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How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.
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American Express Disclosure
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

American Express Disclosure

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Delta SkyMiles® Blue American Express Card Review

Updated on:
Content was accurate at the time of publication.
LendingTree's Review

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0.6
Delta SkyMiles<sup>®</sup> Blue American Express Card
Welcome Offer
Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Rewards Rate
Earn 2X Miles per dollar spent on Delta purchases and at restaurants worldwide, plus takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases.
Additional Perks
No foreign transaction fees.
Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It was not reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

The information related to the Delta SkyMiles® Blue American Express Card has been independently collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication.

Key takeaway

The Delta SkyMiles® Blue American Express Card is a solid starter card if you fly Delta Air Lines from time to time but aren’t ready to commit to paying an annual fee.

Is the Delta SkyMiles® Blue American Express Card a good card?

If you’re partial to Delta Air Lines and looking to dip your toe in the airline rewards game, the Delta SkyMiles® Blue American Express Card is a great place to start. That’s because the card lets you earn accelerated rewards on Delta purchases and dining without charging an annual fee — so carrying it in your wallet won’t cost you anything extra.

The downside to this entry-level Delta credit card is that it has few benefits. The card does not offer a free first checked bag, a perk that comes standard on Delta’s other co-branded cards. If you want access to more travel benefits and a higher welcome offer — and you fly frequently enough to make up for the card’s annual fee, you may want to opt for the Delta SkyMiles® Gold American Express Card or Delta SkyMiles® Platinum American Express Card instead.

We’ll highlight the pros and cons of the Delta SkyMiles® Blue American Express Card and show how it compares to the mid-level and premium Delta cards to help you determine which is the right fit for you.

*To see rates & fees for Delta SkyMiles® Blue American Express Card, please click here.
*To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.
*To see rates & fees for Delta SkyMiles® Platinum American Express Card, please click here.

Quick facts

    • Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
    • No Annual Fee.
    • Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
    • Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
    • Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
    • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
    • No Foreign Transaction Fees.
    • Terms Apply.
  • Recommended Credit
    Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion
  • 660 720 850
    Good / Excellent
  • Purchase protection1
  • Extended warranty1
  • Car rental loss and damage insurance2
  • Global Assist® Hotline3
  • Year-end summary
  • Dispute resolution

Intro Purchase APR

N/A

Regular Purchase APR

20.24%-29.24% Variable

Intro BT APR

N/A

Regular BT APR

N/A

Annual Fee

$0

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Pros and cons

  • Double miles on Delta and restaurant purchases
  • Easy-to-earn welcome offer
  • 20% back on in-flight purchases
  • $0 annual fee
  • Foreign transaction fee: None
  • Limited travel benefits
  • Low welcome offer
  • No intro APR on purchases

What we like about the Delta SkyMiles® Blue American Express Card

  • Double miles on Delta and restaurant purchases

    With this card, you’ll earn 2X Miles per dollar spent on Delta purchases and at restaurants worldwide, plus takeout and delivery in the U.S. Earn 1X Mile on all other eligible purchases. You can redeem your miles for upgrades, gift cards, merchandise and donations, miles can be used for travel on Delta Air Lines, Delta Connection carriers and more than 30 partner airlines.

    While this is a pretty standard earning rate for an entry-level airline rewards card, there are travel cards available that offer an elevated rewards rate on every purchase you make. For example, the Capital One Venture Rewards Credit Card lets you earn 2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. However, you’ll also be subject to a $95 annual fee (see rates & fees). With the Discover it® Miles, you’ll earn 1.5 Miles per dollar on all purchases.

  • Easy-to-earn welcome offer

    The Delta SkyMiles® Blue American Express Card lets you earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months. This spend requirement is low compared to most rewards cards that make you spend at least $3,000 in the first three months to earn the sign-up bonus.

    In fact, you can earn this welcome offer by spending just $333 each month for the first three months — making it obtainable even if you don’t spend heavily on the card.

  • 20% back on in-flight purchases

    You’ll receive 20% back as a statement credit on eligible in-flight purchases of food and alcoholic beverages when you use your card to make the purchase on Delta-operated flights.

    Note, this savings does not apply to in-flight wireless internet access.

  • $0 annual fee

    This is the only Delta SkyMiles card with a $0 annual fee. So if you’re loyal to Delta but don’t fly frequently enough to make one of the higher-end cards with a fee worth it, the Delta SkyMiles® Blue American Express Card is perfect for you.

  • No foreign transaction fee

    Some cards charge fees of 3% to 5% of the amount of each transaction when you use the card to make purchases outside the United States, but the Delta SkyMiles® Blue American Express Card charges none.

    Just be aware that American Express is not as widely accepted as Visa and Mastercard in some countries.

What to watch out for with the Delta SkyMiles® Blue American Express Card

  • Limited travel benefits

    The Delta SkyMiles® Blue American Express Card comes with limited flight benefits compared to some other airline rewards cards. For example, the card doesn’t offer priority boarding or free first checked bag.

