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Cheap Car Insurance in Oklahoma (2025)
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Content was accurate at the time of publication.
Best cheap car insurance in Oklahoma
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Find the Cheapest Car Insurance Quotes in Oklahoma
Cheapest full-coverage car insurance in Oklahoma: State Farm
State Farm has Oklahoma’s cheapest full-coverage car insurance, with rates that average $1,541 a year, or $128 a month. Progressive has the next-best rate at $153 a month.
USAA has the cheapest full-coverage auto insurance overall at $106 a month. However, USAA is only available to military community members and their families.
Full-coverage auto insurance rates
| Company | Annual rate | LendingTree score | |
|---|---|---|---|
 | State Farm | $1,541 |  |
 | Progressive | $1,836 |  |
 | Shelter | $2,094 |  |
 | Farm Bureau | $2,576 | |
 | Geico | $2,643 | |
 | Allstate | $3,154 |  |
 | Farmers | $4,085 | |
 | USAA* | $1,272 | |
Full coverage includes collision Collision covers your car for damage from a collision with another vehicle or object. and comprehensive Comprehensive covers your car for theft or damage from non-collision causes like fire, flood and vandalism. , which cover damage to your own car. Neither coverage is required by law, but you usually need it for a car loan or lease.
The average cost of full coverage is $200 a month statewide. Your actual rate depends on factors like your driving history, location and credit. Each company weighs these factors differently. This makes it good to compare car insurance quotes from a few different companies.
Cheapest Oklahoma liability car insurance: State Farm
State Farm has the cheapest liability insurance quotes for most Oklahoma drivers at $37 a month. Progressive has the next-cheapest quotes at $40 a month.
Although Progressive is slightly more expensive than State Farm for liability auto insurance Liability covers injuries and damage you cause to others. It’s required by law. , it also offers a few more coverage options. For example, Progressive offers gap insurance and accident forgiveness, which State Farm does not have.
Liability-only auto insurance rates
| Company | Annual rate |
|---|---|
| State Farm | $440 |
| Progressive | $481 |
| Shelter | $651 |
| Farm Bureau | $730 |
| Geico | $836 |
| Allstate | $1,258 |
| Farmers | $1,285 |
| USAA* | $332 |
Find the Cheapest Car Insurance Quotes in Oklahoma
Best cheap car insurance for Oklahoma teens: State Farm
Most Oklahomans can get the cheapest car insurance quotes for teens from State Farm.
- State Farm’s liability rates for teens average $126 a month. Shelter is the next-cheapest company for teen liability insurance at $143 a month.
- State Farm’s full-coverage rates for young drivers average $342 a month. This is 21% less than the second-cheapest rate of $342 a month from Shelter.
Teens’ lack of driving experience makes them more likely to crash than older drivers. This is one of the main reasons why teens have such high insurance rates.
Annual car insurance rates for teens
| Company | Liability | Full coverage |
|---|---|---|
| State Farm | $1,515 | $4,099 |
| Shelter | $1,717 | $5,161 |
| Geico | $2,421 | $6,642 |
| Progressive | $2,663 | $8,456 |
| Farm Bureau | $2,848 | $7,712 |
| Allstate | $3,968 | $9,349 |
| Farmers | $5,166 | $14,896 |
| USAA* | $828 | $2,649 |
Young drivers usually get cheaper rates when added to a parent’s car insurance than they do on their own. State Farm, Shelter and many other companies also give teens car insurance discounts for:
- Getting good grades
- Completing a driver’s training program
State Farm also gives teens a discount for going off to college without a car. Shelter doesn’t offer this discount.
Best Oklahoma car insurance rates after a ticket: State Farm
Oklahoma drivers with a speeding ticket can often get the best car insurance rates from State Farm. State Farm’s rates for speeders average $135 a month for full coverage. This is 32% less than the next-cheapest rate of $199 a month from Progressive.
A speeding ticket raises the average price of insurance in Oklahoma by 20% to $240 a month. If you have a bad driving record, it’s especially important to shop for cheap auto insurance quotes.
Car insurance rates after a ticket
| Company | Annual rate |
|---|---|
| State Farm | $1,616 |
| Progressive | $2,391 |
| Shelter | $2,442 |
| Farm Bureau | $2,576 |
| Geico | $3,445 |
| Allstate | $3,525 |
| Farmers | $5,528 |
| USAA* | $1,563 |
Cheap Oklahoma car insurance after an accident: State Farm
At $128 a month, State Farm has the cheapest car insurance for most Oklahoma drivers with an at-fault accident. Shelter is the next-cheapest company. But at $222 a month, Shelter’s rate is 73% higher than State Farm’s rate.
