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Best Homeowners Insurance in Illinois
Published on:
Content was accurate at the time of publication.
Best overall home insurance in Illinois: Erie Insurance
856
$2,075
Erie has the second-cheapest home insurance rates for most Illinois residents. Also, its overall satisfaction rating is the second highest of the companies we surveyed in Illinois.
Erie’s replacement coverage is noteworthy, too. After a total loss, its guaranteed replacement coverage takes care of the entire cost of rebuilding your home, even if the cost exceeds your dwelling coverage limit.
Erie’s replacement coverage is noteworthy, too. After a total loss, its guaranteed replacement coverage takes care of the entire cost of rebuilding your home, even if the cost exceeds your dwelling coverage limit.
Pros
Low average rates
Excellent customer satisfaction scores
Discounts provide up to 25% savings
Cons
No online quotes
Erie is the best home insurance company in Illinois due to its low average annual rate of $2,075 a year and excellent customer satisfaction scores. Nationwide, however, has the cheapest rates for most homeowners at an average rate of $1,545 a year.
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Best cheap insurance companies in Illinois
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Illinois’ cheapest home insurance companies
Most Illinois homeowners get the cheapest home insurance coverage from Nationwide, which offers an average rate of $1,545 a year. This is 44% less than the state average rate of $2,743.
Cheapest companies in Illinois
| Company | Average annual rate | LendingTree score | |
|---|---|---|---|
 | Nationwide | $1,545 |  |
| Erie | $2,075 | |
 | Allstate | $2,225 | |
 | State Farm | $2,311 | |
 | Country Financial | $2,378 | |
 | Chubb | $2,444 | Not rated |
 | American Family | $2,924 | |
 | Farmers | $3,562 | |
 | Auto Club | $5,948 |  |
 | USAA* | $2,013 | |
Although USAA is the second-cheapest home insurance company in Illinois, with an average rate of $2,013 a year, it only sells insurance policies to current and veteran military.
Find the Cheapest Home Insurance Quotes in Illinois
Best homeowners insurance companies in Illinois
Erie is the best home insurance company in Illinois, based on policy price, satisfaction ratings and complaint trends. Nationwide, Allstate, Chubb and USAA are great choices, too.
Illinois home insurance companies by cost, customer satisfaction and complaint rating
| Company | Annual rate | Overall satisfaction | Complaint index rating |
|---|---|---|---|
| Best overall: Erie | $2,075 | 856 | NA |
| Best rates: Nationwide | $1,545 | 812 | 1.47% |
| Best for military: USAA | $2,013 | 881 | 0.52% |
| Best complaint rating: Chubb | $2,444 | NA | 0.03% |
| Best discounts: Allstate | $2,225 | 809 | 2.90% |
Ratings include satisfaction scores from J.D. Power’s 2023 U.S. Home Insurance Study and 2022 complaint data from the National Association of Insurance Commissioners (NAIC).
The J.D. Power Property Claims Satisfaction Study measures policyholder satisfaction with their home insurer’s claims experience by tracking factors such as settlement, claim servicing and payout. The average rating is 819. The higher a company’s rating, the better.
NAIC’s Complaint Index rates policyholders’ claim-based complaints filed with state insurance departments compared to other insurers of similar size. The current average index is 1.0. The lower the index, the better.
Best rates in Illinois: Nationwide
Nationwide has the lowest rates for home insurance in Illinois, at an average of $1,545 a year. It also offers some good discounts, such as its bundling and new home purchase discounts, that can lower your annual premium even more.
| Pros | Cons |
|---|---|
Low rates | No online chat function |
Good discounts |
Best for Illinois homeowners in the military: USAA
USAA has a great reputation for affordable rates and top-notch customer service. It only sells insurance products to currently serving and veteran military, though, as well as their families. If you fall into any of those categories, USAA is an excellent choice.
USAA has a low average rate of $2,013 a year for Illinois homeowners. Also, USAA received a score of 881 out of 1,000 in the 2023 J.D. Power U.S. Home Insurance Study, the best of any home insurer. USAA isn’t officially ranked in the study due its limited market; otherwise, it would be at the very top of the study.
| Pros | Cons |
|---|---|
Low average rates | You’re not assigned a specific USAA agent, and may get a different one every time you contact the company |
Excellent customer satisfaction | |
Low complaint rating | |
Military-specific home insurance coverage |
Best complaint rating: Chubb
While Chubb’s average rates may be on the higher side in Illinois, its complaint rating is the lowest of the companies we surveyed, at 0.03%. When looking for a home insurance company, customer satisfaction is as important a factor to consider as cost and coverage.
Chubb also holds an A+ (Excellent) rating from A.M. Best for financial strength, showing strong confidence and capability to pay out on claims.
| Pros | Cons |
|---|---|
Low complaint rating | Little website info regarding policy pricing and discounts |
No mobile app access |
Best homeowners insurance discounts: Allstate
Allstate’s average rate for home insurance in Illinois is $2,225 a year. While not the cheapest policy available in the state, Allstate does have the best selection of discounts to possibly lower your premium to something competitive with less expensive insurers.
Allstate’s discounts include:
- Early signing discount: Save up to 10% on your premium by signing up for a new home insurance policy at least seven days before the end of your current policy.
- Claim-free discount: Having no recent claims on your homeowners insurance when you sign with Allstate can save you up to 20%.
- Bundling discount: Bundling your home insurance policy with auto or life insurance through Allstate can save up to 25% on your premiums.
- Welcome and loyalty discount: Save 10% on your home insurance when you switch to Allstate. This discount continues as long as you have your policy with Allstate.
How much is home insurance in Illinois?
The average cost of homeowners insurance in Illinois is $2,743. Your premium cost is based on many factors, including:
- The age of the home
- Construction materials used
- Crime rates and extreme weather trends in your area
- Your insurance claim history
- Coverage limits
- Discounts
Home insurance companies place different risk weights on these factors, resulting in different policy prices. The best way to get the most coverage at the cheapest price is to compare home insurance quotes from several insurers.
Home insurance rates by coverage amounts
Part of the cost of your home insurance policy depends on the amount of dwelling coverage you need. Dwelling coverage is the amount required to rebuild your home after a total loss.
Home insurance cost by dwelling coverage limit
| Coverage amount | Average annual rate |
|---|---|
| $350,000 | $2,472 |
| $400,000 | $2,743 |
| $450,000 | $3,022 |
While no state law requires you to carry home insurance, your mortgage lender will usually require you to carry it at replacement value as part of your lending agreement.
