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Cheap Car Insurance in West Virginia (2025)
Updated on:
Content was accurate at the time of publication.
Best cheap car insurance in West Virginia
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Find the Cheapest Car Insurance Quotes in West Virginia
Cheap full-coverage car insurance in West Virginia: Erie
Drivers in West Virginia get the cheapest full-coverage car insurance quotes with Erie at an average of $1,361 a year, or $113 a month. Westfield has the second-best rates of $123 a month.
Erie offers more discounts than Westfield does, but if you’re considering usage-based car insurance, Westfield may still save you more money. Westfield’s MissionSafe program tracks your driving behaviors using an app. You could save an average of 20% on your car insurance with MissionSafe, depending on how you drive.
USAA has the overall lowest full-coverage insurance Full-coverage car insurance usually includes liability, collision and comprehensive coverages. Liability covers injuries and damage you cause to others. Collision and comprehensive protect your own vehicle from damage and theft. rate in West Virginia, but it only sells insurance to military members and their families.
Cheapest companies for full coverage
| Company | Annual rate | LendingTree score | |
|---|---|---|---|
 | Erie | $1,361 |  |
 | Westfield | $1,481 |  |
 | State Farm | $1,535 |  |
 | Progressive | $1,844 | |
 | Geico | $2,074 | |
 | Nationwide | $2,233 |  |
 | Allstate | $2,580 | |
 | USAA* | $1,197 | |
Best liability car insurance in West Virginia: Erie
With an average rate of $436 a year, or $36 a month, Erie also has the cheapest liability car insurance rate in West Virginia. Westfield is right behind at $37 a month, on average.
These average rates are close enough in cost that discounts could play a big role in which company has the cheapest liability insurance Liability car insurance covers injuries and damage you cause to others. Most states require drivers to buy at least a minimum amount of liability coverage. for you. Make sure to take advantage of all the discounts you can when you compare car insurance quotes.
Cheapest companies for minimum coverage
| Company | Annual rate |
|---|---|
| Erie | $436 |
| Westfield | $439 |
| State Farm | $501 |
| Geico | $890 |
| Nationwide | $987 |
| Progressive | $1,042 |
| Allstate | $1,081 |
| USAA* | $354 |
Find the Cheapest Car Insurance Quotes in West Virginia
Cheapest car insurance for West Virginia teens: Erie
If you’re looking for cheap car insurance for a young driver, Erie has the cheapest rates for both minimum and full-coverage car insurance at $996 a year and $3,026 a year, respectively.
Cheapest companies for teen drivers
| Company | Liability | Full coverage |
|---|---|---|
| Erie | $966 | $3,026 |
| Westfield | $1,366 | $4,619 |
| State Farm | $1,658 | $4,379 |
| Geico | $1,983 | $4,613 |
| Progressive | $2,581 | $5,213 |
| Nationwide | $3,258 | $8,632 |
| Allstate | $3,802 | $9,465 |
| USAA* | $963 | $3,131 |
West Virginia’s best car insurance after a speeding ticket: Westfield
Westfield has the lowest rates for West Virginia drivers looking for cheap car insurance with a speeding ticket at an average of $1,481 a year, or $123 a year. Erie is right behind at $125 a month.
Broken down over the course of a year, the difference between Westfield’s and Erie’s rates after a ticket is just a few dollars. Comparing the two companies beyond cost could help you choose between them. For example, Erie policies come with some great perks that Westfield’s don’t, like first-accident forgiveness With accident forgiveness, your first accident won’t make your car insurance rates go up. and a diminishing deductible With Erie’s diminishing deductible, your deductible is lowered by $100 for each consecutive policy year you don’t file a claim, up to a maximum of $500. .
The average West Virginia driver sees their car insurance rates go up 15% after a speeding ticket.
Cheapest companies after a ticket
| Company | Annual rate |
|---|---|
| Westfield | $1,481 |
| Erie | $1,496 |
| State Farm | $1,627 |
| Progressive | $2,291 |
| Geico | $2,385 |
| Allstate | $2,869 |
| Nationwide | $2,895 |
| USAA* | $1,383 |
Cheap West Virginia auto insurance rates after an accident: State Farm
West Virginia drivers looking for cheap car insurance after an accident should get a quote from State Farm. State Farm has the cheapest rate of $1,535 a year, or $128 a month, after an accident. Erie has the next-cheapest rate at $137 a month.
Although it’s not something you can plan for, Erie’s new car protection coverage is excellent if you’re in an accident. If your new vehicle is up to 24 months old and is totaled in an accident, this coverage will replace it with a new vehicle of the latest model year.
West Virginia drivers can expect their auto insurance to rise 42% after an at-fault collision.
Cheapest companies after an accident
| Company | Annual rate |
|---|---|
| State Farm | $1,535 |
| Erie | $1,646 |
| Westfield | $2,126 |
| Progressive | $2,864 |
| Geico | $3,180 |
| Nationwide | $3,590 |
| Allstate | $3,658 |
| USAA* | $1,678 |
Best insurance rates for West Virginia teens with a bad driving record: Erie
Erie has the cheapest car insurance rates for West Virginia teens with a ticket or accident on their record.
- Teens in West Virginia pay an average of $1,121 a year after a ticket with Erie.
- The cheapest average rate for West Virginia teens after an accident is $1,144 a year, also from Erie.
Teen car insurance rates without a ticket or accident are steep enough, so if you’re looking to cut down on costs, look into Erie’s Youthful Driver discount for unmarried drivers under 21 who live with their parents.
