Cheapest Car Insurance in Oregon (2025)
Best cheap car insurance in Oregon
Oregon’s cheapest full-coverage car insurance companies: State Farm
Country Financial and Progressive are the second-cheapest companies for most Oregon drivers. Their full-coverage insurance rates are around $147 a month.
Best full-coverage insurance quotes
| Company | Annual rate | LendingTree score | |
|---|---|---|---|
 | State Farm | $1,302 |  |
 | Country Financial | $1,750 |  |
 | American Family | $1,778 |  |
 | Progressive | $1,933 | |
 | Travelers | $2,210 | |
 | Geico | $2,882 |  |
 | Farmers | $3,294 |  |
 | Allstate | $3,366 | |
 | USAA* | $1,444 | |
Of these three companies, Country Financial has the best customer satisfaction score from J.D. Power and the best complaint rating from the National Association of Insurance Commissioners (NAIC).
USAA is cheaper than Country Financial and Progressive, with rates averaging $120 a month, but only members of the military and their families can buy from USAA.
Cheapest liability car insurance in Oregon: State Farm
Progressive comes in second for liability insurance at $779 a year, while Country Financial is third at $889 a year.
All three companies offer several discounts that could make it your cheapest option, especially if you qualify for more than one. Look for or ask about them when you compare car insurance quotes.
Cheap liability-only car insurance rates
| Company | Annual rates |
|---|---|
| State Farm | $678 |
| Progressive | $779 |
| Country Financial | $889 |
| American Family | $1,001 |
| Travelers | $1,103 |
| Geico | $1,342 |
| Farmers | $1,797 |
| Allstate | $1,952 |
| USAA* | $690 |
Cheap car insurance for young drivers in Oregon: Country Financial
Country Financial’s liability rate is less than half the state average of $3,533 a year. The same is true of Country Financial’s average full-coverage rate.
State Farm has the next-cheapest rates in both areas. Car insurance discounts could make a big difference here, so keep them in mind while shopping around.
Cheapest car insurance for young drivers
| Company | Liability only | Full coverage |
|---|---|---|
| Country Financial | $1,607 | $3,303 |
| State Farm | $1,980 | $3,821 |
| Geico | $2,813 | $6,031 |
| Travelers | $2,913 | $6,026 |
| Progressive | $3,380 | $8,791 |
| American Family | $3,734 | $7,450 |
| Farmers | $6,671 | $11,432 |
| Allstate | $6,697 | $12,742 |
| USAA* | $2,000 | $4,029 |
Best cheap auto insurance after a speeding ticket in Oregon: State Farm
Progressive, Country Financial and American Family are next, but all three companies’ average rates are more than 60% higher than State Farm’s.
Oregon drivers see their car insurance premiums go up around 26% after getting a speeding ticket.
Cheapest insurance quotes with a speeding ticket
| Company | Annual rates |
|---|---|
| State Farm | $1,395 |
| Progressive | $2,247 |
| Country Financial | $2,276 |
| American Family | $2,298 |
| Travelers | $2,842 |
| Geico | $3,770 |
| Allstate | $3,912 |
| Farmers | $4,671 |
| USAA* | $1,791 |
Oregon’s cheapest car insurance after an accident: State Farm
An at-fault accident causes your car insurance premium to go up an average of 52% in Oregon.
Cheap insurance rates after an accident
| Company | Annual rates |
|---|---|
| State Farm | $1,302 |
| Progressive | $2,507 |
| Country Financial | $2,518 |
| Travelers | $3,188 |
| American Family | $3,274 |
| Farmers | $4,666 |
| Geico | $5,363 |
| Allstate | $5,514 |
| USAA* | $1,997 |
Cheap insurance for Oregon teens with a bad driving record: Country Financial and State Farm
- Country Financial has the state’s cheapest insurance for teens with a speeding ticket on their records at $2,119 a year.
- State Farm has the cheapest average rates for teens after an accident at $1,980 a year.
Cheapest teen car insurance after a ticket or accident
| Company | Ticket | Accident |
|---|---|---|
| Country Financial | $2,119 | $2,385 |
| State Farm | $2,142 | $1,980 |
| Progressive | $3,316 | $3,373 |
| Travelers | $3,598 | $4,211 |
| Geico | $3,651 | $4,800 |
| American Family | $4,190 | $5,660 |
| Allstate | $8,340 | $9,316 |
| Farmers | $8,548 | $8,364 |
| USAA* | $2,952 | $3,062 |
Along with discounts, another key to getting the cheapest teen car insurance is to add your child to your existing policy. Your premium will go up, but the increase should be less than what your child would pay for their own policy.
