Orient Park | $4,239 | 39% |
East Milton | $2,658 | -13% |
East Palatka | $2,700 | -12% |
Eastlake Weir | $2,551 | -16% |
Eastpoint | $2,365 | -22% |
Eaton Park | $2,941 | -4% |
Eatonville | $3,104 | 2% |
Ebro | $2,434 | -20% |
Edgewater | $2,680 | -12% |
Edgewood | $3,782 | 24% |
Eglin AFB | $2,425 | -21% |
Egypt Lake-Leto | $4,502 | 48% |
El Jobean | $2,630 | -14% |
El Portal | $4,176 | 37% |
Elfers | $3,626 | 19% |
Elkton | $2,620 | -14% |
Ellenton | $2,999 | -2% |
Englewood | $2,521 | -17% |
Ensley | $2,689 | -12% |
Estero | $2,565 | -16% |
Eustis | $2,702 | -11% |
Everglades City | $2,543 | -17% |
Evinston | $2,518 | -17% |
Fairfield | $2,545 | -17% |
Fairview Shores | $3,410 | 12% |
Feather Sound | $3,469 | 14% |
Felda | $2,592 | -15% |
Fellsmere | $2,736 | -10% |
Fern Park | $2,934 | -4% |
Fernandina Beach | $2,633 | -14% |
Ferndale | $2,722 | -11% |
Ferry Pass | $2,683 | -12% |
Fish Hawk | $3,520 | 15% |
Fisher Island | $3,724 | 22% |
Five Points | $2,738 | -10% |
Flagler Beach | $2,710 | -11% |
Flagler Estates | $2,575 | -16% |
Fleming Island | $2,931 | -4% |
Florahome | $2,777 | -9% |
Floral City | $2,719 | -11% |
Florida City | $4,059 | 33% |
Florida Ridge | $2,741 | -10% |
Forest City | $2,984 | -2% |
Fort Denaud | $2,635 | -14% |
Fort Green Springs | $2,771 | -9% |
Fort Lauderdale | $3,789 | 24% |
Fort Mc Coy | $2,688 | -12% |
Fort Meade | $2,892 | -5% |
Fort Myers | $2,803 | -8% |
Fort Myers Beach | $2,566 | -16% |
Fort Myers Shores | $2,985 | -2% |
Fort Ogden | $2,593 | -15% |
Fort Pierce | $3,030 | -1% |
Fort Pierce North | $3,035 | -1% |
Fort Pierce South | $3,062 | 0% |
Fort Walton Beach | $2,446 | -20% |
Fort White | $2,802 | -8% |
Fountain | $2,534 | -17% |
Fountainebleau | $4,258 | 40% |
Four Corners | $2,893 | -5% |
Franklin Park | $4,253 | 39% |
Freeport | $2,312 | -24% |
Frostproof | $2,864 | -6% |
Fruit Cove | $2,732 | -10% |
Fruitland Park | $2,604 | -15% |
Fruitville | $2,759 | -10% |
Fuller Heights | $2,874 | -6% |
Fussels Corner | $2,981 | -2% |
Gainesville | $2,482 | -19% |
Gateway | $2,746 | -10% |
Geneva | $2,871 | -6% |
Georgetown | $2,754 | -10% |
Gibsonton | $3,793 | 24% |
Gifford | $2,743 | -10% |
Gladeview | $4,492 | 47% |
Glen St. Mary | $2,678 | -12% |
Glencoe | $2,719 | -11% |
Glenvar Heights | $3,828 | 25% |
Glenwood | $2,841 | -7% |
Golden Beach | $4,216 | 38% |
Golden Gate | $2,556 | -16% |
Golden Glades | $4,507 | 48% |
Goldenrod | $3,034 | -1% |
Golf | $4,278 | 40% |
Gonzalez | $2,703 | -11% |
Goodland | $2,612 | -14% |
Gotha | $3,114 | 2% |
Goulding | $2,739 | -10% |
Goulds | $4,037 | 32% |
Graceville | $2,324 | -24% |
Graham | $2,638 | -14% |
Grand Island | $2,648 | -13% |
Grand Ridge | $2,361 | -23% |
Grandin | $2,737 | -10% |
Grant | $2,824 | -7% |
Grant-Valkaria | $2,824 | -7% |
Green Cove Springs | $2,831 | -7% |
Greenacres | $4,114 | 35% |
Greenbriar | $3,374 | 11% |
Greensboro | $2,491 | -18% |
Greenville | $2,478 | -19% |
Greenwood | $2,321 | -24% |
Grenelefe | $3,055 | 0% |
Gretna | $2,536 | -17% |
Grove City | $2,504 | -18% |
Groveland | $2,655 | -13% |
Gulf Breeze | $2,692 | -12% |
Gulf Gate Estates | $2,714 | -11% |
Gulf Hammock | $2,442 | -20% |