Even if you don’t have a mortgage, home insurance is an excellent investment to protect yourself from a financial disaster.
Illinois home insurance rates by city
Of Illinois’ biggest cities, Naperville has the lowest average rate of $2,337 a year for home insurance. Chicago has the most expensive rate of $3,322 a year.
Cost of home insurance by city
| City | Average annual rate |
|---|---|
| Abingdon | $2,673 |
| Adair | $2,820 |
| Addieville | $3,082 |
| Addison | $2,328 |
| Albany | $2,433 |
| Albers | $2,944 |
| Albion | $3,222 |
| Aledo | $2,762 |
| Alexander | $2,825 |
| Alexis | $2,690 |
| Algonquin | $2,426 |
| Allendale | $3,158 |
| Allerton | $2,687 |
| Alorton | $3,531 |
| Alpha | $2,774 |
| Alsey | $2,830 |
| Alsip | $2,672 |
| Altamont | $2,698 |
| Alto Pass | $3,496 |
| Alton | $2,969 |
| Altona | $2,795 |
| Alvin | $2,740 |
| Amboy | $2,493 |
| Anchor | $2,474 |
| Ancona | $2,459 |
| Andalusia | $2,766 |
| Andover | $2,719 |
| Anna | $3,497 |
| Annapolis | $2,966 |
| Annawan | $2,722 |
| Antioch | $2,700 |
| Apple River | $2,577 |
| Arcola | $2,507 |
| Argenta | $2,617 |
| Arlington | $2,650 |
| Arlington Heights | $2,442 |
| Armington | $2,592 |
| Armstrong | $2,687 |
| Aroma Park | $2,715 |
| Arrowsmith | $2,490 |
| Arthur | $2,543 |
| Ashland | $2,791 |
| Ashley | $3,151 |
| Ashmore | $2,585 |
| Ashton | $2,513 |
| Assumption | $2,956 |
| Athens | $2,857 |
| Atkinson | $2,735 |
| Atlanta | $2,631 |
| Atwood | $2,636 |
| Auburn | $2,735 |
| Augusta | $2,818 |
| Aurora | $2,360 |
| Ava | $3,524 |
| Aviston | $2,888 |
| Avon | $2,801 |
| Baileyville | $2,472 |
| Bannockburn | $2,696 |
| Bardolph | $2,755 |
| Barnhill | $3,393 |
| Barrington | $2,449 |
| Barrington Hills | $2,439 |
| Barry | $2,867 |
| Barstow | $2,709 |
| Bartelso | $2,892 |
| Bartlett | $2,357 |
| Bartonville | $2,567 |
| Basco | $2,732 |
| Batavia | $2,289 |
| Batchtown | $2,946 |
| Bay View Gardens | $2,454 |
| Baylis | $2,784 |
| Beach Park | $2,597 |
| Beardstown | $2,715 |
| Beason | $2,616 |
| Beckemeyer | $2,868 |
| Bedford Park | $2,571 |
| Beecher | $2,588 |
| Beecher City | $2,845 |
| Belknap | $3,592 |
| Belle Rive | $3,361 |
| Belleville | $2,900 |
| Bellevue | $2,581 |
| Bellmont | $3,129 |
| Bellwood | $2,944 |
| Belvidere | $2,444 |
| Bement | $2,773 |
| Benld | $2,872 |
| Bensenville | $2,336 |
| Benson | $2,483 |
| Benton | $3,541 |
| Berkeley | $2,556 |
| Berwick | $2,648 |
| Berwyn | $2,576 |
| Bethalto | $2,950 |
| Bethany | $2,750 |
| Bingham | $2,856 |
| Bishop Hill | $2,750 |
| Bismarck | $2,722 |
| Blackstone | $2,507 |
| Blandinsville | $2,792 |
| Bloomingdale | $2,403 |
| Bloomington | $2,422 |
| Blue Island | $2,739 |
| Blue Mound | $2,624 |
| Bluff Springs | $2,742 |
| Bluffs | $2,932 |
| Bluford | $3,349 |
| Boles | $3,462 |
| Bolingbrook | $2,486 |
| Bolivia | $2,796 |
| Bondville | $2,391 |
| Bone Gap | $3,231 |
| Bonfield | $2,760 |
| Bonnie | $3,342 |
| Boody | $2,510 |
| Boulder Hill | $2,348 |
| Bourbonnais | $2,647 |
| Bowen | $2,789 |
| Braceville | $2,624 |
| Bradford | $2,679 |
| Bradley | $2,668 |
| Braidwood | $2,610 |
| Breese | $2,853 |
| Bridgeport | $3,172 |
| Bridgeview | $2,587 |
| Brighton | $2,865 |
| Brimfield | $2,539 |
| Bristol | $2,346 |
| Broadlands | $2,486 |
| Broadview | $2,875 |
| Brocton | $2,746 |
| Brookfield | $2,454 |
| Brooklyn | $3,221 |
| Brookport | $3,553 |
| Broughton | $3,477 |
| Browns | $3,257 |
| Brownstown | $2,889 |
| Brussels | $2,943 |
| Bryant | $2,807 |
| Buckingham | $2,736 |
| Buckley | $2,558 |
| Buckner | $3,567 |
| Buda | $2,705 |
| Buffalo | $2,803 |
| Buffalo Grove | $2,491 |
| Buffalo Prairie | $2,713 |
| Bulpitt | $2,853 |
| Buncombe | $3,610 |
| Bunker Hill | $2,883 |
| Burbank | $2,631 |
| Bureau | $2,650 |
| Burlington | $2,429 |
| Burnham | $3,420 |
| Burnt Prairie | $3,384 |
| Burr Ridge | $2,296 |
| Bushnell | $2,740 |
| Butler | $2,939 |
| Byron | $2,429 |
| Cabery | $2,398 |
| Cahokia | $3,512 |
| Cairo | $3,552 |
| Calhoun | $3,079 |
| Calumet City | $2,893 |
| Calumet Park | $2,758 |
| Camargo | $2,532 |
| Cambria | $3,517 |
| Cambridge | $2,772 |
| Camden | $2,789 |
| Cameron | $2,654 |
| Camp Grove | $2,530 |
| Camp Point | $2,904 |
| Campbell Hill | $3,478 |
| Campton Hills | $2,291 |
| Campus | $2,436 |
| Canton | $2,803 |
| Cantrall | $2,749 |
| Capron | $2,505 |
| Carbon Cliff | $2,692 |