Oregon’s cheapest car insurance after a DUI: Progressive
State Farm is the next-cheapest option at $2,682 a year. Travelers and American Family also have average quotes that are cheaper than the state average.
A DUI (driving under the influence) conviction in Oregon usually makes your car insurance premium go up around 76%.
Cheap car insurance quotes after a DUI
| Company | Annual rates |
|---|---|
| Progressive | $2,036 |
| State Farm | $2,682 |
| Travelers | $3,344 |
| American Family | $3,574 |
| Allstate | $4,401 |
| Farmers | $4,498 |
| Geico | $5,525 |
| Country Financial | $5,761 |
| USAA* | $3,292 |
Best cheap car insurance for bad credit in Oregon: Country Financial
The average cost of car insurance with bad credit is $4,199 a year in Oregon. That’s 89% more than what drivers with good credit pay.
Cheapest car insurance for poor credit
| Company | Annual rates |
|---|---|
| Country Financial | $2,792 |
| Progressive | $3,026 |
| American Family | $3,377 |
| Travelers | $4,009 |
| Geico | $4,241 |
| Allstate | $5,467 |
| Farmers | $5,572 |
| State Farm | $6,128 |
| USAA* | $3,177 |
Best car insurance companies in Oregon
Both companies offer the state’s cheapest car insurance rates for most drivers and coverage types. They also have some of the best customer satisfaction scores of the companies we surveyed in Oregon.
Country Financial and State Farm both have many discounts that can help make your premium even cheaper. Country Financial offers a few more add-on coverages, which could make a difference for some.
Oregon car insurance company ratings
| Company | J.D. Power** | AM Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| American Family | 660 | A | |
| Country Financial | 665 | A+ | |
| Farmers | 619 | A | |
| Geico | 637 | A++ | |
| Progressive | 622 | A+ | |
| State Farm | 657 | A++ | |
| Travelers | 616 | A++ | |
| USAA* | 739 | A++ | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Oregon insurance rates by city
The average cost of car insurance in Oregon’s biggest cities and suburbs:
- Portland, $2,825 a year
- Eugene, $2,099 a year
- Salem, $2,453 a year
- Gresham, $3,015 a year
- Hillsboro, $2,481 a year
Car insurance rates near you
| City | Annual rate | % from average |
|---|---|---|
| Adams | $2,104 | -6% |
| Adel | $2,032 | -9% |
| Adrian | $2,064 | -7% |
| Agness | $2,062 | -7% |
| Albany | $2,055 | -8% |
| Allegany | $2,217 | -1% |
| Aloha | $2,589 | 16% |
| Alsea | $2,240 | 1% |
| Altamont | $2,168 | -3% |
| Alvadore | $2,284 | 2% |
| Amity | $2,453 | 10% |
| Antelope | $2,254 | 1% |
| Arch Cape | $2,260 | 1% |
| Arlington | $2,101 | -6% |
| Arock | $2,255 | 1% |
| Ashland | $2,114 | -5% |
| Ashwood | $2,103 | -6% |
| Astoria | $2,182 | -2% |
| Aumsville | $2,331 | 5% |
| Aurora | $2,473 | 11% |
| Azalea | $2,135 | -4% |
| Baker City | $1,951 | -12% |
| Bandon | $2,048 | -8% |
| Banks | $2,408 | 8% |
| Barview | $2,034 | -9% |
| Bates | $2,032 | -9% |
