Headshot of Alaya Linton

Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

2025 FHA Loan Limits in Indiana

FHA loans, insured by the Federal Housing Administration, offer affordable minimum down payments and flexible credit score requirements, making homeownership more accessible to borrowers. However,... read more

2025 FHA Loan Limits in Michigan

Backed by the Federal Housing Administration, FHA loans help make homeownership accessible to Michigan homebuyers with less-than-perfect credit or limited down payment savings. Although FHA... read more

2025 FHA Loan Limits in Florida

With flexible borrower qualifications and low down payment minimums, loans backed by the Federal Housing Administration (FHA) can help make home ownership more affordable for... read more

53% of Americans Expect to Shop on Small Business Saturday This Year

Nov. 30, 2024, is Small Business Saturday, when consumers across the U.S. will pour into local shops and restaurants — and click online — to... read more

Rocket Mortgage Review 2025

Rocket Mortgage overview Rocket Mortgage is an online lender headquartered in Detroit. As one of the nation’s largest lenders, it’s been in business for about... read more

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