Car insurance rates after an accident
| Company | Annual rate |
|---|---|
| State Farm | $1,541 |
| Shelter | $2,662 |
| Farm Bureau | $2,815 |
| Progressive | $2,981 |
| Allstate | $4,611 |
| Geico | $4,862 |
| Farmers | $5,929 |
| USAA* | $1,833 |
Cheap Oklahoma car insurance for bad teen drivers: State Farm
Most teens with a bad driving record can get the cheapest car insurance from State Farm.
- State Farm’s liability rates for teens with a speeding ticket average $137 a month. Shelter is the next-cheapest company at $174 a month.
- State Farm also has the cheapest car insurance for teens with an accident at $126 a month. Shelter charges teens with a prior accident an average of $206 a month.
Annual insurance rates for teens with a ticket or accident
| Company | Ticket | Accident |
|---|---|---|
| State Farm | $1,639 | $1,515 |
| Shelter | $2,088 | $2,478 |
| Progressive | $2,760 | $2,980 |
| Geico | $2,818 | $3,832 |
| Farm Bureau | $2,848 | $3,250 |
| Allstate | $4,625 | $6,546 |
| Farmers | $6,385 | $6,882 |
| USAA* | $1,113 | $1,249 |
Find the Cheapest Car Insurance Quotes in Oklahoma
Cheapest Oklahoma DUI insurance: Progressive
Progressive has Oklahoma’s cheapest DUI insurance at $174 a month. Shelter has the next-lowest rates for most drivers at $253 a month.
A DUI raises the average cost of car insurance by 50% to $300 a month statewide.
Car insurance rates after a DUI
| Company | Annual rate |
|---|---|
| Progressive | $2,089 |
| Shelter | $3,037 |
| State Farm | $3,154 |
| Farm Bureau | $4,063 |
| Allstate | $4,204 |
| Geico | $4,590 |
| Farmers | $5,378 |
| USAA* | $2,298 |
Best Oklahoma car insurance rates for bad credit: Farm Bureau
Oklahoma Farm Bureau has the best bad credit car insurance rate for most drivers at $216 a month. Progressive has the next-lowest rate at $252 a month.
Insurance companies check your credit for things like your payment history and borrowing amounts. Avoiding late payments and paying down debts is a good way to lower your car insurance rates.
Bad credit car insurance rates
| Company | Annual rate |
|---|---|
| Farm Bureau | $2,587 |
| Progressive | $3,018 |
| Geico | $3,877 |
| Shelter | $4,153 |
| Allstate | $4,614 |
| Farmers | $6,625 |
| State Farm | $6,672 |
| USAA* | $2,320 |
Oklahoma’s best car insurance companies
Low rates and high customer service scores help make State Farm the best car insurance company in Oklahoma.
Along with low rates, State Farm has a good customer satisfaction score from J.D. Power. These ratings are based on customer surveys grading insurance companies for things like price, coverage options and customer service.
Shelter and Farm Bureau have better customer satisfaction ratings than State Farm. This is a good reason to also get quotes from these companies when you buy or renew your car insurance.
USAA has the highest overall customer satisfaction rating among all Oklahoma car insurance companies. This and its low rates help make it a top choice for military families.
Oklahoma car insurance company ratings
| Company | J.D. Power** | AM Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| Farm Bureau | 673 | A | |
| Farmers | 619 | A | |
| Geico | 637 | A++ | |
| Progressive | 622 | A+ | |
| Shelter | 678 | A | |
| State Farm | 657 | A++ | |
| USAA* | 739 | A++ | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Oklahoma car insurance rates by city
At $179 a month, Dewey has the cheapest car insurance rates among Oklahoma’s cities and towns. Arapaho is the next-cheapest area at $181 a month.
Forest Park has the state’s most expensive car insurance at $227 a month. This is 13% higher than the state average. The Village has the next-highest rate at $226 a month.
Rates in Oklahoma City and Tulsa work out to $219 a month in each city. This is about 10% higher than the state average.
