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Cheapest Car Insurance in Nebraska (2025)
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Content was accurate at the time of publication.
Best cheap car insurance in Nebraska
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Find the Cheapest Car Insurance Quotes in Nebraska
Nebraska’s cheapest full-coverage car insurance quotes: State Farm
At $1,391 a year, State Farm has the cheapest full-coverage car insurance in Nebraska. State Farm’s rate is 28% less than the state average rate for full-coverage policies, $1,933 a year.
Progressive has the second-cheapest full-coverage insurance quotes for most Nebraskans at $1,712 a year, on average.
Both companies offer several car insurance discounts that can save you money, but Progressive has some that can be easy to get. Progressive has discounts for getting an online quote, signing online, receiving documents through email and setting up automatic payments.
Full-coverage car insurance rates by company
| Company | Annual rate | LendingTree score | |
|---|---|---|---|
 | State Farm | $1,391 |  |
 | Progressive | $1,712 |  |
 | Geico | $1,861 |  |
 | American Family | $2,041 | |
 | Farm Bureau | $2,053 | |
 | Nationwide | $2,149 |  |
 | Allstate | $2,772 | |
 | USAA* | $1,488 | |
Cheap liability car insurance in Nebraska: Progressive
Progressive has the cheapest liability car insurance for Nebraska drivers at an average rate of $382 a year. This is 33% lower than the state average of $570 a year.
USAA is even cheaper, with an average liability insurance rate of $378 a year — however, only members of the military and their families can buy from USAA.
State Farm comes in second for most drivers in Nebraska at $408 a year. Geico is close behind at $412 a year.
Liability-only car insurance rates by company
| Company | Annual rate |
|---|---|
| Progressive | $382 |
| State Farm | $408 |
| Geico | $412 |
| Farm Bureau | $422 |
| American Family | $588 |
| Nationwide | $917 |
| Allstate | $1,056 |
| USAA* | $378 |
Find the Cheapest Car Insurance Quotes in Nebraska
Nebraska’s best cheap insurance for young drivers: Geico and State Farm
With an average rate of $1,179 a year, Geico has the cheapest car insurance for young drivers in Nebraska who buy only liability coverage. Geico’s rate is 36% cheaper than the state average of $1,835 a year.
State Farm has the most affordable full-coverage insurance for Nebraska’s young drivers at about $3,786 a year. This is 28% less than the state average rate ($5,240 a year).
Cheapest car insurance companies for young drivers
| Company | Liability only | Full coverage |
|---|---|---|
| Geico | $1,179 | $4,570 |
| State Farm | $1,340 | $3,786 |
| Farm Bureau | $1,463 | $4,651 |
| American Family | $1,857 | $4,877 |
| Progressive | $2,032 | $7,506 |
| Allstate | $2,638 | $5,364 |
| Nationwide | $3,120 | $7,476 |
| USAA* | $1,053 | $3,692 |
To get cheap teen car insurance or lower your rate in Nebraska:
- See if you qualify for discounts aimed at young drivers
- Sign up for usage-based car insurance and drive safely
- If you’re a parent, add your teen driver to your policy
- If you’re a teen driver, get added to your parent’s policy
Cheapest car insurance in Nebraska after a speeding ticket: State Farm
Nebraska drivers can get the cheapest car insurance from State Farm after a speeding ticket or similar traffic violation. State Farm’s average quote after a ticket is $1,484 a year.
The state average quote after a ticket is $2,277 a year. State Farm is 35% less.
Best car insurance companies with a speeding ticket
| Company | Annual rate |
|---|---|
| State Farm | $1,484 |
| American Family | $2,041 |
| Geico | $2,286 |
| Farm Bureau | $2,331 |
| Progressive | $2,382 |
| Nationwide | $2,830 |
| Allstate | $3,045 |
| USAA* | $1,817 |
American Family is the second-cheapest company for most drivers in Nebraska with a ticket on their records at $2,041 a year.