Cheapest companies for teens with driving infractions
| Company | Ticket | Accident |
|---|---|---|
| Erie | $1,121 | $1,144 |
| Westfield | $1,366 | $1,556 |
| State Farm | $1,800 | $1,658 |
| Geico | $2,191 | $2,811 |
| Progressive | $2,786 | $3,041 |
| Nationwide | $3,468 | $3,562 |
| Allstate | $4,382 | $4,643 |
| USAA* | $1,247 | $1,425 |
Find the Cheapest Car Insurance Quotes in West Virginia
Cheap car insurance in West Virginia with a DUI: Erie
Erie has the best rates for drivers in West Virginia looking for cheap car insurance with a DUI at $2,128 a year, or $177 a month. Progressive has the second-cheapest rates at $213 a month.
Progressive offers more discounts than Erie, which could make it the cheaper of the two companies for you.
After a DUI in West Virginia, expect your car insurance rates to go up 75%.
Cheapest companies after a DUI
| Company | Annual rate |
|---|---|
| Erie | $2,128 |
| Progressive | $2,551 |
| State Farm | $3,127 |
| Westfield | $3,418 |
| Allstate | $3,465 |
| Geico | $3,662 |
| Nationwide | $4,475 |
| USAA* | $2,153 |
West Virginia’s best cheap car insurance with bad credit: Westfield
At $2,097 a year, or $175 a month, Westfield offers the cheapest car insurance with bad credit for West Virginia. Progressive is the next-cheapest company at $252 a month.
Car insurance companies see a connection between poor credit and higher chances of filing a claim. West Virginia drivers see their rates increase an average of 91% if they have poor credit.
Go to LendingTree Spring to learn your credit score for free before looking for auto insurance quotes.
Cheapest companies for drivers with poor credit
| Company | Annual rate |
|---|---|
| Westfield | $2,097 |
| Progressive | $3,020 |
| Nationwide | $3,049 |
| Geico | $3,063 |
| Erie | $3,149 |
| Allstate | $4,316 |
| State Farm | $6,398 |
| USAA* | $2,261 |
Best car insurance companies in West Virginia
Erie and State Farm are the best car insurance companies in West Virginia, based on their coverage options and customer satisfaction ratings.
Erie includes some valuable coverages in its standard car insurance policy. For example, Erie’s rate lock feature keeps your rate fixed unless you make certain changes, such as changing your residence or adding or removing a car from your coverage.
State Farm comes out ahead of Erie in terms of financial strength, showing a higher ability to pay out on claims.
West Virginia car insurance company ratings
| Company | J.D. Power** | AM Best | LendingTree |
|---|---|---|---|
| Allstate | 635 | A+ | |
| Erie | 700 | A+ | |
| Geico | 637 | A++ | |
| Nationwide | 641 | A | |
| Progressive | 622 | A+ | |
| State Farm | 657 | A++ | |
| USAA* | 739 | A++ | |
| Westfield | 676 | A | |
*USAA only sells insurance to members of the military and their families.
**Source: J.D. Power 2024 U.S. Auto Insurance Study. Higher is better; 644 is average.
West Virginia car insurance rates by city
Martinsburg residents pay the cheapest rates for car insurance in West Virginia at $1,559 a year. Kermit is the state’s most expensive city for car insurance at $2,227 a year.
The average cost of full-coverage car insurance in West Virginia’s biggest cities is:
- Charleston: $1,765 a year
- Huntington: $1,792 a year
- Morgantown: $1,660 a year
Car insurance rates near you
| City | Annual rate | % from average |
|---|---|---|
| Accoville | $2,024 | 11% |
| Adrian | $1,861 | 2% |
| Advent | $1,817 | 0% |
| Albright | $1,835 | 1% |
| Alderson | $1,688 | -7% |
| Alkol | $2,011 | 11% |
| Allen Junction | $1,941 | 7% |
| Alloy | $1,727 | -5% |
| Alma | $1,763 | -3% |
| Alum Bridge | $1,812 | 0% |
| Alum Creek | $1,896 | 4% |
| Amherstdale | $2,021 | 11% |
| Amigo | $1,958 | 8% |
| Amma | $1,874 | 3% |
| Anawalt | $1,954 | 8% |
| Anmoore | $1,703 | -6% |
| Annamoriah | $1,869 | 3% |
| Ansted | $1,724 | -5% |