Car insurance rates near you
| City | Annual rate | Difference from state average |
|---|---|---|
| Achille | $2,371 | -1% |
| Ada | $2,287 | -5% |
| Adair | $2,272 | -5% |
| Adams | $2,212 | -8% |
| Addington | $2,282 | -5% |
| Afton | $2,281 | -5% |
| Agra | $2,419 | 1% |
| Akins | $2,289 | -5% |
| Albany | $2,340 | -2% |
| Albert | $2,238 | -7% |
| Albion | $2,312 | -4% |
| Alderson | $2,276 | -5% |
| Alex | $2,341 | -2% |
| Aline | $2,271 | -5% |
| Allen | $2,321 | -3% |
| Altus | $2,211 | -8% |
| Altus Afb | $2,223 | -7% |
| Alva | $2,291 | -5% |
| Amber | $2,331 | -3% |
| Ames | $2,263 | -6% |
| Amorita | $2,291 | -5% |
| Anadarko | $2,277 | -5% |
| Antlers | $2,451 | 2% |
| Apache | $2,275 | -5% |
| Arapaho | $2,166 | -10% |
| Arcadia | $2,507 | 4% |
| Ardmore | $2,278 | -5% |
| Arkoma | $2,305 | -4% |
| Arnett | $2,301 | -4% |
| Asher | $2,362 | -2% |
| Atoka | $2,418 | 1% |
| Atwood | $2,308 | -4% |
| Avant | $2,344 | -2% |
| Balko | $2,248 | -6% |
| Barnsdall | $2,337 | -3% |
| Bartlesville | $2,210 | -8% |
| Battiest | $2,355 | -2% |
| Beaver | $2,272 | -5% |
| Beggs | $2,323 | -3% |
| Bell | $2,337 | -3% |
| Bennington | $2,404 | 0% |
| Bessie | $2,227 | -7% |
| Bethany | $2,631 | 10% |
| Bethel | $2,353 | -2% |
| Bethel Acres | $2,431 | 1% |
| Big Cabin | $2,330 | -3% |
| Billings | $2,235 | -7% |
| Binger | $2,349 | -2% |
| Bison | $2,235 | -7% |
| Bixby | $2,530 | 5% |
| Blackwell | $2,326 | -3% |
| Blair | $2,278 | -5% |
| Blanchard | $2,424 | 1% |
| Blanco | $2,268 | -5% |
| Blocker | $2,306 | -4% |
| Bluejacket | $2,310 | -4% |
| Boise City | $2,275 | -5% |
| Bokchito | $2,324 | -3% |
| Bokoshe | $2,270 | -5% |
| Boley | $2,310 | -4% |
| Boswell | $2,390 | 0% |
| Bowlegs | $2,280 | -5% |
| Boynton | $2,296 | -4% |
| Bradley | $2,373 | -1% |
| Braggs | $2,293 | -4% |
| Braman | $2,354 | -2% |
| Bristow | $2,319 | -3% |
| Broken Arrow | $2,471 | 3% |
| Broken Bow | $2,468 | 3% |
| Bromide | $2,291 | -5% |
| Brushy | $2,292 | -5% |
| Buffalo | $2,315 | -4% |
| Bunch | $2,294 | -4% |
| Burbank | $2,336 | -3% |
| Burlington | $2,287 | -5% |
| Burneyville | $2,224 | -7% |
| Burns Flat | $2,301 | -4% |
| Bushyhead | $2,250 | -6% |
| Butler | $2,260 | -6% |
| Byars | $2,367 | -1% |
| Byng | $2,291 | -5% |
| Cache | $2,223 | -7% |
| Caddo | $2,352 | -2% |
| Calera | $2,322 | -3% |
| Calumet | $2,379 | -1% |
| Calvin | $2,306 | -4% |
| Camargo | $2,319 | -3% |
| Cameron | $2,274 | -5% |
| Canadian | $2,258 | -6% |
| Caney | $2,374 | -1% |
| Canton | $2,313 | -4% |
| Canute | $2,277 | -5% |
| Cardin | $2,312 | -4% |
| Carlisle | $2,301 | -4% |
| Carmen | $2,258 | -6% |
| Carnegie | $2,306 | -4% |
| Carney | $2,376 | -1% |
| Carrier | $2,235 | -7% |
| Carter | $2,271 | -5% |
| Cartwright | $2,321 | -3% |
| Cashion | $2,400 | 0% |
| Castle | $2,276 | -5% |
| Catoosa | $2,348 | -2% |
| Cedar Crest | $2,358 | -2% |
| Cement | $2,287 | -5% |
| Centrahoma | $2,336 | -3% |
| Central High | $2,282 | -5% |
| Chandler | $2,359 | -2% |
| Chattanooga | $2,186 | -9% |