American Family offers a lot of discounts that could make it cheaper for you than State Farm. You can get discounts from American Family for:
- Getting a quote seven days before your policy starts
- Enrolling in automatic payments and online billing
- Paying in full when you buy your policy
The average driver in Nebraska sees their car insurance premium go up 18% after a speeding ticket.
Cheap car insurance quotes after an accident in Nebraska: State Farm
State Farm has the cheapest car insurance after an accident in Nebraska at $1,577 a year. State Farm’s rate is nearly half the state average rate after an accident ($2,903 a year).
American Family and Progressive also offer rates that are cheaper than the state average, though both are a lot more expensive than State Farm.
An at-fault accident causes your car insurance to go up 50% in Nebraska, on average.
Cheapest car insurance rates after an accident
| Company | Annual rate |
|---|---|
| State Farm | $1,577 |
| American Family | $2,443 |
| Progressive | $2,838 |
| Farm Bureau | $3,251 |
| Nationwide | $3,487 |
| Geico | $3,704 |
| Allstate | $3,958 |
| USAA* | $1,962 |
Cheap auto insurance for Nebraska teens with a bad driving record: State Farm
Most teens in Nebraska with a bad driving record can get the cheapest car insurance from State Farm.
- State Farm’s average quote for teen drivers with a ticket on their records is $1,486 a year.
- The company’s average quote after an accident is $1,632 a year.
Cheapest insurance for teens with a ticket or accident
| Company | Ticket | Accident |
|---|---|---|
| State Farm | $1,486 | $1,632 |
| Geico | $1,605 | $1,974 |
| Farm Bureau | $1,661 | $2,317 |
| American Family | $1,857 | $2,260 |
| Progressive | $2,247 | $2,428 |
| Allstate | $3,024 | $4,388 |
| Nationwide | $3,373 | $3,412 |
| USAA* | $1,379 | $1,519 |
Geico comes in second in both cases, with average rates that aren’t much higher than State Farm’s. Geico offers more discounts than State Farm does, so get and compare car insurance quotes from both companies to see which will give you the best deal.
Find the Cheapest Car Insurance Quotes in Nebraska
Nebraska’s cheapest car insurance for drivers with a DUI: American Family
American Family has the cheapest DUI insurance in Nebraska, with quotes that average $2,041 a year. This is 40% cheaper than the state average quote after a DUI of $3,375 a year.
Progressive’s average quote with a DUI (driving under the influence) conviction is nearly as cheap as American Family’s at $2,111 a year. Farm Bureau and State Farm also have rates that are well below the state average.
In Nebraska, a DUI causes your car insurance to go up an average of 75%.
Cheapest car insurance quotes after a DUI
| Company | Annual rate |
|---|---|
| American Family | $2,041 |
| Progressive | $2,111 |
| Farm Bureau | $2,331 |
| State Farm | $2,653 |
| Allstate | $3,607 |
| Nationwide | $4,718 |
| Geico | $6,185 |
| USAA* | $3,351 |
Best cheap car insurance for bad credit in Nebraska: Geico
At $2,532 a year, Geico is the best company for cheap car insurance with poor credit in Nebraska. Geico’s average rate for poor credit is 32% lower than the state average rate of $3,712 a year.
Progressive is close behind at $2,803 a year. Nationwide is third at $3,094 a year.
It’s a good idea to compare quotes from several companies if you have bad credit, as not all companies will charge you a higher rate because of it.
Cheapest car insurance companies for poor credit
| Company | Annual rate |
|---|---|
| Geico | $2,532 |
| Progressive | $2,803 |
| Nationwide | $3,094 |
| American Family | $3,496 |
| Farm Bureau | $3,844 |
| Allstate | $4,280 |
| State Farm | $7,089 |
| USAA* | $2,555 |
Best car insurance companies in Nebraska
State Farm is Nebraska’s best car insurance company because of its:
- Low rates for most drivers and coverage types
- Good customer service ratings
- Strong financial strength rating
American Family, Farm Bureau and USAA have better customer satisfaction ratings from J.D. Power, but State Farm beats them in most other areas.
