Cheapest Hyundai Car Insurance
State Farm and Travelers have the cheapest car insurance for most Hyundai models. State Farm’s Hyundai insurance rates average $2,387 a year, while Travelers’ average $2,444 a year.
At $2,337 a year, USAA’s Hyundai insurance rates are even cheaper, but only members of the military and their families can get insurance from USAA.
Best cheap Hyundai insurance companies
How much is Hyundai car insurance?
The average cost of car insurance for the popular Hyundai Tucson SE is $3,127 a year. Hyundai Santa Fe insurance is a little cheaper, with rates averaging $3,015 a year.
Hyundai insurance costs by model
| Model | Annual rate | Monthly rate |
|---|---|---|
| Accent SE | $2,953 | $246 |
| Elantra SE | $3,477 | $290 |
| Ioniq 5 SE | $3,639 | $303 |
| Kona SE | $2,836 | $236 |
| Nexo Blue | $3,405 | $284 |
| Palisade SE | $3,119 | $260 |
| Santa Cruz SE | $3,042 | $254 |
| Santa Fe SE | $3,015 | $251 |
| Sonata SEL | $3,545 | $295 |
| Tucson SE | $3,127 | $261 |
| Venue SE | $2,726 | $227 |
Rates are averages of all surveyed companies as well as 2022, 2023 and 2024 models.
Cheapest car insurance for Hyundai Accent SE
State Farm has the cheapest insurance for most owners of the discontinued Hyundai Accent, with an average rate of $2,244 a year. Progressive is next at $2,477 a year.
At $2,076 a year, USAA is even cheaper for Hyundai Accent insurance. USAA only sells to current and former members of the military and their families, however.
Hyundai Accent insurance cost
| Company | 2022 model rate | LendingTree score | |
|---|---|---|---|
 | State Farm | $2,244 |  |
 | Progressive | $2,477 |  |
 | Travelers | $2,805 | |
 | Geico | $3,270 |  |
 | Allstate | $3,438 |  |
 | Farmers | $4,361 | |
 | USAA* | $2,076 | |
*USAA is only available to current and former members of the military and their families.
Cheapest Hyundai Elantra SE car insurance
Most Hyundai Elantra owners get the cheapest car insurance from State Farm. The company’s average rate for the Elantra SE over the last three model years is $2,707 a year.
This is 7% cheaper than runner-up Travelers, where rates average $2,910 a year for the Elantra SE.
However, Travelers offers a few more car insurance discounts than State Farm does. Depending on how many you can get, Travelers could be your cheapest option for Hyundai Elantra insurance.
Hyundai Elantra insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,675 | $2,638 | $2,807 |
| Travelers | $2,823 | $2,854 | $3,053 |
| Progressive | $3,327 | $3,368 | $3,404 |
| Geico | $3,389 | $3,125 | $3,581 |
| Allstate | $3,720 | $4,069 | $4,250 |
| Farmers | $5,391 | $5,586 | $5,790 |
| USAA* | $2,178 | $2,192 | $2,799 |
Cheapest insurance for Hyundai Ioniq 5 SE
With rates of around $2,244 a year for the last three model years, Travelers is the cheapest car insurance company for Hyundai Ioniq 5 owners.
State Farm comes in second, with an average rate of $2,668 a year. Geico is third at $2,921.
Something to keep in mind here is that customers seem happier with State Farm than they do with Travelers or Geico. Of these three companies, State Farm has the best scores for both customer and claims satisfaction from J.D. Power.
Hyundai Ioniq 5 insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Travelers | $2,147 | $2,172 | $2,413 |
| State Farm | $2,567 | $2,624 | $2,813 |
| Geico | $2,816 | $2,944 | $3,001 |
| Progressive | $3,277 | $3,076 | $3,603 |
| Allstate | $4,462 | $4,352 | $4,531 |
| Farmers | $6,814 | $7,107 | $7,415 |
| USAA* | $2,822 | $2,866 | $2,588 |
Cheapest Hyundai Kona SE insurance
State Farm has the cheapest car insurance rates for the Hyundai Kona at $2,091 a year, on average.
Travelers and Progressive are next for most Kona owners. Travelers’ average rate for the Kona SE is $2,211 a year, while Progressive’s is $2,426 a year.