Gulf Stream | $4,115 | 35% |
Gulfport | $3,472 | 14% |
Gun Club Estates | $4,187 | 37% |
Haines City | $3,072 | 1% |
Hallandale | $4,103 | 34% |
Hallandale Beach | $4,069 | 33% |
Hampton | $2,648 | -13% |
Harbor Bluffs | $3,343 | 10% |
Harbour Heights | $2,477 | -19% |
Harlem | $2,795 | -8% |
Harold | $2,658 | -13% |
Hastings | $2,575 | -16% |
Havana | $2,525 | -17% |
Haverhill | $4,175 | 37% |
Hawthorne | $2,582 | -15% |
Heathrow | $2,873 | -6% |
Heritage Pines | $3,572 | 17% |
Hernando | $2,670 | -12% |
Hernando Beach | $3,152 | 3% |
Hialeah | $4,407 | 44% |
Hialeah Gardens | $4,281 | 40% |
High Point | $3,167 | 4% |
High Springs | $2,479 | -19% |
Highland Beach | $3,815 | 25% |
Highland City | $2,976 | -2% |
Highland Park | $2,963 | -3% |
Hilliard | $2,590 | -15% |
Hillsboro Beach | $3,773 | 24% |
Hobe Sound | $2,855 | -6% |
Holden Heights | $3,860 | 27% |
Holder | $2,673 | -12% |
Holiday | $3,702 | 21% |
Hollister | $2,700 | -11% |
Holly Hill | $2,844 | -7% |
Hollywood | $3,900 | 28% |
Holmes Beach | $2,949 | -3% |
Holt | $2,417 | -21% |
Homeland | $2,946 | -3% |
Homestead | $4,060 | 33% |
Homestead Base | $4,013 | 32% |
Homosassa | $2,757 | -10% |
Homosassa Springs | $2,750 | -10% |
Horizon West | $3,025 | -1% |
Horseshoe Beach | $2,427 | -20% |
Hosford | $2,447 | -20% |
Howey-in-the-Hills | $2,774 | -9% |
Hudson | $3,562 | 17% |
Hunters Creek | $3,136 | 3% |
Hurlburt Field | $2,443 | -20% |
Hutchinson Island South | $3,058 | 0% |
Hypoluxo | $4,298 | 41% |
Immokalee | $2,708 | -11% |
Indialantic | $2,651 | -13% |
Indian Harbour Beach | $2,642 | -13% |
Indian Lake Estates | $2,849 | -7% |
Indian River Estates | $3,062 | 0% |
Indian River Shores | $2,750 | -10% |
Indian Rocks Beach | $3,292 | 8% |
Indian Shores | $3,292 | 8% |
Indiantown | $2,915 | -4% |
Inglis | $2,477 | -19% |
Inlet Beach | $2,401 | -21% |
Intercession City | $3,273 | 7% |
Interlachen | $2,754 | -10% |
Inverness | $2,708 | -11% |
Inverness Highlands North | $2,727 | -11% |
Inverness Highlands South | $2,751 | -10% |
Inwood | $3,068 | 1% |
Iona | $2,586 | -15% |
Islamorada | $3,035 | -1% |
Islamorada, Village of Islands | $3,048 | 0% |
Island Grove | $2,520 | -17% |
Istachatta | $3,188 | 4% |
Ives Estates | $4,376 | 43% |
Jacksonville | $3,125 | 2% |
Jacksonville Beach | $2,911 | -5% |
Jan Phyl Village | $3,101 | 2% |
Jasmine Estates | $3,646 | 20% |
Jasper | $2,465 | -19% |
Jay | $2,648 | -13% |
Jennings | $2,499 | -18% |
Jensen Beach | $2,991 | -2% |
June Park | $2,713 | -11% |
Juno Beach | $3,596 | 18% |
Juno Ridge | $3,598 | 18% |
Jupiter | $3,093 | 1% |
Jupiter Farms | $3,078 | 1% |
Kathleen | $2,952 | -3% |
Kenansville | $3,208 | 5% |
Kendale Lakes | $4,033 | 32% |
Kendall | $3,849 | 26% |
Kendall West | $4,064 | 33% |
Kenneth City | $3,517 | 15% |
Kensington Park | $2,746 | -10% |
Kenwood Estates | $4,274 | 40% |
Key Biscayne | $3,975 | 30% |
Key Colony Beach | $2,943 | -4% |
Key Largo | $3,123 | 2% |
Key Vista | $3,682 | 21% |
Key West | $2,754 | -10% |
Keystone | $3,734 | 22% |
Keystone Heights | $2,732 | -10% |
Killarney | $3,100 | 2% |
Kissimmee | $3,240 | 6% |
La Crosse | $2,508 | -18% |
Labelle | $2,620 | -14% |