| Bay City | $2,273 | 2% |
| Bayside Gardens | $2,243 | 1% |
| Beatty | $2,221 | 0% |
| Beaver | $2,303 | 3% |
| Beavercreek | $2,636 | 18% |
| Beaverton | $2,574 | 16% |
| Bend | $2,075 | -7% |
| Bethany | $2,556 | 15% |
| Blachly | $2,150 | -4% |
| Black Butte Ranch | $2,186 | -2% |
| Blodgett | $2,204 | -1% |
| Blue River | $2,185 | -2% |
| Bly | $2,218 | 0% |
| Boardman | $2,017 | -9% |
| Bonanza | $2,225 | 0% |
| Boring | $2,778 | 25% |
| Bridal Veil | $2,838 | 27% |
| Bridgeport | $1,995 | -10% |
| Brightwood | $2,655 | 19% |
| Broadbent | $2,124 | -5% |
| Brogan | $2,005 | -10% |
| Brookings | $2,056 | -8% |
| Brothers | $2,076 | -7% |
| Brownsville | $2,075 | -7% |
| Bunker Hill | $2,042 | -8% |
| Burns | $2,000 | -10% |
| Butte Falls | $2,200 | -1% |
| Buxton | $2,434 | 9% |
| Camas Valley | $2,116 | -5% |
| Camp Sherman | $2,168 | -3% |
| Canby | $2,461 | 10% |
| Cannon Beach | $2,228 | 0% |
| Canyon City | $2,051 | -8% |
| Canyonville | $2,080 | -7% |
| Carlton | $2,440 | 10% |
| Cascade Locks | $2,307 | 4% |
| Cascadia | $2,073 | -7% |
| Cave Junction | $2,181 | -2% |
| Cedar Hills | $2,604 | 17% |
| Cedar Mill | $2,554 | 15% |
| Central Point | $2,017 | -9% |
| Chemult | $2,205 | -1% |
| Chenoweth | $2,182 | -2% |
| Cheshire | $2,173 | -2% |
| Christmas Valley | $2,236 | 0% |
| Clackamas | $2,737 | 23% |
| Cloverdale | $2,311 | 4% |
| Coburg | $2,067 | -7% |
| Columbia City | $2,358 | 6% |
| Coos Bay | $2,046 | -8% |
| Coquille | $2,035 | -9% |
| Cornelius | $2,524 | 13% |
| Corvallis | $2,021 | -9% |
| Cottage Grove | $2,060 | -8% |
| Cove | $2,034 | -9% |
| Crabtree | $2,308 | 4% |
| Crane | $1,921 | -14% |
| Crater Lake | $2,231 | 0% |
| Crawfordsville | $2,275 | 2% |
| Crescent | $2,191 | -2% |
| Creswell | $2,070 | -7% |
| Dairy | $2,261 | 1% |
| Dale | $2,032 | -9% |
| Dallas | $2,264 | 2% |
| Damascus | $2,806 | 26% |
| Days Creek | $2,073 | -7% |
| Dayton | $2,448 | 10% |
| Dayville | $2,066 | -7% |
| Deadwood | $2,137 | -4% |
| Deer Island | $2,336 | 5% |
| Depoe Bay | $2,213 | -1% |
| Deschutes River Woods | $2,060 | -8% |
| Detroit | $2,295 | 3% |
| Dexter | $2,101 | -6% |
| Diamond Lake | $2,205 | -1% |
| Dillard | $2,250 | 1% |
| Donald | $2,519 | 13% |
| Dorena | $2,094 | -6% |
| Drain | $2,078 | -7% |
| Drewsey | $2,009 | -10% |
| Dundee | $2,452 | 10% |
| Dunes City | $2,025 | -9% |
| Durkee | $2,017 | -9% |
| Eagle Creek | $2,748 | 23% |
| Eagle Crest | $2,092 | -6% |
| Eagle Point | $2,086 | -6% |
| Echo | $2,054 | -8% |
| Elgin | $2,071 | -7% |
| Elkton | $2,147 | -4% |
| Elmira | $2,187 | -2% |
| Enterprise | $2,038 | -9% |
| Estacada | $2,740 | 23% |
| Eugene | $2,099 | -6% |
| Fairview | $2,961 | 33% |
| Fall Creek | $2,135 | -4% |
| Falls City | $2,378 | 7% |
| Fields | $2,002 | -10% |
| Florence | $2,025 | -9% |
| Forest Grove | $2,445 | 10% |
| Fort Klamath | $2,260 | 1% |
| Fort Rock | $2,113 | -5% |
| Foster | $2,088 | -6% |