| Carbondale | $3,443 |
| Carlinville | $2,888 |
| Carlock | $2,452 |
| Carlyle | $2,881 |
| Carmi | $3,406 |
| Carol Stream | $2,413 |
| Carpentersville | $2,388 |
| Carrier Mills | $3,496 |
| Carterville | $3,504 |
| Carthage | $2,742 |
| Cary | $2,444 |
| Casey | $3,017 |
| Caseyville | $3,298 |
| Castleton | $2,562 |
| Catlin | $2,657 |
| Cedar Point | $2,489 |
| Cedarville | $2,386 |
| Central City | $3,081 |
| Centralia | $2,955 |
| Centreville | $3,549 |
| Cerro Gordo | $2,761 |
| Chadwick | $2,537 |
| Chambersburg | $2,738 |
| Champaign | $2,355 |
| Chana | $2,470 |
| Channahon | $2,595 |
| Channel Lake | $2,707 |
| Charleston | $2,524 |
| Chatham | $2,702 |
| Chenoa | $2,495 |
| Cherry | $2,652 |
| Cherry Valley | $2,378 |
| Chester | $2,749 |
| Chesterfield | $2,884 |
| Chestnut | $2,695 |
| Chicago | $3,322 |
| Chicago Heights | $2,859 |
| Chicago Ridge | $2,624 |
| Chillicothe | $2,472 |
| Chrisman | $2,786 |
| Christopher | $3,542 |
| Cicero | $2,648 |
| Cisco | $2,781 |
| Cisne | $3,437 |
| Cissna Park | $2,508 |
| Clare | $2,374 |
| Claremont | $3,064 |
| Clarendon Hills | $2,240 |
| Clayton | $2,883 |
| Claytonville | $2,526 |
| Clifton | $2,539 |
| Clinton | $2,717 |
| Coal City | $2,644 |
| Coal Valley | $2,704 |
| Coatsburg | $2,907 |
| Cobden | $3,539 |
| Coello | $3,429 |
| Coffeen | $2,918 |
| Colchester | $2,853 |
| Colfax | $2,508 |
| Collinsville | $2,989 |
| Collison | $2,711 |
| Colona | $2,681 |
| Colp | $3,452 |
| Columbia | $2,650 |
| Colusa | $2,706 |
| Compton | $2,460 |
| Congerville | $2,438 |
| Cooksville | $2,473 |
| Cornell | $2,505 |
| Cornland | $2,667 |
| Cortland | $2,314 |
| Cottage Hills | $2,954 |
| Coulterville | $2,799 |
| Country Club Hills | $2,867 |
| Countryside | $2,435 |
| Cowden | $2,825 |
| Crainville | $3,508 |
| Crescent City | $2,559 |
| Crest Hill | $2,488 |
| Creston | $2,383 |
| Crestwood | $2,681 |
| Crete | $2,627 |
| Creve Coeur | $2,577 |
| Cropsey | $2,473 |
| Crossville | $3,425 |
| Crystal Lake | $2,453 |
| Crystal Lawns | $2,548 |
| Cuba | $2,883 |
| Cullom | $2,571 |
| Cutler | $3,100 |
| Cypress | $3,663 |
| Dahinda | $2,725 |
| Dakota | $2,432 |
| Dalton City | $2,732 |
| Dalzell | $2,636 |
| Dana | $2,493 |
| Danvers | $2,561 |
| Danville | $2,586 |
| Darien | $2,264 |
| Davis | $2,363 |
| Davis Junction | $2,475 |
| Dawson | $2,788 |
| De Land | $2,765 |
| De Pue | $2,666 |
| De Soto | $3,464 |
| De Witt | $2,702 |
| Decatur | $2,524 |
| Deer Grove | $2,430 |
| Deer Park | $2,428 |
| Deerfield | $2,644 |
| DeKalb | $2,283 |
| Delavan | $2,617 |
| Dennison | $3,149 |
| Des Plaines | $2,554 |
| Dewey | $2,409 |
| Diamond | $2,643 |
| Dieterich | $2,746 |
| Dix | $3,335 |
| Dixmoor | $2,899 |
| Dixon | $2,434 |
| Dolton | $2,867 |
| Dongola | $3,656 |
| Donnellson | $2,872 |
| Donovan | $2,550 |
| Dorsey | $2,934 |
| Dover | $2,643 |
| Dow | $2,938 |
| Dowell | $3,483 |
| Downers Grove | $2,268 |
| Downs | $2,506 |
| Du Quoin | $3,060 |
| Dundas | $2,997 |
| Dunfermline | $2,804 |
| Dunlap | $2,486 |
| Dupo | $3,018 |
| Durand | $2,471 |
| Dwight | $2,458 |
| Eagarville | $2,790 |
| Earlville | $2,506 |
| East Alton | $2,958 |
| East Carondelet | $2,985 |
| East Dubuque | $2,595 |
| East Dundee | $2,408 |
| East Galesburg | $2,700 |
| East Hazel Crest | $2,848 |
| East Lynn | $2,614 |
| East Moline | $2,691 |
| East Peoria | $2,545 |
| East St. Louis | $3,561 |
| Easton | $2,828 |
| Eddyville | $3,485 |
| Edelstein | $2,498 |
| Edgewood | $2,732 |
| Edinburg | $2,907 |
| Edwards | $2,591 |
| Edwardsville | $2,960 |
| Effingham | $2,649 |
| Elburn | $2,308 |
| Eldena | $2,433 |
| Eldorado | $3,501 |
| Eldred | $3,038 |
| Eleroy | $2,381 |
| Elgin | $2,410 |
| Elizabeth | $2,672 |
| Elizabethtown | $3,561 |
| Elk Grove Village | $2,447 |
| Elkville | $3,579 |
| Ellery | $3,232 |
| Elliott | $2,356 |
| Ellisville | $2,863 |
| Ellsworth | $2,493 |
| Elmhurst | $2,282 |
| Elmwood | $2,459 |
| Elmwood Park | $2,518 |
| Elvaston | $2,732 |
| Elwin | $2,531 |
| Elwood | $2,647 |
| Emden | $2,683 |
| Emington | $2,464 |
| Emma | $3,334 |
| Energy | $3,521 |
| Eola | $2,335 |
| Esmond | $2,341 |
| Essex | $2,736 |
| Eureka | $2,445 |
| Evanston | $2,491 |
| Evansville | $2,844 |
| Evergreen Park | $2,654 |
| Ewing | $3,642 |
| Fairbury | $2,415 |
| Fairfield | $3,459 |
| Fairmont | $2,548 |