Hyundai Kona insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,000 | $2,163 | $2,111 |
| Travelers | $2,152 | $2,178 | $2,302 |
| Progressive | $2,184 | $2,534 | $2,559 |
| Geico | $2,990 | $2,835 | $3,296 |
| Allstate | $3,295 | $3,504 | $3,711 |
| Farmers | $4,262 | $4,416 | $4,577 |
| USAA* | $2,129 | $2,129 | $2,238 |
Comparing car insurance quotes side by side helps you see which company will give you the best price. This is because what you pay for car insurance is based on many factors, like your age, your driving history and where you live.
State Farm might be the cheapest for you based on those factors, but it also could be another company.
Cheapest insurance for Hyundai Nexo Blue
For the cheapest car insurance for a Hyundai Nexo Blue, get a quote from Progressive. Its average rate over the last three model years is $2,276 a year.
Progressive’s rate is 14% cheaper than second-place Travelers ($2,657 a year). State Farm is close behind at $2,672 a year.
Another reason to choose Progressive over some other car insurance companies is that it lets you customize your policy more than most of its competitors. You’ll usually have to pay for these add-ons, but it could be worth it to get the coverage you want.
Hyundai Nexo Blue insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,731 | $3,173 | $2,111 |
| Travelers | $2,794 | $2,874 | $2,302 |
| Progressive | $2,134 | $2,135 | $2,559 |
| Geico | $3,090 | $2,892 | $3,296 |
| Allstate | $5,408 | $6,238 | $3,711 |
| Farmers | $6,073 | $6,326 | $4,577 |
| USAA* | $2,427 | $2,423 | $2,238 |
Cheapest Hyundai Palisade SE insurance
Hyundai Palisade drivers can get the cheapest car insurance from Travelers, where rates average $2,229 for the last three model years.
State Farm is only 4% more at $2,323 a year.
Discounts could also make a big difference here. To see which company will give you the best rate, compare car insurance quotes from both Travelers and State Farm, and maybe a few other insurers, as well.
Hyundai Palisade insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,216 | $2,354 | $2,398 |
| Travelers | $2,090 | $2,188 | $2,410 |
| Progressive | $3,134 | $3,177 | $3,336 |
| Geico | $3,247 | $3,150 | $3,413 |
| Allstate | $3,515 | $3,744 | $4,044 |
| Farmers | $4,241 | $4,391 | $4,547 |
| USAA* | $2,645 | $2,690 | $2,575 |
Cheapest insurance for Hyundai Santa Cruz SE
State Farm and Travelers have the cheapest car insurance for most Hyundai Santa Cruz owners. Both their average rates for the last three model years is around $2,300 a year.
The other companies we surveyed for Santa Cruz insurance all have average rates that are over $2,800 a year.
USAA is also worth a look if you have ties to the military, thanks to its average rate of $2,149 a year and reputation for customer service and satisfaction.
Hyundai Santa Cruz insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,178 | $2,255 | $2,310 |
| Travelers | $2,349 | $2,377 | $2,315 |
| Progressive | $2,652 | $2,892 | $2,901 |
| Geico | $2,795 | $2,950 | $2,986 |
| Allstate | $3,499 | $3,645 | $3,973 |
| Farmers | $4,940 | $5,120 | $5,307 |
| USAA* | $2,145 | $2,153 | $2,150 |
Cheapest Hyundai Santa Fe SE insurance
With average rates of around $2,250 a year, Travelers and State Farm have the cheapest insurance for the Hyundai Santa Fe.
Progressive comes in third for most Santa Fe owners, with an average rate of $2,872 a year.
Hyundai Santa Fe insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| Travelers | $2,263 | $2,288 | $2,089 |
| State Farm | $2,166 | $2,307 | $2,355 |
| Progressive | $2,817 | $2,886 | $2,914 |
| Geico | $3,181 | $2,956 | $3,048 |
| Allstate | $3,530 | $3,697 | $3,945 |
| Farmers | $4,469 | $4,634 | $4,807 |
| USAA* | $2,326 | $2,324 | $2,322 |
Cheapest insurance for Hyundai Sonata SEL
Most Hyundai Sonata drivers get the cheapest car insurance from State Farm. The company’s average rate is $2,782 a year for the last three model years.
This is 5% lower than Travelers, which has an average rate of $2,935 a year.
