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Best Homeowners Insurance in Texas
Updated on:
Content was accurate at the time of publication.
Texas Farm Bureau is the best home insurance company in Texas, in part because it has the cheapest average rate of $3,474 a year.
Chubb and USAA are also some of the best home insurance companies in Texas due to their affordable rates, unique coverage options and excellent customer service.
Find the Cheapest Home Insurance Quotes in Texas
Cheapest home insurance companies in Texas
Our analysis of the home insurance market in Texas shows that Texas Farm Bureau is the state’s cheapest company, with an average rate of $3,474 a year.
Chubb has the second-cheapest average rate in our study at $3,495 a year. Chubb is a great option for luxury and expensive homes. However, Chubb may require homeowners to have a minimum dwelling coverage amount. Dwelling coverage pays to repair damage to your home from covered perils, like fires or fallen trees.
| Company | Average annual premium | |
|---|---|---|
 | Texas Farm Bureau | $3,474 |
 | Chubb | $3,495 |
 | USAA* | $3,850 |
 | Farmers Insurance | $4,856 |
 | State Farm | $5,674 |
 | Allstate | $5,858 |
 | Nationwide | $6,800 |
 | Travelers | $7,432 |
Average rates are based on a policy with $400,000 of dwelling coverage and $200,000 of personal property coverage. *USAA is only available to the military community.
Find the Cheapest Home Insurance Quotes in Texas
Best home insurance companies in Texas
The best insurance companies offer more than cheap rates. We reviewed Texas home insurance companies based on their coverage options, customer satisfaction scores and more. We found that Texas Farm Bureau, USAA, State Farm and Chubb are the best insurance companies in Texas.
| Company | Average annual premium | J.D. Power customer satisfaction | LendingTree score |
|---|---|---|---|
| Chubb | $3,495 | 688 (excellent) |  |
| Texas Farm Bureau | $3,474 | - |  |
| USAA | $3,850 | 737 (excellent) | |
| State farm | 643 (above average) | |
|
| Farmers Insurance | $4,856 | 609 (below average) | |
| Allstate | $5,858 | 631 (below average) | |
| Nationwide | $6,800 | 641 (average) | |
| Travelers | $7,432 | 609 (below average) | |
J.D Power surveys thousands of homeowners and measures satisfaction by cost of coverage, problem resolution, coverage offered, ease of doing business and more.
Best Texas-based home insurance: Texas Farm Bureau
Pros
Cheap rates
Personalized coverage for farmers and ranchers
Cons
No online quotes
Texas Farm Bureau is the cheapest home insurance company in our study, charging an average rate of $3,474 a year. To get even lower rates, Texas Farm Bureau also offers discounts for central alarm systems, impact-resistant roofing, dry fire hydrants, multi-policies and more.
Texas Farm Bureau also is a great choice if you’re looking for a local insurer. The company’s Texas Aadvantage policy offers unique coverages, especially for farmers and ranchers. It offers combined coverage so that your house, barn and farm machinery are protected under one policy. New farm equipment and new structures are covered for up to 30 days, too. It also provides liability coverage for up to two employees if they are injured while working on your farm or ranch.
Best for customer service in Texas: USAA
Pros
Affordable rates
Coverage specifically for active military members
Cons
Only available to members of the military, veterans and their families
USAA provides the best customer satisfaction among Texas home insurance companies, according to J.D. Power. J.D. Power rates insurance companies based on responses from over 11,000 homeowners. Great customer satisfaction can be valuable when you need to file a claim.
In J.D. Power’s 2024 Home Insurance Study, USAA received a score of 737 out of 1,000 points, which is the highest score in the study. However, USAA only sells home insurance to military personnel and veterans, along with their families.
USAA also offers standard coverages that most other companies do not. This includes replacement cost coverage, which covers your personal property based on today’s replacement cost.
Best for coverage options: Chubb
Pros
Masterpiece policy offers specialized coverage for expensive homes
A++ rating from AM Best
Customer satisfaction score is better than average
Cons
May require a minimum dwelling coverage amount
Chubb offers premium coverage with its Masterpiece home insurance policy. Chubb’s Masterpiece policy provides extended replacement cost coverage after a covered loss, which pays to repair or rebuild your home to its original condition.
Chubb’s Masterpiece policy also provides replacement cost coverage for your belongings and will replace appliances based on the same or newest model available.
Along with great coverage, Chubb has great customer satisfaction scores. In J.D. Power’s 2024 Home Insurance Study, Chubb received a score of 688 out of 1,000 points, which is the second-highest score in the study.
How much is home insurance in Texas?
The average cost of home insurance in Texas is $5,180 a year for a home with a dwelling coverage of $400,000. Dwelling coverage is the cost to rebuild the structure of your home. Your home insurance rates can vary greatly based on how much dwelling coverage you need.
If you raise your dwelling coverage amount from $400,000 to $450,000, for example, your home insurance rate can go up by 10%.
| Dwelling coverage amount | Average annual premium | % increase from $350,000 |
|---|---|---|
| $350,000 | $4,647 | - |
| $400,000 | $5,180 | 11% |
| $450,000 | $5,690 | 10% |
Home insurers cost by dwelling coverage
| Company | Average annual premium ($350,000 dwelling coverage amount) | Average annual premium ($450,000 dwelling coverage amount) |
|---|---|---|
| Texas Farm Bureau | $3,210 | $3,695 |
| Chubb | $3,193 | $3,803 |
| USAA | $3,477 | $4,222 |
| Farmers | $4,218 | $5,208 |
| State Farm | $5,142 | $6,208 |
| Allstate | $5,071 | $6,395 |
| Nationwide | $6,065 | $7,525 |
| Travelers | $6,799 | $8,463 |
Texas homeowners insurance rates by city
