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Chase Ultimate Rewards® Transfer Partners: What You Need to Know

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You can earn Chase Ultimate Rewards® from everyday shopping, dining, travel and more. Once you’ve racked up a decent amount of points, you can get cash back, book travel via Chase’s travel portal or transfer them to one of Chase’s 14 travel partners.

Transferring points to a travel partner can typically earn you the highest redemption rate — around 2 cents per point. You just need one of three Chase cards to initiate the transfer. From there, the sky’s the limit.

Chase credit cards that allow transfer to travel partners

While you can earn and combine Chase Ultimate Rewards with various Chase credit cards, only the following three cards allow you to transfer points to travel partners.

Credit Cards	Our Ratings	Welcome Offer	Rewards Rate	Annual Fee
Chase Sapphire Preferred^® Card Apply Now on Chase's secure site	4.7	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	$95	Apply Now on Chase's secure site
Chase Sapphire Reserve^® Apply Now on Chase's secure site	4.9	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.	$550	Apply Now on Chase's secure site
Ink Business Preferred^® Credit Card Apply Now on Chase's secure site	4.7	Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.	$95	Apply Now on Chase's secure site

Find your perfect card in 30 seconds. Check your approval odds so you can shop smarter.

Chase airline partners

You can currently transfer Ultimate Rewards points to 11 leading airline loyalty programs at a 1:1 ratio. This includes two major U.S. airlines: United and Southwest. While the value of your points will vary based on the travel partner, we estimate you can get an average of 2 cents per point when transferring Ultimate Rewards to a Chase airline partner.

Aer Lingus AerClub
British Airways Executive Club
Emirates Skywards
Air France KLM Flying Blue
Iberia Plus
JetBlue TrueBlue

Singapore Airlines KrisFlyer
Southwest Airlines Rapid Rewards
United MileagePlus
Virgin Atlantic Flying Club
Air Canada Aeroplan

Chase hotel partners

You can transfer your Ultimate Rewards points to three hotel loyalty programs at a 1:1 ratio.

Best Chase transfer partners

While you can often find great redemptions using travel partners for specific trips, the following Chase Ultimate Rewards partners typically score the best deals.

World of Hyatt

When you transfer your Chase Ultimate Rewards points to the World of Hyatt, you can enjoy free nights at a wide range of hotels and resorts with no blackout dates, including participating Small Luxury Hotels around the globe. You could stay during the off-peak season for as low as 3,500 points per night for a standard room, or 7,000 points for a premium suite.

The World of Hyatt Credit Card can help you earn even more points, allowing you to combine them with your Chase Ultimate Rewards to maximize your free hotel and resort stays and upgrades.

Virgin Atlantic Flying Club

When you transfer your Chase Ultimate Rewards points to the Virgin Atlantic Flying Club, you can access a variety of SkyTeam alliance partners. Some partner airlines include AirEuropa, China Airlines, Hawaiian Airlines, Air New Zealand, Virgin Australia and more.

Redemption rates vary based on the travel partner, seat type and season, with some great redemption offers available. For example, you can fly round-trip from the Western USA to Tokyo for only 60,000 for economy, 90,000 for business class or 145,000 miles for first class.

Air Canada Aeroplan

As a Star Alliance member, Air Canada lets you use Aeroplan points to book award travel on a range of partner airlines, including United, Lufthansa, Emirates, Flydubai and more. You can use Aeroplan’s flight reward chart to see how much your points could get you depending on your origin and the distance you need to travel.

Air Canada, on the other hand, uses what’s called “dynamic pricing” for award flights. This means the value for award travel can fluctuate based on demand, such as rates increasing during peak holidays. That said, you can often score discounted short-haul tickets between the U.S. and Canada. For example, you can fly from New York to Toronto for as low as 6,000 miles one-way.

Learn more about redeeming credit card points.

How to transfer Chase points

Log in to your Chase account.
Select your eligible Chase Ultimate Rewards credit card.
Click on “Redeem.”
In the banner at the top, click on “Travel” and then “Transfer points to partners.”
Choose your transfer airline or hotel partner.
Click on the blue button near the bottom that says “Transfer Points.”
If this is your first transfer with that partner, enter your airline or hotel loyalty member number.
Enter how many points you want to transfer.
Review transfer details.
Click “Submit.”

When doing a Chase points transfer to a partner loyalty program, the name on your credit card must exactly match the name on your loyalty account. You can only transfer miles in increments of 1,000, with a minimum transfer of 1,000 points.

For example, if you need 21,350 points to book an award flight on United, you’ll need to round-up to 22,000 when making the transfer.

Make sure to double-check your info before initiating the transfer. Once you click submit, there’s no turning back — even if you’ve made a mistake.

While most reward transfers post instantaneously or by the next day, Chase states that transfers to travel partners can take up to seven business days.

What are Chase Ultimate Rewards points worth?

