How LendingTree Rates Credit Cards?
Our experts rate credit cards based on several factors including card benefits, bonus offers and independent research. Credit card issuers do not influence or have a say in our card ratings. Read our credit card methodology here.
The JetBlue Business Card can be worth it for business travelers who are loyal to JetBlue. The free checked bag perk alone can pay for the card’s $99 annual fee if you fly more than a few times per year. And the high earning rate on JetBlue spending paired with the 5,000-point anniversary bonus will help you earn award flights faster. The card’s sign-up bonus is particularly attractive.
However, if you don’t travel regularly with JetBlue, you’ll likely get more value from other travel credit cards that earn more flexible points and offer travel protections.
Intro Purchase APR
N/A
Regular Purchase APR
20.74% - 29.74% variable
Intro BT APR
N/A
Regular BT APR
20.74% - 29.74% variable
Annual Fee
$99
Cash Advance Fee
Either $10 or 3% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee
0% of the U.S. Dollar amount.
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Sign-up bonus
Details
Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days, plus 10,000 bonus points when a purchase is made on an employee card in the first 90 days.
How does it compare to other cards?
The JetBlue Business Card‘s sign-up bonus is generous for an airline credit card and relatively easy to earn, although you will only get the full bonus if you make a purchase on an employee card. The full bonus is worth around $720 in award flights, given our current valuation of JetBlue points, making it better than many credit cards.
However, the best sign-up bonuses are worth over $1,000 — some come from cards with annual fees below $100. Many of these cards also offer more flexible redemption options that allow you to redeem your sign-up bonus for all kinds of travel purchases.
Earning miles
Details
6X points on eligible JetBlue purchases, 2X points at restaurants and office supply stores, and 1X points on all other purchases.
How does it compare to other cards?
The JetBlue Business Card‘s earning rate is competitive with other airline credit cards. Few airline credit cards earn such a high rate on airline spending, and the JetBlue Business Card boosts your earnings even more with a 10% redemption bonus.
However, the value of JetBlue points is low compared to flexible travel cards like the Ink Business Preferred® Credit Card. Many of these cards allow you to transfer points to a long list of airline and hotel partners. Plus, some cards like the American Express® Business Gold Card let you earn more on dining and business purchases.
Estimated rewards earned per $1 spent*
→ Learn more: Cash back vs. points vs. miles
Redeeming miles
Details
How does it compare to other cards?
If you stick to redeeming your miles for a free flight with JetBlue, you’ll have an easy time. Award redemptions with JetBlue are abundant and flexible. Unfortunately, JetBlue isn’t a member of any airline alliances, so you’re limited to redeeming your points with JetBlue and its small flight network, which includes Etihad Airways, Hawaiian Airlines and Qatar Airways.
In contrast, when you earn miles with an airline that belongs to an alliance (e.g., United Airlines), you can usually redeem those miles with over a dozen partner airlines around the world. This can open up far more route options and redemption availability.
→ See how JetBlue points compare to other airlines
Other benefits
Details
How does it compare to other cards?
The JetBlue Business Card benefits are helpful when traveling on JetBlue-operated flights, especially for travelers who check bags and spend money on in-flight food and beverages. The card is also helpful for those aiming to earn Mosaic status, although you’ll have to spend $50,000 per year to get there. Pairing it with the JetBlue Card or JetBlue Plus Card for personal spending may help.
This card offers few benefits outside of its JetBlue perks though. It doesn’t come with any travel protections, nor does it offer typical business card features like integrations and reporting tools.
→ See the best credit cards for travel insurance
Credit Cards | Our Ratings | Welcome Offer | Regular APR | Annual Fee | |
---|---|---|---|---|---|
JetBlue Business Card*
Learn More
on Barclays's secure site |
Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days, plus 10,000 bonus points when a purchase is made on an employee card in the first 90 days. | 20.74% - 29.74% variable | $99 |
Learn More
on Barclays's secure site |
|
Ink Business Preferred® Credit Card
Apply Now
on Chase's secure site |
Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. | 20.49% - 26.49% Variable | $95 |
Apply Now
on Chase's secure site |
|
The Business Platinum Card® from American Express*
|
Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. | 18.49% - 27.49% Variable | $695 | ||
Capital One Spark Miles for Business
Apply Now
on Capital One's secure site Rates & Fees |
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening. | 25.74% (Variable) | $0 intro for first year; $95 after that |
Apply Now
on Capital One's secure site Rates & Fees |
It comes with a $95 annual fee and a much more generous sign-up bonus than the JetBlue Business Card. It charges no foreign transaction fees and includes travel protections the JetBlue Business Card lacks. You’ll get auto rental insurance, travel and emergency assistance, trip cancellation/interruption insurance and cellphone protection.
This card offers one of the best welcome offers and a high earning rate on select business purchases. Plus, you’ll get more than $1,000 in statement credits, including up to a $200 credit for airline incidentals that can be used on JetBlue (enrollment required).
This card offers a decent sign-up bonus and charges an annual fee of $0 intro for first year; $95 after that. It doesn’t charge foreign transaction fees and comes with a Global Entry or TSA PreCheck® credit (see rates & fees). Like the JetBlue Business Card, you won’t get any travel protections with this card.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
The information related to the JetBlue Business Card, The Business Platinum Card® from American Express, American Express® Business Gold Card, The Blue Business® Plus Credit Card from American Express, JetBlue Card and JetBlue Plus Card has been collected by LendingTree and has not been reviewed or provided by the issuer of this card prior to publication. Terms apply.
The content above is not provided by any issuer. Any opinions expressed are those of LendingTree alone and have not been reviewed, approved, or otherwise endorsed by any issuer. The offers and/or promotions mentioned above may have changed, expired, or are no longer available. Check the issuer's website for more details.