| Apple Grove | $1,774 | -2% |
| Arbovale | $1,825 | 0% |
| Arnett | $1,819 | 0% |
| Arnoldsburg | $1,910 | 5% |
| Arthurdale | $1,838 | 1% |
| Artie | $1,770 | -3% |
| Asbury | $1,670 | -8% |
| Ashford | $1,900 | 5% |
| Ashton | $1,787 | -2% |
| Athens | $1,690 | -7% |
| Auburn | $1,881 | 4% |
| Augusta | $1,661 | -9% |
| Aurora | $1,837 | 1% |
| Avondale | $1,946 | 7% |
| Baisden | $2,121 | 17% |
| Baker | $1,656 | -9% |
| Bakerton | $1,592 | -12% |
| Ballard | $1,725 | -5% |
| Ballengee | $1,741 | -4% |
| Bancroft | $1,741 | -4% |
| Bandytown | $1,936 | 7% |
| Barboursville | $1,810 | 0% |
| Barrackville | $1,698 | -7% |
| Bartley | $1,950 | 7% |
| Bartow | $1,796 | -1% |
| Baxter | $1,692 | -7% |
| Bayard | $1,734 | -5% |
| Beaver | $1,766 | -3% |
| Beckley | $1,778 | -2% |
| Beech Bottom | $1,674 | -8% |
| Beeson | $1,749 | -4% |
| Belington | $1,825 | 0% |
| Belle | $1,773 | -2% |
| Belleville | $1,757 | -3% |
| Belmont | $1,823 | 0% |
| Belva | $1,758 | -3% |
| Benwood | $1,681 | -7% |
| Berea | $1,882 | 4% |
| Bergoo | $1,825 | 1% |
| Berkeley Springs | $1,600 | -12% |
| Berwind | $1,969 | 8% |
| Bethany | $1,687 | -7% |
| Bethlehem | $1,633 | -10% |
| Bickmore | $1,890 | 4% |
| Big Bend | $1,877 | 3% |
| Big Chimney | $1,765 | -3% |
| Big Creek | $2,045 | 13% |
| Big Otter | $1,882 | 4% |
| Big Run | $1,775 | -2% |
| Big Sandy | $1,975 | 9% |
| Big Springs | $1,884 | 4% |
| Bim | $1,934 | 6% |
| Birch River | $1,722 | -5% |
| Blacksville | $1,735 | -4% |
| Blair | $2,021 | 11% |
| Blennerhassett | $1,693 | -7% |
| Bloomingrose | $1,897 | 4% |
| Blount | $1,770 | -3% |
| Blue Creek | $1,768 | -3% |
| Bluefield | $1,700 | -6% |
| Bluewell | $1,722 | -5% |
| Boaz | $1,754 | -3% |
| Bob White | $1,913 | 5% |
| Bolt | $1,795 | -1% |
| Bomont | $1,861 | 2% |
| Boomer | $1,732 | -5% |
| Borderland | $2,162 | 19% |
| Bowden | $1,775 | -2% |
| Bradley | $1,753 | -3% |
| Bradshaw | $1,947 | 7% |
| Bramwell | $1,726 | -5% |
| Branchland | $2,039 | 12% |
| Brandywine | $1,789 | -1% |
| Breeden | $2,190 | 21% |
| Brenton | $1,974 | 9% |
| Bretz | $1,848 | 2% |
| Bridgeport | $1,682 | -7% |
| Brohard | $1,872 | 3% |
| Brookhaven | $1,690 | -7% |
| Brownsville | $1,728 | -5% |
| Bruceton Mills | $1,863 | 3% |
| Bruno | $2,024 | 11% |
| Buckeye | $1,776 | -2% |
| Buckhannon | $1,838 | 1% |
| Bud | $1,940 | 7% |
| Buffalo | $1,769 | -3% |
| Bunker Hill | $1,570 | -14% |
| Burlington | $1,650 | -9% |
| Burnsville | $1,854 | 2% |
| Burnt House | $1,872 | 3% |
| Burnwell | $1,754 | -3% |
| Burton | $1,773 | -2% |
| Cabin Creek | $1,764 | -3% |
| Cabins | $1,695 | -7% |
| Cairo | $1,865 | 3% |
| Caldwell | $1,663 | -8% |
| Calvin | $1,759 | -3% |
| Camden | $1,807 | 0% |
| Camden-on-Gauley | $1,823 | 0% |
| Cameron | $1,705 | -6% |
| Camp Creek | $1,709 | -6% |
| Canebrake | $1,969 | 8% |
| Cannelton | $1,742 | -4% |
| Canvas | $1,756 | -3% |
| Capon Bridge | $1,636 | -10% |
| Capon Springs | $1,651 | -9% |
| Carolina | $1,708 | -6% |
| Carpendale | $1,640 | -10% |
| Cass | $1,815 | 0% |
| Cassville | $1,661 | -9% |
| Cedar Grove | $1,782 | -2% |
| Cedarville | $1,863 | 3% |
| Center Point | $1,823 | 0% |
| Ceredo | $1,786 | -2% |
| Chapmanville | $2,016 | 11% |
| Charles Town | $1,586 | -13% |
| Charleston | $1,765 | -3% |
| Charlton Heights | $1,727 | -5% |
| Charmco | $1,694 | -7% |
| Chattaroy | $2,164 | 19% |
| Chauncey | $2,037 | 12% |
| Cheat Lake | $1,692 | -7% |
| Chesapeake | $1,784 | -2% |
| Chester | $1,684 | -7% |
| Chloe | $1,904 | 5% |
| Circleville | $1,829 | 1% |
| Clarksburg | $1,715 | -6% |
| Clay | $1,860 | 2% |
| Clear Creek | $1,778 | -2% |
| Clear Fork | $1,973 | 9% |
| Clendenin | $1,803 | -1% |
| Cleveland | $1,875 | 3% |
| Clothier | $2,016 | 11% |
| Coal City | $1,774 | -2% |
| Coal Mountain | $2,006 | 10% |
| Coaldale | $1,716 | -6% |
| Coalton | $1,797 | -1% |