Homeowners in Homestead Meadows South pay the lowest home insurance rates in Texas at an average of $2,542 per year. Galveston, a coastal city, has the highest home insurance rate in Texas at $11,975 a year.
Among the most populated cities in Texas, San Antonio pays the cheapest rates of around $3,422 a year. Houston has an average rate of $5,624 a year.
| City | Average annual premium |
|---|---|
| Abbott | $5,313 |
| Abernathy | $5,768 |
| Abilene | $6,021 |
| Abram | $4,399 |
| Ace | $4,189 |
| Ackerly | $5,040 |
| Addison | $5,745 |
| Adkins | $3,599 |
| Adrian | $5,704 |
| Afton | $5,422 |
| Agua Dulce | $4,347 |
| Aiken | $8,038 |
| Alamo | $4,730 |
| Alamo Heights | $3,576 |
| Alanreed | $6,005 |
| Alba | $5,194 |
| Albany | $7,067 |
| Albert | $3,256 |
| Aldine | $5,239 |
| Aledo | $6,274 |
| Alice | $4,645 |
| Alief | $6,814 |
| Allen | $5,558 |
| Alleyton | $4,657 |
| Allison | $6,231 |
| Alma | $5,300 |
| Alpine | $3,848 |
| Altair | $4,262 |
| Alto | $4,393 |
| Alton | $4,474 |
| Alvarado | $5,713 |
| Alvin | $6,619 |
| Alvord | $6,726 |
| Amargosa | $4,867 |
| Amarillo | $6,652 |
| Amherst | $5,618 |
| Anahuac | $7,290 |
| Anderson | $4,478 |
| Andrews | $5,254 |
| Angleton | $6,709 |
| Anna | $5,541 |
| Annetta | $6,271 |
| Annetta North | $6,272 |
| Annona | $4,626 |
| Anson | $6,831 |
| Anthony | $2,558 |
| Anton | $5,470 |
| Apple Springs | $4,249 |
| Aquilla | $5,321 |
| Aransas Pass | $7,024 |
| Archer City | $7,619 |
| Argyle | $6,333 |
| Arlington | $6,134 |
| Armstrong | $4,674 |
| Arp | $4,399 |
| Art | $3,830 |
| Artesia Wells | $3,461 |
| Arthur City | $5,526 |
| Asherton | $3,702 |
| Aspermont | $6,538 |
| Atascocita | $4,970 |
| Atascosa | $3,438 |
| Athens | $4,765 |
| Atlanta | $5,114 |
| Aubrey | $6,265 |
| Austin | $3,444 |
| Austwell | $8,330 |
| Avalon | $7,022 |
| Avery | $5,291 |
| Avinger | $5,113 |
| Avoca | $6,238 |
| Axtell | $4,710 |
| Azle | $6,278 |
| Bacliff | $10,269 |
| Bagwell | $5,399 |
| Bailey | $4,990 |
| Baird | $6,357 |
| Balch Springs | $5,579 |
| Balcones Heights | $3,400 |
| Ballinger | $5,780 |
| Balmorhea | $4,126 |
| Bandera | $3,689 |
| Bangs | $5,415 |
| Banquete | $6,110 |
| Bardwell | $4,654 |
| Barker | $6,681 |
| Barksdale | $3,751 |
| Barnhart | $4,740 |
| Barrett | $6,079 |
| Barry | $4,735 |
| Barstow | $4,079 |
| Bartlett | $3,893 |
| Barton Creek | $3,401 |
| Bartonville | $6,333 |
| Bastrop | $3,666 |
| Batesville | $3,743 |
| Batson | $5,528 |
| Bay City | $6,475 |
| Bayou Vista | $9,016 |
| Bayside | $6,781 |
| Baytown | $6,654 |
| Beasley | $7,441 |
| Beaumont | $5,853 |
| Bebe | $3,912 |
| Beckville | $4,319 |
| Bedford | $6,109 |
| Bedias | $4,506 |
| Bee Cave | $3,462 |
| Bee House | $3,625 |
| Beeville | $5,260 |
| Bellaire | $5,432 |
| Bellevue | $7,371 |
| Bellmead | $4,457 |
| Bells | $6,212 |
| Bellville | $4,750 |
| Belmont | $6,759 |
| Belton | $3,851 |
| Ben Arnold | $3,806 |
| Ben Bolt | $7,112 |
| Ben Franklin | $4,775 |
| Ben Wheeler | $5,067 |
| Benavides | $7,022 |
| Benbrook | $6,084 |
| Bend | $3,931 |
| Benjamin | $7,663 |
| Berclair | $5,296 |
| Bergheim | $3,258 |
| Bertram | $4,021 |
| Beverly Hills | $4,207 |
| Bevil Oaks | $5,715 |
| Big Bend National Park | $3,679 |
| Big Lake | $5,111 |
| Big Sandy | $5,072 |
| Big Spring | $5,520 |
| Big Wells | $3,496 |
| Bigfoot | $3,504 |
| Biggs Field | $2,664 |
| Birome | $4,740 |
| Bishop | $6,722 |
| Bivins | $5,122 |
| Blackwell | $6,202 |
| Blanco | $3,709 |
| Blanket | $5,552 |
| Bledsoe | $5,165 |
| Bleiblerville | $4,632 |
| Blessing | $6,437 |
| Bloomburg | $5,122 |
| Blooming Grove | $4,792 |
| Bloomington | $6,547 |
| Blossom | $5,451 |
| Blue Mound | $5,968 |
| Blue Ridge | $5,636 |
| Bluegrove | $8,850 |
| Bluff Dale | $5,956 |
| Bluffton | $3,612 |
| Blum | $5,479 |
| Boerne | $3,331 |
| Bogata | $5,314 |
| Boling | $7,106 |
| Bolivar Peninsula | $11,400 |
| Bon Wier | $4,758 |
| Bonham | $5,536 |
| Booker | $7,189 |
| Borger | $6,843 |
| Bovina | $5,825 |
| Bowie | $7,242 |
| Boyd | $6,781 |
| Boys Ranch | $5,882 |
| Brackettville | $3,832 |
| Brady | $5,372 |
| Brandon | $4,738 |
| Brashear | $5,227 |
| Brazoria | $6,625 |
| Breckenridge | $6,549 |
| Bremond | $4,223 |
| Brenham | $4,117 |
| Briar | $6,531 |
| Briarcliff | $3,545 |
| Bridge City | $8,267 |
| Bridgeport | $6,949 |
| Briggs | $3,895 |
| Briscoe | $6,230 |
| Broaddus | $4,243 |
| Bronson | $4,316 |
| Bronte | $5,738 |
| Brookeland | $4,166 |
| Brookesmith | $4,724 |
| Brookshire | $5,647 |
| Brookside Village | $6,219 |
| Brookston | $5,427 |
| Brownfield | $5,407 |
| Brownsboro | $4,699 |
| Brownsville | $4,896 |
| Brownwood | $5,525 |
| Bruceville | $4,582 |
| Bruni | $3,479 |
| Brushy Creek | $3,431 |
| Bryan | $3,918 |
| Bryson | $6,009 |
| Buchanan Dam | $4,076 |
| Buchanan Lake Village | $4,007 |
| Buckholts | $4,037 |
| Buda | $3,517 |
| Buffalo | $4,474 |
| Buffalo Gap | $5,996 |
| Bullard | $4,374 |
| Bulverde | $3,536 |
| Buna | $5,014 |
| Bunker Hill Village | $5,509 |
| Burkburnett | $7,288 |
| Burkett | $4,777 |
| Burkeville | $4,648 |
| Burleson | $5,855 |
| Burlington | $3,701 |
| Burnet | $3,966 |
| Burton | $4,457 |
| Bushland | $6,004 |
| Byers | $6,719 |
| Bynum | $5,350 |
| Cactus | $6,438 |
| Caddo | $5,657 |
| Caddo Mills | $5,790 |
| Caldwell | $4,186 |
| Call | $5,056 |
| Calliham | $3,916 |
| Calvert | $4,086 |
| Camden | $3,904 |
| Cameron | $4,100 |
| Cameron Park | $4,661 |
| Camp Swift | $3,681 |
| Camp Wood | $3,811 |
| Campbell | $5,571 |
| Campbellton | $3,545 |
| Canadian | $7,491 |
| Canton | $5,246 |
| Canutillo | $2,584 |
| Canyon | $6,353 |
| Canyon Lake | $3,730 |
| Carbon | $5,024 |
| Carlsbad | $5,621 |
| Carlton | $4,702 |
| Carmine | $4,053 |
| Carrizo Springs | $3,681 |
| Carrollton | $6,080 |
| Carthage | $4,203 |
| Cason | $4,460 |
| Castell | $3,802 |
| Castle Hills | $3,463 |
| Castroville | $3,877 |
| Cat Spring | $4,066 |
| Catarina | $3,365 |
| Cayuga | $6,621 |
| Cedar Creek | $3,631 |
| Cedar Hill | $5,674 |
| Cedar Lane | $5,699 |
| Cedar Park | $3,410 |
| Cedar Point | $4,663 |
| Cee Vee | $5,810 |
| Celeste | $5,602 |
| Celina | $5,934 |
| Center | $4,323 |
| Center Point | $3,945 |
| Centerville | $4,510 |
| Central Gardens | $6,200 |
