Cheapest Honda Car Insurance
Travelers and State Farm have the best and cheapest Honda insurance rates. Travelers has the cheapest insurance for most Honda car models, with rates averaging $2,262 a year. State Farm’s rates average $2,326 a year.
Best cheap Honda car insurance companies
How much is Honda car insurance?
Honda’s popular Accord, Civic and CR-V models are in the middle. The CR-V EX is among the cheapest Honda models at $2,873 a year, while the Civic EX is among the priciest at $3,336. The average cost of insurance for an Accord is $3,182 a year.
Honda auto insurance costs by model
| Model | Annual rate | Monthly rate |
|---|---|---|
| Accord | $3,182 | $265 |
| Civic EX | $3,336 | $278 |
| Civic Type R | $4,010 | $334 |
| CR-V EX | $2,873 | $239 |
| HR-V LX | $2,786 | $232 |
| Insight EX | $3,044 | $254 |
| Odyssey EX | $2,958 | $246 |
| Passport EX-L | $3,025 | $252 |
| Pilot | $2,957 | $246 |
| Prologue EX | $3,257 | $271 |
| Ridgeline RTL | $3,208 | $267 |
Rates are averages of all surveyed companies as well as 2022, 2023 and 2024 models.
Cheapest Honda Accord insurance
Most Honda Accord owners can get the cheapest car insurance from Travelers. The company’s average rate over the last three model years is $2,537 a year. State Farm is nearly as cheap, at $2,562 a year.
Members of the military and their families should get a quote from USAA. Its Honda Accord insurance rates average $2,424 a year.
Honda Accord insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate | |
|---|---|---|---|---|
 | State Farm | $2,436 | $2,602 | $2,648 |
 | Travelers | $2,281 | $2,654 | $2,676 |
 | Progressive | $3,179 | $3,229 | $3,274 |
 | Geico | $3,228 | $3,198 | $3,287 |
 | Farmers | $4,106 | $4,162 | $4,312 |
 | Allstate | $3,663 | $4,147 | $4,463 |
 | USAA* | $2,415 | $2,429 | $2,428 |
*USAA is only available to current and former members of the military and their families.
When rates are this close, comparing quotes side by side can help you see which company will give you the best price. This is because what you pay for car insurance depends on many factors, like your age, driving history and where you live.
Travelers may be the cheapest for you based on those things, but you might find a better fit with another company.
Cheapest car insurance for Honda Civic EX
With an average rate of $2,431 a year, State Farm has the cheapest Honda Civic insurance. Travelers comes in second, with rates of around $2,666 a year.
Although both companies offer many car insurance discounts that might save you money, Travelers offers more than State Farm does. If you qualify for a few, Travelers could be the cheapest company for you.
Honda Civic insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,373 | $2,417 | $2,503 |
| Travelers | $2,579 | $2,610 | $2,809 |
| Progressive | $2,895 | $2,971 | $3,009 |
| Geico | $3,132 | $3,140 | $3,395 |
| Allstate | $3,799 | $4,198 | $4,419 |
| Farmers | $5,304 | $5,498 | $5,702 |
| USAA* | $2,367 | $2,383 | $2,551 |
Cheapest Honda Civic Type R car insurance
State Farm has the cheapest Civic Type R insurance, with an average rate of $2,779 a year. At $2,831 a year, Travelers is a close second. Consider Progressive, too, at $2,990 a year.
This is another good example of why you should compare car insurance quotes from a number of companies before you renew or buy a policy. It’s one of the best ways to find out which insurer will offer the cheapest premium based on your unique situation.
Honda Civic Type R insurance cost
| Company | 2023 model rate | 2024 rate |
|---|---|---|
| Travelers | $2,820 | $2,842 |
| State Farm | $2,699 | $2,859 |
| Progressive | $2,971 | $3,009 |
| Geico | $3,722 | $3,832 |
| Allstate | $5,251 | $5,543 |
| Farmers | $7,297 | $7,595 |
| USAA* | $2,850 | $2,852 |
Cheapest insurance for Honda CR-V EX
The cheapest insurance for Honda CR-V EX drivers comes from Travelers and State Farm. Travelers’ average rate is $1,949 a year, while State Farm’s is $2,046.