Lacoochee | $3,532 | 16% |
Lady Lake | $2,563 | -16% |
Laguna Beach | $2,535 | -17% |
Lake Alfred | $2,997 | -2% |
Lake Belvedere Estates | $4,073 | 34% |
Lake Butler | $2,746 | -10% |
Lake City | $2,748 | -10% |
Lake Clarke Shores | $4,187 | 37% |
Lake Como | $2,679 | -12% |
Lake Geneva | $2,649 | -13% |
Lake Hamilton | $3,034 | -1% |
Lake Harbor | $3,320 | 9% |
Lake Helen | $2,834 | -7% |
Lake Lorraine | $2,439 | -20% |
Lake Magdalene | $4,165 | 37% |
Lake Mary | $2,876 | -6% |
Lake Monroe | $2,857 | -6% |
Lake Mystic | $2,449 | -20% |
Lake Panasoffkee | $2,665 | -13% |
Lake Park | $4,157 | 36% |
Lake Placid | $2,609 | -14% |
Lake Sarasota | $2,635 | -14% |
Lake Wales | $2,938 | -4% |
Lake Worth | $4,248 | 39% |
Lake Worth Beach | $4,379 | 44% |
Lakeland | $2,967 | -3% |
Lakeland Highlands | $2,965 | -3% |
Lakeshore | $2,871 | -6% |
Lakeside | $2,949 | -3% |
Lakewood Gardens | $4,300 | 41% |
Lakewood Park | $2,991 | -2% |
Lamont | $2,515 | -18% |
Lanark Village | $2,488 | -18% |
Land O' Lakes | $3,542 | 16% |
Lantana | $4,298 | 41% |
Largo | $3,344 | 10% |
Lauderdale Lakes | $4,224 | 38% |
Lauderdale-by-the-Sea | $3,753 | 23% |
Lauderhill | $4,179 | 37% |
Laurel | $2,541 | -17% |
Laurel Hill | $2,495 | -18% |
Lawtey | $2,640 | -13% |
Lealman | $3,505 | 15% |
Lecanto | $2,736 | -10% |
Lee | $2,416 | -21% |
Leesburg | $2,627 | -14% |
Lehigh Acres | $2,966 | -3% |
Leisure City | $4,013 | 32% |
Lely | $2,529 | -17% |
Lely Resort | $2,529 | -17% |
Lighthouse Point | $4,026 | 32% |
Limestone Creek | $3,097 | 2% |
Lithia | $3,520 | 15% |
Live Oak | $2,419 | -21% |
Lloyd | $2,540 | -17% |
Lochloosa | $2,519 | -17% |
Lochmoor Waterway Estates | $2,827 | -7% |
Lockhart | $3,446 | 13% |
Long Key | $2,878 | -6% |
Longboat Key | $2,819 | -8% |
Longwood | $2,945 | -3% |
Lorida | $2,623 | -14% |
Loughman | $3,066 | 0% |
Lowell | $2,551 | -16% |
Lower Grand Lagoon | $2,537 | -17% |
Loxahatchee | $3,592 | 18% |
Loxahatchee Groves | $3,592 | 18% |
Lulu | $2,795 | -8% |
Lutz | $3,773 | 24% |
Lynn Haven | $2,539 | -17% |
Macclenny | $2,667 | -13% |
Madeira Beach | $3,336 | 9% |
Madison | $2,447 | -20% |
Maitland | $3,276 | 7% |
Malabar | $2,867 | -6% |
Malone | $2,325 | -24% |
Manasota Key | $2,514 | -18% |
Manatee Road | $2,491 | -18% |
Mango | $4,089 | 34% |
Mangonia Park | $4,186 | 37% |
Marathon | $2,889 | -5% |
Marathon Shores | $2,943 | -4% |
Marco Island | $2,565 | -16% |
Margate | $3,997 | 31% |
Marianna | $2,344 | -23% |
Mary Esther | $2,452 | -20% |
Mascotte | $2,694 | -12% |
Matlacha | $2,789 | -9% |
Mayo | $2,424 | -21% |
Mc Alpin | $2,423 | -21% |
Mc David | $2,575 | -16% |
Mc Intosh | $2,511 | -18% |
McGregor | $2,636 | -14% |
Meadow Oaks | $3,552 | 16% |
Meadow Woods | $3,394 | 11% |
Medley | $4,035 | 32% |
Medulla | $2,964 | -3% |
Melbourne | $2,706 | -11% |
Melbourne Beach | $2,662 | -13% |
Melbourne Village | $2,713 | -11% |
Melrose | $2,691 | -12% |
Memphis | $3,040 | 0% |
Merritt Island | $2,701 | -11% |
Mexico Beach | $2,512 | -18% |
Miami | $4,140 | 36% |
Miami Beach | $3,765 | 23% |
Miami Gardens | $4,401 | 44% |
Miami Lakes | $4,271 | 40% |
Miami Shores | $4,414 | 45% |
Miami Springs | $4,086 | 34% |