| Coburn | $1,773 | -2% |
| Colcord | $1,807 | -1% |
| Colfax | $1,696 | -7% |
| Colliers | $1,658 | -9% |
| Comfort | $1,849 | 2% |
| Cool Ridge | $1,759 | -3% |
| Copen | $1,841 | 1% |
| Cora | $2,012 | 11% |
| Corinne | $1,939 | 7% |
| Costa | $1,866 | 3% |
| Cottageville | $1,797 | -1% |
| Cove Gap | $2,080 | 15% |
| Covel | $1,944 | 7% |
| Cowen | $1,797 | -1% |
| Coxs Mills | $1,880 | 4% |
| Crab Orchard | $1,769 | -3% |
| Craigsville | $1,730 | -5% |
| Crawford | $1,887 | 4% |
| Crawley | $1,661 | -9% |
| Creston | $1,869 | 3% |
| Crichton | $1,696 | -7% |
| Cross Lanes | $1,755 | -3% |
| Crum | $2,153 | 19% |
| Cucumber | $1,936 | 7% |
| Culloden | $1,768 | -3% |
| Cyclone | $2,013 | 11% |
| Dailey | $1,822 | 0% |
| Dallas | $1,697 | -7% |
| Danese | $1,720 | -5% |
| Daniels | $1,747 | -4% |
| Danville | $1,945 | 7% |
| Davin | $2,002 | 10% |
| Davis | $1,842 | 1% |
| Davisville | $1,723 | -5% |
| Davy | $1,948 | 7% |
| Dawes | $1,794 | -1% |
| Deep Water | $1,727 | -5% |
| Dehue | $2,020 | 11% |
| Delbarton | $2,140 | 18% |
| Dellslow | $1,689 | -7% |
| Delray | $1,642 | -10% |
| Despard | $1,703 | -6% |
| Diana | $1,820 | 0% |
| Dille | $1,857 | 2% |
| Dingess | $2,183 | 20% |
| Dixie | $1,742 | -4% |
| Dorothy | $1,811 | 0% |
| Dothan | $1,723 | -5% |
| Drennen | $1,790 | -1% |
| Dry Creek | $1,848 | 2% |
| Dry Fork | $1,825 | 1% |
| Drybranch | $1,750 | -4% |
| Duck | $1,837 | 1% |
| Dunbar | $1,736 | -4% |
| Duncan | $1,804 | -1% |
| Dunlow | $2,160 | 19% |
| Dunmore | $1,786 | -2% |
| Durbin | $1,816 | 0% |
| Earling | $2,019 | 11% |
| East Bank | $1,761 | -3% |
| East Lynn | $2,083 | 15% |
| Eccles | $1,773 | -2% |
| Eckman | $1,933 | 6% |
| Edgarton | $2,152 | 19% |
| Edmond | $1,721 | -5% |
| Eglon | $1,853 | 2% |
| Elbert | $1,935 | 7% |
| Eleanor | $1,738 | -4% |
| Elizabeth | $1,893 | 4% |
| Elk Garden | $1,666 | -8% |
| Elkhorn | $1,941 | 7% |
| Elkins | $1,785 | -2% |
| Elkview | $1,788 | -2% |
| Ellamore | $1,825 | 0% |
| Ellenboro | $1,841 | 1% |
| Emmett | $2,151 | 18% |
| Enterprise | $1,710 | -6% |
| Erbacon | $1,820 | 0% |
| Eskdale | $1,802 | -1% |
| Ethel | $2,009 | 11% |
| Eureka | $1,823 | 0% |
| Evans | $1,793 | -1% |
| Exchange | $1,821 | 0% |
| Fairdale | $1,819 | 0% |
| Fairlea | $1,662 | -8% |
| Fairmont | $1,684 | -7% |
| Fairview | $1,696 | -7% |
| Falling Rock | $1,796 | -1% |
| Falling Waters | $1,563 | -14% |
| Falls Mill | $1,863 | 3% |
| Fanrock | $1,966 | 8% |
| Farmington | $1,721 | -5% |
| Fayetteville | $1,715 | -6% |
| Fenwick | $1,739 | -4% |
| Filbert | $1,935 | 7% |
| Fisher | $1,673 | -8% |
| Flat Top | $1,730 | -5% |
| Flatwoods | $1,819 | 0% |
| Flemington | $1,816 | 0% |
| Floe | $1,904 | 5% |
| Follansbee | $1,647 | -9% |
| Folsom | $1,777 | -2% |
| Forest Hill | $1,753 | -3% |
| Fort Ashby | $1,639 | -10% |
| Fort Gay | $2,109 | 16% |
| Foster | $1,918 | 6% |
| Four States | $1,715 | -6% |
| Frametown | $1,818 | 0% |
| Frankford | $1,647 | -9% |
| Franklin | $1,807 | 0% |
| Fraziers Bottom | $1,794 | -1% |
| Freeman | $1,716 | -6% |
| French Creek | $1,853 | 2% |
| Frenchton | $1,878 | 3% |
| Friendly | $1,766 | -3% |
| Gallagher | $1,754 | -3% |
| Gallipolis Ferry | $1,778 | -2% |
| Galloway | $1,845 | 2% |
| Gandeeville | $1,877 | 3% |
| Gap Mills | $1,741 | -4% |
| Gary | $1,929 | 6% |
| Gassaway | $1,796 | -1% |
| Gauley Bridge | $1,728 | -5% |
| Gauley Mills | $1,823 | 0% |
| Gay | $1,805 | -1% |
| Genoa | $2,109 | 16% |
| Gerrardstown | $1,573 | -13% |
| Ghent | $1,770 | -3% |
| Gilbert | $2,148 | 18% |
| Gilboa | $1,746 | -4% |
| Given | $1,801 | -1% |
| Glady | $1,779 | -2% |
| Glasgow | $1,760 | -3% |
| Glen | $1,900 | 5% |
| Glen Dale | $1,681 | -7% |
| Glen Daniel | $1,824 | 0% |
| Glen Easton | $1,691 | -7% |
| Glen Ferris | $1,733 | -5% |
| Glen Fork | $1,988 | 9% |
| Glen Jean | $1,748 | -4% |
| Glen Rogers | $1,982 | 9% |