| Four Corners | $2,533 | 14% |
| Fox | $2,091 | -6% |
| Frenchglen | $1,963 | -12% |
| Gales Creek | $2,447 | 10% |
| Garden Home-Whitford | $2,541 | 14% |
| Gardiner | $2,060 | -8% |
| Garibaldi | $2,262 | 2% |
| Gaston | $2,542 | 14% |
| Gates | $2,300 | 3% |
| Gearhart | $2,210 | -1% |
| Gervais | $2,523 | 13% |
| Gilchrist | $2,084 | -6% |
| Gladstone | $2,634 | 18% |
| Glasgow | $2,024 | -9% |
| Glendale | $2,126 | -5% |
| Gleneden Beach | $2,393 | 7% |
| Glide | $2,147 | -4% |
| Gold Beach | $2,030 | -9% |
| Gold Hill | $2,087 | -6% |
| Government Camp | $2,533 | 14% |
| Grand Ronde | $2,279 | 2% |
| Granite | $2,059 | -8% |
| Grants Pass | $2,114 | -5% |
| Grass Valley | $2,228 | 0% |
| Green | $2,039 | -8% |
| Greenhorn | $2,059 | -8% |
| Greenleaf | $2,137 | -4% |
| Gresham | $3,015 | 35% |
| Haines | $2,019 | -9% |
| Halsey | $2,073 | -7% |
| Hammond | $2,210 | -1% |
| Happy Valley | $2,829 | 27% |
| Harbor | $2,055 | -8% |
| Harper | $2,017 | -9% |
| Harrisburg | $2,099 | -6% |
| Hayesville | $2,503 | 12% |
| Hebo | $2,313 | 4% |
| Helix | $2,118 | -5% |
| Hereford | $2,015 | -10% |
| Hermiston | $2,061 | -8% |
| Hillsboro | $2,481 | 11% |
| Hines | $2,019 | -9% |
| Hood River | $2,139 | -4% |
| Hubbard | $2,508 | 13% |
| Idanha | $2,286 | 3% |
| Idleyld Park | $2,175 | -2% |
| Imbler | $2,041 | -8% |
| Imnaha | $2,060 | -8% |
| Independence | $2,343 | 5% |
| Ione | $2,125 | -5% |
| Ironside | $1,985 | -11% |
| Irrigon | $2,076 | -7% |
| Jacksonville | $2,161 | -3% |
| Jamieson | $2,007 | -10% |
| Jeffers Gardens | $2,179 | -2% |
| Jefferson | $2,262 | 2% |
| John Day | $2,011 | -10% |
| Junction City | $2,138 | -4% |
| Juntura | $2,046 | -8% |
| Keizer | $2,430 | 9% |
| Keno | $2,258 | 1% |
| Kent | $2,235 | 0% |
| Kerby | $2,157 | -3% |
| Kimberly | $2,023 | -9% |
| King City | $2,528 | 13% |
| Klamath Falls | $2,217 | -1% |
| La Grande | $1,962 | -12% |
| La Pine | $2,122 | -5% |
| Lafayette | $2,476 | 11% |
| Lake Oswego | $2,511 | 13% |
| Lakeside | $2,052 | -8% |
| Lakeview | $2,097 | -6% |
| Langlois | $2,117 | -5% |
| Lebanon | $2,057 | -8% |
| Lexington | $2,115 | -5% |
| Lincoln Beach | $2,217 | 0% |
| Lincoln City | $2,190 | -2% |
| Logsden | $2,223 | 0% |
| Long Creek | $2,091 | -6% |
| Lookingglass | $2,058 | -8% |
| Lorane | $2,222 | 0% |
| Lostine | $2,071 | -7% |
| Lowell | $2,115 | -5% |
| Lyons | $2,249 | 1% |
| Madras | $2,146 | -4% |
| Manning | $2,403 | 8% |
| Manzanita | $2,243 | 1% |
| Mapleton | $2,137 | -4% |
| Marion | $2,374 | 7% |
| Marylhurst | $2,729 | 22% |
| Maupin | $2,278 | 2% |
| Maywood Park | $3,128 | 40% |
| McMinnville | $2,392 | 7% |
| Meacham | $2,092 | -6% |
| Medford | $2,063 | -7% |
| Mehama | $2,488 | 12% |
| Melrose | $2,047 | -8% |
| Merlin | $2,105 | -6% |
| Metolius | $2,150 | -4% |
| Midland | $2,208 | -1% |
| Mikkalo | $2,101 | -6% |
| Mill City | $2,273 | 2% |
| Millersburg | $2,038 | -9% |
| Milton-Freewater | $2,099 | -6% |