Nebraska car insurance company ratings
| Company | J.D. Power** | AM Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| American Family | 660 | A | |
| Farm Bureau | 673 | A | |
| Geico | 637 | A++ | |
| Nationwide | 641 | A | |
| Progressive | 622 | A+ | |
| State Farm | 657 | A++ | |
| USAA* | 739 | A++ | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Nebraska insurance rates by city
Drivers in York pay Nebraska’s cheapest car insurance rates at $1,730 a year, on average. With an average rate of $2,144 a year, Palisade drivers pay the state’s highest car insurance rates.
The average cost of car insurance in Nebraska’s biggest cities and suburbs:
- Omaha, $2,046 a year
- Lincoln, $1,784 a year
- Bellevue, $1,879 a year
- Grand Island, $1,810 a year
Car insurance rates near you
| City | Annual rate | % from average |
|---|---|---|
| Abie | $1,826 | -4% |
| Albion | $1,881 | -1% |
| Alda | $1,802 | -5% |
| Alexandria | $1,815 | -4% |
| Allen | $1,799 | -5% |
| Alliance | $1,975 | 4% |
| Alvo | $1,876 | -1% |
| Amelia | $1,940 | 2% |
| Ames | $1,854 | -2% |
| Amherst | $1,822 | -4% |
| Angora | $2,017 | 6% |
| Anselmo | $2,010 | 6% |
| Ansley | $2,030 | 7% |
| Arapahoe | $1,923 | 1% |
| Arcadia | $1,994 | 5% |
| Archer | $1,807 | -5% |
| Arlington | $1,893 | 0% |
| Ashby | $2,050 | 8% |
| Ashland | $1,926 | 1% |
| Ashton | $1,968 | 4% |
| Atkinson | $1,957 | 3% |
| Atlanta | $1,820 | -4% |
| Auburn | $1,813 | -5% |
| Aurora | $1,766 | -7% |
| Axtell | $1,775 | -7% |
| Ayr | $1,794 | -6% |
| Barneston | $1,878 | -1% |
| Bartlett | $1,979 | 4% |
| Bartley | $2,098 | 10% |
| Bassett | $1,980 | 4% |
| Battle Creek | $1,840 | -3% |
| Bayard | $2,042 | 8% |
| Beatrice | $1,869 | -2% |
| Beaver Crossing | $1,804 | -5% |
| Bee | $1,841 | -3% |
| Beemer | $1,836 | -3% |
| Belden | $1,838 | -3% |
| Belgrade | $1,890 | -1% |
| Bellevue | $1,879 | -1% |
| Bellwood | $1,797 | -5% |
| Belvidere | $1,801 | -5% |
| Benedict | $1,778 | -6% |
| Benkelman | $2,131 | 12% |
| Bennet | $1,904 | 0% |
| Bennington | $1,915 | 1% |
| Bertrand | $1,855 | -2% |
| Bingham | $2,012 | 6% |
| Bladen | $1,838 | -3% |
| Blair | $1,959 | 3% |
| Bloomfield | $1,837 | -3% |
| Bloomington | $1,839 | -3% |
| Blue Hill | $1,806 | -5% |
| Blue Springs | $1,900 | 0% |
| Boelus | $1,841 | -3% |
| Boys Town | $1,883 | -1% |
| Bradshaw | $1,738 | -8% |
| Brady | $2,032 | 7% |
| Brainard | $1,801 | -5% |
| Brewster | $2,030 | 7% |
| Bridgeport | $2,033 | 7% |
| Bristow | $1,944 | 2% |
| Broadwater | $2,026 | 7% |
| Brock | $1,826 | -4% |