If customer service is important to you, make sure you get a quote from State Farm. Customers gave State Farm better scores than Travelers in J.D. Power’s most recent auto insurance study.
Honda CR-V insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Travelers | $1,855 | $1,958 | $2,035 |
| State Farm | $1,937 | $2,074 | $2,127 |
| Progressive | $2,594 | $2,628 | $2,662 |
| Geico | $2,856 | $2,897 | $3,145 |
| Allstate | $3,223 | $3,559 | $3,724 |
| Farmers | $4,657 | $4,828 | $5,006 |
| USAA* | $2,152 | $2,204 | $2,202 |
Cheapest Honda HR-V LX insurance
Most Honda HR-V owners can find the cheapest insurance from Progressive, which offers rates that average $2,132 a year. State Farm and Travelers are next, with rates of $2,149 and $2,229 a year, respectively.
Honda HR-V insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Progressive | $2,078 | $2,111 | $2,206 |
| State Farm | $2,095 | $2,131 | $2,220 |
| Travelers | $2,213 | $2,171 | $2,302 |
| Geico | $2,702 | $2,739 | $3,158 |
| Allstate | $2,934 | $3,154 | $3,293 |
| Farmers | $4,711 | $4,884 | $5,066 |
| USAA* | $2,028 | $2,201 | $2,099 |
Cheapest car insurance for Honda Insight EX
At $2,238 a year, Travelers is the cheapest auto insurance company for Honda Insight EX owners. State Farm is a good second choice for those who drive this discontinued car, thanks to its average rate of $2,389 a year.
Honda Insight insurance cost
| Company | 2022 model rate |
|---|---|
| Travelers | $2,238 |
| State Farm | $2,389 |
| Progressive | $2,777 |
| Geico | $3,113 |
| Allstate | $3,775 |
| Farmers | $4,629 |
| USAA* | $2,390 |
Cheapest Honda Odyssey EX insurance
Travelers is the cheapest car insurance company for Honda Odyssey owners. Its average rate is $1,959 a year, or 16% lower than second-place State Farm ($2,343 a year). Progressive is next for most drivers, at $2,700 a year.
USAA is worth a look as well if you’re eligible, thanks to its average rate of $2,457 a year and reputation for customer service and satisfaction.
Honda Odyssey insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Travelers | $1,876 | $1,899 | $2,104 |
| State Farm | $2,283 | $2,343 | $2,404 |
| Progressive | $2,665 | $2,700 | $2,735 |
| Geico | $3,015 | $3,075 | $3,182 |
| Allstate | $3,278 | $3,439 | $3,605 |
| Farmers | $4,546 | $4,711 | $4,884 |
| USAA* | $2,531 | $2,606 | $2,235 |
Cheapest insurance for Honda Passport EX-L
For the cheapest car insurance for a Honda Passport, get a quote from State Farm. It offers the lowest rate for this midsize SUV, $2,095 a year. Travelers is a close second at $2,161 a year.
Honda Passport insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,022 | $2,104 | $2,159 |
| Travelers | $2,127 | $2,170 | $2,187 |
| Progressive | $2,574 | $2,579 | $2,610 |
| Geico | $2,979 | $3,093 | $3,198 |
| Allstate | $3,465 | $3,963 | $4,343 |
| Farmers | $4,734 | $4,457 | $4,624 |
| USAA* | $2,601 | $2,767 | $2,770 |
Cheapest Honda Pilot insurance
With rates of around $2,200 a year, Travelers and State Farm are the cheapest auto insurance companies for Honda Pilot owners.
Travelers’ average rate is the cheaper of the two, but only barely. Depending on which discounts you qualify for, either company could be the cheapest for you.
Honda Pilot insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Travelers | $2,052 | $2,189 | $2,207 |
| State Farm | $2,214 | $2,220 | $2,231 |
| Progressive | $2,652 | $2,723 | $2,758 |
| Geico | $2,987 | $3,022 | $3,084 |
| Allstate | $3,445 | $3,489 | $3,649 |
| Farmers | $4,734 | $4,547 | $4,710 |
| USAA* | $2,477 | $2,452 | $2,246 |
Cheapest insurance for Honda Prologue EX
At $1,917 a year, Travelers has the cheapest Honda Prologue insurance. Progressive and State Farm are next, at $2,136 and $2,296 a year, respectively.