Micanopy | $2,489 | -18% |
Micco | $2,670 | -12% |
Mid Florida | $2,894 | -5% |
Middleburg | $2,874 | -6% |
Midway | $2,675 | -12% |
Milligan | $2,487 | -18% |
Milton | $2,687 | -12% |
Mims | $2,683 | -12% |
Minneola | $2,703 | -11% |
Miramar | $3,807 | 25% |
Miramar Beach | $2,396 | -21% |
Molino | $2,654 | -13% |
Monticello | $2,461 | -19% |
Montura | $2,795 | -8% |
Montverde | $2,704 | -11% |
Moon Lake | $3,472 | 14% |
Moore Haven | $2,660 | -13% |
Morriston | $2,483 | -19% |
Mossy Head | $2,355 | -23% |
Mount Dora | $2,802 | -8% |
Mount Plymouth | $2,728 | -11% |
Mulberry | $2,874 | -6% |
Murdock | $2,732 | -10% |
Myakka City | $2,808 | -8% |
Myrtle Grove | $2,702 | -11% |
Nalcrest | $2,946 | -3% |
Naples | $2,528 | -17% |
Naples Manor | $2,529 | -17% |
Naples Park | $2,515 | -18% |
Naranja | $4,061 | 33% |
Nassau Village-Ratliff | $2,679 | -12% |
Navarre | $2,668 | -13% |
Navarre Beach | $2,668 | -13% |
Neptune Beach | $2,918 | -4% |
New Port Richey | $3,565 | 17% |
New Port Richey East | $3,589 | 18% |
New Smyrna Beach | $2,679 | -12% |
Newberry | $2,495 | -18% |
Niceville | $2,405 | -21% |
Nichols | $2,890 | -5% |
Nobleton | $3,194 | 5% |
Nocatee | $2,688 | -12% |
Nokomis | $2,541 | -17% |
Noma | $2,403 | -21% |
North Bay Village | $3,769 | 24% |
North Brooksville | $3,107 | 2% |
North DeLand | $2,791 | -9% |
North Fort Myers | $2,812 | -8% |
North Key Largo | $3,123 | 2% |
North Lauderdale | $4,182 | 37% |
North Miami | $4,455 | 46% |
North Miami Beach | $4,472 | 47% |
North Palm Beach | $3,606 | 18% |
North Port | $2,529 | -17% |
North Redington Beach | $3,336 | 9% |
North River Shores | $2,922 | -4% |
North Sarasota | $2,738 | -10% |
North Weeki Wachee | $3,167 | 4% |
Northdale | $3,866 | 27% |
O Brien | $2,431 | -20% |
Oak Hill | $2,730 | -11% |
Oak Ridge | $3,791 | 24% |
Oakland | $2,984 | -2% |
Oakland Park | $3,993 | 31% |
Oakleaf Plantation | $2,954 | -3% |
Ocala | $2,755 | -10% |
Ocean Breeze Park | $2,925 | -4% |
Ocean City | $2,444 | -20% |
Ocean Ridge | $4,333 | 42% |
Ochopee | $2,730 | -11% |
Ocklawaha | $2,551 | -16% |
Ocoee | $3,077 | 1% |
Odessa | $3,650 | 20% |
Ojus | $4,213 | 38% |
Okahumpka | $2,644 | -13% |
Okeechobee | $2,716 | -11% |
Old Town | $2,466 | -19% |
Oldsmar | $3,417 | 12% |
Olga | $2,876 | -6% |
Olustee | $2,644 | -13% |
Olympia Heights | $4,014 | 32% |
Ona | $2,695 | -12% |
Oneco | $2,880 | -6% |
Opa-locka | $4,413 | 45% |
Orange City | $2,878 | -6% |
Orange Lake | $2,509 | -18% |
Orange Park | $3,057 | 0% |
Orange Springs | $2,581 | -15% |
Orangetree | $2,546 | -17% |
Orlando | $3,290 | 8% |
Orlovista | $3,565 | 17% |
Ormond Beach | $2,749 | -10% |
Ormond-By-The-Sea | $2,826 | -7% |
Osprey | $2,564 | -16% |
Osteen | $2,844 | -7% |
Otter Creek | $2,446 | -20% |
Oviedo | $2,886 | -5% |
Oxford | $2,566 | -16% |
Ozona | $3,528 | 16% |
Pace | $2,812 | -8% |
Pahokee | $3,623 | 19% |
Paisley | $2,749 | -10% |
Palatka | $2,721 | -11% |
Palm Bay | $2,836 | -7% |
Palm Beach | $4,247 | 39% |
Palm Beach Gardens | $3,648 | 20% |
Palm Beach Shores | $4,157 | 36% |
Palm City | $2,894 | -5% |
Palm Coast | $2,701 | -11% |
Palm Harbor | $3,447 | 13% |
Palm River-Clair Mel | $4,013 | 32% |