| Glen White | $1,776 | -2% |
| Glengary | $1,608 | -11% |
| Glenville | $1,872 | 3% |
| Glenwood | $1,764 | -3% |
| Gordon | $1,928 | 6% |
| Gormania | $1,693 | -7% |
| Grafton | $1,824 | 0% |
| Grant Town | $1,711 | -6% |
| Grantsville | $1,886 | 4% |
| Granville | $1,658 | -9% |
| Grassy Meadows | $1,690 | -7% |
| Great Cacapon | $1,613 | -11% |
| Green Bank | $1,787 | -2% |
| Green Spring | $1,663 | -8% |
| Green Sulphur Springs | $1,771 | -2% |
| Greenville | $1,736 | -4% |
| Griffithsville | $2,032 | 12% |
| Gypsy | $1,730 | -5% |
| Hacker Valley | $1,859 | 2% |
| Halltown | $1,592 | -12% |
| Hambleton | $1,860 | 2% |
| Hamlin | $2,031 | 12% |
| Handley | $1,750 | -4% |
| Hanover | $2,001 | 10% |
| Hansford | $1,766 | -3% |
| Harman | $1,813 | 0% |
| Harper | $1,773 | -2% |
| Harrisville | $1,855 | 2% |
| Hartford | $1,751 | -4% |
| Hartford City | $1,751 | -4% |
| Harts | $2,058 | 13% |
| Haywood | $1,706 | -6% |
| Heaters | $1,845 | 2% |
| Hedgesville | $1,578 | -13% |
| Helen | $1,779 | -2% |
| Helvetia | $1,811 | 0% |
| Henderson | $1,774 | -2% |
| Hendricks | $1,836 | 1% |
| Henlawson | $2,008 | 11% |
| Hensley | $1,981 | 9% |
| Hepzibah | $1,706 | -6% |
| Herndon | $1,954 | 8% |
| Hernshaw | $1,781 | -2% |
| Hewett | $1,931 | 6% |
| Hiawatha | $1,762 | -3% |
| Hico | $1,728 | -5% |
| High View | $1,641 | -10% |
| Hillsboro | $1,771 | -2% |
| Hilltop | $1,716 | -6% |
| Hinton | $1,758 | -3% |
| Holden | $2,019 | 11% |
| Hometown | $1,737 | -4% |
| Hooverson Heights | $1,651 | -9% |
| Horner | $1,805 | -1% |
| Hugheston | $1,764 | -3% |
| Hundred | $1,826 | 1% |
| Huntington | $1,792 | -1% |
| Hurricane | $1,748 | -4% |
| Iaeger | $1,961 | 8% |
| Idamay | $1,707 | -6% |
| Ikes Fork | $2,009 | 11% |
| Independence | $1,840 | 1% |
| Indian Mills | $1,753 | -3% |
| Indore | $1,876 | 3% |
| Institute | $1,750 | -4% |
| Inwood | $1,573 | -13% |
| Ireland | $1,822 | 0% |
| Isaban | $2,044 | 13% |
| Itmann | $1,947 | 7% |
| Ivydale | $1,882 | 4% |
| Jacksonburg | $1,767 | -3% |
| Jane Lew | $1,818 | 0% |
| Jeffrey | $1,932 | 6% |
| Jenkinjones | $1,935 | 7% |
| Jesse | $1,983 | 9% |
| Job | $1,794 | -1% |
| Jolo | $1,968 | 8% |
| Josephine | $1,795 | -1% |
| Julian | $1,919 | 6% |
| Jumping Branch | $1,769 | -3% |
| Junior | $1,831 | 1% |
| Justice | $2,171 | 20% |
| Kanawha Falls | $1,725 | -5% |
| Kanawha Head | $1,862 | 3% |
| Kearneysville | $1,585 | -13% |
| Kegley | $1,698 | -7% |
| Kellysville | $1,715 | -6% |
| Kenna | $1,836 | 1% |
| Kenova | $1,791 | -1% |
| Kerens | $1,790 | -1% |
| Kermit | $2,227 | 23% |
| Keslers Cross Lanes | $1,750 | -4% |
| Keyser | $1,646 | -9% |
| Kiahsville | $2,080 | 15% |
| Kimball | $1,935 | 7% |
| Kimberly | $1,729 | -5% |
| Kincaid | $1,729 | -5% |
| Kingmont | $1,696 | -7% |
| Kingwood | $1,826 | 1% |
| Kirby | $1,643 | -10% |
| Kistler | $2,009 | 11% |
| Kopperston | $1,993 | 10% |
| Kyle | $1,947 | 7% |
| Lahmansville | $1,710 | -6% |
| Lake | $2,005 | 10% |
| Lanark | $1,775 | -2% |
| Lansing | $1,719 | -5% |
| Lashmeet | $1,711 | -6% |
| Lavalette | $1,969 | 8% |
| Layland | $1,739 | -4% |
| Le Roy | $1,804 | -1% |
| Left Hand | $1,886 | 4% |
| Lehew | $1,653 | -9% |
| Leivasy | $1,756 | -3% |
| Lenore | $2,152 | 19% |
| Leon | $1,772 | -2% |
| Lerona | $1,688 | -7% |
| Lesage | $1,790 | -1% |
| Leslie | $1,687 | -7% |
| Lester | $1,791 | -1% |
| Letart | $1,766 | -3% |
| Levels | $1,660 | -9% |
| Lewisburg | $1,667 | -8% |
| Liberty | $1,738 | -4% |
| Lindside | $1,738 | -4% |
| Linn | $1,878 | 3% |
| Little Birch | $1,826 | 1% |
| Littleton | $1,781 | -2% |
| Liverpool | $1,804 | -1% |
| Livingston | $1,754 | -3% |
| Lizemores | $1,885 | 4% |
| Lochgelly | $1,719 | -5% |
| Logan | $2,012 | 11% |
| London | $1,749 | -4% |
| Lookout | $1,741 | -4% |
| Looneyville | $1,876 | 3% |
| Lorado | $2,021 | 11% |
| Lorentz | $1,836 | 1% |
