When comparing different quotes for auto or home insurance, it’s important to compare apples to apples. It’s also important to:
Look at user reviews to see what others say about specific companies and policies.
Ask your agent about discounts you may qualify for to get the best premium possible.
Review the amount of coverage you need before you compare quotes. With home insurance, your mortgage lender will let you know your minimum required coverage. For auto insurance, the requirement varies by state, so check online for your state’s minimums.
Consider optional coverages, too. Most companies offer optional coverage types that can help cover your unique needs, such as protecting your valuables.
Some companies provide extra savings if you bundle homeowners insurance and auto insurance. If you insure both your home and vehicle with the same company, you may get a discount on one or both policies.
When getting quotes, make sure to ask what it would cost to bundle both homeowners and auto insurance. Then, you can compare each quote to see which one offers the best deal for the lowest rate.
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