While you have several options for redeeming Chase points, you can typically get the highest value by transferring to a Chase travel partner. On average, we estimate you could get around 2 cents per point when transferring to Chase travel partners. Your exact redemption rate will depend on the partner airline or hotel, your origin and destination, plus whether you’re booking during peak season. Here’s a breakdown of what you might earn for 1,000 Ultimate Rewards points:

Pay with points on Amazon.com and PayPal: $8
Cash back: $10
Gift cards: $10
Travel booked via the Chase Travel portal: $15
Transfer to loyalty program: $20

How to earn more Chase Ultimate Rewards points

If you want to earn even more points for your next flight, Chase offers a range of credit cards that are part of the Ultimate Rewards program. Since you can pool all your Chase Ultimate Rewards points together before transferring to travel partners, it makes sense to have more than one card in your wallet.

Credit Cards	Our Ratings	Welcome Offer	Rewards Rate	Transfer to travel partners
Chase Sapphire Preferred^® Card Apply Now on Chase's secure site	4.7	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	Yes	Apply Now on Chase's secure site
Chase Sapphire Reserve^® Apply Now on Chase's secure site	4.9	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.	Yes	Apply Now on Chase's secure site
Ink Business Preferred^® Credit Card Apply Now on Chase's secure site	4.7	Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.	Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases-with no limit to the amount you can earn.	Yes	Apply Now on Chase's secure site
Chase Freedom Flex℠* Learn More	4.5	Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.	5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.	No	Learn More
Chase Freedom Unlimited^® Apply Now on Chase's secure site	4.6	Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases	No	Apply Now on Chase's secure site
Ink Business Cash^® Credit Card Apply Now on Chase's secure site	4.6	Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.	Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.	No	Apply Now on Chase's secure site
Ink Business Unlimited^® Credit Card Apply Now on Chase's secure site	4.6	Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.	Earn unlimited 1.5% cash back on every purchase made for your business	No	Apply Now on Chase's secure site

*The information for the Chase Freedom Flex℠ has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms Apply.

See the Best Chase Credit Cards

Frequently asked questions

Often, it only takes minutes for your Chase Ultimate Rewards points to successfully transfer to a partner airline. However, the fine print on Chase’s transfer page states that transfers to travel partners can take up to seven business days. That said, many travelers report receiving their points within a day or two.

Yes, you can transfer your Chase Ultimate Rewards points to three travel partners that are part of the Star Alliance program: Air Canada Aeroplan, Singapore Krisflyer and United MileagePlus. From there, you can book award travel through a network of partner airlines. However, redemption values will vary based on the partner airline.

Chase allows you to transfer Ultimate Rewards points to a household member’s loyalty program if the recipient is listed as an authorized user on your eligible Chase credit card.

If the recipient isn’t listed as an authorized user but shares the same address, you can transfer points to and from each other’s Ultimate Rewards accounts. You must call Chase the first time you do an internal transfer, but after that, you can initiate the transfer from your online account. Note that the recipient must also have an eligible Chase card that allows transferring Ultimate Rewards points, such as the Chase Sapphire Preferred^® Card, Chase Sapphire Reserve^® or Ink Business Preferred^® Credit Card.

When transferring to a household member, you can only transfer in increments of 1,000 points — just like when transferring to travel partners.

The information related to the World of Hyatt Credit Card and Chase Freedom Flex℠ has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.

Jill A. Chafin

Jill A. Chafin is a staff writer at LendingTree, where she covers small business solutions, credit cards, insurance, student loans and more. Jill focuses on explaining complex financial topics with a speciality in writing in-depth but easy-to-understand content guides.

As a former business owner, Jill is passionate about entrepreneurial tips, tax strategies and bookkeeping systems — basically anything that will help business owners devote more time to their trade.

Before joining LendingTree in 2022, Jill freelanced for various publications, including the Motley Fool and Life Savvy.

When not researching personal finance tips (like maximizing credit card rewards to score free flights), Jill’s busy traveling, working on her novels, teaching and performing circus arts — and juggling life with her two kids.

Specialties

Credit card reviews
Credit card rewards programs
Small business lender reviews
Small business tax and bookkeeping strategies

Achievements

7+ years of personal finance experience
20+ years freelance writing and editing experience
200+ articles written and edited for LendingTree
Refined product reviews for various loans and credit cards featured on LendingTree
Provided expertise to LendingTree’s small business content
Wrote the novel Shaken, scheduled for publication in March 2025

Education

Bachelor of Arts, University of North Carolina at Chapel Hill
Advanced diploma in creative writing from Te Pūkenga (New Zealand Institute of Skills and Technology)

Jill’s favorite credit cards

“My parents live in New Zealand so I’m obsessed with Chase Ultimate Rewards®. I’ve managed to earn enough points to fly my family of four to the other side of the world three times now — only paying taxes and fees each time.

My favorite all-time card is the Chase Sapphire Preferred^® Card. While it has an annual fee, it allows you to combine all of your Chase Ultimate Reward points and transfer to partner airlines. Plus, you get a $50 hotel credit every year.

Another great card is the Chase Freedom Flex℠ — there’s no annual fee and I love the rotating 5% categories.”