| Lost City | $1,663 | -8% |
| Lost Creek | $1,766 | -3% |
| Lost River | $1,663 | -8% |
| Lubeck | $1,696 | -7% |
| Lumberport | $1,750 | -4% |
| Lundale | $2,021 | 11% |
| Lyburn | $2,019 | 11% |
| Lynco | $1,984 | 9% |
| Maben | $1,972 | 9% |
| Mabie | $1,794 | -1% |
| Mabscott | $1,770 | -3% |
| MacArthur | $1,780 | -2% |
| Macfarlan | $1,878 | 3% |
| Madison | $1,943 | 7% |
| Mahan | $1,754 | -3% |
| Maidsville | $1,671 | -8% |
| Mallory | $2,002 | 10% |
| Mammoth | $1,763 | -3% |
| Man | $2,010 | 11% |
| Mannington | $1,754 | -3% |
| Marfrance | $1,696 | -7% |
| Marianna | $1,989 | 10% |
| Marlinton | $1,798 | -1% |
| Marmet | $1,777 | -2% |
| Martinsburg | $1,559 | -14% |
| Mason | $1,754 | -3% |
| Masontown | $1,861 | 2% |
| Matewan | $2,141 | 18% |
| Matheny | $1,982 | 9% |
| Mathias | $1,640 | -10% |
| Matoaka | $1,750 | -4% |
| Maxwelton | $1,656 | -9% |
| Maybeury | $1,956 | 8% |
| Maysel | $1,896 | 4% |
| Maysville | $1,714 | -6% |
| Mc Graws | $1,974 | 9% |
| McMechen | $1,690 | -7% |
| Meadow Bluff | $1,688 | -7% |
| Meadow Bridge | $1,742 | -4% |
| Meadow Creek | $1,748 | -4% |
| Meadowbrook | $1,700 | -6% |
| Metz | $1,758 | -3% |
| Miami | $1,785 | -2% |
| Middlebourne | $1,750 | -4% |
| Midkiff | $2,028 | 12% |
| Midway | $1,767 | -3% |
| Milam | $1,691 | -7% |
| Mill Creek | $1,830 | 1% |
| Millstone | $1,883 | 4% |
| Millville | $1,592 | -12% |
| Millwood | $1,801 | -1% |
| Milton | $1,782 | -2% |
| Minden | $1,711 | -6% |
| Mineral Wells | $1,719 | -5% |
| Moatsville | $1,863 | 3% |
| Mohawk | $2,023 | 11% |
| Monongah | $1,679 | -8% |
| Montana Mines | $1,705 | -6% |
| Montcalm | $1,702 | -6% |
| Monterville | $1,809 | 0% |
| Montgomery | $1,742 | -4% |
| Montrose | $1,798 | -1% |
| Moorefield | $1,657 | -9% |
| Morgantown | $1,660 | -9% |
| Moundsville | $1,681 | -7% |
| Mount Alto | $1,799 | -1% |
| Mount Carbon | $1,724 | -5% |
| Mount Clare | $1,712 | -6% |
| Mount Gay | $2,012 | 11% |
| Mount Gay-Shamrock | $2,015 | 11% |
| Mount Hope | $1,733 | -5% |
| Mount Lookout | $1,744 | -4% |
| Mount Nebo | $1,727 | -5% |
| Mount Storm | $1,719 | -5% |
| Mount Zion | $1,874 | 3% |
| Mullens | $1,958 | 8% |
| Munday | $1,881 | 4% |
| Myra | $2,008 | 11% |
| Nallen | $1,735 | -4% |
| Naoma | $1,873 | 3% |
| Napier | $1,863 | 3% |
| Naugatuck | $2,157 | 19% |
| Nebo | $1,867 | 3% |
| Nellis | $1,883 | 4% |
| Nemours | $1,698 | -7% |
| Nettie | $1,725 | -5% |
| New Creek | $1,664 | -8% |
| New Cumberland | $1,682 | -7% |
| New Haven | $1,748 | -4% |
| New Manchester | $1,688 | -7% |
| New Martinsville | $1,744 | -4% |
| New Milton | $1,828 | 1% |
| New Richmond | $1,972 | 9% |
| Newburg | $1,832 | 1% |
| Newell | $1,685 | -7% |
| Newhall | $1,957 | 8% |
| Newton | $1,923 | 6% |
| Newtown | $2,142 | 18% |
| Nicut | $1,850 | 2% |
| Nimitz | $1,735 | -4% |
| Nitro | $1,757 | -3% |
| Nobe | $1,884 | 4% |
| Normantown | $1,875 | 3% |
| North Hills | $1,716 | -6% |
| North Matewan | $2,152 | 19% |
| North Spring | $2,012 | 11% |
| Northfork | $1,943 | 7% |
| Norton | $1,793 | -1% |
| Nutter Fort | $1,714 | -6% |
| Oak Hill | $1,707 | -6% |
| Oakvale | $1,713 | -6% |
| Oceana | $1,979 | 9% |
| Odd | $1,779 | -2% |
| Old Fields | $1,658 | -9% |
| Omar | $2,018 | 11% |
| Ona | $1,776 | -2% |
| Onego | $1,800 | -1% |
| Orgas | $1,889 | 4% |
| Orlando | $1,804 | -1% |
| Orma | $1,907 | 5% |
| Osage | $1,670 | -8% |
| Ottawa | $1,931 | 6% |
| Paden City | $1,742 | -4% |
| Page | $1,728 | -5% |
| Pageton | $1,935 | 7% |
| Palestine | $1,903 | 5% |
| Panther | $1,944 | 7% |
| Parkersburg | $1,693 | -7% |
| Parsons | $1,860 | 2% |
| Paw Paw | $1,605 | -12% |
| Pax | $1,723 | -5% |
| Paynesville | $1,966 | 8% |
| Pea Ridge | $1,791 | -1% |
| Peach Creek | $2,012 | 11% |
| Pecks Mill | $2,016 | 11% |
| Pence Springs | $1,729 | -5% |
| Pennsboro | $1,847 | 2% |
| Pentress | $1,678 | -8% |