| Fairmont City | $3,556 |
| Fairmount | $2,720 |
| Fairview Heights | $2,937 |
| Farina | $2,968 |
| Farmer City | $2,683 |
| Farmersville | $2,894 |
| Farmington | $2,787 |
| Fenton | $2,466 |
| Ferris | $2,749 |
| Fiatt | $2,787 |
| Fidelity | $2,893 |
| Fieldon | $2,953 |
| Findlay | $2,756 |
| Fisher | $2,433 |
| Fithian | $2,704 |
| Flanagan | $2,490 |
| Flat Rock | $2,997 |
| Flora | $3,183 |
| Flossmoor | $2,730 |
| Foosland | $2,417 |
| Ford Heights | $2,865 |
| Forest City | $2,858 |
| Forest Lake | $2,686 |
| Forest Park | $2,914 |
| Forest View | $2,575 |
| Forrest | $2,519 |
| Forreston | $2,490 |
| Forsyth | $2,531 |
| Fort Sheridan | $2,646 |
| Fowler | $2,888 |
| Fox Lake | $2,679 |
| Fox Lake Hills | $2,572 |
| Fox River Grove | $2,465 |
| Fox Valley | $2,483 |
| Frankfort | $2,580 |
| Frankfort Heights | $3,417 |
| Frankfort Square | $2,579 |
| Franklin Grove | $2,539 |
| Franklin Park | $2,540 |
| Frederick | $2,736 |
| Freeburg | $2,891 |
| Freeman Spur | $3,434 |
| Freeport | $2,361 |
| Fulton | $2,402 |
| Fults | $2,714 |
| Gages Lake | $2,545 |
| Galatia | $3,560 |
| Galena | $2,556 |
| Galesburg | $2,664 |
| Galt | $2,379 |
| Galva | $2,704 |
| Garden Prairie | $2,489 |
| Gardner | $2,654 |
| Gays | $2,681 |
| Geff | $3,511 |
| Geneseo | $2,647 |
| Geneva | $2,287 |
| Genoa | $2,324 |
| Georgetown | $2,670 |
| Gerlaw | $2,628 |
| German Valley | $2,417 |
| Germantown | $2,903 |
| Germantown Hills | $2,470 |
| Gibson City | $2,347 |
| Gifford | $2,371 |
| Gilberts | $2,382 |
| Gillespie | $2,872 |
| Gilman | $2,558 |
| Gilson | $2,712 |
| Girard | $2,856 |
| Glasford | $2,515 |
| Glen Carbon | $2,983 |
| Glen Ellyn | $2,301 |
| Glenarm | $2,724 |
| Glencoe | $2,485 |
| Glendale Heights | $2,372 |
| Glenview | $2,456 |
| Glenwood | $2,799 |
| Godfrey | $2,962 |
| Golconda | $3,545 |
| Golden | $2,934 |
| Golden Eagle | $2,910 |
| Golden Gate | $3,411 |
| Golf | $2,532 |
| Good Hope | $2,836 |
| Goodfield | $2,441 |
| Goodwine | $2,481 |
| Goreville | $3,522 |
| Gorham | $3,498 |
| Grafton | $2,961 |
| Grand Ridge | $2,524 |
| Grandview | $2,702 |
| Grandwood Park | $2,581 |
| Granite City | $3,086 |
| Grant Park | $2,707 |
| Grantsburg | $3,517 |
| Granville | $2,485 |
| Graymont | $2,463 |
| Grayslake | $2,503 |
| Grayville | $3,327 |
| Great Lakes | $2,591 |
| Green Oaks | $2,541 |
| Green Valley | $2,624 |
| Greenfield | $3,110 |
| Greenup | $3,015 |
| Greenview | $2,803 |
| Greenville | $2,849 |
| Greenwood | $2,490 |
| Griggsville | $2,821 |
| Gurnee | $2,566 |
| Hagaman | $2,884 |
| Hagarstown | $2,799 |
| Hainesville | $2,501 |
| Hamburg | $2,914 |
| Hamel | $3,090 |
| Hamilton | $2,703 |
| Hammond | $2,744 |
| Hampshire | $2,389 |
| Hampton | $2,687 |
| Hanna City | $2,617 |
| Hanover Park | $2,383 |
| Hardin | $2,905 |
| Harrisburg | $3,451 |
| Harrison | $3,455 |
| Harristown | $2,538 |
| Hartford | $2,974 |
| Hartsburg | $2,633 |
| Harvard | $2,470 |
| Harvey | $3,043 |
| Harwood Heights | $2,499 |
| Havana | $2,787 |
| Hawthorn Woods | $2,656 |
| Hazel Crest | $2,855 |
| Hebron | $2,479 |
| Hecker | $2,668 |
| Hennepin | $2,571 |
| Henning | $2,590 |
| Henry | $2,502 |
| Heritage Lake | $2,535 |
| Herod | $3,504 |
| Herrin | $3,520 |
| Herscher | $2,721 |
| Hettick | $2,855 |
| Heyworth | $2,449 |
| Hickory Hills | $2,591 |
| Hidalgo | $3,010 |
| Highland | $2,995 |
| Highland Park | $2,709 |
| Highwood | $2,594 |
| Hillsboro | $2,860 |
| Hillsdale | $2,756 |
| Hillside | $2,507 |
| Hillview | $3,045 |
| Hinckley | $2,311 |
| Hindsboro | $2,579 |
| Hines | $2,943 |
| Hinsdale | $2,283 |
| Hodgkins | $2,445 |
| Hoffman | $2,872 |
| Hoffman Estates | $2,499 |
| Holcomb | $2,406 |
| Holiday Shores | $2,975 |
| Homer | $2,485 |
| Homer Glen | $2,448 |
| Hometown | $2,642 |
| Homewood | $2,833 |
| Hoopeston | $2,599 |
| Hooppole | $2,665 |
| Hopkins Park | $2,649 |
| Hoyleton | $3,125 |
| Hudson | $2,426 |
| Huey | $2,827 |
| Hull | $2,827 |
| Humboldt | $2,553 |
| Hume | $2,776 |
| Huntley | $2,432 |
| Hurst | $3,538 |
| Hutsonville | $2,963 |
| Illinois City | $2,783 |
| Illiopolis | $2,817 |
| Ina | $3,330 |
| Indian Head Park | $2,438 |
| Indianola | $2,721 |
| Ingalls Park | $2,612 |
| Ingleside | $2,722 |
| Ingraham | $3,181 |
| Inverness | $2,455 |
| Ipava | $2,838 |
| Iroquois | $2,505 |
| Irvington | $3,037 |