Hyundai Sonata insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,668 | $2,825 | $2,855 |
| Travelers | $3,039 | $2,872 | $2,893 |
| Geico | $3,254 | $3,266 | $3,379 |
| Progressive | $3,459 | $3,502 | $3,549 |
| Allstate | $3,884 | $4,338 | $4,535 |
| Farmers | $5,482 | $5,681 | $5,889 |
| USAA* | $2,421 | $2,330 | $2,327 |
Cheapest Hyundai Tucson SE insurance
For the cheapest insurance for a Hyundai Tucson, get quotes from both Travelers and State Farm. The average Tucson insurance rate for each of these companies is about $2,150 a year.
Progressive has the next-cheapest insurance for most Tucson owners at $2,579 a year.
Hyundai Tucson insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,087 | $2,165 | $2,222 |
| Travelers | $2,089 | $2,113 | $2,297 |
| Progressive | $2,561 | $2,574 | $2,604 |
| Geico | $3,049 | $2,869 | $3,068 |
| Allstate | $3,349 | $3,684 | $3,837 |
| Farmers | $5,774 | $5,989 | $6,214 |
| USAA* | $2,316 | $2,319 | $2,492 |
Cheapest insurance for Hyundai Venue SE
At $2,084 a year, State Farm has the cheapest car insurance for Hyundai Venue SE drivers.
Travelers is the runner-up at $2,169 a year, while Progressive is third at $2,296 a year.
Hyundai Venue insurance cost
| Company | 2022 model rate | 2023 rate | 2024 rate |
|---|---|---|---|
| State Farm | $2,035 | $2,084 | $2,135 |
| Travelers | $2,091 | $2,114 | $2,302 |
| Progressive | $2,212 | $2,305 | $2,371 |
| Geico | $2,642 | $2,781 | $3,166 |
| Allstate | $3,061 | $3,132 | $3,248 |
| Farmers | $4,262 | $4,416 | $4,577 |
| USAA* | $2,019 | $2,025 | $2,271 |
Best companies for Hyundai car insurance
Travelers comes in a close second, though, so you should also consider it if you’re looking for the best Hyundai car insurance. Its rates compete with State Farm’s for most Hyundai models — and in some cases are cheaper. As a bonus, Travelers receives few customer complaints.
Members of the military and their families should get quotes from USAA, as well. It has the cheapest rates for some Hyundai car models and among the cheapest for others. Also, USAA’s reputation for customer service is unparalleled.
| Company | Average annual rate Average annual rate for all Hyundai models. | Complaints Source: 2023 NAIC complaint index. Average is 1.0. Lower is better. | Customer satisfaction Source: J.D. Power 2024 U.S. Auto Insurance Study. Average is 644. Higher is better. | LendingTree score |
|---|---|---|---|---|
| Allstate | $3,886 | 0.71 (good) | 635 (average) | |
| Geico | $3,099 | 0.70 (good) | 637 (average) | |
| Farmers | $5,217 | 1.25 (poor) | 619 (poor) | |
| Progressive | $2,831 | 0.72 (good) | 622 (poor) | |
| State Farm | $2,387 | 0.78 (good) | 657 (good) | |
| Travelers | $2,444 | 0.41 (excellent) | 616 (poor) | |
| USAA* | $2,337 | 0.99 (average) | 739 (excellent) | |
*USAA is only available to current and former members of the military and their families.
Frequently asked questions
Hyundai car insurance isn’t overly expensive compared to insurance for similar vehicle makes and models. In fact, the average car insurance rates for most Hyundai models aren’t too different from those of many Honda models. And they’re a bit cheaper than many Ford car insurance rates.
If you are finding Hyundai car insurance expensive, though, one reason could be that certain older Hyundai models were prime targets for thieves a few years ago. If you’re trying to buy insurance for a Hyundai from 2015 to 2021, you might pay higher rates because of this — or even have a hard time getting coverage.
With an average rate of $3,477 a year, the Elantra is one of the most expensive Hyundai vehicles to insure.
There are several possible reasons why Hyundai Elantra insurance rates are more expensive than some other models. One is that the Elantra’s popularity makes it a target for theft and can impact insurance costs.
The trim level you choose for your Elantra can play a role, too. If you have or buy the high-performance Elantra N, for example, you might pay higher insurance rates than if you’d bought the standard sedan.