| Perkins | $1,850 | 2% |
| Petersburg | $1,696 | -7% |
| Peterstown | $1,735 | -4% |
| Petroleum | $1,878 | 3% |
| Peytona | $1,874 | 3% |
| Philippi | $1,860 | 2% |
| Pickens | $1,808 | 0% |
| Piedmont | $1,646 | -9% |
| Pinch | $1,785 | -2% |
| Pine Grove | $1,761 | -3% |
| Pineville | $1,970 | 8% |
| Piney View | $1,773 | -2% |
| Pipestem | $1,740 | -4% |
| Pleasant Valley | $1,679 | -8% |
| Poca | $1,754 | -3% |
| Point Pleasant | $1,759 | -3% |
| Points | $1,660 | -9% |
| Pond Gap | $1,767 | -3% |
| Pool | $1,745 | -4% |
| Porters Falls | $1,750 | -4% |
| Powellton | $1,726 | -5% |
| Pratt | $1,750 | -4% |
| Premier | $1,921 | 6% |
| Prichard | $2,008 | 11% |
| Prince | $1,731 | -5% |
| Princeton | $1,710 | -6% |
| Princewick | $1,774 | -2% |
| Procious | $1,865 | 3% |
| Proctor | $1,700 | -6% |
| Prosperity | $1,766 | -3% |
| Pullman | $1,892 | 4% |
| Purgitsville | $1,652 | -9% |
| Pursglove | $1,700 | -6% |
| Quinwood | $1,696 | -7% |
| Rachel | $1,714 | -6% |
| Racine | $1,860 | 2% |
| Ragland | $2,156 | 19% |
| Rainelle | $1,710 | -6% |
| Raleigh | $1,773 | -2% |
| Ranger | $2,068 | 14% |
| Ranson | $1,584 | -13% |
| Ravencliff | $2,005 | 10% |
| Ravenswood | $1,805 | -1% |
| Rawl | $2,162 | 19% |
| Raysal | $1,972 | 9% |
| Reader | $1,745 | -4% |
| Red Creek | $1,828 | 1% |
| Red House | $1,751 | -4% |
| Red Jacket | $2,129 | 17% |
| Reedsville | $1,829 | 1% |
| Reedy | $1,899 | 5% |
| Renick | $1,646 | -9% |
| Reynoldsville | $1,726 | -5% |
| Rhodell | $1,777 | -2% |
| Richwood | $1,722 | -5% |
| Ridgeley | $1,640 | -10% |
| Ridgeview | $1,888 | 4% |
| Ridgeway | $1,573 | -13% |
| Rio | $1,643 | -10% |
| Ripley | $1,787 | -2% |
| Rippon | $1,590 | -12% |
| Riverton | $1,810 | 0% |
| Rivesville | $1,697 | -7% |
| Robinette | $2,020 | 11% |
| Robson | $1,720 | -5% |
| Rock | $1,696 | -7% |
| Rock Castle | $1,801 | -1% |
| Rock Cave | $1,887 | 4% |
| Rock Creek | $1,813 | 0% |
| Rock View | $1,963 | 8% |
| Rockport | $1,774 | -2% |
| Roderfield | $1,958 | 8% |
| Romney | $1,652 | -9% |
| Ronceverte | $1,660 | -9% |
| Rosedale | $1,850 | 2% |
| Rosemont | $1,839 | 1% |
| Rossmore | $2,009 | 11% |
| Rowlesburg | $1,840 | 1% |
| Rupert | $1,696 | -7% |
| Russelville | $1,737 | -4% |
| Sabine | $1,972 | 9% |
| Salem | $1,772 | -2% |
| Salt Rock | $1,831 | 1% |
| Sand Fork | $1,845 | 2% |
| Sand Ridge | $1,910 | 5% |
| Sandstone | $1,754 | -3% |
| Sandyville | $1,805 | -1% |
| Sarah Ann | $2,015 | 11% |
| Saulsville | $1,974 | 9% |
| Saxon | $1,825 | 0% |
| Scarbro | $1,722 | -5% |
| Scott Depot | $1,747 | -4% |
| Second Creek | $1,715 | -6% |
| Selbyville | $1,844 | 2% |
| Seneca Rocks | $1,800 | -1% |
| Seth | $1,864 | 3% |
| Shady Spring | $1,763 | -3% |
| Shanks | $1,658 | -9% |
| Shannondale | $1,595 | -12% |
| Sharples | $2,008 | 11% |
| Shenandoah Junction | $1,567 | -14% |
| Shepherdstown | $1,568 | -14% |
| Shinnston | $1,687 | -7% |
| Shirley | $1,804 | -1% |
| Shoals | $1,898 | 5% |
| Shock | $1,870 | 3% |
| Short Creek | $1,674 | -8% |
| Simon | $1,996 | 10% |
| Simpson | $1,839 | 1% |
| Sinks Grove | $1,716 | -5% |
| Sissonville | $1,800 | -1% |
| Sistersville | $1,754 | -3% |
| Skelton | $1,776 | -2% |
| Slab Fork | $1,780 | -2% |
| Slanesville | $1,662 | -8% |
| Slatyfork | $1,792 | -1% |
| Smithburg | $1,808 | 0% |
| Smithers | $1,750 | -4% |
| Smithfield | $1,827 | 1% |
| Smithville | $1,872 | 3% |
| Smoot | $1,688 | -7% |
| Snowshoe | $1,785 | -2% |
| Sod | $2,003 | 10% |
| Sophia | $1,780 | -2% |
| South Charleston | $1,739 | -4% |
| Southside | $1,788 | -2% |
| Spanishburg | $1,712 | -6% |
| Spelter | $1,715 | -6% |
| Spencer | $1,878 | 3% |
| Spring Dale | $1,736 | -4% |
| Spurlockville | $1,992 | 10% |
| Squire | $1,970 | 8% |
| St. Albans | $1,758 | -3% |
| St. Marys | $1,826 | 1% |
| Stanaford | $1,777 | -2% |
| Standard | $1,754 | -3% |
