Cheap Car Insurance in Virginia (2025)
Best cheap car insurance in Virginia
Virginia’s cheapest full-coverage car insurance: Farm Bureau
State Farm, Geico and Erie all have average full-coverage insurance Full-coverage car insurance usually includes liability, collision and comprehensive coverages. Liability covers injuries and damage you cause to others. Collision and comprehensive protect your own vehicle from damage and theft. rates of around $117 a month. Geico offers the most discounts of these four companies, and if you qualify for a few of them it could make Geico your cheapest option.
USAA is cheaper than all of them, with rates that average $95 a month, but only members of the military and their families can buy from USAA.
Best cheap full-coverage insurance companies
Company | Annual rate | LendingTree score | |
---|---|---|---|
Farm Bureau | $1,256 | ||
State Farm | $1,390 | ||
Geico | $1,401 | ||
Erie | $1,405 | ||
Travelers | $1,489 | ||
Nationwide | $1,792 | ||
Progressive | $2,041 | ||
Allstate | $3,243 | ||
USAA* | $1,140 |
Cheapest liability car insurance in Virginia: Farm Bureau
State Farm, Erie, Travelers and Geico are close behind Farm Bureau, with average liability insurance Liability car insurance covers injuries and damage you cause to others. Most states require drivers to buy at least a minimum amount of liability coverage. rates of between $53 and $59 a month.
Of these companies, Erie has the best customer satisfaction score from J.D. Power. Farm Bureau and State Farm have scores that are better than average, while Geico’s and Travelers’ are worse.
Cheapest liability-only car insurance companies
Company | Annual rate |
---|---|
Farm Bureau | $504 |
State Farm | $631 |
Erie | $653 |
Travelers | $676 |
Geico | $710 |
Nationwide | $1,180 |
Progressive | $1,252 |
Allstate | $1,640 |
USAA* | $473 |
Cheap car insurance in Virginia for young drivers: Farm Bureau
Erie has the second-cheapest liability rates for most young drivers in Virginia at $1,443 a year. Geico is second for full coverage at $3,225 a year.
To find the cheapest rates for young drivers in Virginia, compare car insurance quotes from all three companies before you buy or renew a policy.
Cheapest car insurance rates for young drivers
Company | Liability only | Full coverage |
---|---|---|
Farm Bureau | $1,353 | $2,704 |
Erie | $1,443 | $3,278 |
Geico | $1,674 | $3,225 |
Travelers | $1,747 | $3,839 |
State Farm | $2,059 | $4,179 |
Allstate | $3,565 | $7,633 |
Nationwide | $4,313 | $6,639 |
Progressive | $5,723 | $9,386 |
USAA* | $1,219 | $2,870 |
Virginia’s best cheap car insurance after a speeding ticket: Travelers
The state average for drivers with a speeding ticket is $174 a month, or $2,083 a year. Travelers and State Farm are around one-third cheaper.
State Farm has a much better customer satisfaction score from J.D. Power than Travelers. Both companies have good complaint ratings from the National Association of Insurance Commissioners (NAIC), though.
Travelers offers a few coverage options State Farm doesn’t, like With accident forgiveness, your first accident does not make your car insurance rate go up. You have to add it to your policy before you get into an accident, and it usually costs extra.[/tooltip.
Cheap auto insurance quotes with a speeding ticket
Company | Annual rate |
---|---|
Travelers | $1,489 |
State Farm | $1,491 |
Erie | $1,589 |
Farm Bureau | $1,589 |
Geico | $1,992 |
Nationwide | $2,350 |
Progressive | $2,688 |
Allstate | $4,180 |
USAA* | $1,382 |
Cheapest car insurance companies in Virginia after an accident: State Farm
Farm Bureau has the next-cheapest rates after an accident at $1,590 a year.
In Virginia, most drivers see their car insurance premiums go up about 59% after an at-fault accident.
Cheapest car insurance after an accident
Company | Annual rate |
---|---|
State Farm | $1,390 |
Farm Bureau | $1,590 |
Travelers | $2,125 |
Erie | $2,171 |
Geico | $2,609 |
Nationwide | $2,845 |
Progressive | $3,190 |
Allstate | $6,542 |
USAA* | $1,626 |
Cheap insurance quotes for Virginia teens with a bad driving record: Travelers and Farm Bureau
- Farm Bureau has the state’s cheapest average rates for teens after an accident at $1,543 a year, or $129 a month.
- Travelers has the cheapest insurance for teens with a speeding ticket on their records at $1,747 a year, or $146 a month.
Teen drivers with a ticket on their records should get quotes from Erie and Farm Bureau as well as Travelers. All three companies have average rates of around $147 a month for these drivers.
Cheapest teen car insurance after a ticket or accident
Company | Ticket | Accident |
---|---|---|
Travelers | $1,747 | $2,556 |
Erie | $1,761 | $2,090 |
Farm Bureau | $1,775 | $1,543 |
Geico | $2,171 | $2,931 |
State Farm | $2,250 | $2,059 |
Nationwide | $4,589 | $4,716 |
Allstate | $4,717 | $7,853 |
Progressive | $5,903 | $6,031 |
USAA* | $1,816 | $2,163 |
Best cheap car insurance after a DUI in Virginia: Farm Bureau
Travelers has the state’s second-cheapest DUI insurance rates at $2,353 a year.
Virginia drivers usually see their car insurance premiums increase about 85% after a DUI (driving under the influence) conviction.
Cheapest car insurance after a DUI
Company | Annual rate |
---|---|
Farm Bureau | $1,753 |
Travelers | $2,353 |
Progressive | $2,842 |
Erie | $2,961 |
Geico | $3,501 |
State Farm | $3,624 |
Nationwide | $3,750 |
Allstate | $4,961 |
USAA* | $2,242 |
Virginia’s cheapest auto insurance for bad credit: Geico
Farm Bureau is second at $2,434 a year, and Nationwide and Travelers aren’t too far behind.
The average cost of car insurance with bad credit is $3,077 a year in Virginia. This is 83% more than what drivers with good credit pay.
Cheap car insurance with poor credit
Company | Annual rate |
---|---|
Geico | $2,118 |
Farm Bureau | $2,434 |
Nationwide | $2,528 |
Travelers | $2,645 |
Erie | $3,256 |
Progressive | $3,278 |
Allstate | $3,956 |
State Farm | $5,444 |
USAA* | $2,037 |
Best car insurance companies in Virginia
Farm Bureau’s car insurance rates are often cheaper than State Farm’s, but not always and usually not by much.