| Centralia | $3,851 |
| Chandler | $4,824 |
| Channelview | $6,097 |
| Channing | $5,629 |
| Chapman Ranch | $6,023 |
| Chappell Hill | $4,520 |
| Charlotte | $3,702 |
| Chatfield | $4,288 |
| Cherokee | $3,860 |
| Chester | $4,674 |
| Chico | $6,702 |
| Chicota | $7,240 |
| Childress | $6,844 |
| Chillicothe | $7,878 |
| Chilton | $4,159 |
| China | $6,276 |
| China Spring | $4,556 |
| Chireno | $4,258 |
| Chriesman | $6,613 |
| Christine | $3,500 |
| Christoval | $5,595 |
| Chula Vista | $3,467 |
| Cibolo | $3,272 |
| Cienegas Terrace | $3,743 |
| Cinco Ranch | $5,919 |
| Circle D-KC Estates | $3,672 |
| Cisco | $5,803 |
| Clarendon | $7,306 |
| Clarksville | $5,312 |
| Clarksville City | $4,287 |
| Claude | $7,241 |
| Clayton | $6,521 |
| Clear Lake Shores | $9,373 |
| Cleburne | $5,708 |
| Cleveland | $5,138 |
| Clifton | $5,317 |
| Clint | $2,560 |
| Cloverleaf | $6,022 |
| Clute | $6,756 |
| Clyde | $6,347 |
| Coahoma | $5,980 |
| Cockrell Hill | $5,588 |
| Coldspring | $4,984 |
| Coleman | $5,568 |
| College Station | $3,810 |
| Collegeport | $7,075 |
| Colleyville | $6,124 |
| Collinsville | $6,330 |
| Colmesneil | $4,699 |
| Colorado City | $6,291 |
| Columbus | $4,559 |
| Comanche | $5,520 |
| Combes | $6,824 |
| Combine | $5,745 |
| Comfort | $3,465 |
| Commerce | $5,518 |
| Como | $5,095 |
| Comstock | $3,785 |
| Concan | $3,560 |
| Concepcion | $3,752 |
| Concord | $4,012 |
| Conroe | $4,531 |
| Converse | $3,405 |
| Cookville | $5,055 |
| Coolidge | $4,666 |
| Cooper | $5,499 |
| Copeville | $5,047 |
| Coppell | $6,038 |
| Copper Canyon | $6,231 |
| Copperas Cove | $4,012 |
| Corinth | $5,954 |
| Corpus Christi | $6,997 |
| Corrigan | $4,361 |
| Corsicana | $4,773 |
| Cost | $3,912 |
| Cotton Center | $5,275 |
| Cottonwood Shores | $3,994 |
| Cotulla | $3,688 |
| Coupland | $3,405 |
| Covington | $5,485 |
| Coyanosa | $3,916 |
| Crandall | $5,373 |
| Crane | $5,194 |
| Cranfills Gap | $4,661 |
| Crawford | $4,615 |
| Cresson | $4,932 |
| Crockett | $4,289 |
| Crosby | $6,018 |
| Crosbyton | $6,048 |
| Cross Mountain | $3,381 |
| Cross Plains | $6,165 |
| Cross Roads | $6,271 |
| Crowell | $7,497 |
| Crowley | $5,997 |
| Crystal Beach | $8,952 |
| Crystal City | $3,574 |
| Cuero | $4,104 |
| Cumby | $5,212 |
| Cuney | $3,845 |
| Cunningham | $4,817 |
| Cushing | $4,239 |
| Cypress | $4,864 |
| Cypress Mill | $3,641 |
| D Hanis | $3,961 |
| Daingerfield | $5,027 |
| Daisetta | $6,213 |
| Dale | $3,685 |
| Dalhart | $6,138 |
| Dallardsville | $6,807 |
| Dallas | $5,729 |
| Dalworthington Gardens | $6,057 |
| Damon | $6,425 |
| Danbury | $7,001 |
| Danciger | $7,442 |
| Danevang | $6,994 |
| Darrouzett | $6,232 |
| Dawn | $5,390 |
| Dawson | $4,682 |
| Dayton | $6,041 |
| De Berry | $4,184 |
| De Kalb | $5,240 |
| De Leon | $5,513 |
| Deanville | $6,625 |
| Decatur | $6,716 |
| DeCordova | $5,872 |
| Deer Park | $6,586 |
| Del Rio | $3,684 |
| Del Valle | $3,521 |
| Dell City | $3,567 |
| Delmita | $3,992 |
| Denison | $6,215 |
| Dennis | $7,740 |
| Denton | $6,018 |
| Denver City | $5,473 |
| Deport | $5,446 |
| Desdemona | $5,037 |
| DeSoto | $5,893 |
| Detroit | $5,370 |
| Devers | $6,849 |
| Devine | $3,897 |
| Deweyville | $5,499 |
| Diana | $4,874 |
| Diboll | $4,199 |
| Dickens | $6,415 |
| Dickinson | $7,900 |
| Dike | $5,189 |
| Dilley | $3,702 |
| Dime Box | $4,079 |
| Dimmitt | $5,869 |
| Dinero | $7,596 |
| Dobbin | $3,856 |
| Dodd City | $5,537 |
| Dodge | $4,349 |
| Dodson | $6,261 |
| Doffing | $4,493 |
| Donie | $4,384 |
| Donna | $5,028 |
| Doole | $4,737 |
| Doolittle | $4,852 |
| Doss | $3,240 |
| Double Oak | $5,995 |
| Doucette | $4,281 |
| Dougherty | $5,289 |
| Douglass | $4,159 |
| Douglassville | $5,138 |
| Driftwood | $3,663 |
| Dripping Springs | $3,542 |
| Driscoll | $6,100 |
| Dryden | $3,820 |
| Dublin | $5,570 |
| Dumas | $6,490 |
| Duncanville | $5,730 |
| Dunn | $7,834 |
| Dyess AFB | $5,399 |
| Eagle Lake | $5,308 |
| Eagle Pass | $3,467 |
| Early | $5,451 |
| Earth | $5,684 |
| East Bernard | $6,444 |
| Eastland | $5,808 |
| Easton | $3,719 |
| Ecleto | $3,956 |
| Ector | $5,467 |
| Edcouch | $5,055 |
| Eddy | $4,360 |
| Eden | $5,359 |
| Edgecliff Village | $6,144 |
| Edgewood | $5,174 |
| Edinburg | $4,750 |
| Edmonson | $5,275 |
| Edna | $6,432 |
| Edroy | $4,935 |
| Egypt | $8,887 |
| Eidson Road | $3,467 |
| El Campo | $6,874 |
| El Cenizo | $3,345 |
| El Indio | $3,444 |
| El Lago | $10,162 |
| El Paso | $2,600 |
| Eldorado | $5,096 |
| Electra | $7,302 |
| Elgin | $3,575 |
| Eliasville | $5,727 |
| Elkhart | $4,474 |
| Ellinger | $3,677 |
| Elm Creek | $3,465 |
| Elm Mott | $4,761 |
| Elmaton | $5,442 |
| Elmendorf | $3,650 |
| Elmo | $5,399 |
| Elsa | $5,072 |
| Elysian Fields | $6,957 |
| Emerald Bay | $4,375 |
| Emory | $5,366 |
| Encinal | $3,727 |
| Encino | $4,738 |
| Energy | $4,737 |
| Enloe | $4,776 |
| Ennis | $5,303 |
| Enochs | $5,273 |
| Eola | $4,757 |
| Era | $6,026 |
| Escobares | $3,717 |
| Etoile | $3,767 |
| Euless | $6,155 |
| Eustace | $4,995 |
| Evadale | $5,096 |
| Evant | $3,625 |
| Everman | $5,859 |
| Fabens | $2,646 |
| Fair Oaks Ranch | $3,578 |
| Fairfield | $4,612 |
| Fairview | $5,665 |
| Falcon Heights | $3,629 |
| Falcon Mesa | $3,251 |
| Falfurrias | $4,830 |
| Falls City | $3,962 |
| Fannett | $6,272 |
| Fannin | $4,847 |
| Farmers Branch | $6,016 |
| Farmersville | $5,927 |
| Farnsworth | $6,136 |
| Farwell | $5,811 |
| Fate | $5,582 |
| Fayetteville | $4,324 |
| Fentress | $3,467 |
| Ferris | $5,514 |
| Fieldton | $4,986 |
| Fischer | $3,564 |
| Flatonia | $4,021 |
| Flint | $4,447 |
| Flomot | $5,658 |
| Florence | $3,681 |
| Floresville | $3,602 |
| Flower Mound | $5,973 |
| Floydada | $6,137 |
| Fluvanna | $5,419 |
| Flynn | $4,485 |
| Follett | $7,282 |
| Forest Hill | $5,946 |
| Forestburg | $7,018 |
| Forney | $5,614 |
| Forreston | $4,766 |
| Forsan | $4,810 |
| Fort Bliss | $2,636 |
| Fort Clark Springs | $3,832 |
| Fort Davis | $3,779 |
| Fort Hancock | $3,508 |
| Fort Hood | $3,835 |
| Fort Mc Kavett | $3,762 |
| Fort Sam Houston | $3,423 |
| Fort Stockton | $4,375 |
| Fort Worth | $6,084 |
| Four Corners | $6,647 |
| Fowlerton | $3,496 |
