Headshot of Alaya Linton

Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

2024 Boomer Entrepreneurs Report

Whether you’re 18 or 65, owning a business is challenging, with no guaranteed path to success. While many factors contribute to a business’s chance of... read more

22% of Retirement-Age Americans Are Still Working, With New Jersey Seeing the Largest Increase in Older Adults in the Workforce

Significant growth in the 65-and-older population, changes in Social Security policies and a higher cost of living have led to a large share of older... read more

Amid Economic Ups and Downs, 2 in 3 US Businesses Say Interest Rate Changes Aren’t Negatively Affecting Them

Inflation and rising interest rates have significantly impacted consumers over the past few years. In response to economic shifts, consumers have altered their spending and... read more

2024 Georgia First-Time Homebuyer Programs and Loans

Georgia first-time homebuyer programs address some common barriers to homeownership by providing low-cost mortgages and down payment assistance. Prospective buyers can access programs available at... read more

2024 FHA Loan Limits in Oregon

FHA loans are backed by the Federal Housing Administration (FHA). These mortgages aim to make homeownership more accessible by offering flexible credit requirements and low... read more

Page 2 of 6