| Broken Bow | $1,965 | 3% |
| Brule | $2,059 | 8% |
| Bruno | $1,809 | -5% |
| Brunswick | $1,875 | -1% |
| Burchard | $1,904 | 0% |
| Burr | $1,852 | -2% |
| Burwell | $2,045 | 8% |
| Bushnell | $2,055 | 8% |
| Butte | $1,957 | 3% |
| Byron | $1,798 | -5% |
| Cairo | $1,820 | -4% |
| Callaway | $2,020 | 6% |
| Cambridge | $1,921 | 1% |
| Campbell | $1,818 | -4% |
| Carleton | $1,822 | -4% |
| Carroll | $1,834 | -3% |
| Cedar Bluffs | $1,841 | -3% |
| Cedar Creek | $1,921 | 1% |
| Cedar Rapids | $1,935 | 2% |
| Center | $1,884 | -1% |
| Central City | $1,797 | -5% |
| Ceresco | $1,874 | -1% |
| Chadron | $2,032 | 7% |
| Chambers | $1,891 | 0% |
| Champion | $2,075 | 9% |
| Chappell | $2,072 | 9% |
| Chester | $1,822 | -4% |
| Clarks | $1,792 | -6% |
| Clarkson | $1,824 | -4% |
| Clatonia | $1,884 | -1% |
| Clay Center | $1,782 | -6% |
| Coleridge | $1,785 | -6% |
| Colon | $1,855 | -2% |
| Columbus | $1,798 | -5% |
| Comstock | $2,009 | 6% |
| Cook | $1,868 | -2% |
| Cordova | $1,825 | -4% |
| Cortland | $1,918 | 1% |
| Cozad | $1,886 | -1% |
| Crab Orchard | $1,860 | -2% |
| Crawford | $2,072 | 9% |
| Creston | $1,804 | -5% |
| Crete | $1,863 | -2% |
| Crofton | $1,872 | -1% |
| Crookston | $2,053 | 8% |
| Culbertson | $2,099 | 11% |
| Curtis | $2,113 | 11% |
| Dakota City | $1,908 | 0% |
| Dalton | $2,020 | 6% |
| Danbury | $2,044 | 8% |
| Davenport | $1,795 | -5% |
| Davey | $1,901 | 0% |
| David City | $1,800 | -5% |
| Dawson | $1,855 | -2% |
| Daykin | $1,819 | -4% |
| De Witt | $1,903 | 0% |
| Deweese | $1,817 | -4% |
| Dickens | $2,094 | 10% |
| Diller | $1,825 | -4% |
| Dix | $2,023 | 7% |
| Dixon | $1,802 | -5% |
| Dodge | $1,855 | -2% |
| Douglas | $1,928 | 2% |
| Du Bois | $1,855 | -2% |
| Dunbar | $1,860 | -2% |
| Duncan | $1,818 | -4% |
| Dunning | $2,022 | 6% |
| Dwight | $1,804 | -5% |
| Eagle | $1,886 | -1% |
| Eddyville | $1,939 | 2% |
| Edison | $1,879 | -1% |
| Elgin | $1,882 | -1% |
| Elk Creek | $1,867 | -2% |
| Ellsworth | $2,000 | 5% |
| Elm Creek | $1,821 | -4% |
| Elmwood | $1,900 | 0% |
| Elsie | $2,075 | 9% |
| Elsmere | $2,043 | 8% |
| Elwood | $1,905 | 0% |
| Elyria | $2,008 | 6% |
| Emerson | $1,823 | -4% |
| Emmet | $1,895 | 0% |
| Enders | $2,097 | 10% |
| Ericson | $2,002 | 5% |
| Eustis | $1,987 | 5% |
| Ewing | $1,901 | 0% |
| Exeter | $1,800 | -5% |
| Fairbury | $1,877 | -1% |
| Fairfield | $1,794 | -6% |
| Fairmont | $1,781 | -6% |
| Falls City | $1,821 | -4% |
| Farnam | $1,891 | 0% |
| Farwell | $1,827 | -4% |
| Firth | $1,966 | 3% |