| Francitas | $7,035 |
| Franklin | $4,067 |
| Frankston | $4,518 |
| Fred | $4,790 |
| Fredericksburg | $3,490 |
| Fredonia | $3,782 |
| Freeport | $7,530 |
| Freer | $3,955 |
| Fresno | $7,883 |
| Friendswood | $6,778 |
| Friona | $5,821 |
| Frisco | $5,495 |
| Fritch | $6,744 |
| Frost | $4,832 |
| Fruitvale | $5,159 |
| Fulshear | $5,222 |
| Fulton | $8,283 |
| Gail | $6,134 |
| Gainesville | $6,828 |
| Galena Park | $5,916 |
| Gallatin | $3,860 |
| Galveston | $11,975 |
| Ganado | $6,557 |
| Garciasville | $3,664 |
| Garden City | $5,776 |
| Garden Ridge | $3,628 |
| Gardendale | $5,470 |
| Garfield | $3,486 |
| Garland | $5,812 |
| Garrison | $4,103 |
| Garwood | $5,066 |
| Gary | $4,216 |
| Gatesville | $4,452 |
| Gause | $3,941 |
| George West | $5,281 |
| Georgetown | $3,520 |
| Geronimo | $6,161 |
| Gholson | $4,517 |
| Giddings | $3,907 |
| Gilchrist | $8,262 |
| Gillett | $4,299 |
| Gilmer | $5,046 |
| Girard | $5,554 |
| Girvin | $3,936 |
| Gladewater | $4,473 |
| Glen Flora | $5,701 |
| Glen Rose | $5,845 |
| Glenn Heights | $5,631 |
| Glidden | $4,132 |
| Gober | $7,179 |
| Godley | $5,717 |
| Golden | $4,630 |
| Goldsboro | $5,116 |
| Goldsmith | $4,834 |
| Goldthwaite | $5,429 |
| Goliad | $5,243 |
| Gonzales | $4,206 |
| Goodfellow AFB | $4,698 |
| Goodrich | $4,233 |
| Gordon | $5,894 |
| Gordonville | $6,320 |
| Goree | $7,682 |
| Gorman | $5,822 |
| Gouldbusk | $4,778 |
| Graford | $7,011 |
| Graham | $7,055 |
| Granbury | $5,910 |
| Grand Prairie | $5,835 |
| Grand Saline | $5,114 |
| Grandfalls | $4,120 |
| Grandview | $5,846 |
| Granger | $3,563 |
| Granite Shoals | $3,947 |
| Grape Creek | $5,333 |
| Grapeland | $4,469 |
| Grapevine | $5,989 |
| Greatwood | $7,019 |
| Green Valley Farms | $4,682 |
| Greenville | $5,643 |
| Greenwood | $5,842 |
| Gregory | $6,271 |
| Groesbeck | $4,641 |
| Groom | $7,047 |
| Groves | $6,815 |
| Groveton | $4,350 |
| Grulla | $3,786 |
| Gruver | $6,885 |
| Guerra | $3,180 |
| Gun Barrel City | $4,853 |
| Gunter | $6,206 |
| Gustine | $5,339 |
| Guthrie | $6,036 |
| Guy | $6,182 |
| Hackberry | $5,789 |
| Hale Center | $5,960 |
| Hallettsville | $4,399 |
| Hallsville | $4,959 |
| Haltom City | $5,889 |
| Hamilton | $4,923 |
| Hamlin | $6,826 |
| Hamshire | $5,661 |
| Hankamer | $6,244 |
| Happy | $6,284 |
| Hardin | $6,526 |
| Hargill | $5,111 |
| Harker Heights | $3,904 |
| Harleton | $4,823 |
| Harlingen | $4,485 |
| Harper | $3,522 |
| Harrold | $6,602 |
| Hart | $5,888 |
| Hartley | $6,333 |
| Harwood | $3,692 |
| Haskell | $7,294 |
| Haslet | $6,138 |
| Hawk Cove | $5,687 |
| Hawkins | $4,976 |
| Hawley | $6,739 |
| Hearne | $4,015 |
| Heath | $5,556 |
| Hebbronville | $3,415 |
| Hedley | $7,182 |
| Hedwig Village | $5,398 |
| Heidenheimer | $6,255 |
| Helotes | $3,394 |
| Hemphill | $4,362 |
| Hempstead | $5,167 |
| Henderson | $4,374 |
| Henrietta | $7,666 |
| Hereford | $5,925 |
| Hermleigh | $6,247 |
| Hewitt | $4,681 |
| Hext | $3,816 |
| Hickory Creek | $6,053 |
| Hico | $5,553 |
| Hidalgo | $4,712 |
| Hideaway | $4,506 |
| Higgins | $6,232 |
| High Island | $8,098 |
| Highland Park | $5,750 |
| Highland Village | $5,998 |
| Highlands | $6,287 |
| Hill Country Village | $3,372 |
| Hillcrest | $6,569 |
| Hillister | $4,783 |
| Hillsboro | $5,137 |
| Hilltop Lakes | $4,270 |
| Hilshire Village | $5,329 |
| Hitchcock | $7,569 |
| Hobson | $3,906 |
| Hochheim | $6,737 |
| Hockley | $5,026 |
| Holiday Lakes | $6,597 |
| Holland | $3,922 |
| Holliday | $7,645 |
| Holly Lake Ranch | $4,963 |
| Hollywood Park | $3,373 |
| Homestead Meadows North | $2,547 |
| Homestead Meadows South | $2,542 |
| Hondo | $3,995 |
| Honey Grove | $5,578 |
| Hooks | $5,160 |
| Horizon City | $2,550 |
| Horseshoe Bay | $3,983 |
| Houston | $5,624 |
| Howe | $6,153 |
| Hubbard | $5,331 |
| Hudson | $4,194 |
| Hudson Bend | $3,387 |
| Hudson Oaks | $6,025 |
| Huffman | $5,341 |
| Hufsmith | $6,640 |
| Hughes Springs | $5,185 |
| Hull | $6,107 |
| Humble | $4,699 |
| Hungerford | $5,321 |
| Hunt | $3,894 |
| Hunters Creek Village | $5,504 |
| Huntington | $4,256 |
| Huntsville | $4,588 |
| Hurst | $6,217 |
| Hutchins | $5,584 |
| Hutto | $3,419 |
| Hye | $3,501 |
| Idalou | $5,767 |
| Iglesia Antigua | $4,409 |
| Imperial | $3,911 |
| Indian Hills | $5,013 |
| Indian Lake | $4,670 |
| Indian Springs | $4,665 |
| Industry | $4,013 |
| Inez | $6,094 |
| Ingleside | $6,511 |
| Ingram | $3,818 |
| Iola | $4,243 |
| Iowa Park | $7,372 |
| Ira | $5,419 |
| Iraan | $4,543 |
| Iredell | $5,255 |
| Irene | $7,100 |
| Irving | $5,851 |
| Italy | $5,163 |
| Itasca | $5,675 |
| Ivanhoe | $5,084 |
| Jacinto City | $5,833 |
| Jacksboro | $6,810 |
| Jacksonville | $4,248 |
| Jamaica Beach | $8,831 |
| Jarrell | $3,813 |
| Jasper | $4,648 |
| Jayton | $6,425 |
| Jbsa Lackland | $3,388 |
| Jbsa Randolph | $3,336 |
| Jefferson | $4,938 |
| Jermyn | $6,009 |
| Jersey Village | $5,161 |
| Jewett | $4,489 |
| Joaquin | $4,354 |
| Johnson City | $3,746 |
| Joinerville | $6,533 |
| Jollyville | $3,339 |
| Jones Creek | $7,139 |
| Jonesboro | $3,626 |
| Jonesville | $6,957 |
| Josephine | $5,672 |
| Joshua | $5,700 |
| Jourdanton | $3,887 |
| Juarez | $4,581 |
| Judson | $6,509 |
| Junction | $4,047 |
| Justiceburg | $5,274 |
| Justin | $6,156 |
| Kamay | $8,666 |
| Karnack | $4,843 |
| Karnes City | $4,253 |
| Katy | $5,614 |
| Kaufman | $5,452 |
| Keene | $5,728 |
| Keller | $5,713 |
| Kemah | $9,524 |
| Kemp | $5,033 |
| Kempner | $3,965 |
| Kendalia | $3,424 |
| Kendleton | $5,675 |
| Kenedy | $4,456 |
| Kennard | $4,297 |
| Kennedale | $5,911 |
| Kenney | $6,916 |
| Kerens | $4,695 |
| Kermit | $5,198 |
| Kerrick | $5,314 |
| Kerrville | $3,670 |
| Kildare | $4,611 |
| Kilgore | $4,183 |
| Killeen | $3,817 |
| Kingsbury | $3,603 |
| Kingsland | $3,950 |
| Kingsville | $5,013 |
| Kingwood | $4,958 |
| Kirby | $3,538 |
| Kirbyville | $4,730 |
| Kirvin | $4,135 |
| Klondike | $4,795 |
| Knickerbocker | $7,170 |
| Knippa | $3,782 |
| Knott | $4,809 |
| Knox City | $7,648 |
| Kopperl | $5,377 |
| Kosse | $4,609 |
| Kountze | $5,324 |
| Kress | $6,217 |
| Krugerville | $6,263 |
| Krum | $6,240 |
| Kurten | $6,377 |
| Kyle | $3,555 |