    If you do want access to more travel perks, you’ll likely have to splurge on an annual fee (at least after the first year). For example, the Delta SkyMiles® Gold American Express Card offers the first checked bag free, a flight credit, complimentary ShopRunner membership (enrollment required) and more — all for a $0 introductory annual fee for the first year, then $150.

  • Welcome offer is low

    The Delta SkyMiles® Blue American Express Card‘s welcome offer is nice in that it has a low spending requirement to earn it, but it also has a relatively low payout. By comparison, the Delta SkyMiles® Gold American Express Card lets you earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. And the Delta SkyMiles® Platinum American Express Card lets you earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

    But again — unlike the Delta SkyMiles® Blue American Express Card — those cards also charge annual fees.

Alternate cards to the Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Blue American Express Card vs. Delta SkyMiles® Gold American Express Card

| Disclosures
Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
| Terms Apply
N/A
20.24%-29.24% Variable
$0 introductory annual fee for the first year, then $150.
Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants
  • Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy a $0 introductory Annual Fee for the first year, then $150.
  • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
  • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $280 per round-trip flight.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
  • Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
660 720 850
Good / Excellent

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.


 
If you fly more frequently with Delta, the Delta SkyMiles® Gold American Express Card may be a better choice, since it offers an additional earning category, a higher welcome offer and more travel benefits than the Delta SkyMiles® Blue American Express Card. The card does charge a $0 introductory annual fee for the first year, then $150. But the rewards rate and benefits can help make up for the fee after the first year of card membership.

You’ll earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases. Also earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Along with offering the same benefits as the Delta SkyMiles® Blue American Express Card, the Delta SkyMiles® Gold American Express Card provides the following:

  • Your first checked bag free
  • $200 Delta flight credit after spending $10,000 in a calendar year
  • Up to a $100 annual Delta Stays credit on eligible prepaid Delta Stays bookings on delta.com
  • 15% off when you book Award Travel with miles on Delta flights via delta.com or the Fly Delta app
  • Up to $50 off the cost of your ticket for every 5,000 miles you redeem with Pay with Miles when you book through delta.com
*To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.

Delta SkyMiles® Blue American Express Card vs. Delta SkyMiles® Platinum American Express Card

| Disclosures
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
| Terms Apply
N/A
20.24%-29.24% Variable
$350
Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn $1 Medallion® Qualification Dollar for each $20 of purchases made on your Delta SkyMiles® Platinum American Express Card in a calendar year and get a boost toward achieving Medallion Status for next Medallion Year.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • $120 Resy Credit: When you use your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $10 back each month in statement credits.
  • $120 Rideshare Credit: earn up to $10 in statement credits each month after using your Delta SkyMiles® Platinum American Express Card on U.S. rideshare purchases with select providers. Enrollment required.
  • You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight.
  • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • No Foreign Transaction Fees.
  • $350 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
660 720 850
Good / Excellent

How Does LendingTree Get Paid?

LendingTree is compensated by companies on this site and this compensation may impact how and where offers appears on this site (such as the order). LendingTree does not include all lenders, savings products, or loan options available in the marketplace.


 
If you want access to an even higher rewards rate and more premium travel benefits — and you fly enough on Delta Air Lines to justify the $350 annual fee — the Delta SkyMiles® Platinum American Express Card may be your best bet.

Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets and earn 1X Miles on all other eligible purchases. Also earn 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

In addition to the perks provided by the Delta SkyMiles® Gold American Express Card, this card offers the following valuable benefits:

  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification year
  • Annual companion certificate
  • Global Entry or TSA PreCheck application fee credit
  • Priority boarding on Delta flights
  • Delta Sky Club® per-visit rate
  • Trip delay insurance4
  • Baggage insurance plan5
*To see rates & fees for Delta SkyMiles® Platinum American Express Card, please click here.

Is the Delta SkyMiles® Blue American Express Card right for you?

If you want to earn miles from your Delta and dining purchases to help offset the cost of future travel, the Delta SkyMiles® Blue American Express Card’s rewards rate and $0 annual fee make it a solid choice.

But if you prefer a mid-range Delta card that offers a higher welcome offer and a few more travel benefits, the Delta SkyMiles® Gold American Express Card is worth the annual fee you’ll have to pay after the first year of card membership. Or, if you want to take advantage of more premium travel perks and need a boost to get you closer to Medallion status, the Delta SkyMiles® Platinum American Express Card is an excellent option.

apply-now-icon Apply Now
on American Express's secure site
Rates & Fees
|Terms Apply
1. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
2. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
3. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Card Members are responsible for the costs charged by third-party service providers.
4. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.
5. Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

To see rates & fees for American Express cards mentioned on this page, visit the links provided below:

For Capital One products listed on this page, some of the above benefits are provided by third parties such as Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as certain terms, conditions, and exclusions apply.

The information related to the Discover it® Miles has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.

The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.