| Checotah | $2,293 | -4% |
| Chelsea | $2,289 | -5% |
| Cherokee | $2,326 | -3% |
| Chester | $2,268 | -6% |
| Chewey | $2,307 | -4% |
| Cheyenne | $2,339 | -3% |
| Chickasha | $2,320 | -3% |
| Choctaw | $2,526 | 5% |
| Chouteau | $2,316 | -4% |
| Claremore | $2,241 | -7% |
| Clarita | $2,352 | -2% |
| Clayton | $2,408 | 0% |
| Cleo Springs | $2,255 | -6% |
| Cleora | $2,284 | -5% |
| Cleveland | $2,394 | 0% |
| Clinton | $2,195 | -9% |
| Coalgate | $2,387 | -1% |
| Colbert | $2,300 | -4% |
| Colcord | $2,288 | -5% |
| Coleman | $2,342 | -2% |
| Collinsville | $2,272 | -5% |
| Colony | $2,282 | -5% |
| Comanche | $2,253 | -6% |
| Commerce | $2,269 | -5% |
| Concho | $2,434 | 1% |
| Connerville | $2,354 | -2% |
| Cookson | $2,334 | -3% |
| Copan | $2,202 | -8% |
| Copeland | $2,269 | -5% |
| Cordell | $2,249 | -6% |
| Corn | $2,228 | -7% |
| Council Hill | $2,273 | -5% |
| Countyline | $2,246 | -6% |
| Covington | $2,190 | -9% |
| Coweta | $2,402 | 0% |
| Coyle | $2,431 | 1% |
| Crawford | $2,301 | -4% |
| Crescent | $2,421 | 1% |
| Cromwell | $2,298 | -4% |
| Crowder | $2,299 | -4% |
| Cushing | $2,336 | -3% |
| Custer City | $2,269 | -5% |
| Cyril | $2,299 | -4% |
| Dacoma | $2,296 | -4% |
| Daisy | $2,367 | -1% |
| Davenport | $2,374 | -1% |
| Davidson | $2,248 | -6% |
| Davis | $2,298 | -4% |
| Deer Creek | $2,296 | -4% |
| Del City | $2,643 | 10% |
| Delaware | $2,326 | -3% |
| Depew | $2,326 | -3% |
| Devol | $2,267 | -6% |
| Dewar | $2,368 | -1% |
| Dewey | $2,152 | -10% |
| Dibble | $2,405 | 0% |
| Dickson | $2,285 | -5% |
| Dill City | $2,281 | -5% |
| Disney | $2,337 | -3% |
| Dougherty | $2,317 | -3% |
| Douglas | $2,233 | -7% |
| Dover | $2,278 | -5% |
| Drummond | $2,198 | -8% |
| Drumright | $2,366 | -1% |
| Dry Creek | $2,347 | -2% |
| Duke | $2,299 | -4% |
| Duncan | $2,230 | -7% |
| Durant | $2,315 | -4% |
| Durham | $2,293 | -4% |
| Dustin | $2,271 | -5% |
| Eagletown | $2,417 | 1% |
| Eakly | $2,301 | -4% |
| Earlsboro | $2,396 | 0% |
| Edmond | $2,510 | 5% |
| El Reno | $2,447 | 2% |
| Eldorado | $2,200 | -8% |
| Elgin | $2,193 | -9% |
| Elk City | $2,304 | -4% |
| Elmer | $2,229 | -7% |
| Elmore City | $2,258 | -6% |
| Enid | $2,178 | -9% |
| Erick | $2,376 | -1% |
| Eucha | $2,316 | -3% |
| Eufaula | $2,238 | -7% |
| Fair Oaks | $2,277 | -5% |
| Fairfax | $2,333 | -3% |
| Fairland | $2,249 | -6% |
| Fairmont | $2,212 | -8% |
| Fairview | $2,250 | -6% |
| Fanshawe | $2,295 | -4% |
| Fargo | $2,278 | -5% |
| Faxon | $2,217 | -8% |
| Fay | $2,307 | -4% |
| Felt | $2,290 | -5% |
| Finley | $2,423 | 1% |
| Fittstown | $2,315 | -4% |
| Fitzhugh | $2,283 | -5% |
| Fletcher | $2,189 | -9% |
| Forest Park | $2,721 | 13% |
| Forgan | $2,263 | -6% |
| Fort Cobb | $2,281 | -5% |
| Fort Gibson | $2,300 | -4% |
| Fort Supply | $2,244 | -7% |
| Fort Towson | $2,432 | 1% |
| Foss | $2,275 | -5% |
| Foster | $2,229 | -7% |
| Fox | $2,264 | -6% |
| Foyil | $2,293 | -4% |
| Francis | $2,287 | -5% |
| Frederick | $2,204 | -8% |
| Freedom | $2,282 | -5% |