Honda Prologue insurance cost
| Company | 2024 model rate |
|---|---|
| Travelers | $1,917 |
| Progressive | $2,136 |
| State Farm | $2,296 |
| Geico | $2,875 |
| Farmers | $5,551 |
| Allstate | $5,606 |
| USAA* | $2,420 |
Cheapest Honda Ridgeline RTL insurance
Travelers and State Farm have the cheapest insurance for Honda Ridgeline drivers, with rates of around $2,250 a year.
Progressive and Geico are next, though their rates average about $3,000 a year. The average cost of Honda Ridgeline insurance is $3,208 a year.
Honda Ridgeline insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Travelers | $2,217 | $2,247 | $2,268 |
| State Farm | $2,217 | $2,268 | $2,329 |
| Progressive | $3,022 | $3,064 | $3,108 |
| Geico | $2,942 | $3,066 | $3,128 |
| Allstate | $3,789 | $4,368 | $4,603 |
| Farmers | $4,788 | $4,963 | $5,146 |
| USAA* | $2,400 | $2,712 | $2,716 |
Best companies for Honda car insurance
Customers seem to like both insurers, though State Farm has a better satisfaction score from J.D. Power.
| Company | Average annual rate** | Complaints*** | Customer satisfaction**** | LendingTree score |
|---|---|---|---|---|
| Allstate | $4,071 | 0.71 (Good) | 635 (Average) |  |
| Farmers | $5,090 | 1.25 (Poor) | 619 (Poor) | |
| Geico | $3,119 | 0.70 (Good) | 637 (Average) |  |
| Progressive | $2,719 | 0.72 (Good) | 622 (Poor) |  |
| State Farm | $2,326 | 0.78 (Good) | 657 (Good) |  |
| Travelers | $2,262 | 0.41 (Excellent) | 616 (Poor) | |
| USAA* | $2,453 | 0.99 (Average) | 739 (Excellent) | |
*USAA is only available to current and former members of the military and their families.**Average annual rate for all Honda models.***Source: 2023 NAIC Complaint Index. Average is 1.0. Lower is better.****Source: J.D. Power 2024 U.S. Auto Insurance Study. Average is 644. Higher is better.
Best overall and cheapest rates: Travelers
Travelers is the best Honda car insurance company overall, because of its cheap rates and wealth of discount and add-on coverage options. Its rates are the cheapest for most Honda vehicle models among the companies we surveyed.
Travelers also receives fewer customer complaints than most of its competitors, based on its excellent NAIC rating.
Runner-up: State Farm
State Farm’s Honda car insurance rates are nearly as cheap as those from Travelers. Like Travelers, State Farm has a lot of discounts that could make your premium even more affordable. (It doesn’t offer many optional coverages, though.)
State Farm’s J.D. Power score for customer satisfaction is the highest of the companies we surveyed besides USAA.
Best discounts: Geico
Geico has more car insurance discounts than any company we surveyed, other than Farmers. We give it the nod here because Geico’s rates for Honda insurance are a lot cheaper than Farmers’.
It doesn’t offer many add-ons, though, which limits how much you can customize your policy.
Best add-ons: Progressive
Geico has more car insurance discounts than any company we surveyed, other than Farmers. We give it the nod here because Geico’s rates for Honda insurance are a lot cheaper than Farmers’.
It doesn’t offer many add-ons, though, which limits how much you can customize your policy.
Frequently asked questions
Car insurance for the Honda Accord isn’t the most expensive of all the Honda models we reviewed, but it is higher than most.
There are several possible reasons why Honda Accord insurance rates are more expensive than some other models, including its popularity. This makes it a target for theft, which can impact insurance costs.
Accords are also more likely to be owned by younger drivers who are more likely to have tickets or accidents on their records.
The average cost of car insurance for a Honda Civic is $3,336 a year, or $278 a month.
Where you buy insurance for a Civic can have a big impact on what you pay. We found State Farm to have the cheapest Honda Civic insurance rates of around $2,431 a year. Farmers has the most expensive rates of $5,501 a year, on average.
These average rates are for a Civic EX. However, what you pay for Honda Civic insurance also depends on the trim level you choose.