State Farm offers more discounts than Farm Bureau does. If you qualify for a few of them, State Farm could be your cheapest option.
Virginia car insurance company ratings
Company | J.D. Power** | AM Best | LendingTree |
---|---|---|---|
Allstate | 635 | A+ | |
Erie | 700 | A+ | |
Farm Bureau | 673 | A | |
Geico | 637 | A++ | |
Nationwide | 641 | A | |
Progressive | 622 | A+ | |
State Farm | 657 | A++ | |
Travelers | 616 | A++ | |
USAA* | 739 | A++ |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
Get a quote from Erie as you shop for car insurance in Virginia as well. Erie doesn’t offer the cheapest rates for any driver or coverage type, but they’re often pretty low.
Also, Erie has the best customer satisfaction score of any company we surveyed in Virginia.
Virginia car insurance rates by city
The Washington, D.C. suburb of Lincolnia has Virginia’s highest car insurance rate at $2,111 a year.
The average cost of car insurance in Virginia’s biggest cities and suburbs:
- Virginia Beach, $1,840 a year
- Chesapeake, $1,825 a year
- Arlington, $1,834 a year
- Norfolk, $1,999 a year
- Richmond, $1,891 a year
Car insurance rates near you
City | Annual rate | % from average |
---|---|---|
Abingdon | $1,478 | -12% |
Accomac | $1,659 | -2% |
Achilles | $1,650 | -2% |
Adwolf | $1,517 | -10% |
Afton | $1,695 | 1% |
Alberta | $1,734 | 3% |
Aldie | $1,907 | 13% |
Alexandria | $1,989 | 18% |
Altavista | $1,578 | -6% |
Alton | $1,717 | 2% |
Amelia Court House | $1,841 | 9% |
Amherst | $1,608 | -5% |
Amissville | $1,775 | 5% |
Ammon | $1,746 | 4% |
Amonate | $1,621 | -4% |
Andover | $1,552 | -8% |
Annandale | $2,058 | 22% |
Appalachia | $1,546 | -8% |
Appomattox | $1,611 | -4% |
Aquia Harbour | $1,830 | 9% |
Ararat | $1,587 | -6% |
Ark | $1,663 | -1% |
Arlington | $1,834 | 9% |
Aroda | $1,731 | 3% |
Arrington | $1,678 | -1% |
Arvonia | $1,789 | 6% |
Ashburn | $1,779 | 5% |
Ashland | $1,721 | 2% |
Assawoman | $1,655 | -2% |
Atkins | $1,511 | -10% |
Atlantic | $1,656 | -2% |
Augusta Springs | $1,540 | -9% |
Austinville | $1,545 | -8% |
Axton | $1,705 | 1% |
Aylett | $1,734 | 3% |
Bacova | $1,507 | -11% |
Bailey's Crossroads | $2,090 | 24% |
Banco | $1,698 | 1% |
Bandy | $1,598 | -5% |
Barboursville | $1,721 | 2% |
Barhamsville | $1,641 | -3% |
Barren Springs | $1,591 | -6% |
Baskerville | $1,646 | -2% |
Bassett | $1,630 | -3% |
Bastian | $1,631 | -3% |
Basye | $1,486 | -12% |
Batesville | $1,653 | -2% |
Battery Park | $1,739 | 3% |
Bealeton | $1,779 | 6% |
Beaumont | $1,818 | 8% |
Beaverdam | $1,744 | 3% |
Bedford | $1,647 | -2% |
Bee | $1,635 | -3% |
Belle Haven | $1,873 | 11% |
Bellwood | $1,830 | 9% |
Belmont | $1,773 | 5% |
Belspring | $1,536 | -9% |
Belview | $1,440 | -15% |
Ben Hur | $1,613 | -4% |
Bena | $1,652 | -2% |
Benns Church | $1,727 | 2% |
Bensley | $1,895 | 12% |
Bent Mountain | $1,617 | -4% |
Bentonville | $1,641 | -3% |
Bergton | $1,428 | -15% |
Berryville | $1,621 | -4% |
Bethel Manor | $1,734 | 3% |
Big Island | $1,683 | 0% |
Big Rock | $1,689 | 0% |
Big Stone Gap | $1,563 | -7% |
Birchleaf | $1,661 | -1% |
Birdsnest | $1,640 | -3% |
Bishop | $1,617 | -4% |
Blacksburg | $1,422 | -16% |
Blackstone | $1,761 | 4% |
Blackwater | $1,635 | -3% |
Blairs | $1,719 | 2% |
Bland | $1,572 | -7% |
Bloxom | $1,639 | -3% |
Blue Grass | $1,547 | -8% |
Blue Ridge | $1,577 | -6% |
Bluefield | $1,639 | -3% |
Bluemont | $1,719 | 2% |
Bohannon | $1,637 | -3% |
Boissevain | $1,639 | -3% |
Bon Air | $1,799 | 7% |
Boones Mill | $1,648 | -2% |
Boonesville | $1,696 | 1% |
Boston | $1,715 | 2% |
Bowling Green | $1,712 | 2% |
Boyce | $1,603 | -5% |
Boydton | $1,654 | -2% |
Boykins | $1,708 | 1% |
Bracey | $1,622 | -4% |
Brambleton | $1,787 | 6% |
Branchville | $1,711 | 1% |
Brandermill | $1,790 | 6% |
Brandy Station | $1,759 | 4% |
Breaks | $1,681 | 0% |
Bremo Bluff | $1,748 | 4% |
Bridgewater | $1,425 | -15% |
Brightwood | $1,712 | 2% |
Bristol | $1,506 | -11% |
Bristow | $1,824 | 8% |
Broad Run | $1,820 | 8% |
Broadford | $1,565 | -7% |
Broadlands | $1,792 | 6% |
Broadway | $1,407 | -17% |
Brodnax | $1,677 | -1% |
Brooke | $1,792 | 6% |
Brookneal | $1,683 | 0% |
Brownsburg | $1,551 | -8% |