| Gage | $2,295 | -4% |
| Gans | $2,283 | -5% |
| Garber | $2,210 | -8% |
| Garvin | $2,434 | 1% |
| Gate | $2,299 | -4% |
| Geary | $2,374 | -1% |
| Gene Autry | $2,278 | -5% |
| Geronimo | $2,235 | -7% |
| Glencoe | $2,262 | -6% |
| Glenpool | $2,470 | 3% |
| Golden | $2,382 | -1% |
| Goldsby | $2,410 | 0% |
| Goltry | $2,260 | -6% |
| Goodwell | $2,216 | -8% |
| Gore | $2,315 | -4% |
| Gotebo | $2,276 | -5% |
| Gould | $2,329 | -3% |
| Gowen | $2,298 | -4% |
| Gracemont | $2,275 | -5% |
| Graham | $2,267 | -6% |
| Grandfield | $2,228 | -7% |
| Grandview | $2,326 | -3% |
| Granite | $2,288 | -5% |
| Grant | $2,320 | -3% |
| Greenfield | $2,287 | -5% |
| Grove | $2,268 | -5% |
| Guthrie | $2,478 | 3% |
| Guymon | $2,220 | -7% |
| Haileyville | $2,311 | -4% |
| Hallett | $2,326 | -3% |
| Hammon | $2,318 | -3% |
| Hanna | $2,316 | -3% |
| Hardesty | $2,261 | -6% |
| Harrah | $2,507 | 4% |
| Hartshorne | $2,259 | -6% |
| Haskell | $2,340 | -3% |
| Hastings | $2,280 | -5% |
| Haworth | $2,404 | 0% |
| Headrick | $2,238 | -7% |
| Healdton | $2,270 | -5% |
| Heavener | $2,321 | -3% |
| Helena | $2,284 | -5% |
| Hendrix | $2,327 | -3% |
| Hennepin | $2,274 | -5% |
| Hennessey | $2,251 | -6% |
| Henryetta | $2,294 | -4% |
| Hillsdale | $2,275 | -5% |
| Hinton | $2,342 | -2% |
| Hitchcock | $2,247 | -6% |
| Hitchita | $2,295 | -4% |
| Hobart | $2,297 | -4% |
| Hodgen | $2,361 | -2% |
| Holdenville | $2,284 | -5% |
| Hollis | $2,336 | -3% |
| Hollister | $2,210 | -8% |
| Hominy | $2,404 | 0% |
| Honobia | $2,319 | -3% |
| Hooker | $2,201 | -8% |
| Hopeton | $2,250 | -6% |
| Howe | $2,310 | -4% |
| Hoyt | $2,321 | -3% |
| Hugo | $2,364 | -2% |
| Hulbert | $2,340 | -3% |
| Hunter | $2,215 | -8% |
| Hydro | $2,307 | -4% |
| Idabel | $2,424 | 1% |
| Indiahoma | $2,183 | -9% |
| Indianola | $2,283 | -5% |
| Inola | $2,264 | -6% |
| Isabella | $2,267 | -6% |
| Jay | $2,309 | -4% |
| Jenks | $2,460 | 3% |
| Jennings | $2,416 | 1% |
| Jet | $2,267 | -6% |
| Jones | $2,552 | 6% |
| Justice | $2,237 | -7% |
| Kansas | $2,282 | -5% |
| Katie | $2,260 | -6% |
| Kaw City | $2,317 | -3% |
| Kellyville | $2,318 | -3% |
| Kemp | $2,315 | -4% |
| Kenefic | $2,314 | -4% |
| Kenton | $2,270 | -5% |
| Kenwood | $2,293 | -4% |
| Keota | $2,244 | -7% |
| Ketchum | $2,336 | -3% |
| Keyes | $2,257 | -6% |
| Kiefer | $2,364 | -1% |
| Kingfisher | $2,342 | -2% |
| Kingston | $2,271 | -5% |
| Kinta | $2,316 | -4% |
| Kiowa | $2,303 | -4% |
| Konawa | $2,263 | -6% |
| Krebs | $2,245 | -6% |
| Kremlin | $2,222 | -7% |
| Lahoma | $2,223 | -7% |
| Lamar | $2,269 | -5% |
| Lamont | $2,323 | -3% |
| Lane | $2,423 | 1% |
| Langley | $2,323 | -3% |
| Langston | $2,408 | 0% |
| Laverne | $2,279 | -5% |
| Lawton | $2,203 | -8% |
| Lebanon | $2,257 | -6% |
| Leedey | $2,349 | -2% |
| Leflore | $2,288 | -5% |
| Lehigh | $2,332 | -3% |
| Lenapah | $2,252 | -6% |
| Leon | $2,269 | -5% |
| Leonard | $2,368 | -1% |
| Lequire | $2,308 | -4% |
| Lexington | $2,421 | 1% |
| Limestone | $2,246 | -6% |
