Headshot of Alaya Linton

Alaya Linton

Linton is a freelance writer, speaker, financial coach, and creator of the award-winning blog, hopeandcents.com. Her own journey of overcoming financial struggles gave her a passion for teaching and encouraging others to take control of their money. Alaya’s writing and personal story have been featured in multiple publications including U.S. News & World Report, LendingTree, The Balance, and AOL Finance.

Articles by Alaya Linton

2024 FHA Loan Limits in Louisiana

With low down payment requirements and flexible credit qualifications, FHA loans help make homeownership more accessible to homebuyers. However, FHA mortgages – backed by the... read more

2024 FHA Loan Limits in Wisconsin

Loans backed by the Federal Housing Administration (FHA) help make homeownership accessible to borrowers with limited savings or less-than-perfect credit. However, FHA mortgages are subject... read more

Atlanta Remains Nation’s Hub for Black-Owned Businesses

February marks the annual observance of Black History Month, honoring African Americans’ central role in U.S. history. This monthlong celebration also sheds light on the... read more

What is a Piggyback Loan?

A piggyback loan combines two mortgages for the purpose of buying or refinancing a home. Borrowers often use piggyback mortgages to avoid paying private mortgage... read more

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