Headshot of Alaya Linton

Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

2025 Georgia First-Time Homebuyer Programs and Loans

Georgia first-time homebuyer programs address common barriers to homeownership by providing low-cost mortgages and down payment assistance (DPA). Prospective buyers can access programs available at... read more

2025 Colorado First-Time Homebuyer Programs and Loans

First-time homebuyers in Colorado have access to several financial assistance programs. These initiatives provide low-interest mortgages, as well as grants and loans to help cover... read more

2025 FHA Loan Limits in Idaho

Loans backed by the Federal Housing Administration (FHA) make homeownership in Idaho more affordable for some buyers, thanks to low minimum down payments and flexible... read more

2025 FHA Loan Limits in Connecticut

With a low down payment requirement, loans backed by the Federal Housing Administration (FHA) can be easier to qualify for than other mortgages. However, you... read more

2025 FHA Loan Limits in Arkansas

FHA loans, backed by the Federal Housing Administration, offer low minimum down payments and flexible credit score requirements, making homeownership accessible to more borrowers. While... read more

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