Palm Shores | $2,781 | -9% |
Palm Springs | $4,243 | 39% |
Palm Springs North | $4,275 | 40% |
Palm Valley | $2,719 | -11% |
Palmdale | $2,579 | -15% |
Palmetto | $3,016 | -1% |
Palmetto Bay | $3,813 | 25% |
Palmetto Estates | $3,741 | 23% |
Palmona Park | $2,827 | -7% |
Panacea | $2,398 | -21% |
Panama City | $2,505 | -18% |
Panama City Beach | $2,527 | -17% |
Parker | $2,482 | -19% |
Parkland | $3,712 | 22% |
Parrish | $2,895 | -5% |
Pasadena Hills | $3,413 | 12% |
Patrick AFB | $2,699 | -12% |
Paxton | $2,454 | -20% |
Pea Ridge | $2,712 | -11% |
Pebble Creek | $3,762 | 23% |
Pelican Bay | $2,515 | -18% |
Pembroke Park | $4,073 | 33% |
Pembroke Pines | $3,713 | 22% |
Pensacola | $2,717 | -11% |
Perry | $2,425 | -20% |
Pierson | $2,757 | -10% |
Pine Air | $4,187 | 37% |
Pine Castle | $3,791 | 24% |
Pine Hills | $3,926 | 29% |
Pine Island Center | $2,754 | -10% |
Pine Manor | $2,642 | -13% |
Pine Ridge | $2,676 | -12% |
Pinecrest | $3,832 | 26% |
Pineland | $2,539 | -17% |
Pinellas Park | $3,400 | 11% |
Pinetta | $2,457 | -19% |
Pinewood | $4,554 | 49% |
Pioneer | $2,795 | -8% |
Placida | $2,448 | -20% |
Plant City | $3,540 | 16% |
Plantation | $3,677 | 21% |
Plantation Mobile Home Park | $4,187 | 37% |
Plymouth | $2,987 | -2% |
Poinciana | $3,206 | 5% |
Point Baker | $2,665 | -13% |
Polk City | $2,934 | -4% |
Pomona Park | $2,706 | -11% |
Pompano Beach | $3,939 | 29% |
Ponce Inlet | $2,691 | -12% |
Ponce de Leon | $2,348 | -23% |
Ponte Vedra | $2,688 | -12% |
Ponte Vedra Beach | $2,709 | -11% |
Port Charlotte | $2,491 | -18% |
Port LaBelle | $2,635 | -14% |
Port Orange | $2,705 | -11% |
Port Richey | $3,679 | 21% |
Port Salerno | $2,872 | -6% |
Port St. Joe | $2,332 | -24% |
Port St. John | $2,730 | -11% |
Port St. Lucie | $3,052 | 0% |
Pretty Bayou | $2,529 | -17% |
Princeton | $4,073 | 34% |
Progress Village | $4,013 | 32% |
Punta Gorda | $2,494 | -18% |
Punta Rassa | $2,586 | -15% |
Putnam Hall | $2,676 | -12% |
Quail Ridge | $3,256 | 7% |
Quincy | $2,486 | -19% |
Raiford | $2,593 | -15% |
Raleigh | $2,504 | -18% |
Reddick | $2,617 | -14% |
Redington Beach | $3,336 | 9% |
Redington Shores | $3,336 | 9% |
Richmond Heights | $3,645 | 19% |
Richmond West | $4,065 | 33% |
Ridge Manor | $3,308 | 8% |
Ridge Wood Heights | $2,714 | -11% |
Ridgecrest | $3,308 | 8% |
Rio | $2,925 | -4% |
Rio Pinar | $3,098 | 2% |
River Park | $3,043 | 0% |
River Ranch | $2,940 | -4% |
River Ridge | $3,472 | 14% |
Riverview | $3,778 | 24% |
Riviera Beach | $3,864 | 27% |
Rockledge | $2,749 | -10% |
Roeville | $2,665 | -13% |
Roosevelt Gardens | $4,253 | 39% |
Roseland | $2,693 | -12% |
Rotonda | $2,489 | -18% |
Rotonda West | $2,473 | -19% |
Royal Palm Beach | $4,048 | 33% |
Royal Palm Estates | $4,073 | 34% |
Ruskin | $3,537 | 16% |
Safety Harbor | $3,387 | 11% |
Salem | $2,423 | -21% |
Samoset | $3,060 | 0% |
Samsula-Spruce Creek | $2,730 | -11% |
San Antonio | $3,533 | 16% |
San Carlos Park | $2,572 | -16% |
San Castle | $4,298 | 41% |
San Mateo | $2,680 | -12% |
Sanderson | $2,643 | -13% |
Sanford | $2,860 | -6% |
Sanibel | $2,533 | -17% |
Santa Rosa Beach | $2,290 | -25% |
Sarasota | $2,747 | -10% |
Sarasota Springs | $2,751 | -10% |