| Fontanelle | $1,877 | -1% |
| Fordyce | $1,850 | -3% |
| Fort Calhoun | $2,011 | 6% |
| Franklin | $1,847 | -3% |
| Fremont | $1,800 | -5% |
| Friend | $1,792 | -6% |
| Fullerton | $1,856 | -2% |
| Funk | $1,824 | -4% |
| Garland | $1,862 | -2% |
| Geneva | $1,795 | -5% |
| Genoa | $1,854 | -2% |
| Gering | $2,026 | 7% |
| Gibbon | $1,787 | -6% |
| Gilead | $1,812 | -5% |
| Giltner | $1,780 | -6% |
| Glenvil | $1,793 | -6% |
| Goehner | $1,849 | -3% |
| Gordon | $2,074 | 9% |
| Gothenburg | $1,890 | -1% |
| Grafton | $1,792 | -6% |
| Grand Island | $1,810 | -5% |
| Grant | $2,014 | 6% |
| Greeley | $1,865 | -2% |
| Greenwood | $1,899 | 0% |
| Gresham | $1,813 | -5% |
| Gretna | $1,869 | -2% |
| Gross | $1,944 | 2% |
| Guide Rock | $1,824 | -4% |
| Hadar | $1,857 | -2% |
| Haigler | $2,055 | 8% |
| Hallam | $1,961 | 3% |
| Halsey | $2,039 | 7% |
| Hampton | $1,767 | -7% |
| Hardy | $1,804 | -5% |
| Harrisburg | $2,055 | 8% |
| Harrison | $2,043 | 8% |
| Hartington | $1,814 | -4% |
| Hastings | $1,769 | -7% |
| Hay Springs | $2,027 | 7% |
| Hazard | $1,977 | 4% |
| Heartwell | $1,797 | -5% |
| Hebron | $1,831 | -4% |
| Hemingford | $2,017 | 6% |
| Henderson | $1,755 | -8% |
| Hendley | $1,883 | -1% |
| Herman | $1,924 | 1% |
| Hershey | $2,039 | 7% |
| Hickman | $1,923 | 1% |
| Hildreth | $1,816 | -4% |
| Holbrook | $1,872 | -1% |
| Holdrege | $1,792 | -6% |
| Holstein | $1,799 | -5% |
| Homer | $1,931 | 2% |
| Hooper | $1,840 | -3% |
| Hordville | $1,768 | -7% |
| Howells | $1,833 | -3% |
| Hubbard | $1,911 | 1% |
| Hubbell | $1,800 | -5% |
| Humboldt | $1,844 | -3% |
| Humphrey | $1,796 | -5% |
| Huntley | $1,838 | -3% |
| Imperial | $2,031 | 7% |
| Inavale | $1,838 | -3% |
| Indianola | $2,070 | 9% |
| Inland | $1,812 | -5% |
| Inman | $1,905 | 0% |
| Ithaca | $1,896 | 0% |
| Jackson | $1,892 | 0% |
| Jansen | $1,825 | -4% |
| Johnson | $1,857 | -2% |
| Johnstown | $2,006 | 6% |
| Julian | $1,869 | -2% |
| Juniata | $1,775 | -7% |
| Kearney | $1,775 | -7% |
| Kennard | $1,943 | 2% |
| Keystone | $2,074 | 9% |
| Kilgore | $2,046 | 8% |
| Kimball | $2,028 | 7% |
| La Vista | $1,833 | -4% |
| Lakeside | $2,043 | 8% |
| Lamar | $2,075 | 9% |
| Laurel | $1,772 | -7% |
| Lawrence | $1,836 | -3% |
| Lebanon | $2,058 | 8% |
| Leigh | $1,820 | -4% |
| Lemoyne | $2,048 | 8% |
| Lewellen | $2,052 | 8% |
| Lewiston | $1,860 | -2% |
| Lexington | $1,895 | 0% |
| Liberty | $1,872 | -1% |
| Lincoln | $1,784 | -6% |
| Lindsay | $1,830 | -4% |
| Linwood | $1,829 | -4% |
| Lisco | $2,034 | 7% |
| Litchfield | $2,025 | 7% |