Brucetown | $1,593 | -6% |
Bruington | $1,694 | 0% |
Buchanan | $1,603 | -5% |
Buckhall | $1,886 | 12% |
Buckingham | $1,763 | 5% |
Buena Vista | $1,503 | -11% |
Buffalo Junction | $1,659 | -2% |
Bull Run | $1,863 | 10% |
Bumpass | $1,764 | 5% |
Burgess | $1,576 | -7% |
Burke | $2,000 | 19% |
Burke Centre | $1,998 | 19% |
Burkes Garden | $1,643 | -3% |
Burkeville | $1,740 | 3% |
Burnsville | $1,511 | -10% |
Burr Hill | $1,736 | 3% |
Callands | $1,769 | 5% |
Callao | $1,589 | -6% |
Callaway | $1,703 | 1% |
Calverton | $1,803 | 7% |
Camptown | $1,699 | 1% |
Cana | $1,546 | -8% |
Cape Charles | $1,672 | -1% |
Capeville | $1,657 | -2% |
Capron | $1,718 | 2% |
Cardinal | $1,667 | -1% |
Caret | $1,682 | 0% |
Carrollton | $1,742 | 3% |
Carrsville | $1,709 | 1% |
Carson | $1,776 | 5% |
Cartersville | $1,841 | 9% |
Casanova | $1,808 | 7% |
Cascade | $1,736 | 3% |
Cascades | $1,817 | 8% |
Castleton | $1,758 | 4% |
Castlewood | $1,593 | -6% |
Catawba | $1,543 | -9% |
Catharpin | $1,881 | 12% |
Catlett | $1,819 | 8% |
Cave Spring | $1,566 | -7% |
Cedar Bluff | $1,584 | -6% |
Center Cross | $1,634 | -3% |
Centreville | $1,950 | 16% |
Ceres | $1,568 | -7% |
Chamberlayne | $1,832 | 9% |
Champlain | $1,630 | -3% |
Chantilly | $1,914 | 14% |
Charles City | $1,715 | 2% |
Charlotte Court House | $1,725 | 2% |
Charlottesville | $1,651 | -2% |
Chase City | $1,658 | -2% |
Chatham | $1,696 | 1% |
Chatmoss | $1,645 | -2% |
Check | $1,691 | 0% |
Cheriton | $1,659 | -2% |
Cherry Hill | $1,985 | 18% |
Chesapeake | $1,825 | 8% |
Chester | $1,788 | 6% |
Chester Gap | $1,742 | 3% |
Chesterfield | $1,796 | 7% |
Chilhowie | $1,511 | -10% |
Chincoteague | $1,645 | -2% |
Chincoteague Island | $1,646 | -2% |
Christchurch | $1,679 | 0% |
Christiansburg | $1,438 | -15% |
Church Road | $1,783 | 6% |
Church View | $1,639 | -3% |
Churchville | $1,502 | -11% |
Claremont | $1,732 | 3% |
Clarksville | $1,674 | -1% |
Claudville | $1,581 | -6% |
Claypool Hill | $1,599 | -5% |
Clear Brook | $1,581 | -6% |
Cleveland | $1,622 | -4% |
Clifford | $1,608 | -5% |
Clifton | $1,965 | 17% |
Clifton Forge | $1,470 | -13% |
Clinchco | $1,637 | -3% |
Clintwood | $1,641 | -3% |
Clover | $1,696 | 1% |
Cloverdale | $1,556 | -8% |
Cluster Springs | $1,693 | 0% |
Cobbs Creek | $1,627 | -4% |
Coeburn | $1,586 | -6% |
Coleman Falls | $1,629 | -3% |
Coles Point | $1,678 | -1% |
Collinsville | $1,640 | -3% |
Colonial Beach | $1,721 | 2% |
Colonial Heights | $1,772 | 5% |
Columbia | $1,825 | 8% |
Concord | $1,624 | -4% |
Copper Hill | $1,692 | 0% |
Corbin | $1,706 | 1% |
Countryside | $1,819 | 8% |
County Center | $1,984 | 18% |
Courtland | $1,700 | 1% |
Covesville | $1,653 | -2% |
Covington | $1,494 | -11% |
Craddockville | $1,658 | -2% |
Craigsville | $1,540 | -9% |
Crewe | $1,752 | 4% |
Criders | $1,447 | -14% |
Crimora | $1,482 | -12% |
Cripple Creek | $1,561 | -7% |
Critz | $1,620 | -4% |
Crockett | $1,533 | -9% |
Cross Junction | $1,584 | -6% |
Crosspointe | $2,008 | 19% |
Crozet | $1,669 | -1% |
Crozier | $1,814 | 8% |
Crystal Hill | $1,730 | 3% |
Cullen | $1,710 | 1% |
Culpeper | $1,717 | 2% |
Cumberland | $1,850 | 10% |
Dahlgren | $1,703 | 1% |
Dahlgren Center | $1,715 | 2% |
Dale City | $1,962 | 16% |
Daleville | $1,582 | -6% |
Damascus | $1,488 | -12% |
Dante | $1,632 | -3% |
Danville | $1,698 | 1% |
Davenport | $1,651 | -2% |
Davis Wharf | $1,673 | -1% |
Dayton | $1,399 | -17% |
Deerfield | $1,518 | -10% |
Delaplane | $1,769 | 5% |
Deltaville | $1,611 | -4% |
Dendron | $1,756 | 4% |
Dewitt | $1,784 | 6% |
Diggs | $1,615 | -4% |
Dillwyn | $1,796 | 7% |
Dinwiddie | $1,778 | 5% |
Disputanta | $1,737 | 3% |
Doe Hill | $1,546 | -8% |
Dogue | $1,723 | 2% |
Dolphin | $1,726 | 2% |
Dooms | $1,493 | -11% |
Doran | $1,611 | -4% |
Doswell | $1,745 | 3% |
Drakes Branch | $1,687 | 0% |
Dranesville | $1,841 | 9% |
Draper | $1,562 | -7% |
Drewryville | $1,726 | 2% |
Dry Fork | $1,738 | 3% |
Dryden | $1,604 | -5% |
Dublin | $1,517 | -10% |
Duffield | $1,616 | -4% |
Dugspur | $1,587 | -6% |
Dulles | $1,815 | 8% |
Dulles Town Center | $1,834 | 9% |
Dumbarton | $1,803 | 7% |
Dumfries | $1,958 | 16% |
Dundas | $1,705 | 1% |