| Lindsay | $2,275 | -5% |
| Loco | $2,268 | -6% |
| Locust Grove | $2,357 | -2% |
| Lone Grove | $2,287 | -5% |
| Lone Wolf | $2,276 | -5% |
| Long | $2,285 | -5% |
| Longdale | $2,260 | -6% |
| Longtown | $2,238 | -7% |
| Lookeba | $2,297 | -4% |
| Loveland | $2,226 | -7% |
| Loyal | $2,294 | -4% |
| Lucien | $2,252 | -6% |
| Luther | $2,554 | 6% |
| Macomb | $2,428 | 1% |
| Madill | $2,271 | -5% |
| Manchester | $2,277 | -5% |
| Mangum | $2,356 | -2% |
| Manitou | $2,179 | -9% |
| Mannford | $2,373 | -1% |
| Mannsville | $2,270 | -5% |
| Maramec | $2,233 | -7% |
| Marble City | $2,349 | -2% |
| Marietta | $2,245 | -6% |
| Marland | $2,272 | -5% |
| Marlow | $2,288 | -5% |
| Marshall | $2,357 | -2% |
| Martha | $2,242 | -7% |
| Maud | $2,370 | -1% |
| May | $2,281 | -5% |
| Maysville | $2,307 | -4% |
| McAlester | $2,247 | -6% |
| McCord | $2,343 | -2% |
| McCurtain | $2,325 | -3% |
| McLoud | $2,468 | 3% |
| Mead | $2,316 | -4% |
| Medford | $2,300 | -4% |
| Medicine Park | $2,210 | -8% |
| Meeker | $2,380 | -1% |
| Meers | $2,215 | -8% |
| Meno | $2,271 | -5% |
| Meridian | $2,354 | -2% |
| Miami | $2,297 | -4% |
| Midwest City | $2,609 | 9% |
| Milburn | $2,326 | -3% |
| Milfay | $2,274 | -5% |
| Mill Creek | $2,266 | -6% |
| Millerton | $2,368 | -1% |
| Minco | $2,392 | 0% |
| Moffett | $2,414 | 1% |
| Monroe | $2,336 | -3% |
| Moodys | $2,297 | -4% |
| Moore | $2,541 | 6% |
| Mooreland | $2,306 | -4% |
| Morris | $2,306 | -4% |
| Morrison | $2,331 | -3% |
| Mounds | $2,346 | -2% |
| Mountain Park | $2,240 | -7% |
| Mountain View | $2,310 | -4% |
| Moyers | $2,331 | -3% |
| Muldrow | $2,275 | -5% |
| Mulhall | $2,360 | -2% |
| Muse | $2,339 | -3% |
| Muskogee | $2,300 | -4% |
| Mustang | $2,491 | 4% |
| Mutual | $2,302 | -4% |
| Nardin | $2,345 | -2% |
| Nash | $2,244 | -6% |
| Nashoba | $2,308 | -4% |
| New Cordell | $2,246 | -6% |
| Newalla | $2,514 | 5% |
| Newcastle | $2,473 | 3% |
| Newkirk | $2,361 | -2% |
| Nichols Hills | $2,706 | 13% |
| Nicoma Park | $2,584 | 8% |
| Ninnekah | $2,339 | -3% |
| Noble | $2,440 | 2% |
| Norman | $2,459 | 2% |
| North Enid | $2,171 | -10% |
| North Miami | $2,267 | -6% |
| Nowata | $2,310 | -4% |
| Oakhurst | $2,585 | 8% |
| Oakland | $2,268 | -6% |
| Oaks | $2,355 | -2% |
| Oakwood | $2,295 | -4% |
| Ochelata | $2,172 | -9% |
| Oilton | $2,409 | 0% |
| Okarche | $2,326 | -3% |
| Okay | $2,384 | -1% |
| Okeene | $2,250 | -6% |
| Okemah | $2,313 | -4% |
| Oklahoma City | $2,628 | 10% |
| Okmulgee | $2,299 | -4% |
| Oktaha | $2,278 | -5% |
| Olustee | $2,274 | -5% |
| Omega | $2,354 | -2% |
| Oologah | $2,255 | -6% |
| Orlando | $2,364 | -2% |
| Osage | $2,324 | -3% |
| Oscar | $2,301 | -4% |
| Overbrook | $2,280 | -5% |
| Owasso | $2,303 | -4% |
| Paden | $2,300 | -4% |
| Panama | $2,322 | -3% |
| Panola | $2,239 | -7% |
| Paoli | $2,273 | -5% |
| Park Hill | $2,324 | -3% |
| Pauls Valley | $2,305 | -4% |
| Pawhuska | $2,358 | -2% |
| Pawnee | $2,413 | 1% |
| Peggs | $2,345 | -2% |
| Perkins | $2,271 | -5% |
| Perry | $2,263 | -6% |