| Island Lake | $2,564 |
| Itasca | $2,357 |
| Ivesdale | $2,433 |
| Jacksonville | $2,804 |
| Jacob | $3,535 |
| Janesville | $2,985 |
| Jerome | $2,714 |
| Jerseyville | $2,911 |
| Jewett | $3,011 |
| Johnsburg | $2,463 |
| Johnsonville | $3,481 |
| Johnston City | $3,509 |
| Joliet | $2,544 |
| Jonesboro | $3,605 |
| Joppa | $3,471 |
| Joy | $2,723 |
| Junction | $3,486 |
| Justice | $2,512 |
| Kampsville | $3,004 |
| Kane | $3,000 |
| Kaneville | $2,375 |
| Kankakee | $2,709 |
| Kansas | $2,819 |
| Karbers Ridge | $3,434 |
| Kasbeer | $2,668 |
| Keenes | $3,503 |
| Keensburg | $3,163 |
| Keithsburg | $2,742 |
| Kell | $3,169 |
| Kempton | $2,416 |
| Kenilworth | $2,445 |
| Kenney | $2,746 |
| Kent | $2,399 |
| Kewanee | $2,683 |
| Keyesport | $2,925 |
| Kildeer | $2,664 |
| Kincaid | $2,882 |
| Kinderhook | $2,840 |
| Kingston Mines | $2,529 |
| Kinmundy | $3,216 |
| Kinsman | $2,685 |
| Kirkland | $2,337 |
| Kirkwood | $2,697 |
| Knollwood | $2,579 |
| Knoxville | $2,665 |
| La Fayette | $2,585 |
| La Grange | $2,429 |
| La Grange Park | $2,443 |
| La Place | $2,724 |
| La Prairie | $2,874 |
| La Rose | $2,475 |
| Laclede | $2,732 |
| Lacon | $2,567 |
| Ladd | $2,660 |
| Lafox | $2,369 |
| Lake Barrington | $2,438 |
| Lake Bluff | $2,588 |
| Lake Forest | $2,587 |
| Lake Fork | $2,623 |
| Lake Holiday | $2,420 |
| Lake in the Hills | $2,468 |
| Lake of the Woods | $2,317 |
| Lake Petersburg | $2,795 |
| Lake Villa | $2,568 |
| Lake Zurich | $2,678 |
| Lakemoor | $2,573 |
| Lakewood | $2,467 |
| Lakewood Shores | $2,620 |
| Lanark | $2,512 |
| Lane | $2,719 |
| Lansing | $2,753 |
| LaSalle | $2,459 |
| Latham | $2,692 |
| Laura | $2,535 |
| Lawndale | $2,534 |
| Lawrenceville | $3,212 |
| Le Roy | $2,474 |
| Lebanon | $2,892 |
| Lee | $2,433 |
| Lee Center | $2,491 |
| Leland | $2,482 |
| Leland Grove | $2,705 |
| Lemont | $2,448 |
| Lena | $2,394 |
| Lenzburg | $2,968 |
| Leonore | $2,482 |
| Lerna | $2,748 |
| Lewistown | $2,871 |
| Lexington | $2,494 |
| Libertyville | $2,538 |
| Lima | $2,869 |
| Lincoln | $2,576 |
| Lincoln's New Salem | $2,774 |
| Lincolnshire | $2,534 |
| Lincolnwood | $2,453 |
| Lindenhurst | $2,569 |
| Lindenwood | $2,487 |
| Lisle | $2,473 |
| Litchfield | $2,889 |
| Literberry | $2,805 |
| Little York | $2,647 |
| Littleton | $2,808 |
| Liverpool | $2,808 |
| Livingston | $3,042 |
| Loami | $2,817 |
| Lockport | $2,535 |
| Loda | $2,502 |
| Logan | $3,420 |
| Lomax | $2,802 |
| Lombard | $2,353 |
| London Mills | $2,828 |
| Long Grove | $2,603 |
| Long Lake | $2,524 |
| Long Point | $2,492 |
| Longview | $2,478 |
| Loraine | $2,882 |
| Lostant | $2,563 |
| Louisville | $3,217 |
| Lovejoy | $3,145 |
| Loves Park | $2,416 |
| Lowder | $2,759 |
| Lowpoint | $2,456 |
| Lynn Center | $2,749 |
| Lynwood | $2,859 |
| Lyons | $2,468 |
| Macedonia | $3,443 |
| Machesney Park | $2,452 |
| Mackinaw | $2,539 |
| Macomb | $2,747 |
| Macon | $2,613 |
| Madison | $3,255 |
| Maeystown | $2,655 |
| Magnolia | $2,510 |
| Mahomet | $2,320 |
| Malden | $2,744 |
| Malta | $2,344 |
| Manchester | $2,827 |
| Manhattan | $2,581 |
| Manito | $2,785 |
| Manlius | $2,682 |
| Mansfield | $2,681 |
| Manteno | $2,661 |
| Maple Park | $2,375 |
| Mapleton | $2,600 |
| Marengo | $2,473 |
| Marietta | $2,813 |
| Marine | $3,054 |
| Marion | $3,488 |
| Marissa | $3,004 |
| Mark | $2,482 |
| Markham | $2,970 |
| Maroa | $2,644 |
| Marquette Heights | $2,575 |
| Marseilles | $2,491 |
| Marshall | $3,103 |
| Martinsville | $3,071 |
| Maryville | $3,015 |
| Mascoutah | $2,918 |
| Mason | $2,757 |
| Mason City | $2,804 |
| Matherville | $2,672 |
| Matteson | $2,547 |
| Mattoon | $2,462 |
| Maunie | $3,364 |
| Maywood | $2,912 |
| Mazon | $2,683 |
| Mc Connell | $2,444 |
| McHenry | $2,439 |
| McLean | $2,538 |
| McLeansboro | $3,470 |
| McNabb | $2,519 |
| Mechanicsburg | $2,796 |
| Medinah | $2,348 |
| Medora | $2,893 |
| Melrose Park | $2,584 |
| Melvin | $2,444 |
| Menard | $2,711 |
| Mendon | $2,865 |
| Mendota | $2,483 |
| Meredosia | $2,852 |
| Merna | $2,499 |
| Merrionette Park | $2,644 |
| Metamora | $2,477 |
| Metcalf | $2,835 |
| Metropolis | $3,484 |
| Mettawa | $2,583 |
| Michael | $2,885 |
| Middletown | $2,707 |
| Midlothian | $2,674 |
| Milan | $2,716 |
| Milford | $2,553 |
| Mill Shoals | $3,346 |
| Millbrook | $2,392 |
| Milledgeville | $2,582 |
| Miller City | $3,555 |