Dungannon | $1,614 | -4% |
Dunn Loring | $1,900 | 13% |
Dunnsville | $1,653 | -2% |
Dutton | $1,640 | -3% |
Dyke | $1,696 | 1% |
Eagle Rock | $1,561 | -7% |
Earlysville | $1,678 | 0% |
East Highland Park | $1,985 | 18% |
East Lexington | $1,519 | -10% |
East Stone Gap | $1,577 | -6% |
Eastville | $1,663 | -1% |
Ebony | $1,680 | 0% |
Edinburg | $1,447 | -14% |
Edwardsville | $1,605 | -5% |
Eggleston | $1,569 | -7% |
Elberon | $1,750 | 4% |
Elk Creek | $1,566 | -7% |
Elkton | $1,477 | -12% |
Elkwood | $1,754 | 4% |
Elliston | $1,527 | -9% |
Emory | $1,499 | -11% |
Emporia | $1,723 | 2% |
Enon | $1,803 | 7% |
Esmont | $1,700 | 1% |
Etlan | $1,690 | 0% |
Ettrick | $1,793 | 6% |
Evergreen | $1,618 | -4% |
Evington | $1,610 | -4% |
Ewing | $1,666 | -1% |
Exmore | $1,651 | -2% |
Faber | $1,687 | 0% |
Fair Lakes | $1,926 | 14% |
Fair Oaks | $1,908 | 13% |
Fairfax | $1,944 | 15% |
Fairfax Station | $1,988 | 18% |
Fairfield | $1,519 | -10% |
Fairlawn | $1,457 | -14% |
Falls Church | $1,963 | 16% |
Falls Mills | $1,629 | -3% |
Falmouth | $1,720 | 2% |
Fancy Gap | $1,537 | -9% |
Farmville | $1,676 | -1% |
Farnham | $1,595 | -5% |
Ferrum | $1,663 | -1% |
Fieldale | $1,625 | -4% |
Fincastle | $1,586 | -6% |
Fishers Hill | $1,505 | -11% |
Fishersville | $1,463 | -13% |
Fleet | $2,039 | 21% |
Flint Hill | $1,783 | 6% |
Floris | $1,886 | 12% |
Floyd | $1,644 | -3% |
Ford | $1,786 | 6% |
Forest | $1,638 | -3% |
Fork Union | $1,738 | 3% |
Fort Belvoir | $2,042 | 21% |
Fort Blackmore | $1,599 | -5% |
Fort Defiance | $1,473 | -13% |
Fort Eustis | $1,778 | 5% |
Fort Gregg Adams | $1,759 | 4% |
Fort Hunt | $1,984 | 18% |
Fort Lee | $1,760 | 4% |
Fort Mitchell | $1,704 | 1% |
Fort Monroe | $1,845 | 9% |
Fort Myer | $1,861 | 10% |
Fort Valley | $1,509 | -11% |
Foster | $1,623 | -4% |
Franconia | $2,013 | 19% |
Franklin | $1,699 | 1% |
Franklin Farm | $1,895 | 12% |
Franktown | $1,661 | -1% |
Fredericksburg | $1,725 | 2% |
Free Union | $1,660 | -2% |
Freeman | $1,704 | 1% |
Fries | $1,527 | -9% |
Front Royal | $1,603 | -5% |
Fulks Run | $1,427 | -15% |
Gainesville | $1,815 | 8% |
Galax | $1,523 | -10% |
Gargatha | $1,636 | -3% |
Gasburg | $1,689 | 0% |
Gate City | $1,627 | -4% |
George Mason | $1,963 | 16% |
Glade Hill | $1,700 | 1% |
Glade Spring | $1,499 | -11% |
Gladstone | $1,629 | -3% |
Gladys | $1,622 | -4% |
Glasgow | $1,524 | -10% |
Glen Allen | $1,761 | 4% |
Glen Lyn | $1,577 | -6% |
Glen Wilton | $1,565 | -7% |
Gloucester | $1,663 | -1% |
Gloucester Courthouse | $1,661 | -2% |
Gloucester Point | $1,651 | -2% |
Goldvein | $1,801 | 7% |
Goochland | $1,842 | 9% |
Goode | $1,636 | -3% |
Goodview | $1,688 | 0% |
Gordonsville | $1,764 | 5% |
Gore | $1,586 | -6% |
Goshen | $1,549 | -8% |
Great Falls | $1,946 | 15% |
Green Bay | $1,727 | 2% |
Greenbackville | $1,617 | -4% |
Greenbriar | $1,913 | 13% |
Greenbush | $1,669 | -1% |
Greenville | $1,510 | -10% |
Greenway | $1,912 | 13% |
Greenwood | $1,643 | -3% |
Gretna | $1,657 | -2% |
Grimstead | $1,605 | -5% |
Grottoes | $1,468 | -13% |
Groveton | $2,003 | 19% |
Grundy | $1,682 | 0% |
Gum Spring | $1,762 | 5% |
Gwynn | $1,600 | -5% |
Hacksneck | $1,679 | 0% |
Hadensville | $1,779 | 6% |
Hague | $1,643 | -3% |
Halifax | $1,698 | 1% |
Hallieford | $1,615 | -4% |
Hallwood | $1,644 | -2% |
Hamilton | $1,724 | 2% |
Hampden Sydney | $1,694 | 0% |
Hampden-Sydney | $1,665 | -1% |
Hampton | $1,824 | 8% |
Hanover | $1,718 | 2% |
Harborton | $1,691 | 0% |
Hardy | $1,659 | -2% |
Hardyville | $1,621 | -4% |
Harrisonburg | $1,419 | -16% |
Harriston | $1,481 | -12% |
Hartfield | $1,618 | -4% |
Hayes | $1,649 | -2% |
Hayfield | $2,009 | 19% |
Haymarket | $1,844 | 9% |
Haynesville | $1,628 | -3% |
Haysi | $1,663 | -1% |
Haywood | $1,745 | 4% |
Head Waters | $1,521 | -10% |
Heathsville | $1,570 | -7% |
Henrico | $1,807 | 7% |
Henry | $1,664 | -1% |
Herndon | $1,865 | 11% |
Highland Springs | $1,907 | 13% |
Hillsville | $1,552 | -8% |
Hiltons | $1,627 | -4% |
Hinton | $1,418 | -16% |
Hiwassee | $1,565 | -7% |
Hollins | $1,552 | -8% |
Hollymead | $1,665 | -1% |
Honaker | $1,604 | -5% |
Hood | $1,711 | 1% |
Hopewell | $1,780 | 6% |
Horntown | $1,663 | -1% |