| Milwaukie | $2,682 | 20% |
| Mission | $2,011 | -10% |
| Mitchell | $2,123 | -5% |
| Molalla | $2,657 | 19% |
| Monmouth | $2,265 | 2% |
| Monroe | $2,075 | -7% |
| Monument | $2,170 | -3% |
| Moro | $2,151 | -3% |
| Mosier | $2,198 | -1% |
| Mount Angel | $2,513 | 13% |
| Mount Hood Parkdale | $2,232 | 0% |
| Mount Vernon | $2,043 | -8% |
| Mulino | $2,623 | 18% |
| Murphy | $2,262 | 2% |
| Myrtle Creek | $2,065 | -7% |
| Myrtle Point | $2,112 | -5% |
| Neotsu | $2,195 | -1% |
| Netarts | $2,273 | 2% |
| New Hope | $2,059 | -8% |
| New Pine Creek | $2,129 | -4% |
| Newberg | $2,414 | 8% |
| Newport | $2,144 | -4% |
| North Bend | $2,036 | -9% |
| North Plains | $2,536 | 14% |
| North Powder | $2,001 | -10% |
| Noti | $2,277 | 2% |
| Nyssa | $2,027 | -9% |
| O Brien | $2,253 | 1% |
| Oak Grove | $2,662 | 19% |
| Oak Hills | $2,538 | 14% |
| Oakland | $2,074 | -7% |
| Oakridge | $2,068 | -7% |
| Oceanside | $2,299 | 3% |
| Odell | $2,137 | -4% |
| Ontario | $2,048 | -8% |
| Ophir | $2,276 | 2% |
| Oregon City | $2,634 | 18% |
| Otis | $2,246 | 1% |
| Otter Rock | $2,158 | -3% |
| Oxbow | $2,012 | -10% |
| Pacific City | $2,308 | 4% |
| Paisley | $2,147 | -4% |
| Paulina | $2,002 | -10% |
| Pendleton | $2,008 | -10% |
| Philomath | $2,095 | -6% |
| Phoenix | $2,047 | -8% |
| Plush | $2,124 | -5% |
| Port Orford | $2,030 | -9% |
| Portland | $2,825 | 27% |
| Post | $2,033 | -9% |
| Princeton | $1,962 | -12% |
| Prineville | $2,055 | -8% |
| Prospect | $2,236 | 0% |
| Rainier | $2,301 | 3% |
| Raleigh Hills | $2,610 | 17% |
| Redmond | $2,102 | -6% |
| Redwood | $2,059 | -8% |
| Reedsport | $2,051 | -8% |
| Rhododendron | $2,657 | 19% |
| Richland | $2,030 | -9% |
| Rickreall | $2,390 | 7% |
| Riddle | $2,099 | -6% |
| Riley | $1,990 | -11% |
| Ritter | $2,091 | -6% |
| Riverside | $2,039 | -8% |
| Rockaway Beach | $2,262 | 2% |
| Rockcreek | $2,532 | 14% |
| Rogue River | $2,079 | -7% |
| Roseburg | $2,035 | -9% |
| Roseburg North | $2,038 | -9% |
| Rufus | $2,157 | -3% |
| Salem | $2,453 | 10% |
| Sandy | $2,756 | 24% |
| Scappoose | $2,339 | 5% |
| Scio | $2,210 | -1% |
| Scotts Mills | $2,521 | 13% |
| Scottsburg | $2,148 | -4% |
| Seal Rock | $2,158 | -3% |
| Seaside | $2,216 | -1% |
| Selma | $2,190 | -2% |
| Seneca | $2,059 | -8% |
| Shady Cove | $2,165 | -3% |
| Shaniko | $2,403 | 8% |
| Shedd | $2,067 | -7% |
| Sheridan | $2,355 | 6% |
| Sherwood | $2,356 | 6% |
| Silver Lake | $2,168 | -3% |
| Silverton | $2,357 | 6% |
| Sisters | $2,182 | -2% |
| Sixes | $2,064 | -7% |
| South Beach | $2,151 | -3% |
| Sprague River | $2,245 | 1% |
| Spray | $2,152 | -3% |
| Springfield | $2,073 | -7% |
| St. Benedict | $2,636 | 18% |
| St. Helens | $2,311 | 4% |
| St. Paul | $2,518 | 13% |
| Stafford | $2,486 | 12% |
| Stanfield | $2,067 | -7% |
| Stayton | $2,263 | 2% |
| Sublimity | $2,308 | 4% |
| Summer Lake | $2,129 | -4% |
| Summerville | $2,088 | -6% |
| Sumpter | $2,059 | -8% |