Satellite Beach | $2,642 | -13% |
Satsuma | $2,747 | -10% |
Sawgrass | $2,719 | -11% |
Schall Circle | $4,187 | 37% |
Scottsmoor | $2,848 | -7% |
Sebastian | $2,681 | -12% |
Sebring | $2,610 | -14% |
Seffner | $3,807 | 25% |
Seminole | $3,351 | 10% |
Seminole Manor | $4,298 | 41% |
Seville | $2,763 | -9% |
Sewall's Point | $2,857 | -6% |
Shady Grove | $2,487 | -18% |
Shady Hills | $3,460 | 13% |
Shalimar | $2,439 | -20% |
Sharpes | $2,754 | -10% |
Siesta Key | $2,707 | -11% |
Silver Lake | $2,662 | -13% |
Silver Springs | $2,733 | -10% |
Silver Springs Shores | $2,732 | -10% |
Sky Lake | $3,800 | 25% |
Sneads | $2,368 | -22% |
Solana | $2,472 | -19% |
Sopchoppy | $2,416 | -21% |
Sorrento | $2,728 | -11% |
South Apopka | $3,078 | 1% |
South Bay | $3,534 | 16% |
South Beach | $2,750 | -10% |
South Bradenton | $3,063 | 0% |
South Brooksville | $3,121 | 2% |
South Daytona | $2,726 | -11% |
South Gate Ridge | $2,716 | -11% |
South Highpoint | $3,430 | 12% |
South Miami | $3,726 | 22% |
South Miami Heights | $3,937 | 29% |
South Palm Beach | $4,137 | 36% |
South Pasadena | $3,488 | 14% |
South Patrick Shores | $2,642 | -13% |
South Sarasota | $2,714 | -11% |
South Venice | $2,516 | -18% |
Southchase | $3,265 | 7% |
Southeast Arcadia | $2,601 | -15% |
Southgate | $2,711 | -11% |
Southwest Ranches | $3,540 | 16% |
Sparr | $2,554 | -16% |
Spring Hill | $3,169 | 4% |
Springfield | $2,513 | -18% |
Springhill | $2,665 | -13% |
St. Augustine | $2,579 | -15% |
St. Augustine Beach | $2,551 | -16% |
St. Augustine Shores | $2,554 | -16% |
St. Augustine South | $2,554 | -16% |
St. Cloud | $3,225 | 6% |
St. James City | $2,721 | -11% |
St. Johns | $2,732 | -10% |
St. Leo | $3,522 | 15% |
St. Lucie Village | $2,975 | -2% |
St. Marks | $2,425 | -21% |
St. Pete Beach | $3,357 | 10% |
St. Petersburg | $3,457 | 13% |
Stacey Street | $4,187 | 37% |
Starke | $2,674 | -12% |
Steinhatchee | $2,431 | -20% |
Stock Island | $2,754 | -10% |
Stuart | $2,889 | -5% |
Sugarmill Woods | $2,784 | -9% |
Sumatra | $2,509 | -18% |
Summerfield | $2,611 | -14% |
Summerland Key | $2,846 | -7% |
Sumterville | $2,624 | -14% |
Sun City | $3,340 | 9% |
Sun City Center | $3,576 | 17% |
Suncoast Estates | $2,797 | -8% |
Sunny Isles Beach | $4,216 | 38% |
Sunrise | $3,935 | 29% |
Sunset | $3,904 | 28% |
Surfside | $3,831 | 26% |
Suwannee | $2,455 | -20% |
Sweetwater | $4,182 | 37% |
Sydney | $3,340 | 9% |
Taft | $3,394 | 11% |
Tallahassee | $2,618 | -14% |
Tallevast | $2,615 | -14% |
Tamarac | $4,117 | 35% |
Tamiami | $4,119 | 35% |
Tampa | $4,139 | 36% |
Tangelo Park | $3,100 | 2% |
Tangerine | $2,996 | -2% |
Tarpon Springs | $3,450 | 13% |
Tavares | $2,666 | -13% |
Tavernier | $3,060 | 0% |
Taylor Creek | $2,752 | -10% |
Telogia | $2,494 | -18% |
Temple Terrace | $4,113 | 35% |
Tequesta | $3,091 | 1% |
Terra Ceia | $3,008 | -1% |
The Acreage | $3,706 | 21% |
The Crossings | $3,938 | 29% |
The Hammocks | $3,947 | 29% |
The Meadows | $2,746 | -10% |
The Villages | $2,598 | -15% |
Thonotosassa | $3,736 | 22% |
Three Lakes | $3,938 | 29% |
Three Oaks | $2,572 | -16% |
Tice | $2,985 | -2% |
Tierra Verde | $3,380 | 11% |
Tiger Point | $2,691 | -12% |