Horse Pasture | $1,631 | -3% |
Horsepen | $1,640 | -3% |
Hot Springs | $1,496 | -11% |
Howardsville | $1,761 | 4% |
Huddleston | $1,667 | -1% |
Hudgins | $1,599 | -5% |
Hume | $1,775 | 5% |
Huntington | $2,007 | 19% |
Huntly | $1,752 | 4% |
Hurley | $1,688 | 0% |
Hurt | $1,612 | -4% |
Hustle | $1,663 | -1% |
Hybla Valley | $2,035 | 21% |
Idylwood | $1,879 | 11% |
Independence | $1,541 | -9% |
Independent Hill | $1,923 | 14% |
Indian Valley | $1,625 | -4% |
Innsbrook | $1,773 | 5% |
Iron Gate | $1,491 | -12% |
Irvington | $1,580 | -6% |
Isle Of Wight | $1,709 | 1% |
Ivanhoe | $1,524 | -10% |
Ivor | $1,743 | 3% |
Ivy | $1,631 | -3% |
Jamaica | $1,612 | -4% |
James Store | $1,646 | -2% |
Jamesville | $1,668 | -1% |
Jarratt | $1,725 | 2% |
Java | $1,706 | 1% |
Jeffersonton | $1,753 | 4% |
Jenkins Bridge | $1,707 | 1% |
Jersey | $1,706 | 1% |
Jetersville | $1,795 | 6% |
Jewell Ridge | $1,602 | -5% |
Jolivue | $1,457 | -14% |
Jonesville | $1,609 | -5% |
Keeling | $1,707 | 1% |
Keen Mountain | $1,687 | 0% |
Keene | $1,663 | -1% |
Keezletown | $1,467 | -13% |
Keller | $1,688 | 0% |
Kenbridge | $1,717 | 2% |
Kents Store | $1,715 | 2% |
Keokee | $1,607 | -5% |
Keswick | $1,674 | -1% |
Keysville | $1,711 | 1% |
Kilmarnock | $1,582 | -6% |
King And Queen Court House | $1,684 | 0% |
King George | $1,751 | 4% |
King William | $1,706 | 1% |
Kings Park | $2,031 | 20% |
Kings Park West | $1,988 | 18% |
Kingstowne | $2,000 | 19% |
Kinsale | $1,629 | -3% |
La Crosse | $1,629 | -3% |
Lacey Spring | $1,455 | -14% |
Lackey | $1,655 | -2% |
Ladysmith | $1,719 | 2% |
Lake Barcroft | $2,039 | 21% |
Lake Caroline | $1,714 | 2% |
Lake Holiday | $1,583 | -6% |
Lake Land'Or | $1,711 | 1% |
Lake Monticello | $1,726 | 2% |
Lake Ridge | $1,992 | 18% |
Lake Wilderness | $1,735 | 3% |
Lake of the Woods | $1,741 | 3% |
Lakeside | $1,810 | 7% |
Lambsburg | $1,551 | -8% |
Lancaster | $1,578 | -6% |
Laneview | $1,632 | -3% |
Lanexa | $1,634 | -3% |
Lansdowne | $1,733 | 3% |
Laurel | $1,785 | 6% |
Laurel Fork | $1,578 | -6% |
Laurel Hill | $2,012 | 19% |
Lawrenceville | $1,722 | 2% |
Lebanon | $1,599 | -5% |
Lebanon Church | $1,497 | -11% |
Leesburg | $1,714 | 2% |
Leon | $1,739 | 3% |
Lexington | $1,524 | -10% |
Lightfoot | $1,620 | -4% |
Lignum | $1,762 | 4% |
Lincoln | $1,753 | 4% |
Lincolnia | $2,111 | 25% |
Linden | $1,656 | -2% |
Linton Hall | $1,832 | 9% |
Linville | $1,432 | -15% |
Little Plymouth | $1,682 | 0% |
Lively | $1,590 | -6% |
Loch Lomond | $1,923 | 14% |
Locust Dale | $1,723 | 2% |
Locust Grove | $1,744 | 3% |
Locust Hill | $1,630 | -3% |
Locustville | $1,661 | -1% |
Long Branch | $1,982 | 18% |
Long Island | $1,659 | -2% |
Loretto | $1,669 | -1% |
Lorton | $2,017 | 20% |
Lottsburg | $1,586 | -6% |
Loudoun Valley Estates | $1,791 | 6% |
Louisa | $1,753 | 4% |
Lovettsville | $1,789 | 6% |
Lovingston | $1,687 | 0% |
Low Moor | $1,505 | -11% |
Lowes Island | $1,870 | 11% |
Lowry | $1,647 | -2% |
Lunenburg | $1,725 | 2% |
Luray | $1,519 | -10% |
Lynch Station | $1,590 | -6% |
Lynchburg | $1,602 | -5% |
Lyndhurst | $1,486 | -12% |
Machipongo | $1,644 | -3% |
Madison | $1,704 | 1% |
Madison Heights | $1,602 | -5% |
Maidens | $1,820 | 8% |
Manakin Sabot | $1,796 | 6% |
Manassas | $1,901 | 13% |
Manassas Park | $1,926 | 14% |
Manchester | $1,842 | 9% |
Mannboro | $1,829 | 8% |
Manquin | $1,731 | 3% |
Mantua | $2,001 | 19% |
Mappsville | $1,632 | -3% |
Marion | $1,514 | -10% |
Marionville | $1,674 | -1% |
Markham | $1,774 | 5% |
Marshall | $1,786 | 6% |
Martinsville | $1,630 | -3% |
Marumsco | $2,010 | 19% |
Maryus | $1,679 | 0% |
Mascot | $1,697 | 1% |
Mason Neck | $2,040 | 21% |
Massanetta Springs | $1,418 | -16% |
Massanutten | $1,461 | -13% |
Mathews | $1,652 | -2% |
Matoaca | $1,789 | 6% |
Mattaponi | $1,669 | -1% |
Maurertown | $1,477 | -12% |
Mavisdale | $1,658 | -2% |
Max Meadows | $1,551 | -8% |
Maxie | $1,704 | 1% |
Mc Clure | $1,638 | -3% |
Mc Coy | $1,476 | -12% |
Mc Dowell | $1,566 | -7% |
Mc Gaheysville | $1,465 | -13% |
Mc Kenney | $1,760 | 4% |
McLean | $1,904 | 13% |
McNair | $1,896 | 12% |
Meadow View | $1,490 | -12% |
Meadowbrook | $1,874 | 11% |
Meadows Of Dan | $1,600 | -5% |