| La Blanca | $5,070 |
| La Coste | $3,510 |
| La Feria | $4,415 |
| La Grange | $4,083 |
| La Grulla | $3,852 |
| La Homa | $4,484 |
| La Joya | $4,509 |
| La Marque | $8,270 |
| La Porte | $8,252 |
| La Pryor | $3,649 |
| La Puerta | $3,821 |
| La Salle | $5,882 |
| La Vernia | $3,563 |
| La Villa | $5,067 |
| La Ward | $6,011 |
| Lackland AFB | $3,563 |
| LaCoste | $3,804 |
| Lacy-Lakeview | $4,455 |
| Ladonia | $5,568 |
| Lago Vista | $3,483 |
| Laguna Heights | $7,188 |
| Laguna Park | $5,360 |
| Laguna Vista | $7,170 |
| Laird Hill | $6,415 |
| Lake Brownwood | $5,533 |
| Lake Bryan | $3,904 |
| Lake Cherokee | $4,454 |
| Lake Creek | $4,775 |
| Lake Dallas | $6,050 |
| Lake Dunlap | $3,276 |
| Lake Jackson | $6,620 |
| Lake Kiowa | $6,830 |
| Lake Medina Shores | $3,670 |
| Lake Worth | $6,099 |
| Lakehills | $3,728 |
| Lakeside | $6,247 |
| Lakeview | $5,911 |
| Lakeway | $3,395 |
| Lamar | $7,636 |
| Lamesa | $5,660 |
| Lampasas | $4,018 |
| Lancaster | $5,861 |
| Lane City | $9,537 |
| Laneville | $4,214 |
| Langtry | $6,232 |
| Lantana | $6,334 |
| Laredo | $3,650 |
| Larue | $4,711 |
| Las Lomas | $3,819 |
| Las Palmas II | $4,440 |
| Las Quintas Fronterizas | $3,467 |
| Lasara | $7,345 |
| Latexo | $3,875 |
| Laughlin AFB | $3,690 |
| Laureles | $4,721 |
| Lavon | $5,743 |
| Lawn | $5,995 |
| Lazbuddie | $5,821 |
| Leaday | $4,779 |
| League City | $8,144 |
| Leakey | $3,979 |
| Leander | $3,439 |
| Ledbetter | $3,654 |
| Leesburg | $5,162 |
| Leesville | $4,083 |
| Lefors | $7,057 |
| Leggett | $6,785 |
| Lelia Lake | $6,235 |
| Leming | $3,667 |
| Lenorah | $5,790 |
| Leon Valley | $3,354 |
| Leona | $4,552 |
| Leonard | $5,695 |
| Leroy | $6,890 |
| Levelland | $5,472 |
| Lewisville | $5,997 |
| Lexington | $3,835 |
| Liberty | $6,400 |
| Liberty City | $4,286 |
| Liberty Hill | $3,690 |
| Lillian | $5,180 |
| Lincoln | $4,002 |
| Lindale | $4,472 |
| Linden | $5,138 |
| Lindsay | $6,823 |
| Lingleville | $7,553 |
| Linn | $4,836 |
| Lipan | $6,034 |
| Lipscomb | $6,232 |
| Lissie | $5,125 |
| Little Elm | $6,017 |
| Little River Academy | $3,443 |
| Little River-Academy | $3,875 |
| Littlefield | $5,582 |
| Live Oak | $3,403 |
| Liverpool | $7,091 |
| Livingston | $4,656 |
| Llano | $4,043 |
| Llano Grande | $5,054 |
| Lockhart | $3,686 |
| Lockney | $6,264 |
| Lodi | $4,443 |
| Log Cabin | $4,780 |
| Lohn | $5,416 |
| Lolita | $7,183 |
| Lometa | $4,240 |
| London | $3,676 |
| Lone Oak | $5,531 |
| Lone Star | $5,007 |
| Long Branch | $4,206 |
| Longview | $4,431 |
| Loop | $5,624 |
| Lopeno | $3,224 |
| Lopezville | $4,772 |
| Loraine | $6,250 |
| Lorena | $4,459 |
| Lorenzo | $6,026 |
| Los Ebanos | $4,235 |
| Los Fresnos | $4,768 |
| Los Indios | $6,885 |
| Lost Creek | $3,327 |
| Lott | $4,228 |
| Louise | $6,895 |
| Lovelady | $4,380 |
| Loving | $5,886 |
| Lowake | $7,421 |
| Lozano | $7,061 |
| Lubbock | $5,679 |
| Lucas | $5,611 |
| Lueders | $6,239 |
| Lufkin | $4,196 |
| Luling | $3,633 |
| Lumberton | $5,521 |
| Lyford | $5,028 |
| Lyons | $6,607 |
| Lytle | $3,737 |
| Mabank | $5,026 |
| Macdona | $6,110 |
| Madisonville | $4,274 |
| Magnolia | $4,677 |
| Malakoff | $4,768 |
| Malone | $4,744 |
| Manchaca | $3,470 |
| Manor | $3,535 |
| Mansfield | $5,923 |
| Manvel | $6,232 |
| Maple | $5,273 |
| Marathon | $4,071 |
| Marble Falls | $3,939 |
| Marfa | $3,534 |
| Marietta | $4,609 |
| Marion | $3,367 |
| Markham | $6,406 |
| Marlin | $4,176 |
| Marquez | $4,499 |
| Marshall | $4,816 |
| Mart | $4,769 |
| Martindale | $3,709 |
| Martinsville | $6,484 |
| Maryneal | $5,419 |
| Mason | $3,971 |
| Masterson | $5,779 |
| Matador | $6,634 |
| Matagorda | $9,270 |
| Mathis | $5,669 |
| Maud | $5,173 |
| Mauriceville | $5,889 |
| Maxwell | $3,556 |
| May | $5,479 |
| Maydelle | $6,620 |
| Maypearl | $5,287 |
| Mc Camey | $4,617 |
| Mc Caulley | $5,463 |
| Mc Dade | $3,677 |
| Mc Gregor | $4,657 |
| Mc Leod | $4,612 |
| Mc Neil | $6,284 |
| Mc Queeney | $3,382 |
| Mcadoo | $5,423 |
| McAllen | $4,605 |
| McCamey | $5,091 |
| Mcfaddin | $4,975 |
| McGregor | $4,657 |
| McKinney | $5,617 |
| McLean | $7,125 |
| McLendon-Chisholm | $5,550 |
| McQueeney | $3,530 |
| Meadow | $4,861 |
| Meadowlakes | $3,928 |
| Meadows Place | $6,824 |
| Medina | $3,493 |
| Megargel | $7,645 |
| Melissa | $5,559 |
| Melvin | $4,725 |
| Memphis | $6,867 |
| Menard | $4,330 |
| Mentone | $4,521 |
| Mercedes | $5,015 |
| Mereta | $4,984 |
| Meridian | $5,206 |
| Merit | $7,201 |
| Merkel | $6,070 |
| Mertens | $4,739 |
| Mertzon | $5,375 |
| Mesquite | $5,796 |
| Mexia | $4,541 |
| Meyersville | $3,834 |
| Miami | $7,248 |
| Mico | $3,868 |
| Midfield | $5,221 |
| Midkiff | $4,628 |
| Midland | $5,543 |
| Midlothian | $5,316 |
| Midway | $4,397 |
| Midway North | $5,060 |
| Midway South | $5,046 |
| Mila Doce | $4,992 |
| Milam | $4,371 |
| Milano | $4,180 |
| Miles | $5,568 |
| Milford | $5,144 |
| Millersview | $4,689 |
| Millican | $3,746 |
| Millsap | $6,280 |
| Minden | $3,826 |
| Mineola | $4,801 |
| Mineral | $4,509 |
| Mineral Wells | $6,697 |
| Mingus | $5,896 |
| Mirando City | $3,255 |
| Mission | $4,505 |
| Mission Bend | $6,097 |
| Missouri City | $7,065 |
| Mobeetie | $6,231 |
| Monahans | $4,657 |
| Mont Belvieu | $6,145 |
| Montague | $7,077 |
| Montalba | $4,423 |
| Monte Alto | $5,079 |
| Montgomery | $4,589 |
| Moody | $4,066 |
| Moore | $3,810 |
| Moran | $6,016 |
| Morgan | $5,293 |
| Morgan Mill | $7,700 |
| Morgan's Point Resort | $3,876 |
| Morse | $6,110 |
| Morton | $5,740 |
| Moscow | $3,903 |
| Moulton | $4,372 |
| Mound | $6,320 |
| Mount Calm | $4,740 |
| Mount Enterprise | $4,207 |
| Mount Pleasant | $5,130 |
| Mount Vernon | $5,099 |
| Mountain Home | $3,749 |
| Muenster | $6,855 |
| Muldoon | $3,687 |
| Muleshoe | $5,910 |
| Mullin | $5,603 |
| Mumford | $3,659 |
| Munday | $7,671 |
| Murchison | $4,712 |
| Murillo | $4,808 |
| Murphy | $5,586 |
| Myra | $6,036 |
| Myrtle Springs | $5,326 |
| Nacogdoches | $4,097 |
| Nada | $7,107 |
| Naples | $5,062 |
| Nash | $5,123 |
| Nassau Bay | $7,764 |
| Natalia | $3,910 |
| Naval Air Station Jrb | $5,188 |
| Navasota | $4,346 |
| Nazareth | $5,207 |
| Neches | $6,667 |