Timber Pines | $3,155 | 3% |
Titusville | $2,695 | -12% |
Town 'n' Country | $4,300 | 41% |
Treasure Island | $3,357 | 10% |
Trenton | $2,503 | -18% |
Trilby | $3,559 | 17% |
Trinity | $3,495 | 15% |
Tyndall AFB | $2,477 | -19% |
Umatilla | $2,617 | -14% |
Union Park | $3,086 | 1% |
University | $3,689 | 21% |
University Park | $4,150 | 36% |
Upper Grand Lagoon | $2,550 | -16% |
Valparaiso | $2,408 | -21% |
Valrico | $3,780 | 24% |
Vamo | $2,705 | -11% |
Venice | $2,525 | -17% |
Venice Gardens | $2,516 | -18% |
Venus | $2,527 | -17% |
Vernon | $2,393 | -22% |
Vero Beach | $2,717 | -11% |
Vero Beach South | $2,721 | -11% |
Viera East | $2,688 | -12% |
Villano Beach | $2,574 | -16% |
Villas | $2,694 | -12% |
Vineyards | $2,506 | -18% |
Virginia Gardens | $4,086 | 34% |
Wabasso | $2,728 | -11% |
Wabasso Beach | $2,750 | -10% |
Wacissa | $2,461 | -19% |
Wahneta | $3,101 | 2% |
Waldo | $2,486 | -19% |
Wallace | $2,712 | -11% |
Warm Mineral Springs | $2,524 | -17% |
Warrington | $2,699 | -12% |
Washington Park | $4,253 | 39% |
Watergate | $3,761 | 23% |
Watertown | $2,745 | -10% |
Wauchula | $2,661 | -13% |
Wausau | $2,398 | -21% |
Waverly | $2,909 | -5% |
Webster | $2,737 | -10% |
Wedgefield | $3,035 | -1% |
Weeki Wachee Gardens | $3,152 | 3% |
Weirsdale | $2,547 | -17% |
Wekiwa Springs | $2,957 | -3% |
Welaka | $2,806 | -8% |
Wellborn | $2,448 | -20% |
Wellington | $4,044 | 33% |
Wesley Chapel | $3,554 | 16% |
West Bradenton | $2,957 | -3% |
West DeLand | $2,841 | -7% |
West Lealman | $3,491 | 14% |
West Little River | $4,492 | 47% |
West Melbourne | $2,713 | -11% |
West Miami | $4,124 | 35% |
West Palm Beach | $4,205 | 38% |
West Park | $4,073 | 33% |
West Pensacola | $2,712 | -11% |
West Perrine | $3,741 | 23% |
West Samoset | $2,981 | -2% |
West Vero Corridor | $2,697 | -12% |
Westchase | $3,727 | 22% |
Westchester | $4,137 | 36% |
Westgate | $4,158 | 36% |
Weston | $3,529 | 16% |
Westview | $4,626 | 52% |
Westville | $2,334 | -23% |
Westwood Lakes | $4,097 | 34% |
Wewahitchka | $2,352 | -23% |
Whiskey Creek | $2,636 | -14% |
White City | $3,062 | 0% |
White Springs | $2,458 | -19% |
Whitfield | $2,838 | -7% |
Wildwood | $2,653 | -13% |
Williamsburg | $3,082 | 1% |
Williston | $2,521 | -17% |
Willow Oak | $2,918 | -4% |
Wilton Manors | $3,942 | 29% |
Wimauma | $3,540 | 16% |
Windermere | $3,066 | 1% |
Windsor | $2,750 | -10% |
Winter Beach | $2,745 | -10% |
Winter Garden | $3,000 | -2% |
Winter Haven | $3,072 | 1% |
Winter Park | $3,040 | 0% |
Winter Springs | $2,912 | -5% |
Woodville | $2,610 | -14% |
World Golf Village | $2,627 | -14% |
Wright | $2,446 | -20% |
Yalaha | $2,661 | -13% |
Yankeetown | $2,444 | -20% |
Youngstown | $2,491 | -18% |
Yulee | $2,622 | -14% |
Zellwood | $3,014 | -1% |
Zephyrhills | $3,496 | 15% |
Zephyrhills North | $3,480 | 14% |
Zephyrhills South | $3,500 | 15% |
Zephyrhills West | $3,500 | 15% |
Zolfo Springs | $2,615 | -14% |
Best and worst drivers in Florida
Drivers in Davie and Coral Springs are involved in the fewest traffic incidents in Florida, while drivers in Miami Gardens are involved in the most incidents. Driving incidents include speeding tickets, accidents and DUIs.