| Long Pine | $1,990 | 5% |
| Loomis | $1,810 | -5% |
| Lorton | $1,860 | -2% |
| Louisville | $1,957 | 3% |
| Loup City | $2,028 | 7% |
| Lyman | $2,041 | 7% |
| Lynch | $1,917 | 1% |
| Lyons | $1,888 | -1% |
| Macy | $1,980 | 4% |
| Madison | $1,827 | -4% |
| Madrid | $2,058 | 8% |
| Magnet | $1,869 | -2% |
| Malcolm | $1,896 | 0% |
| Malmo | $1,888 | -1% |
| Manley | $1,896 | 0% |
| Marquette | $1,791 | -6% |
| Marsland | $2,017 | 6% |
| Martell | $1,946 | 2% |
| Maskell | $1,820 | -4% |
| Mason City | $2,017 | 6% |
| Max | $2,110 | 11% |
| Maywood | $2,038 | 7% |
| McCook | $2,043 | 8% |
| McCool Junction | $1,756 | -8% |
| McGrew | $2,045 | 8% |
| McLean | $1,829 | -4% |
| Mead | $1,876 | -1% |
| Meadow Grove | $1,848 | -3% |
| Melbeta | $2,053 | 8% |
| Memphis | $1,886 | -1% |
| Merna | $1,993 | 5% |
| Merriman | $2,053 | 8% |
| Milburn | $2,010 | 6% |
| Milford | $1,855 | -2% |
| Miller | $1,840 | -3% |
| Milligan | $1,806 | -5% |
| Mills | $2,033 | 7% |
| Minatare | $2,041 | 7% |
| Minden | $1,786 | -6% |
| Mitchell | $2,000 | 5% |
| Monowi | $1,917 | 1% |
| Monroe | $1,805 | -5% |
| Moorefield | $2,050 | 8% |
| Morrill | $2,027 | 7% |
| Morse Bluff | $1,863 | -2% |
| Murdock | $1,924 | 1% |
| Murray | $1,921 | 1% |
| Naper | $1,957 | 3% |
| Naponee | $1,858 | -2% |
| Nebraska City | $1,808 | -5% |
| Nehawka | $1,887 | -1% |
| Neligh | $1,899 | 0% |
| Nemaha | $1,844 | -3% |
| Nenzel | $2,110 | 11% |
| Newman Grove | $1,841 | -3% |
| Newport | $2,038 | 7% |
| Nickerson | $1,892 | 0% |
| Niobrara | $1,911 | 1% |
| Norfolk | $1,814 | -4% |
| North Bend | $1,826 | -4% |
| North Platte | $1,981 | 4% |
| O'Neill | $1,900 | 0% |
| Oak | $1,794 | -6% |
| Oakdale | $1,855 | -2% |
| Oakland | $1,851 | -3% |
| Oconto | $2,014 | 6% |
| Odell | $1,914 | 1% |
| Odessa | $1,807 | -5% |
| Offutt AFB | $1,883 | -1% |
| Ogallala | $2,055 | 8% |
| Ohiowa | $1,823 | -4% |
| Omaha | $2,046 | 8% |
| Ong | $1,795 | -6% |
| Orchard | $1,898 | 0% |
| Ord | $2,013 | 6% |
| Orleans | $1,877 | -1% |
| Osceola | $1,804 | -5% |
| Oshkosh | $2,085 | 10% |
| Osmond | $1,851 | -3% |
| Otoe | $1,846 | -3% |
| Oxford | $1,922 | 1% |
| Page | $1,877 | -1% |
| Palisade | $2,144 | 13% |
| Palmer | $1,806 | -5% |
| Palmyra | $1,887 | -1% |
| Panama | $1,896 | 0% |
| Papillion | $1,833 | -3% |
| Parks | $2,077 | 9% |
| Pawnee City | $1,865 | -2% |
| Pender | $1,826 | -4% |
| Peru | $1,823 | -4% |
| Petersburg | $1,875 | -1% |
| Phillips | $1,828 | -4% |
| Pickrell | $1,862 | -2% |
| Pierce | $1,818 | -4% |
| Pilger | $1,833 | -4% |