| Millington | $2,387 |
| Millstadt | $2,954 |
| Milmine | $2,739 |
| Mineral | $2,726 |
| Minier | $2,581 |
| Minonk | $2,483 |
| Minooka | $2,573 |
| Mitchell | $3,081 |
| Mode | $2,813 |
| Modesto | $2,919 |
| Modoc | $2,814 |
| Mokena | $2,492 |
| Moline | $2,697 |
| Momence | $2,690 |
| Monee | $2,633 |
| Monmouth | $2,604 |
| Monroe Center | $2,435 |
| Montgomery | $2,330 |
| Monticello | $2,668 |
| Montrose | $2,982 |
| Mooseheart | $2,301 |
| Morris | $2,652 |
| Morrison | $2,414 |
| Morrisonville | $2,960 |
| Morton | $2,514 |
| Morton Grove | $2,442 |
| Mossville | $2,498 |
| Mound City | $3,596 |
| Mounds | $3,527 |
| Mount Auburn | $2,923 |
| Mount Carmel | $3,094 |
| Mount Carroll | $2,555 |
| Mount Erie | $3,463 |
| Mount Morris | $2,397 |
| Mount Olive | $2,844 |
| Mount Prospect | $2,433 |
| Mount Pulaski | $2,659 |
| Mount Sterling | $2,699 |
| Mount Vernon | $3,235 |
| Mount Zion | $2,538 |
| Moweaqua | $2,847 |
| Mozier | $2,912 |
| Muddy | $3,427 |
| Mulberry Grove | $2,918 |
| Mulkeytown | $3,603 |
| Muncie | $2,590 |
| Mundelein | $2,638 |
| Murdock | $2,589 |
| Murphysboro | $3,457 |
| Nachusa | $2,452 |
| Naperville | $2,337 |
| Nashville | $3,061 |
| Nason | $3,245 |
| National Stock Yards | $3,118 |
| Nauvoo | $2,776 |
| Nebo | $2,853 |
| Neoga | $2,937 |
| Neponset | $2,734 |
| New Athens | $2,927 |
| New Baden | $2,866 |
| New Bedford | $2,673 |
| New Berlin | $2,788 |
| New Burnside | $3,652 |
| New Canton | $2,872 |
| New Douglas | $3,035 |
| New Haven | $3,470 |
| New Holland | $2,686 |
| New Lenox | $2,466 |
| New Memphis | $2,831 |
| New Milford | $2,436 |
| New Salem | $2,758 |
| New Windsor | $2,750 |
| Newark | $2,444 |
| Newman | $2,566 |
| Newton | $2,941 |
| Niantic | $2,643 |
| Niles | $2,445 |
| Nilwood | $2,832 |
| Niota | $2,772 |
| Noble | $3,069 |
| Nokomis | $2,905 |
| Nora | $2,566 |
| Normal | $2,446 |
| Norridge | $2,499 |
| Norris | $2,796 |
| Norris City | $3,435 |
| North Aurora | $2,319 |
| North Barrington | $2,456 |
| North Chicago | $2,582 |
| North City | $3,545 |
| North Pekin | $2,575 |
| North Riverside | $2,481 |
| North Utica | $2,550 |
| Northbrook | $2,427 |
| Northfield | $2,436 |
| Northlake | $2,611 |
| O'Fallon | $2,917 |
| Oak Brook | $2,272 |
| Oak Forest | $2,668 |
| Oak Lawn | $2,609 |
| Oak Park | $2,573 |
| Oakbrook Terrace | $2,306 |
| Oakdale | $3,053 |
| Oakford | $2,819 |
| Oakland | $2,586 |
| Oakwood | $2,648 |
| Oakwood Hills | $2,443 |
| Odell | $2,533 |
| Odin | $3,150 |
| Oglesby | $2,461 |
| Ohlman | $2,834 |
| Okawville | $3,103 |
| Olive Branch | $3,582 |
| Olivet | $2,766 |
| Olmsted | $3,534 |
| Olney | $2,980 |
| Olympia Fields | $2,672 |
| Onarga | $2,562 |
| Oneida | $2,767 |
| Opdyke | $3,297 |
| Ophiem | $2,751 |
| Oquawka | $2,778 |
| Orangeville | $2,472 |
| Oraville | $3,421 |
| Oreana | $2,604 |
| Oregon | $2,398 |
| Orient | $3,454 |
| Orion | $2,691 |
| Orland Hills | $2,456 |
| Orland Park | $2,389 |
| Oswego | $2,304 |
| Ottawa | $2,463 |
| Owaneco | $2,936 |
| Palatine | $2,427 |
| Palestine | $3,004 |
| Palmer | $2,947 |
| Palmyra | $2,853 |
| Paloma | $2,860 |
| Palos Heights | $2,578 |
| Palos Hills | $2,579 |
| Palos Park | $2,485 |
| Pana | $2,871 |
| Panama | $2,855 |
| Papineau | $2,513 |
| Paris | $2,790 |
| Park City | $2,614 |
| Park Forest | $2,573 |
| Park Ridge | $2,492 |
| Parkersburg | $3,077 |
| Patoka | $3,231 |
| Patterson | $2,969 |
| Paw Paw | $2,478 |
| Pawnee | $2,766 |
| Paxton | $2,305 |
| Payson | $2,917 |
| Pearl | $2,863 |
| Pearl City | $2,426 |
| Pecatonica | $2,437 |
| Pekin | $2,577 |
| Pembroke Township | $2,720 |
| Penfield | $2,440 |
| Peoria | $2,525 |
| Peoria Heights | $2,452 |
| Peotone | $2,607 |
| Percy | $2,847 |
| Perks | $3,435 |
| Perry | $2,773 |
| Peru | $2,432 |
| Petersburg | $2,806 |
| Philo | $2,408 |
| Phoenix | $3,056 |
| Piasa | $2,910 |
| Pierron | $2,833 |
| Pinckneyville | $3,089 |
| Piper City | $2,419 |
| Pistakee Highlands | $2,459 |
| Pittsburg | $3,614 |
| Pittsfield | $2,806 |
| Plainfield | $2,469 |
| Plainville | $2,901 |
| Plano | $2,380 |
| Plato Center | $2,397 |
| Pleasant Hill | $2,900 |
| Pleasant Plains | $2,752 |
| Plymouth | $2,795 |
| Pocahontas | $2,940 |
| Polo | $2,446 |
| Pomona | $3,517 |
| Pontiac | $2,395 |
| Pontoon Beach | $3,074 |
| Poplar Grove | $2,458 |