| Nederland | $6,285 |
| Needville | $7,331 |
| Nemo | $4,941 |
| Nevada | $5,721 |
| New Baden | $3,730 |
| New Boston | $5,176 |
| New Braunfels | $3,843 |
| New Caney | $5,467 |
| New Deal | $5,079 |
| New Fairview | $6,815 |
| New Home | $5,356 |
| New London | $4,313 |
| New Territory | $6,820 |
| New Ulm | $4,579 |
| New Waverly | $4,818 |
| Newark | $5,883 |
| Newcastle | $7,043 |
| Newton | $4,886 |
| Nixon | $4,057 |
| Nocona | $7,289 |
| Nolan | $5,546 |
| Nolanville | $3,847 |
| Nome | $5,055 |
| Nordheim | $4,205 |
| Normangee | $4,260 |
| Normanna | $4,757 |
| North Alamo | $4,724 |
| North Cleveland | $5,422 |
| North Houston | $4,297 |
| North Richland Hills | $6,076 |
| North San Pedro | $6,169 |
| North Zulch | $4,270 |
| Northlake | $6,151 |
| Norton | $5,021 |
| Notrees | $4,834 |
| Novice | $5,898 |
| Nursery | $7,978 |
| O Brien | $6,395 |
| Oak Grove | $5,461 |
| Oak Leaf | $5,481 |
| Oak Point | $6,029 |
| Oak Ridge North | $4,659 |
| Oak Trail Shores | $5,950 |
| Oakhurst | $4,784 |
| Oakland | $6,908 |
| Oakville | $4,810 |
| Oakwood | $4,545 |
| Odell | $6,692 |
| Odem | $5,591 |
| Odessa | $5,266 |
| Odonnell | $5,994 |
| Oglesby | $4,108 |
| Oilton | $3,259 |
| Oklaunion | $6,632 |
| Old Glory | $5,815 |
| Old Ocean | $5,275 |
| Olden | $5,024 |
| Olivarez | $5,068 |
| Olmito | $4,732 |
| Olmos Park | $3,427 |
| Olney | $7,036 |
| Olton | $5,672 |
| Omaha | $5,045 |
| Onalaska | $4,561 |
| Orange | $6,627 |
| Orange Grove | $4,991 |
| Orangefield | $8,958 |
| Orchard | $5,888 |
| Ore City | $5,051 |
| Orla | $6,778 |
| Ottine | $3,936 |
| Ovalo | $5,236 |
| Overton | $4,296 |
| Ovilla | $5,508 |
| Oyster Creek | $8,257 |
| Ozona | $4,782 |
| Paducah | $6,695 |
| Paige | $3,653 |
| Paint Rock | $5,326 |
| Palacios | $7,270 |
| Palestine | $4,439 |
| Palm Valley | $4,431 |
| Palmer | $5,264 |
| Palmhurst | $4,474 |
| Palmview | $4,459 |
| Palmview South | $4,399 |
| Palo Pinto | $5,913 |
| Paloma Creek | $6,264 |
| Paloma Creek South | $6,034 |
| Paluxy | $7,766 |
| Pampa | $7,055 |
| Pandora | $3,456 |
| Panhandle | $6,835 |
| Panna Maria | $3,911 |
| Panola | $6,498 |
| Panorama Village | $4,528 |
| Pantego | $6,062 |
| Paradise | $6,663 |
| Paris | $5,444 |
| Parker | $5,606 |
| Pasadena | $6,778 |
| Pattison | $4,576 |
| Pattonville | $5,431 |
| Pawnee | $4,340 |
| Pearland | $6,520 |
| Pearsall | $3,710 |
| Peaster | $7,784 |
| Pecan Acres | $6,424 |
| Pecan Gap | $4,775 |
| Pecan Grove | $9,345 |
| Pecan Hill | $5,488 |
| Pecan Plantation | $5,889 |
| Pecos | $4,532 |
| Peggy | $6,262 |
| Pelican Bay | $6,266 |
| Pendleton | $6,279 |
| Penelope | $5,333 |
| Penitas | $4,486 |
| Pennington | $3,828 |
| Penwell | $4,673 |
| Pep | $4,821 |
| Perezville | $4,399 |
| Perrin | $6,899 |
| Perryton | $6,966 |
| Petersburg | $6,096 |
| Petrolia | $7,722 |
| Petronila | $6,387 |
| Pettus | $4,616 |
| Petty | $4,798 |
| Pflugerville | $3,492 |
| Pharr | $4,696 |
| Pickton | $4,523 |
| Pierce | $5,793 |
| Pilot Point | $6,152 |
| Pine Harbor | $4,936 |
| Pinehurst | $5,620 |
| Pineland | $4,245 |
| Pinewood Estates | $5,933 |
| Piney Point Village | $5,513 |
| Pipe Creek | $3,729 |
| Pittsburg | $5,123 |
| Placedo | $5,591 |
| Plains | $5,355 |
| Plainview | $6,007 |
| Plano | $5,743 |
| Plantersville | $4,567 |
| Pleasanton | $3,649 |
| Pledger | $5,173 |
| Plum | $6,424 |
| Point | $5,386 |
| Point Comfort | $7,078 |
| Pointblank | $4,978 |
| Pollok | $4,202 |
| Ponder | $6,291 |
| Pontotoc | $3,783 |
| Poolville | $6,089 |
| Port Aransas | $9,472 |
| Port Arthur | $6,776 |
| Port Bolivar | $8,952 |
| Port Isabel | $7,181 |
| Port Lavaca | $7,713 |
| Port Mansfield | $5,831 |
| Port Neches | $6,126 |
| Port O Connor | $7,518 |
| Port O'Connor | $9,560 |
| Porter | $4,969 |
| Porter Heights | $4,957 |
| Portland | $6,339 |
| Post | $5,993 |
| Poteet | $3,702 |
| Poth | $3,770 |
| Potosi | $6,182 |
| Pottsboro | $6,351 |
| Pottsville | $4,367 |
| Powderly | $5,469 |
| Powell | $4,762 |
| Poynor | $4,172 |
| Prairie Hill | $4,685 |
| Prairie Lea | $3,465 |
| Prairie View | $5,096 |
| Premont | $4,983 |
| Presidio | $3,551 |
| Preston | $6,355 |
| Price | $3,836 |
| Priddy | $4,906 |
| Primera | $4,428 |
| Princeton | $5,681 |
| Proctor | $4,735 |
| Progreso | $5,076 |
| Prosper | $5,686 |
| Providence | $6,266 |
| Purdon | $4,074 |
| Purmela | $3,621 |
| Putnam | $5,317 |
| Pyote | $4,162 |
| Quail | $6,261 |
| Quail Creek | $5,497 |
| Quanah | $7,945 |
| Queen City | $5,132 |
| Quemado | $3,641 |
| Quinlan | $5,704 |
| Quitaque | $5,667 |
| Quitman | $4,936 |
| Rainbow | $5,146 |
| Ralls | $6,041 |
| Rancho Alegre | $4,788 |
| Rancho Chico | $5,808 |
| Rancho Viejo | $4,297 |
| Randolph | $4,760 |
| Randolph AFB | $3,452 |
| Ranger | $5,800 |
| Rankin | $4,591 |
| Ransom Canyon | $5,035 |
| Ratcliff | $3,859 |
| Ravenna | $5,595 |
| Raymondville | $4,829 |
| Raywood | $5,620 |
| Reagan | $3,774 |
| Realitos | $4,263 |
| Red Oak | $5,500 |
| Red Rock | $3,664 |
| Redford | $3,391 |
| Redwater | $4,669 |
| Redwood | $3,320 |
| Refugio | $6,786 |
| Reid Hope King | $5,432 |
| Reklaw | $3,859 |
| Rendon | $5,933 |
| Reno | $5,778 |
| Rhome | $6,819 |
| Ricardo | $4,943 |
| Rice | $4,838 |
| Richards | $4,202 |
| Richardson | $5,791 |
| Richland | $4,665 |
| Richland Hills | $5,928 |
| Richland Springs | $3,984 |
| Richmond | $8,759 |
| Richwood | $6,754 |
| Riesel | $4,442 |
| Ringgold | $6,050 |
| Rio Bravo | $3,345 |
| Rio Frio | $3,702 |
| Rio Grande City | $3,807 |
| Rio Hondo | $4,925 |
| Rio Medina | $3,672 |
| Rio Vista | $5,727 |
| Rising Star | $5,822 |
| River Oaks | $5,974 |
| Riviera | $4,655 |
| Roanoke | $6,026 |
| Roans Prairie | $6,564 |
| Roaring Springs | $5,793 |
| Robert Lee | $5,658 |
| Robinson | $4,254 |
| Robstown | $6,175 |
| Roby | $6,253 |
| Rochelle | $5,566 |
| Rochester | $7,338 |
| Rock Island | $4,745 |
| Rockdale | $3,977 |
| Rockport | $7,630 |
| Rocksprings | $4,058 |
| Rockwall | $5,562 |
| Rockwood | $4,768 |
| Rogers | $4,124 |
| Rollingwood | $3,318 |
| Roma | $3,765 |
| Roman Forest | $5,445 |
| Romayor | $5,438 |
| Roosevelt | $3,674 |
| Ropesville | $5,488 |
| Rosanky | $3,428 |
| Roscoe | $6,373 |