| Pettit | $2,348 | -2% |
| Picher | $2,335 | -3% |
| Pickens | $2,374 | -1% |
| Piedmont | $2,483 | 3% |
| Pink | $2,435 | 1% |
| Pittsburg | $2,310 | -4% |
| Platter | $2,297 | -4% |
| Pocasset | $2,393 | 0% |
| Pocola | $2,297 | -4% |
| Ponca City | $2,352 | -2% |
| Pond Creek | $2,260 | -6% |
| Porter | $2,397 | 0% |
| Porum | $2,231 | -7% |
| Poteau | $2,313 | -4% |
| Prague | $2,380 | -1% |
| Preston | $2,353 | -2% |
| Proctor | $2,314 | -4% |
| Prue | $2,315 | -4% |
| Pryor | $2,274 | -5% |
| Pryor Creek | $2,271 | -5% |
| Purcell | $2,405 | 0% |
| Putnam | $2,299 | -4% |
| Quapaw | $2,335 | -3% |
| Quinton | $2,263 | -6% |
| Ralston | $2,277 | -5% |
| Ramona | $2,190 | -9% |
| Randlett | $2,259 | -6% |
| Ratliff City | $2,227 | -7% |
| Rattan | $2,457 | 2% |
| Ravia | $2,278 | -5% |
| Red Oak | $2,301 | -4% |
| Red Rock | $2,269 | -5% |
| Redbird | $2,338 | -3% |
| Rentiesville | $2,284 | -5% |
| Reydon | $2,289 | -5% |
| Ringling | $2,263 | -6% |
| Ringold | $2,345 | -2% |
| Ringwood | $2,211 | -8% |
| Ripley | $2,277 | -5% |
| Rocky | $2,302 | -4% |
| Rocky Mountain | $2,331 | -3% |
| Roff | $2,272 | -5% |
| Roland | $2,314 | -4% |
| Roosevelt | $2,278 | -5% |
| Rose | $2,268 | -5% |
| Rosston | $2,280 | -5% |
| Rufe | $2,305 | -4% |
| Rush Springs | $2,371 | -1% |
| Ryan | $2,327 | -3% |
| Salina | $2,323 | -3% |
| Sallisaw | $2,285 | -5% |
| Sams Corner | $2,347 | -2% |
| Sand Hill | $2,296 | -4% |
| Sand Springs | $2,416 | 1% |
| Sapulpa | $2,393 | 0% |
| Sasakwa | $2,254 | -6% |
| Savanna | $2,301 | -4% |
| Sawyer | $2,406 | 0% |
| Sayre | $2,316 | -3% |
| Schulter | $2,311 | -4% |
| Seiling | $2,293 | -4% |
| Seminole | $2,275 | -5% |
| Sentinel | $2,312 | -4% |
| Sequoyah | $2,234 | -7% |
| Shady Grove | $2,314 | -4% |
| Shady Point | $2,293 | -4% |
| Shamrock | $2,348 | -2% |
| Sharon | $2,280 | -5% |
| Shattuck | $2,287 | -5% |
| Shawnee | $2,413 | 1% |
| Shidler | $2,313 | -4% |
| Simms | $2,236 | -7% |
| Skiatook | $2,329 | -3% |
| Slaughterville | $2,421 | 1% |
| Slick | $2,341 | -2% |
| Smithville | $2,405 | 0% |
| Snake Creek | $2,362 | -2% |
| Snow | $2,360 | -2% |
| Snyder | $2,270 | -5% |
| Soper | $2,397 | 0% |
| South Coffeyville | $2,239 | -7% |
| Southard | $2,230 | -7% |
| Sparks | $2,342 | -2% |
| Spavinaw | $2,303 | -4% |
| Spencer | $2,668 | 11% |
| Spencerville | $2,308 | -4% |
| Sperry | $2,390 | 0% |
| Spiro | $2,315 | -4% |
| Springer | $2,270 | -5% |
| St. Louis | $2,359 | -2% |
| Sterling | $2,171 | -10% |
| Stidham | $2,305 | -4% |
| Stigler | $2,289 | -5% |
| Stillwater | $2,260 | -6% |
| Stilwell | $2,334 | -3% |
| Stonewall | $2,293 | -4% |
| Strang | $2,293 | -4% |
| Stratford | $2,283 | -5% |
| Stringtown | $2,433 | 1% |
| Stroud | $2,346 | -2% |
| Stuart | $2,327 | -3% |
| Sulphur | $2,291 | -5% |
| Sweetwater | $2,302 | -4% |
| Swink | $2,351 | -2% |
| Taft | $2,290 | -5% |
| Tahlequah | $2,322 | -3% |
| Talala | $2,289 | -5% |
| Talihina | $2,394 | 0% |
| Taloga | $2,340 | -3% |
| Tatums | $2,263 | -6% |