| Plainview | $1,877 | -1% |
| Platte Center | $1,807 | -5% |
| Plattsmouth | $1,845 | -3% |
| Pleasant Dale | $1,849 | -3% |
| Pleasanton | $1,824 | -4% |
| Plymouth | $1,872 | -1% |
| Polk | $1,774 | -7% |
| Ponca | $1,827 | -4% |
| Prague | $1,886 | -1% |
| Primrose | $1,859 | -2% |
| Purdum | $2,035 | 7% |
| Ragan | $1,841 | -3% |
| Ralston | $1,920 | 1% |
| Randolph | $1,840 | -3% |
| Ravenna | $1,818 | -4% |
| Raymond | $1,913 | 1% |
| Red Cloud | $1,860 | -2% |
| Republican City | $1,838 | -3% |
| Reynolds | $1,827 | -4% |
| Richfield | $1,871 | -2% |
| Rising City | $1,811 | -5% |
| Riverdale | $1,809 | -5% |
| Riverton | $1,848 | -3% |
| Roca | $1,865 | -2% |
| Rockville | $1,973 | 4% |
| Rogers | $1,852 | -3% |
| Rosalie | $1,873 | -1% |
| Royal | $1,859 | -2% |
| Rulo | $1,833 | -4% |
| Rushville | $2,015 | 6% |
| Ruskin | $1,828 | -4% |
| Salem | $1,844 | -3% |
| Sargent | $2,063 | 9% |
| Saronville | $1,808 | -5% |
| Schuyler | $1,824 | -4% |
| Scotia | $1,918 | 1% |
| Scottsbluff | $2,030 | 7% |
| Scribner | $1,839 | -3% |
| Seneca | $2,017 | 6% |
| Seward | $1,836 | -3% |
| Shelby | $1,807 | -5% |
| Shelton | $1,788 | -6% |
| Shickley | $1,792 | -6% |
| Shubert | $1,838 | -3% |
| Sidney | $1,991 | 5% |
| Smithfield | $1,903 | 0% |
| Snyder | $1,890 | -1% |
| South Sioux City | $1,918 | 1% |
| Sparks | $2,043 | 8% |
| Spencer | $1,954 | 3% |
| Sprague | $1,891 | 0% |
| Springfield | $1,855 | -2% |
| Springview | $2,039 | 7% |
| St Columbans | $2,014 | 6% |
| St. Edward | $1,868 | -2% |
| St. Helena | $1,840 | -3% |
| St. Paul | $1,820 | -4% |
| Stamford | $1,859 | -2% |
| Stanton | $1,838 | -3% |
| Staplehurst | $1,842 | -3% |
| Stapleton | $2,025 | 7% |
| Steele City | $1,846 | -3% |
| Steinauer | $1,862 | -2% |
| Stella | $1,842 | -3% |
| Stockville | $2,048 | 8% |
| Strang | $1,808 | -5% |
| Stratton | $2,133 | 12% |
| Stromsburg | $1,758 | -7% |
| Sumner | $1,902 | 0% |
| Superior | $1,827 | -4% |
| Surprise | $1,809 | -5% |
| Sutton | $1,782 | -6% |
| Swanton | $1,826 | -4% |
| Syracuse | $1,855 | -2% |
| Table Rock | $1,892 | 0% |
| Talmage | $1,856 | -2% |
| Taylor | $2,061 | 8% |
| Tecumseh | $1,894 | 0% |
| Tekamah | $1,915 | 1% |
| Terrytown | $2,024 | 7% |
| Thedford | $2,020 | 6% |
| Thurston | $1,837 | -3% |
| Tilden | $1,848 | -3% |
| Tobias | $1,829 | -4% |
| Trenton | $2,126 | 12% |
| Trumbull | $1,784 | -6% |
| Tryon | $2,059 | 8% |
| Uehling | $1,906 | 0% |
| Ulysses | $1,809 | -5% |
| Unadilla | $1,863 | -2% |
| Union | $1,887 | -1% |
| Upland | $1,835 | -3% |