| Rosebud | $4,146 |
| Rosenberg | $7,424 |
| Rosharon | $6,321 |
| Rosita | $3,467 |
| Ross | $6,875 |
| Rosser | $7,307 |
| Rosston | $6,025 |
| Rotan | $6,262 |
| Round Mountain | $3,641 |
| Round Rock | $3,437 |
| Round Top | $4,320 |
| Rowena | $5,709 |
| Rowlett | $5,648 |
| Roxton | $5,437 |
| Royse City | $5,359 |
| Rule | $6,778 |
| Runaway Bay | $6,947 |
| Runge | $4,322 |
| Rusk | $4,235 |
| Rye | $5,395 |
| Sabinal | $3,831 |
| Sabine Pass | $7,255 |
| Sachse | $5,702 |
| Sacul | $3,866 |
| Sadler | $6,271 |
| Saginaw | $6,054 |
| Saint Hedwig | $3,631 |
| Salado | $3,834 |
| Salineno | $6,306 |
| Salt Flat | $3,567 |
| Saltillo | $5,206 |
| Sam Norwood | $8,490 |
| Sam Rayburn | $4,671 |
| San Angelo | $5,309 |
| San Antonio | $3,422 |
| San Augustine | $4,312 |
| San Benito | $4,669 |
| San Carlos I | $3,367 |
| San Diego | $4,291 |
| San Elizario | $2,623 |
| San Felipe | $4,361 |
| San Isidro | $3,782 |
| San Juan | $4,788 |
| San Leon | $9,251 |
| San Marcos | $3,543 |
| San Patricio | $5,383 |
| San Saba | $4,408 |
| San Ygnacio | $3,317 |
| Sand Springs | $5,481 |
| Sanderson | $4,003 |
| Sandia | $4,772 |
| Sanford | $5,948 |
| Sanger | $6,118 |
| Sansom Park | $5,969 |
| Santa Anna | $5,511 |
| Santa Elena | $3,647 |
| Santa Fe | $7,252 |
| Santa Maria | $4,056 |
| Santa Rosa | $4,438 |
| Santo | $6,784 |
| Saragosa | $3,827 |
| Saratoga | $5,285 |
| Sarita | $4,787 |
| Satin | $3,736 |
| Savannah | $6,263 |
| Savoy | $5,957 |
| Scenic Oaks | $3,360 |
| Schertz | $3,387 |
| Schulenburg | $4,313 |
| Schwertner | $6,409 |
| Scotland | $6,711 |
| Scottsville | $6,956 |
| Scroggins | $5,106 |
| Scurry | $5,367 |
| Seabrook | $10,165 |
| Seadrift | $7,880 |
| Seagoville | $5,637 |
| Seagraves | $5,542 |
| Sealy | $5,291 |
| Sebastian | $4,881 |
| Seguin | $3,451 |
| Selma | $3,447 |
| Selman City | $3,836 |
| Seminole | $5,516 |
| Serenada | $3,543 |
| Seth Ward | $6,048 |
| Seven Points | $4,852 |
| Seymour | $7,632 |
| Shady Hollow | $3,353 |
| Shady Shores | $5,982 |
| Shallowater | $5,805 |
| Shamrock | $7,216 |
| Shavano Park | $3,388 |
| Sheffield | $4,071 |
| Shelbyville | $4,375 |
| Sheldon | $6,018 |
| Shenandoah | $4,275 |
| Shepherd | $5,149 |
| Sheppard AFB | $6,439 |
| Sheridan | $4,219 |
| Sherman | $6,205 |
| Sherwood Shores | $6,333 |
| Shiner | $4,374 |
| Shiro | $3,876 |
| Shoreacres | $8,011 |
| Sidney | $4,795 |
| Sienna Plantation | $7,636 |
| Sierra Blanca | $3,681 |
| Siesta Acres | $3,467 |
| Siesta Shores | $3,278 |
| Silsbee | $5,370 |
| Silver | $4,899 |
| Silverton | $6,430 |
| Simms | $5,221 |
| Simonton | $5,320 |
| Sinton | $5,807 |
| Skellytown | $6,917 |
| Skidmore | $5,412 |
| Slaton | $5,751 |
| Slidell | $8,131 |
| Smiley | $4,110 |
| Smithville | $3,732 |
| Smyer | $5,421 |
| Snook | $3,843 |
| Snyder | $6,145 |
| Socorro | $2,577 |
| Somerset | $3,454 |
| Somerville | $4,219 |
| Sonora | $4,707 |
| Sour Lake | $5,964 |
| South Alamo | $4,732 |
| South Bend | $5,727 |
| South Houston | $6,182 |
| South Mountain | $3,947 |
| South Padre Island | $7,530 |
| South Plains | $8,038 |
| Southlake | $5,923 |
| Southmayd | $5,316 |
| Southside Place | $5,503 |
| Spade | $4,986 |
| Sparks | $2,542 |
| Spearman | $6,920 |
| Spicewood | $3,696 |
| Splendora | $5,153 |
| Spring | $4,558 |
| Spring Branch | $3,764 |
| Spring Valley Village | $5,324 |
| Springlake | $5,052 |
| Springtown | $6,371 |
| Spur | $6,224 |
| Spurger | $4,261 |
| St. Hedwig | $3,610 |
| St. Jo | $6,491 |
| St. Paul | $5,825 |
| Stafford | $6,675 |
| Stamford | $7,052 |
| Stanton | $5,680 |
| Staples | $3,473 |
| Star | $4,912 |
| Stephenville | $5,442 |
| Sterling City | $5,560 |
| Stinnett | $6,881 |
| Stockdale | $3,731 |
| Stonewall | $3,256 |
| Stowell | $8,902 |
| Stratford | $6,755 |
| Strawn | $6,839 |
| Streetman | $4,136 |
| Sublime | $6,873 |
| Sudan | $5,901 |
| Sugar Land | $6,907 |
| Sullivan City | $4,464 |
| Sulphur Bluff | $4,513 |
| Sulphur Springs | $5,212 |
| Summerfield | $5,152 |
| Sumner | $5,450 |
| Sundown | $5,382 |
| Sunnyvale | $5,850 |
| Sunray | $6,454 |
| Sunrise Beach Village | $3,995 |
| Sunset | $7,040 |
| Sunset Valley | $3,484 |
| Surfside Beach | $9,390 |
| Sutherland Springs | $3,596 |
| Sweeny | $6,202 |
| Sweet Home | $6,916 |
| Sweetwater | $6,192 |
| Sylvester | $5,463 |
| Taft | $5,944 |
| Taft Southwest | $5,915 |
| Tahoka | $5,984 |
| Talco | $4,896 |
| Talpa | $4,775 |
| Talty | $5,586 |
| Tarpley | $3,533 |
| Tarzan | $5,151 |
| Tatum | $4,468 |
| Taylor | $3,360 |
| Taylor Lake Village | $10,739 |
| Teague | $4,630 |
| Tehuacana | $4,140 |
| Telegraph | $3,933 |
| Telephone | $4,757 |
| Telferner | $4,946 |
| Tell | $5,934 |
| Temple | $3,938 |
| Tenaha | $4,276 |
| Tennessee Colony | $4,442 |
| Tennyson | $5,037 |
| Terlingua | $3,989 |
| Terrell | $5,488 |
| Terrell Hills | $3,576 |
| Texarkana | $5,024 |
| Texas City | $9,292 |
| Texhoma | $5,932 |
| Texline | $5,928 |
| The Colony | $5,982 |
| The Hills | $3,471 |
| The Woodlands | $4,550 |
| Thicket | $4,746 |
| Thomaston | $6,728 |
| Thompsons | $5,704 |
| Thorndale | $4,003 |
| Thornton | $4,095 |
| Thrall | $3,414 |
| Three Rivers | $5,222 |
| Throckmorton | $7,511 |
| Tiki Island | $11,223 |
| Tilden | $3,903 |
| Timberwood Park | $3,312 |
| Timpson | $4,326 |
| Tioga | $6,210 |
| Tivoli | $7,436 |
| Tokio | $4,767 |
| Tolar | $5,941 |
| Tom Bean | $6,094 |
| Tomball | $4,675 |
| Tool | $4,853 |
| Tornillo | $2,648 |
| Tow | $3,611 |
| Toyah | $4,170 |
| Toyahvale | $6,461 |
| Trent | $5,908 |
| Trenton | $5,431 |
| Trinidad | $4,770 |
| Trinity | $4,390 |
| Trophy Club | $6,026 |
| Troup | $4,307 |
| Troy | $3,829 |
| Tuleta | $7,946 |
| Tulia | $6,163 |
| Turkey | $6,695 |
| Tuscola | $5,944 |
| Tye | $6,074 |
| Tyler | $4,381 |
| Tynan | $4,723 |
| Umbarger | $5,930 |
| Universal City | $3,424 |
| University Park | $5,778 |
| Utopia | $3,648 |
| Uvalde | $3,779 |
| Uvalde Estates | $3,761 |
| Val Verde Park | $3,780 |
| Valentine | $3,390 |
| Valera | $5,550 |
| Valley Mills | $4,867 |
| Valley Spring | $3,791 |
| Valley View | $6,832 |
| Van | $4,993 |
| Van Alstyne | $5,992 |
| Van Horn | $3,392 |
| Van Vleck | $6,226 |