| Star City | $1,652 | -9% |
| Stephenson | $1,962 | 8% |
| Stollings | $2,021 | 11% |
| Stonewood | $1,710 | -6% |
| Stouts Mills | $1,845 | 2% |
| Sugar Grove | $1,798 | -1% |
| Sumerco | $2,004 | 10% |
| Summersville | $1,741 | -4% |
| Summit Point | $1,593 | -12% |
| Surveyor | $1,763 | -3% |
| Sutton | $1,800 | -1% |
| Swiss | $1,757 | -3% |
| Switchback | $1,953 | 8% |
| Switzer | $2,014 | 11% |
| Sylvester | $1,888 | 4% |
| Tad | $1,786 | -2% |
| Talcott | $1,741 | -4% |
| Tallmansville | $1,835 | 1% |
| Tanner | $1,884 | 4% |
| Taplin | $2,019 | 11% |
| Teays Valley | $1,753 | -3% |
| Terra Alta | $1,833 | 1% |
| Tesla | $1,826 | 1% |
| Thacker | $2,152 | 19% |
| Thomas | $1,855 | 2% |
| Thornton | $1,843 | 1% |
| Thorpe | $1,932 | 6% |
| Thurmond | $1,723 | -5% |
| Tioga | $1,747 | -4% |
| Tornado | $1,762 | -3% |
| Triadelphia | $1,625 | -11% |
| Trout | $1,676 | -8% |
| Troy | $1,869 | 3% |
| Tunnelton | $1,830 | 1% |
| Turtle Creek | $1,922 | 6% |
| Twilight | $1,936 | 7% |
| Uneeda | $1,920 | 6% |
| Union | $1,733 | -5% |
| Upper Falls | $1,770 | -3% |
| Upper Tract | $1,790 | -1% |
| Upperglade | $1,817 | 0% |
| Valley Bend | $1,819 | 0% |
| Valley Fork | $1,894 | 4% |
| Valley Grove | $1,628 | -10% |
| Valley Head | $1,798 | -1% |
| Vallscreek | $1,969 | 8% |
| Van | $1,912 | 5% |
| Varney | $2,152 | 19% |
| Verdunville | $2,019 | 11% |
| Verner | $2,151 | 18% |
| Victor | $1,721 | -5% |
| Vienna | $1,730 | -5% |
| Vivian | $1,935 | 7% |
| Volga | $1,817 | 0% |
| Vulcan | $2,152 | 19% |
| Waiteville | $1,717 | -5% |
| Walkersville | $1,851 | 2% |
| Wallace | $1,760 | -3% |
| Wallback | $1,894 | 4% |
| Walton | $1,902 | 5% |
| Wana | $1,729 | -5% |
| War | $1,936 | 7% |
| Wardensville | $1,661 | -9% |
| Warriormine | $1,957 | 8% |
| Washington | $1,701 | -6% |
| Waverly | $1,735 | -4% |
| Wayne | $2,024 | 11% |
| Wayside | $1,726 | -5% |
| Webster Springs | $1,806 | -1% |
| Weirton | $1,659 | -9% |
| Welch | $1,933 | 6% |
| Wellsburg | $1,674 | -8% |
| West Columbia | $1,759 | -3% |
| West Hamlin | $2,034 | 12% |
| West Liberty | $1,645 | -9% |
| West Milford | $1,752 | -4% |
| West Union | $1,803 | -1% |
| Weston | $1,815 | 0% |
| Westover | $1,655 | -9% |
| Wharncliffe | $2,134 | 18% |
| Wharton | $1,932 | 6% |
| Wheeling | $1,636 | -10% |
| White Oak | $1,764 | -3% |
| White Sulphur Springs | $1,660 | -9% |
| Whitesville | $1,820 | 0% |
| Whitman | $2,010 | 11% |
| Whitmer | $1,794 | -1% |
| Whittaker | $1,754 | -3% |
| Widen | $1,876 | 3% |
| Wilcoe | $1,935 | 7% |
| Wildcat | $1,822 | 0% |
| Wiley Ford | $1,644 | -9% |
| Wilkinson | $2,012 | 11% |
| Williamsburg | $1,676 | -8% |
| Williamson | $2,159 | 19% |
| Williamstown | $1,750 | -4% |
| Willow Island | $1,823 | 0% |
| Wilsondale | $2,094 | 15% |
| Winding Gulf | $1,774 | -2% |
| Windsor Heights | $1,656 | -9% |
| Winfield | $1,752 | -4% |
| Winifrede | $1,770 | -3% |
| Winona | $1,725 | -5% |
| Wolf Creek | $1,721 | -5% |
| Wolfe | $1,696 | -7% |
| Woodville | $1,946 | 7% |
| Worthington | $1,701 | -6% |
| Wyatt | $1,730 | -5% |
| Wyco | $1,939 | 7% |
| Wyoming | $1,972 | 9% |
| Yawkey | $1,996 | 10% |
| Yellow Spring | $1,653 | -9% |
| Yolyn | $2,020 | 11% |
West Virginia minimum car insurance limits
West Virginia law requires its drivers to have at least 25/50/25 car insurance limits:
- $25,000 of bodily injury liability coverage per person
- $50,000 of bodily injury liability coverage per accident
- $25,000 of property damage coverage
Frequently asked questions
West Virginia full-coverage car insurance costs an average of $1,788 a year, or $149 a month. Minimum car insurance costs an average of $716 a year, or $60 a month.
West Virginia is an at-fault state for car insurance. This means the driver responsible for causing an accident is required to pay for the injuries and repairs of others involved in the accident.