| Utica | $1,803 | -5% |
| Valentine | $2,064 | 9% |
| Valley | $1,902 | 0% |
| Valparaiso | $1,886 | -1% |
| Venango | $2,056 | 8% |
| Verdigre | $1,924 | 1% |
| Verdon | $1,847 | -3% |
| Virginia | $1,897 | 0% |
| Wahoo | $1,880 | -1% |
| Wakefield | $1,790 | -6% |
| Wallace | $2,063 | 9% |
| Walthill | $1,926 | 1% |
| Walton | $1,889 | -1% |
| Washington | $1,954 | 3% |
| Waterbury | $1,825 | -4% |
| Wauneta | $2,097 | 10% |
| Wausa | $1,837 | -3% |
| Waverly | $1,886 | -1% |
| Wayne | $1,830 | -4% |
| Weeping Water | $1,933 | 2% |
| Wellfleet | $2,071 | 9% |
| West Point | $1,818 | -4% |
| Western | $1,859 | -2% |
| Westerville | $2,029 | 7% |
| Weston | $1,862 | -2% |
| Whiteclay | $2,031 | 7% |
| Whitman | $2,060 | 8% |
| Whitney | $2,019 | 6% |
| Wilcox | $1,798 | -5% |
| Willow Island | $1,897 | 0% |
| Wilsonville | $1,883 | -1% |
| Winnetoon | $1,877 | -1% |
| Winside | $1,834 | -3% |
| Winslow | $1,920 | 1% |
| Wisner | $1,815 | -4% |
| Wolbach | $1,849 | -3% |
| Wood Lake | $2,016 | 6% |
| Wood River | $1,797 | -5% |
| Woodland Park | $1,819 | -4% |
| Wymore | $1,895 | 0% |
| Wynot | $1,842 | -3% |
| York | $1,730 | -9% |
| Yutan | $1,919 | 1% |
Nebraska auto insurance laws
Nebraska requires drivers to prove financial responsibility for all vehicles registered with the state. Most drivers do this by buying car insurance.
If you buy car insurance in Nebraska, you’re required to get at least a minimum amount of liability car insurance.
Nebraska auto insurance requirements
| Coverage type | Minimum amount needed |
|---|---|
| Liability (bodily injury) | $25,000 per person $50,000 per accident |
| Liability (property damage) | $25,000 per accident |
| Uninsured motorist (bodily injury) | $25,000 per person $50,000 per accident |
| Underinsured motorist (bodily injury) | $25,000 per person $50,000 per accident |
Drivers who don’t want to buy car insurance can prove financial responsibility with a $75,000 bond, property bond or certificate of deposit.
Frequently asked questions
The average cost of full-coverage car insurance in Nebraska is $1,933 a year. The average cost of liability car insurance is $570 a year in Nebraska.
In Nebraska, full-coverage car insurance costs $161 a month, on average. The state average rate for liability car insurance is $48 a month.
State Farm has the cheapest car insurance in Nebraska for drivers who want full-coverage policies, with an average rate of $1,391 a year.
Progressive has Nebraska’s cheapest liability-only car insurance at $382 a year.