Meadowview | $1,489 | -12% |
Mears | $1,656 | -2% |
Mechanicsville | $1,705 | 1% |
Meherrin | $1,705 | 1% |
Melfa | $1,655 | -2% |
Mendota | $1,514 | -10% |
Meredithville | $1,711 | 1% |
Merrifield | $1,964 | 16% |
Merrimac | $1,404 | -17% |
Merry Point | $1,612 | -4% |
Middlebrook | $1,530 | -9% |
Middleburg | $1,820 | 8% |
Middletown | $1,557 | -8% |
Midland | $1,788 | 6% |
Midlothian | $1,784 | 6% |
Milford | $1,706 | 1% |
Millboro | $1,551 | -8% |
Millers Tavern | $1,654 | -2% |
Millwood | $1,595 | -5% |
Mineral | $1,749 | 4% |
Mint Spring | $1,476 | -12% |
Mitchells | $1,721 | 2% |
Modest Town | $1,652 | -2% |
Mollusk | $1,611 | -4% |
Moneta | $1,693 | 0% |
Monroe | $1,599 | -5% |
Montclair | $1,959 | 16% |
Montebello | $1,664 | -1% |
Monterey | $1,582 | -6% |
Montpelier | $1,749 | 4% |
Montpelier Station | $1,702 | 1% |
Montrose | $1,908 | 13% |
Montross | $1,645 | -2% |
Montvale | $1,661 | -1% |
Moon | $1,638 | -3% |
Morattico | $1,590 | -6% |
Moseley | $1,804 | 7% |
Motley | $1,605 | -5% |
Mount Crawford | $1,429 | -15% |
Mount Holly | $1,666 | -1% |
Mount Jackson | $1,481 | -12% |
Mount Sidney | $1,469 | -13% |
Mount Solon | $1,455 | -14% |
Mount Vernon | $2,026 | 20% |
Mouth Of Wilson | $1,616 | -4% |
Mustoe | $1,551 | -8% |
Narrows | $1,570 | -7% |
Naruna | $1,662 | -1% |
Nassawadox | $1,654 | -2% |
Nathalie | $1,739 | 3% |
Natural Bridge | $1,528 | -9% |
Natural Bridge Station | $1,561 | -7% |
Naval Weapons Station | $1,659 | -2% |
Neabsco | $1,987 | 18% |
Nellysford | $1,678 | 0% |
Nelson | $1,677 | -1% |
Nelsonia | $1,669 | -1% |
New Baltimore | $1,806 | 7% |
New Canton | $1,824 | 8% |
New Castle | $1,604 | -5% |
New Church | $1,646 | -2% |
New Hope | $1,475 | -13% |
New Kent | $1,704 | 1% |
New Market | $1,470 | -13% |
New Point | $1,641 | -3% |
New River | $1,535 | -9% |
Newbern | $1,562 | -7% |
Newington | $2,012 | 19% |
Newington Forest | $2,016 | 20% |
Newport | $1,538 | -9% |
Newport News | $1,784 | 6% |
Newsoms | $1,693 | 0% |
Newtown | $1,732 | 3% |
Nickelsville | $1,615 | -4% |
Ninde | $1,672 | -1% |
Nokesville | $1,821 | 8% |
Nora | $1,627 | -3% |
Norfolk | $1,999 | 19% |
Norge | $1,605 | -5% |
North | $1,646 | -2% |
North Garden | $1,680 | 0% |
North Shore | $1,668 | -1% |
North Springfield | $2,056 | 22% |
North Tazewell | $1,607 | -5% |
Norton | $1,553 | -8% |
Norwood | $1,713 | 2% |
Nottoway | $1,784 | 6% |
Nuttsville | $1,600 | -5% |
Oak Grove | $1,826 | 8% |
Oak Hall | $1,665 | -1% |
Oakpark | $1,727 | 2% |
Oakton | $1,910 | 13% |
Oakwood | $1,668 | -1% |
Oilville | $1,829 | 8% |
Oldhams | $1,644 | -3% |
Onancock | $1,678 | 0% |
Onemo | $1,647 | -2% |
Onley | $1,665 | -1% |
Ophelia | $1,624 | -4% |
Orange | $1,774 | 5% |
Ordinary | $1,682 | 0% |
Oriskany | $1,568 | -7% |
Orkney Springs | $1,487 | -12% |
Orlean | $1,809 | 7% |
Oyster | $1,658 | -2% |
Paeonian Springs | $1,736 | 3% |
Paint Bank | $1,535 | -9% |
Painter | $1,651 | -2% |
Palmyra | $1,730 | 3% |
Pamplin | $1,617 | -4% |
Pantops | $1,651 | -2% |
Paris | $1,672 | -1% |
Parksley | $1,638 | -3% |
Parrott | $1,531 | -9% |
Partlow | $1,713 | 2% |
Patrick Springs | $1,570 | -7% |
Pearisburg | $1,536 | -9% |
Pembroke | $1,546 | -8% |
Penhook | $1,719 | 2% |
Penn Laird | $1,439 | -15% |
Pennington Gap | $1,606 | -5% |
Petersburg | $1,767 | 5% |
Phenix | $1,723 | 2% |
Philomont | $1,780 | 6% |
Pilgrims Knob | $1,655 | -2% |
Pilot | $1,496 | -11% |
Pimmit Hills | $1,865 | 11% |
Piney River | $1,682 | 0% |
Pittsville | $1,686 | 0% |
Pleasant Valley | $1,424 | -16% |
Plum Creek | $1,444 | -14% |
Pocahontas | $1,654 | -2% |
Poquoson | $1,712 | 2% |
Port Haywood | $1,663 | -1% |
Port Republic | $1,443 | -14% |
Port Royal | $1,701 | 1% |
Portsmouth | $1,933 | 15% |
Potomac Mills | $1,992 | 18% |
Pound | $1,579 | -6% |
Pounding Mill | $1,592 | -6% |
Powhatan | $1,868 | 11% |
Pratts | $1,710 | 1% |
Prince George | $1,773 | 5% |
Prospect | $1,665 | -1% |
Providence Forge | $1,705 | 1% |
Pulaski | $1,543 | -8% |
Pungoteague | $1,674 | -1% |
Purcellville | $1,756 | 4% |
Quantico | $1,909 | 13% |
Quantico Base | $1,916 | 14% |
Quicksburg | $1,461 | -13% |
Quinby | $1,675 | -1% |
Quinque | $1,652 | -2% |