| Tecumseh | $2,397 | 0% |
| Temple | $2,297 | -4% |
| Tenkiller | $2,308 | -4% |
| Terlton | $2,363 | -2% |
| Terral | $2,289 | -5% |
| Texanna | $2,231 | -7% |
| Texhoma | $2,218 | -8% |
| Texola | $2,259 | -6% |
| Thackerville | $2,240 | -7% |
| The Village | $2,713 | 13% |
| Thomas | $2,227 | -7% |
| Tipton | $2,231 | -7% |
| Tishomingo | $2,315 | -4% |
| Titanic | $2,337 | -3% |
| Tonkawa | $2,359 | -2% |
| Tryon | $2,395 | 0% |
| Tulsa | $2,625 | 9% |
| Tupelo | $2,302 | -4% |
| Turley | $2,627 | 9% |
| Turpin | $2,261 | -6% |
| Tuskahoma | $2,292 | -5% |
| Tussy | $2,265 | -6% |
| Tuttle | $2,484 | 3% |
| Twin Oaks | $2,271 | -5% |
| Tyrone | $2,226 | -7% |
| Union City | $2,416 | 1% |
| Valley Brook | $2,642 | 10% |
| Valliant | $2,448 | 2% |
| Velma | $2,255 | -6% |
| Vera | $2,191 | -9% |
| Verden | $2,323 | -3% |
| Verdigris | $2,246 | -6% |
| Vian | $2,293 | -4% |
| Vici | $2,315 | -4% |
| Vinita | $2,316 | -4% |
| Vinson | $2,336 | -3% |
| Wagoner | $2,323 | -3% |
| Wainwright | $2,287 | -5% |
| Wakita | $2,304 | -4% |
| Walters | $2,233 | -7% |
| Wanette | $2,387 | -1% |
| Wann | $2,271 | -5% |
| Wapanucka | $2,346 | -2% |
| Wardville | $2,347 | -2% |
| Warner | $2,303 | -4% |
| Warr Acres | $2,681 | 12% |
| Washington | $2,430 | 1% |
| Watonga | $2,264 | -6% |
| Watson | $2,436 | 2% |
| Watts | $2,299 | -4% |
| Waukomis | $2,201 | -8% |
| Waurika | $2,296 | -4% |
| Wayne | $2,368 | -1% |
| Waynoka | $2,309 | -4% |
| Weatherford | $2,206 | -8% |
| Webbers Falls | $2,278 | -5% |
| Welch | $2,313 | -4% |
| Weleetka | $2,295 | -4% |
| Welling | $2,306 | -4% |
| Wellston | $2,472 | 3% |
| Westville | $2,277 | -5% |
| Wetumka | $2,270 | -5% |
| Wewoka | $2,262 | -6% |
| Wheatland | $2,545 | 6% |
| Whitefield | $2,279 | -5% |
| Whitesboro | $2,342 | -2% |
| Wilburton | $2,303 | -4% |
| Willow | $2,298 | -4% |
| Wilson | $2,262 | -6% |
| Wister | $2,301 | -4% |
| Woodall | $2,296 | -4% |
| Woodward | $2,288 | -5% |
| Wright City | $2,425 | 1% |
| Wyandotte | $2,295 | -4% |
| Wynnewood | $2,299 | -4% |
| Wynona | $2,296 | -4% |
| Yale | $2,308 | -4% |
| Yukon | $2,474 | 3% |
| Zeb | $2,298 | -4% |
Minimum coverage for car insurance in Oklahoma
You need car insurance to register your vehicle in Oklahoma. The minimum amounts of insurance required to drive legally include:
| Coverage | Required minimum limit |
|---|---|
| Bodily injury liability | $25,000 per person, $50,000 per accident |
| Property damage liability | $25,000 |
Frequently asked questions
Car insurance costs an average of $200 a month in Oklahoma for full coverage. Minimum-coverage policies cost an average of $63 a month. Rates are usually higher if you have a prior offense or bad credit.
State Farm tends to have the cheapest rates for most Oklahoma drivers. USAA is cheapest for members of the military community, including service members’ families.
Driving without insurance is a misdemeanor offense in Oklahoma. The penalties include a fine, license suspension and possible jail time.