If you have an eligible Chase credit card, you can get even more bang for your buck through Chase Offers. Like Amex Offers and Capital One Offers, the program lets you earn cash back on eligible purchases through a variety of limited-time promotions.
What’s more, the incentives you earn through Chase Offers are given on top of the rewards you’re already earning from your Chase card. They can also be “stacked” with other shopping promotions, including eligible purchases made through the Chase Ultimate Rewards® portal.
To redeem Chase Offers, simply add them to your Chase account — either online or through the mobile app — and make a qualifying purchase using your eligible Chase card. You’ll earn cash back in the form of a statement credit, which will automatically be added to your account within seven to 14 business days.
Chase Offers are available through eligible credit cards from Chase, including cash back credit cards, travel credit cards and co-branded credit cards.
| Credit Cards | Our Ratings | Welcome Offer | Rewards Rate | Annual Fee | |
|---|---|---|---|---|---|
Chase Freedom Unlimited®*
|
$250 cash back
Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
| 1.5% - 5% cash back
| $0 | ||
Chase Freedom Flex℠*
|
$200 cash bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
| 1% - 5% cash back
| $0 | ||
Chase Freedom Rise® Credit Card*
|
$25 statement credit
Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days.
| 1.5% cash back
| $0 | ||
Chase Sapphire Preferred® Card*
|
100,000 points
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
| 1X - 5X points
| $95 | ||
Ink Business Preferred® Credit Card*
|
90,000 points
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
| 1x - 3x points
| $95 | ||
Chase Sapphire Reserve®*
|
60,000 points
Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
| 1X - 10X points
| $550 |
Chase Offers change on a regular basis and may include a mix of national and local businesses. Here are some offers that were available at the time of publishing:
Getting the most out of Chase Offers isn’t difficult. But you do have to remember that they exist and manually add the offers to your account. To maximize your earning potential throughout the year, try the following:
| Chase Offers | Amex Offers | Capital One Offers | |
|---|---|---|---|
| How do you use the offer? | Add offer to account | Add offer to account | Use online link |
| How soon do rewards post? | Seven to 14 days | Up to 90 days after the offer period ends | 45 days to three billing cycles |
| How are rewards given? | Statement credit | Statement credit or Membership Rewards points | Statement credit or credit card rewards |
Amex Offers (offered with eligible American Express credit cards) and Capital One Offers (offered with eligible Capital One credit cards) are similar programs to Chase Offers in some ways.
All three are available for almost all cardholders (from their respective issuer) in the U.S. Both Chase Offers and Amex Offers require cardholders to manually add the offers to their account for the promotion to apply.
The biggest difference between Amex Offers and Chase Offers is that offers from American Express tend to be more lucrative, although they may require you to spend more to earn the rewards. Some offers earn cash back, which is awarded as a statement credit, while others earn Membership Rewards points. In addition, Amex Offers are often valid for a longer period of time.
Capital One Offers is essentially an online shopping portal where you can earn statement credits from your purchases. This means that, unlike Amex Offers and Chase Offers, you won’t have to add the offer to your card. But you will need to make sure you follow the correct link (from the shopping portal) to make the purchase.
You can see offers from Capital One on the Capital One mobile app or through your online account.
The information related to the Chase Freedom Flex℠ and Chase Freedom Rise® Credit Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.