Quinton | $1,724 | 2% |
Radford | $1,481 | -12% |
Radiant | $1,739 | 3% |
Randolph | $1,677 | -1% |
Raphine | $1,482 | -12% |
Rapidan | $1,757 | 4% |
Rappahannock Academy | $1,705 | 1% |
Raven | $1,605 | -5% |
Ravensworth | $2,040 | 21% |
Rawlings | $1,741 | 3% |
Rectortown | $1,794 | 6% |
Red Ash | $1,598 | -5% |
Red House | $1,700 | 1% |
Red Oak | $1,677 | -1% |
Redwood | $1,653 | -2% |
Reedville | $1,585 | -6% |
Remington | $1,773 | 5% |
Rescue | $1,731 | 3% |
Reston | $1,858 | 10% |
Reva | $1,696 | 1% |
Rhoadesville | $1,720 | 2% |
Rice | $1,726 | 2% |
Rich Creek | $1,573 | -7% |
Richardsville | $1,772 | 5% |
Richlands | $1,604 | -5% |
Richmond | $1,891 | 12% |
Ridgeway | $1,648 | -2% |
Rileyville | $1,576 | -7% |
Riner | $1,479 | -12% |
Ringgold | $1,705 | 1% |
Ripplemead | $1,565 | -7% |
Rivanna | $1,672 | -1% |
Riverview | $1,581 | -6% |
Rixeyville | $1,745 | 3% |
Roanoke | $1,564 | -7% |
Rochelle | $1,740 | 3% |
Rockbridge Baths | $1,543 | -9% |
Rockville | $1,746 | 4% |
Rockwood | $1,808 | 7% |
Rocky Gap | $1,640 | -3% |
Rocky Mount | $1,701 | 1% |
Rollins Fork | $1,717 | 2% |
Rose Hill | $1,869 | 11% |
Rosedale | $1,596 | -5% |
Roseland | $1,673 | -1% |
Round Hill | $1,744 | 3% |
Rowe | $1,630 | -3% |
Ruby | $1,771 | 5% |
Ruckersville | $1,707 | 1% |
Rural Retreat | $1,518 | -10% |
Rushmere | $1,756 | 4% |
Rustburg | $1,611 | -4% |
Ruther Glen | $1,708 | 1% |
Ruthville | $1,719 | 2% |
Salem | $1,509 | -10% |
Saltville | $1,494 | -11% |
Saluda | $1,631 | -3% |
Sandston | $1,812 | 7% |
Sandy Hook | $1,809 | 7% |
Sandy Level | $1,686 | 0% |
Sandy Point | $1,646 | -2% |
Sanford | $1,645 | -2% |
Saxe | $1,682 | 0% |
Saxis | $1,667 | -1% |
Schley | $1,685 | 0% |
Schuyler | $1,724 | 2% |
Scottsburg | $1,671 | -1% |
Scottsville | $1,762 | 4% |
Seaford | $1,661 | -1% |
Sealston | $1,735 | 3% |
Seaview | $1,660 | -2% |
Sedley | $1,719 | 2% |
Selma | $1,501 | -11% |
Seven Corners | $1,975 | 17% |
Severn | $1,685 | 0% |
Shacklefords | $1,661 | -1% |
Sharps | $1,628 | -3% |
Shawneeland | $1,565 | -7% |
Shawsville | $1,510 | -10% |
Shenandoah | $1,467 | -13% |
Shenandoah Farms | $1,620 | -4% |
Shipman | $1,700 | 1% |
Short Pump | $1,776 | 5% |
Shortt Gap | $1,614 | -4% |
Singers Glen | $1,445 | -14% |
Skippers | $1,700 | 1% |
Skipwith | $1,670 | -1% |
Skyland Estates | $1,687 | 0% |
Smithfield | $1,742 | 3% |
Somerset | $1,742 | 3% |
Somerville | $1,788 | 6% |
South Boston | $1,698 | 1% |
South Hill | $1,631 | -3% |
South Riding | $1,910 | 13% |
South Run | $1,998 | 19% |
Southern Gateway | $1,753 | 4% |
Sparta | $1,741 | 3% |
Speedwell | $1,543 | -9% |
Spencer | $1,620 | -4% |
Sperryville | $1,746 | 4% |
Spotsylvania | $1,722 | 2% |
Spotsylvania Courthouse | $1,732 | 3% |
Spottswood | $1,502 | -11% |
Spout Spring | $1,603 | -5% |
Spring Grove | $1,739 | 3% |
Springfield | $2,042 | 21% |
St. Charles | $1,618 | -4% |
St. Paul | $1,593 | -6% |
St. Stephens Church | $1,726 | 2% |
Stafford | $1,825 | 8% |
Stafford Courthouse | $1,814 | 8% |
Staffordsville | $1,564 | -7% |
Stanardsville | $1,700 | 1% |
Stanley | $1,492 | -12% |
Stanleytown | $1,652 | -2% |
Star Tannery | $1,537 | -9% |
State Farm | $1,866 | 11% |
Staunton | $1,486 | -12% |
Steeles Tavern | $1,502 | -11% |
Stephens City | $1,554 | -8% |
Stephenson | $1,573 | -7% |
Sterling | $1,828 | 8% |
Stevensburg | $1,724 | 2% |
Stevensville | $1,685 | 0% |
Stone Ridge | $1,908 | 13% |
Stony Creek | $1,758 | 4% |
Strasburg | $1,515 | -10% |
Stratford | $1,750 | 4% |
Stuart | $1,564 | -7% |
Stuarts Draft | $1,479 | -12% |
Studley | $1,721 | 2% |
Sudley | $1,883 | 12% |
Suffolk | $1,740 | 3% |
Sugar Grove | $1,525 | -10% |
Sugarland Run | $1,845 | 9% |
Sumerduck | $1,807 | 7% |
Surry | $1,713 | 2% |
Susan | $1,668 | -1% |
Sussex | $1,769 | 5% |
Sutherland | $1,770 | 5% |
Sutherlin | $1,715 | 2% |
Sweet Briar | $1,640 | -3% |
Swoope | $1,512 | -10% |
Swords Creek | $1,584 | -6% |
Syria | $1,652 | -2% |
Tangier | $1,666 | -1% |
Tannersville | $1,606 | -5% |
Tappahannock | $1,646 | -2% |
Tasley | $1,694 | 0% |
Tazewell | $1,594 | -5% |
Temperanceville | $1,627 | -3% |
Thaxton | $1,631 | -3% |
The Plains | $1,823 | 8% |