Best drivers in Florida by city
Among major cities, Davie and Coral Springs have the best drivers in Florida based on driving incident rates between October 2023 and October 2024. There were about eight driving incidents per 1,000 drivers in both of these cities during that time.
Pembroke Pines, Fort Lauderdale and West Palm Beach round out Florida’s best driving cities.
City | Incidents per 1,000 drivers |
---|---|
Davie | 7.9 |
Coral Springs | 7.9 |
Pembroke Pines | 9.1 |
Fort Lauderdale | 10.7 |
West Palm Beach | 10.9 |
Although Davie and Coral Springs have the best drivers in Florida, the average car insurance rates in these cities are slightly higher than the state average of $3,267 a year.
Worst drivers by city
Miami Gardens has the most driving incidents and the worst drivers in Florida. About 23 incidents occur per 1,000 drivers in Miami Gardens. Miami Gardens also has above-average car insurance rates at $4,401 a year.
City | Incidents per 1,000 drivers |
---|---|
Miami Gardens | 22.5 |
Tallahassee | 20.1 |
Miramar | 19.9 |
Jacksonville | 18.7 |
Cape Coral | 17.5 |
Best and worst drivers by generation
Younger drivers have the highest number of traffic-related incidents in Florida, while older drivers are involved in the fewest incidents.
Gen Z drivers are three times more likely to be involved in traffic incidents than the Silent Generation. About 52 incidents occur per 1,000 Gen Z drivers in Florida, while the Silent Generation is involved in just under 17 incidents per 1,000 drivers.
Generation | Incidents per 1,000 drivers |
---|---|
Gen Z | 51.99 |
Millennial | 29.22 |
Gen X | 22.61 |
Boomer | 18.2 |
Silent Generation | 16.89 |
Teens and young adults also pay high car insurance rates due to their limited driving experience.
Best and worst drivers by car make
Volvo is the car brand that’s involved in the fewest traffic-related incidents in Florida at around 16 incidents per 1,000 drivers. Mercury is the state’s next-best car make for driving incidents. Lincoln, Chrysler and Cadillac round out Florida’s best drivers by car make.
Best drivers by car make
Make | Incidents per 1,000 drivers |
---|---|
Volvo | 15.9 |
Mercury | 17.9 |
Lincoln | 18.1 |
Chrysler | 18.8 |
Cadillac | 20.7 |
Ram drivers are the most likely to be involved in a traffic incident in Florida. Ram drivers are involved in 28 incidents per 1,000 drivers.
Worst drivers by car make
Make | Incidents per 1,000 drivers |
---|---|
Ram | 28.24 |
Dodge | 27.88 |
Tesla | 27.29 |
Volkswagen | 26.67 |
Jeep | 25.73 |
Florida car insurance laws
Florida car insurance requirements
Coverage type | Minimum amount needed |
---|---|
Personal injury protection | $10,000 |
Property damage liability | $10,000 |
Frequently asked questions
Car insurance in Florida costs $3,267 a year, on average, if you buy a full-coverage policy. If you only buy liability car insurance, the state average cost is $1,216 a year.
The average cost of car insurance in Florida is $272 a month for full coverage. The average cost of liability car insurance is $101 a month.
Yes, you need to buy at least $10,000 of personal injury protection and $10,000 of property damage liability car insurance coverage to register a vehicle in Florida.
At $468 a year, Geico has the cheapest car insurance in Florida if you only buy liability coverage. State Farm has the state’s cheapest full-coverage car insurance at $1,957 a year.