| Port Barrington | $2,566 |
| Port Byron | $2,709 |
| Posen | $2,892 |
| Potomac | $2,694 |
| Prairie du Rocher | $2,814 |
| Prairie Grove | $2,446 |
| Preemption | $2,624 |
| Prestbury | $2,294 |
| Preston Heights | $2,638 |
| Princeton | $2,635 |
| Prophetstown | $2,438 |
| Prospect Heights | $2,460 |
| Putnam | $2,522 |
| Quincy | $2,770 |
| Radom | $3,025 |
| Raleigh | $3,524 |
| Rankin | $2,663 |
| Ransom | $2,560 |
| Rantoul | $2,339 |
| Rapids City | $2,710 |
| Raritan | $2,719 |
| Raymond | $2,943 |
| Red Bud | $2,680 |
| Reddick | $2,674 |
| Redmon | $2,668 |
| Renault | $2,684 |
| Reynolds | $2,752 |
| Richmond | $2,462 |
| Richton Park | $2,564 |
| Ridge Farm | $2,769 |
| Rinard | $3,416 |
| Ringwood | $2,493 |
| River Forest | $2,605 |
| River Grove | $2,531 |
| Riverdale | $2,798 |
| Riverside | $2,465 |
| Riverton | $2,768 |
| Riverwoods | $2,693 |
| Robbins | $2,792 |
| Roberts | $2,426 |
| Robinson | $2,890 |
| Roby | $2,796 |
| Rochelle | $2,369 |
| Rochester | $2,682 |
| Rock City | $2,428 |
| Rock Falls | $2,354 |
| Rock Island | $2,693 |
| Rockbridge | $3,038 |
| Rockdale | $2,632 |
| Rockford | $2,479 |
| Rockport | $2,883 |
| Rockton | $2,366 |
| Rockwood | $2,849 |
| Rolling Meadows | $2,420 |
| Rome | $2,477 |
| Romeoville | $2,544 |
| Roodhouse | $3,079 |
| Rosamond | $2,901 |
| Roscoe | $2,373 |
| Roselle | $2,398 |
| Rosemont | $2,561 |
| Roseville | $2,664 |
| Rosewood Heights | $2,967 |
| Rosiclare | $3,590 |
| Rossville | $2,684 |
| Round Lake | $2,519 |
| Round Lake Beach | $2,525 |
| Round Lake Heights | $2,527 |
| Round Lake Park | $2,519 |
| Roxana | $2,945 |
| Royal | $2,406 |
| Royalton | $3,586 |
| Rushville | $2,751 |
| Russell | $2,678 |
| Rutland | $2,513 |
| Sailor Springs | $3,158 |
| Salem | $3,098 |
| San Jose | $2,819 |
| Sandoval | $3,096 |
| Sandwich | $2,323 |
| Sauk Village | $2,865 |
| Savanna | $2,488 |
| Savoy | $2,324 |
| Sawyerville | $2,878 |
| Saybrook | $2,494 |
| Scales Mound | $2,613 |
| Schaumburg | $2,466 |
| Scheller | $3,368 |
| Schiller Park | $2,555 |
| Schram City | $2,862 |
| Sciota | $2,761 |
| Scott AFB | $2,872 |
| Seaton | $2,765 |
| Seatonville | $2,669 |
| Secor | $2,452 |
| Seneca | $2,550 |
| Sesser | $3,549 |
| Seward | $2,405 |
| Seymour | $2,402 |
| Shannon | $2,518 |
| Shawneetown | $3,574 |
| Sheffield | $2,741 |
| Shelbyville | $2,780 |
| Sheldon | $2,512 |
| Sheridan | $2,451 |
| Sherman | $2,689 |
| Sherrard | $2,646 |
| Shiloh | $2,886 |
| Shirland | $2,404 |
| Shirley | $2,491 |
| Shobonier | $2,903 |
| Shorewood | $2,520 |
| Shumway | $2,731 |
| Sibley | $2,404 |
| Sidell | $2,733 |
| Sidney | $2,460 |
| Silvis | $2,677 |
| Sims | $3,471 |
| Skokie | $2,508 |
| Sleepy Hollow | $2,398 |
| Smithboro | $2,877 |
| Smithfield | $2,840 |
| Smithshire | $2,653 |
| Smithton | $2,907 |
| Somonauk | $2,331 |
| Sorento | $2,928 |
| South Barrington | $2,471 |
| South Beloit | $2,379 |
| South Chicago Heights | $2,858 |
| South Elgin | $2,380 |
| South Holland | $2,830 |
| South Jacksonville | $2,801 |
| South Pekin | $2,598 |
| South Roxana | $2,982 |
| South Suburban | $2,613 |
| South Wilmington | $2,667 |
| Southern View | $2,777 |
| Sparland | $2,575 |
| Sparta | $2,759 |
| Speer | $2,578 |
| Spring Grove | $2,436 |
| Spring Valley | $2,655 |
| Springerton | $3,438 |
| Springfield | $2,708 |
| St. Anne | $2,753 |
| St. Augustine | $2,692 |
| St. Charles | $2,272 |
| St. David | $2,851 |
| St. Elmo | $2,873 |
| St. Francisville | $3,225 |
| St. Joseph | $2,316 |
| St. Libory | $2,943 |
| St. Peter | $2,900 |
| Standard | $2,473 |
| Stanford | $2,542 |
| Staunton | $2,867 |
| Ste. Marie | $2,929 |
| Steeleville | $2,754 |
| Steger | $2,748 |
| Sterling | $2,379 |
| Steward | $2,464 |
| Stewardson | $2,818 |
| Stickney | $2,600 |
| Stillman Valley | $2,404 |
| Stockland | $2,476 |
| Stockton | $2,600 |
| Stone Park | $2,618 |
| Stonington | $2,962 |
| Stoy | $2,897 |
| Strasburg | $2,858 |
| Strawn | $2,474 |
| Streamwood | $2,476 |
| Streator | $2,475 |
| Stronghurst | $2,771 |
| Sugar Grove | $2,299 |
| Sullivan | $2,608 |
| Summerfield | $2,869 |
| Summit | $2,514 |
| Summit Argo | $2,530 |
| Sumner | $3,203 |
| Sun River Terrace | $2,754 |
| Sutter | $2,773 |
| Swansea | $2,895 |
| Sycamore | $2,307 |
| Table Grove | $2,864 |
| Tallula | $2,836 |
| Tamaroa | $3,098 |
| Tampico | $2,400 |