Thornburg | $1,750 | 4% |
Thynedale | $1,663 | -1% |
Timberlake | $1,594 | -5% |
Timberville | $1,415 | -16% |
Toano | $1,579 | -6% |
Toms Brook | $1,477 | -12% |
Topping | $1,623 | -4% |
Townsend | $1,667 | -1% |
Trevilians | $1,744 | 3% |
Triangle | $1,943 | 15% |
Troutdale | $1,618 | -4% |
Troutville | $1,591 | -6% |
Troy | $1,732 | 3% |
Tuckahoe | $1,799 | 7% |
Tyro | $1,647 | -2% |
Tysons Corner | $1,920 | 14% |
Union Hall | $1,729 | 3% |
Unionville | $1,746 | 4% |
University Center | $1,783 | 6% |
University of Virginia | $1,652 | -2% |
Upperville | $1,791 | 6% |
Urbanna | $1,626 | -4% |
Valentines | $1,711 | 1% |
Vansant | $1,674 | -1% |
Vernon Hill | $1,726 | 2% |
Verona | $1,479 | -12% |
Vesta | $1,646 | -2% |
Vesuvius | $1,559 | -8% |
Victoria | $1,708 | 1% |
Vienna | $1,901 | 13% |
Viewtown | $1,697 | 1% |
Villa Heights | $1,629 | -3% |
Village | $1,667 | -1% |
Villamont | $1,630 | -3% |
Vinton | $1,590 | -6% |
Virgilina | $1,711 | 1% |
Virginia Beach | $1,840 | 9% |
Virginia State University | $1,802 | 7% |
Wachapreague | $1,668 | -1% |
Wake | $1,618 | -4% |
Wakefield | $1,900 | 13% |
Walkerton | $1,712 | 2% |
Wallops Island | $1,645 | -2% |
Wardtown | $1,673 | -1% |
Ware Neck | $1,690 | 0% |
Warfield | $1,730 | 3% |
Warm Springs | $1,561 | -7% |
Warrenton | $1,781 | 6% |
Warsaw | $1,602 | -5% |
Washington | $1,758 | 4% |
Water View | $1,605 | -5% |
Waterford | $1,779 | 6% |
Wattsville | $1,675 | -1% |
Waverly | $1,767 | 5% |
Waynesboro | $1,475 | -12% |
Weber City | $1,623 | -4% |
Weems | $1,590 | -6% |
West Augusta | $1,543 | -8% |
West Falls Church | $1,988 | 18% |
West Mclean | $1,942 | 15% |
West Point | $1,660 | -2% |
West Springfield | $2,006 | 19% |
Weyers Cave | $1,446 | -14% |
White Marsh | $1,676 | -1% |
White Plains | $1,710 | 1% |
White Post | $1,585 | -6% |
White Stone | $1,594 | -5% |
Whitetop | $1,593 | -5% |
Whitewood | $1,669 | -1% |
Wicomico | $1,687 | 0% |
Wicomico Church | $1,631 | -3% |
Williamsburg | $1,583 | -6% |
Williamsville | $1,511 | -10% |
Willis | $1,649 | -2% |
Willis Wharf | $1,669 | -1% |
Wilsons | $1,753 | 4% |
Winchester | $1,558 | -8% |
Windsor | $1,741 | 3% |
Wingina | $1,765 | 5% |
Wintergreen | $1,662 | -1% |
Wirtz | $1,722 | 2% |
Wise | $1,558 | -8% |
Withams | $1,667 | -1% |
Wolf Trap | $1,921 | 14% |
Wolford | $1,686 | 0% |
Wolftown | $1,715 | 2% |
Woodberry Forest | $1,741 | 3% |
Woodbridge | $1,990 | 18% |
Woodburn | $2,024 | 20% |
Woodford | $1,731 | 3% |
Woodlake | $1,797 | 7% |
Woodlawn | $1,693 | 0% |
Woods Cross Roads | $1,669 | -1% |
Woodstock | $1,467 | -13% |
Woodville | $1,749 | 4% |
Woolwine | $1,608 | -5% |
Wylliesburg | $1,669 | -1% |
Wyndham | $1,764 | 5% |
Wytheville | $1,540 | -9% |
Yale | $1,765 | 5% |
Yorkshire | $1,935 | 15% |
Yorktown | $1,680 | 0% |
Zacata | $1,706 | 1% |
Zuni | $1,745 | 3% |
Virginia car insurance requirements
You must prove you have at least the minimum amount of car insurance the state requires to buy license plates or decals in Virginia.
- $50,000 of coverage for the injury or death of one person
- $100,000 of coverage for the injury or death of two or more people
- $25,000 of property damage coverage
If you are convicted of driving without insurance in Virginia, the state will suspend your vehicle registration. To reinstate it, you may need to:
- Pay a $600 non-compliance fee
- File an SR-22 form with the state department of motor vehicles (DMV) for three years
- Pay a reinstatement fee
Frequently asked questions
Car insurance in Virginia costs $1,684 a year, on average, if you buy full coverage. If you only buy liability coverage, the average cost is $858 a year.
Virginia Farm Bureau has the cheapest car insurance in Virginia for both full coverage ($1,256 a year) and liability or minimum coverage ($504 a year).
To get cheaper car insurance in Virginia:
- Compare car insurance quotes from several companies
- Look for or ask about discounts
- “Bundle” different insurance policies, like auto and home, with a single company
- Raise your deductible (this will lower your premium payment)
Yes, Virginia requires you to have at least 50/100/25 car insurance to drive legally.