| Sunriver | $2,178 | -2% |
| Sutherlin | $2,039 | -8% |
| Sweet Home | $2,113 | -5% |
| Swisshome | $2,118 | -5% |
| Talent | $2,074 | -7% |
| Tangent | $2,040 | -8% |
| Tenmile | $2,057 | -8% |
| Terrebonne | $2,125 | -5% |
| The Dalles | $2,176 | -2% |
| Tidewater | $2,227 | 0% |
| Tigard | $2,570 | 15% |
| Tillamook | $2,267 | 2% |
| Tiller | $2,193 | -2% |
| Timber | $2,421 | 9% |
| Timberline Lodge | $2,533 | 14% |
| Toledo | $2,195 | -2% |
| Tolovana Park | $2,273 | 2% |
| Trail | $2,204 | -1% |
| Tri-City | $2,063 | -7% |
| Troutdale | $2,864 | 29% |
| Tualatin | $2,456 | 10% |
| Turner | $2,348 | 5% |
| Tygh Valley | $2,264 | 2% |
| Ukiah | $2,032 | -9% |
| Umatilla | $2,069 | -7% |
| Umpqua | $2,155 | -3% |
| Union | $2,019 | -9% |
| Unity | $2,021 | -9% |
| Vale | $2,032 | -9% |
| Veneta | $2,201 | -1% |
| Vernonia | $2,330 | 5% |
| Vida | $2,168 | -3% |
| Waldport | $2,174 | -2% |
| Walterville | $2,173 | -2% |
| Walton | $2,081 | -7% |
| Warm Springs | $2,299 | 3% |
| Warren | $2,314 | 4% |
| Warrenton | $2,178 | -2% |
| Waterloo | $2,055 | -8% |
| Wedderburn | $2,270 | 2% |
| Welches | $2,654 | 19% |
| West Haven-Sylvan | $2,579 | 16% |
| West Linn | $2,480 | 11% |
| West Slope | $2,595 | 16% |
| Westfall | $1,985 | -11% |
| Westfir | $2,132 | -4% |
| Westlake | $2,130 | -4% |
| Wheeler | $2,254 | 1% |
| White City | $2,104 | -6% |
| Wilbur | $2,198 | -1% |
| Wilderville | $2,200 | -1% |
| Willamina | $2,351 | 6% |
| Williams | $2,248 | 1% |
| Wilsonville | $2,427 | 9% |
| Winchester | $2,038 | -9% |
| Winston | $2,035 | -9% |
| Wolf Creek | $2,171 | -3% |
| Wood Village | $2,878 | 29% |
| Woodburn | $2,550 | 14% |
| Yachats | $2,178 | -2% |
| Yamhill | $2,434 | 9% |
| Yoncalla | $2,051 | -8% |
Oregon car insurance laws
Oregon car insurance requirements
| Coverage type | Minimum amount |
|---|---|
| Bodily injury liability | $25,000 per person $50,000 per accident |
| Property damage liability | $20,000 per accident |
| Personal injury protection | $15,000 per person |
| Uninsured motorist | $25,000 per person $50,000 per accident |
SR-22 insurance in Oregon
You may need to file an SR-22 certificate with the state in certain situations. These include:
- Being convicted of driving without car insurance
- Trying to reinstate your driving privileges
- Applying for a hardship or probationary permit
Car insurance costs about $2,218 a year in Oregon if you buy a full-coverage policy. That’s $185 a month.
If you only buy liability car insurance, the average cost is $1,137 a year, or $95 a month.
State Farm has the cheapest car insurance in Oregon for both full-coverage ($1,302 a year) and liability-only ($678 a year) policies. These average rates are for a typical adult driver with a clean driving record and good credit.
Country Financial has the state’s cheapest car insurance for teen drivers in Oregon at $3,303 a year for full coverage and $1,607 a year for liability coverage.