| Vancourt | $4,984 |
| Vanderpool | $3,528 |
| Vega | $6,544 |
| Venus | $5,543 |
| Veribest | $7,080 |
| Vernon | $7,706 |
| Victoria | $5,661 |
| Vidor | $6,768 |
| Villa Verde | $5,061 |
| Village Mills | $4,663 |
| Vinton | $2,558 |
| Voca | $4,730 |
| Von Ormy | $3,739 |
| Voss | $4,779 |
| Votaw | $5,309 |
| Waco | $4,315 |
| Wadsworth | $5,775 |
| Waelder | $3,962 |
| Waka | $6,111 |
| Wake Village | $5,106 |
| Walburg | $6,130 |
| Wall | $4,979 |
| Waller | $4,854 |
| Wallis | $5,828 |
| Wallisville | $6,029 |
| Walnut Springs | $5,308 |
| Warda | $3,623 |
| Waring | $3,406 |
| Warren | $4,804 |
| Warrenton | $6,671 |
| Washington | $4,590 |
| Waskom | $4,845 |
| Watauga | $5,937 |
| Water Valley | $4,979 |
| Waxahachie | $5,311 |
| Wayside | $6,406 |
| Weatherford | $6,084 |
| Webster | $7,323 |
| Weesatche | $7,498 |
| Weimar | $4,566 |
| Weinert | $6,409 |
| Weir | $6,133 |
| Welch | $5,165 |
| Wellborn | $6,364 |
| Wellington | $7,180 |
| Wellman | $4,861 |
| Wells | $4,265 |
| Wells Branch | $3,471 |
| Weslaco | $5,873 |
| West | $4,742 |
| West Alto Bonito | $3,823 |
| West Columbia | $6,497 |
| West Lake Hills | $3,323 |
| West Livingston | $4,708 |
| West Odessa | $5,178 |
| West Orange | $7,624 |
| West Point | $4,033 |
| West University Place | $5,507 |
| Westbrook | $6,232 |
| Westdale | $5,013 |
| Westhoff | $3,804 |
| Westlake | $5,899 |
| Westminster | $5,546 |
| Weston | $7,445 |
| Weston Lakes | $6,399 |
| Westover Hills | $6,081 |
| Westway | $2,584 |
| Westwood Shores | $4,383 |
| Westworth Village | $5,978 |
| Wharton | $6,830 |
| Wheeler | $7,238 |
| Wheelock | $3,749 |
| White Deer | $6,891 |
| White Oak | $4,275 |
| White Settlement | $6,215 |
| Whiteface | $5,165 |
| Whitehouse | $4,442 |
| Whitesboro | $6,344 |
| Whitewright | $6,091 |
| Whitharral | $4,821 |
| Whitney | $5,392 |
| Whitsett | $4,626 |
| Whitt | $5,262 |
| Wichita Falls | $7,413 |
| Wickett | $4,160 |
| Wiergate | $4,643 |
| Wild Peach Village | $6,579 |
| Wildorado | $6,121 |
| Willis | $4,603 |
| Willow City | $3,495 |
| Willow Park | $6,024 |
| Wills Point | $5,430 |
| Wilmer | $5,714 |
| Wilson | $5,987 |
| Wimberley | $3,568 |
| Windcrest | $3,321 |
| Windom | $4,760 |
| Windthorst | $7,639 |
| Wingate | $5,365 |
| Wink | $5,154 |
| Winnie | $6,817 |
| Winnsboro | $4,920 |
| Winona | $4,422 |
| Winters | $6,023 |
| Woden | $3,768 |
| Wolfe City | $5,548 |
| Wolfforth | $5,730 |
| Woodbranch | $5,456 |
| Woodcreek | $3,568 |
| Woodlake | $6,575 |
| Woodlawn | $6,971 |
| Woodsboro | $6,772 |
| Woodson | $7,367 |
| Woodville | $4,637 |
| Woodway | $4,184 |
| Wortham | $4,677 |
| Wrightsboro | $3,954 |
| Wyldwood | $3,687 |
| Wylie | $5,626 |
| Yancey | $3,688 |
| Yantis | $5,015 |
| Yoakum | $4,225 |
| Yorktown | $4,182 |
| Zapata | $3,263 |
| Zavalla | $4,318 |
| Zephyr | $5,473 |
Average rates are based on a policy with $400,000 of dwelling coverage and $200,000 of personal property coverage.
Texas homeowners insurance rates by county
In Texas’ most populated counties, average home insurance premiums range from $2,599 a year in El Paso County to $6,977 in Fort Bend County.
| County | Average annual premium |
|---|---|
| Harris | $5,738 |
| Dallas | $5,771 |
| Tarrant | $6,048 |
| Bexar | $3,451 |
| Travis | $3,482 |
| Collin | $5,684 |
| Denton | $6,029 |
| Hidalgo | $4,792 |
| El Paso | $2,599 |
| Fort Bend | $6,977 |
| Montgomery | $4,698 |
| Williamson | $3,703 |
| Cameron | $5,146 |
| Brazoria | $6,757 |
| Bell | $4,000 |
Average rates are based on a policy with $400,000 of dwelling coverage and $200,000 of personal property coverage.
Find the Cheapest Home Insurance Quotes in Texas
Additional home insurance coverages needed in Texas
Texas is prone to many natural disasters, including floods, hurricanes and tornadoes. You may need more coverage if you live in an area where these disasters are common.
Flood insurance in Texas
Standard home insurance policies don’t cover floods, but you can buy flood insurance through insurance companies that participate in the National Flood Insurance Program (NFIP). You can also buy flood insurance through some private companies.
The average cost of flood insurance in Texas is $783 a year, or $65 a month, through the NFIP. You will usually pay more for flood insurance if you live in an area prone to flooding.
Hurricane coverage in Texas
Both home insurance and flood insurance can protect your home against hurricane damage. A standard home insurance policy covers wind damage from hurricanes, while flood insurance will cover water damage from hurricanes.
If you live along the coast in Texas, your home insurance policy may exclude wind damage. In this case, you need to buy a separate windstorm insurance policy. You can get this coverage through the Texas Windstorm Insurance Association (TWIA).
Tornado coverage in Texas
Tornadoes regularly hit Texas thanks to its location in Tornado Alley. Thankfully, standard home insurance policies usually cover wind damage. If your home insurance policy excludes wind damage, you can buy a separate windstorm insurance policy.
Methodology
The rates shown in this article are based on non-binding quotes collected from Quadrant Information Services. Your rates may vary. Average rates were compiled from rates in Texas. The following coverages and deductible were used unless otherwise noted:
- $400,000 dwelling coverage
- $40,000 other structures
- $200,000 personal property
- $80,000 loss of use coverage
- $100,000 liability
- $5,000 medical payments
- $1,000 deductible
Our team of insurance experts rated insurance companies based on several categories. These categories include average rates, discounts, coverage options, third party customer service ratings, and app / website experience. We weighted these categories based on what customers value in an insurance company.
For 3rd party customer service ratings, we included NAIC’s Complaint Index scores and financial strength ratings from A.M. Best. NAIC Complaint Index scores are used to determine how satisfied customers are with their claims, while financial strength ratings from A.M. Best reflect the ability to pay out claims.