| Taylor Ridge | $2,793 |
| Taylor Springs | $2,910 |
| Taylorville | $2,861 |
| Techny | $2,510 |
| Teutopolis | $2,664 |
| Texico | $3,328 |
| Thawville | $2,489 |
| Thayer | $2,745 |
| The Galena Territory | $2,555 |
| Thebes | $3,716 |
| Thomasboro | $2,352 |
| Thompsonville | $3,618 |
| Thomson | $2,536 |
| Thornton | $2,792 |
| Tilden | $2,782 |
| Tilton | $2,625 |
| Timewell | $2,634 |
| Tinley Park | $2,463 |
| Tiskilwa | $2,731 |
| Toledo | $2,980 |
| Tolono | $2,376 |
| Toluca | $2,488 |
| Tonica | $2,543 |
| Topeka | $2,773 |
| Toulon | $2,581 |
| Tovey | $2,825 |
| Tower Hill | $2,786 |
| Tower Lakes | $2,427 |
| Tremont | $2,532 |
| Trenton | $2,870 |
| Trilla | $2,572 |
| Triumph | $2,496 |
| Troy | $2,967 |
| Troy Grove | $2,502 |
| Tuscola | $2,444 |
| Twin Grove | $2,425 |
| Ullin | $3,624 |
| Union | $2,451 |
| Union Hill | $2,632 |
| Unity | $3,503 |
| University Park | $2,652 |
| Urbana | $2,359 |
| Valier | $3,513 |
| Valmeyer | $2,773 |
| Van Orin | $2,648 |
| Vandalia | $2,813 |
| Varna | $2,528 |
| Venetian Village | $2,570 |
| Venice | $3,272 |
| Vermilion | $2,676 |
| Vermont | $2,903 |
| Vernon | $3,158 |
| Vernon Hills | $2,643 |
| Verona | $2,708 |
| Vienna | $3,590 |
| Villa Grove | $2,505 |
| Villa Park | $2,303 |
| Viola | $2,748 |
| Virden | $2,774 |
| Virginia | $2,835 |
| Wadsworth | $2,568 |
| Waggoner | $2,897 |
| Walnut Hill | $3,278 |
| Walsh | $2,768 |
| Walshville | $2,945 |
| Waltonville | $3,322 |
| Wamac | $2,958 |
| Warren | $2,631 |
| Warrensburg | $2,605 |
| Warrenville | $2,472 |
| Warsaw | $2,788 |
| Wasco | $2,359 |
| Washburn | $2,454 |
| Washington | $2,553 |
| Washington Park | $3,596 |
| Wataga | $2,711 |
| Waterloo | $2,709 |
| Waterman | $2,393 |
| Watseka | $2,471 |
| Watson | $2,747 |
| Wauconda | $2,674 |
| Waukegan | $2,596 |
| Waverly | $2,869 |
| Wayne | $2,335 |
| Wayne City | $3,498 |
| Wedron | $2,415 |
| Weldon | $2,775 |
| Wellington | $2,526 |
| Wenona | $2,481 |
| West Brooklyn | $2,479 |
| West Chicago | $2,382 |
| West City | $3,549 |
| West Dundee | $2,401 |
| West Frankfort | $3,523 |
| West Liberty | $2,956 |
| West Peoria | $2,573 |
| West Point | $2,762 |
| West Salem | $3,275 |
| West Union | $3,067 |
| West York | $2,947 |
| Westchester | $2,477 |
| Western Springs | $2,433 |
| Westfield | $3,019 |
| Westmont | $2,300 |
| Westville | $2,662 |
| Wheaton | $2,329 |
| Wheeler | $2,963 |
| Wheeling | $2,470 |
| White Hall | $3,071 |
| White Heath | $2,670 |
| Whittington | $3,496 |
| Williamsfield | $2,722 |
| Williamsville | $2,713 |
| Willisville | $3,129 |
| Willow Springs | $2,528 |
| Willowbrook | $2,383 |
| Wilmette | $2,456 |
| Wilmington | $2,621 |
| Wilsonville | $2,825 |
| Winchester | $2,909 |
| Winfield | $2,381 |
| Winnebago | $2,412 |
| Winnetka | $2,461 |
| Winthrop Harbor | $2,627 |
| Witt | $2,942 |
| Wolf Lake | $3,583 |
| Wonder Lake | $2,488 |
| Wood Dale | $2,351 |
| Wood River | $2,951 |
| Woodhull | $2,784 |
| Woodland | $2,467 |
| Woodlawn | $3,299 |
| Woodridge | $2,362 |
| Woodson | $2,789 |
| Woodstock | $2,458 |
| Woosung | $2,389 |
| Worden | $3,030 |
| Worth | $2,623 |
| Wrights | $2,931 |
| Wyanet | $2,730 |
| Wyoming | $2,587 |
| Yale | $3,042 |
| Yates City | $2,744 |
| Yorkville | $2,361 |
| Zeigler | $3,585 |
| Zion | $2,624 |
Methodology
The rates shown in this article are based on non-binding quotes collected from Quadrant Information Services. Average rates were compiled from rates in every Illinois ZIP code.
Unless otherwise noted, quoted policies contain the following:
- Dwelling coverage: $400,000
- Other structures: $40,000
- Personal property: $200,000
- Loss of use: $80,000
- Personal liability: $100,000
- Guest medical payments: $5,000
- Deductible: $1,000
Rates are provided for comparative purposes only.
Overall satisfaction ratings were obtained from J.D. Power’s 2023 U.S. Home Insurance Study. The agency’s scores are based on customer surveys that rate insurance companies on factors including price, policy offerings and claims.
Complaint ratings are based on NAIC Complaint Index data from 2022. A company with a 2.0 Complaint Index score has twice as many confirmed complaints as expected for its size. A company with a 0.5 rating has half as many.
*USAA only provides insurance to currently serving and retired military personnel, and their families.