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Articles by Alex Cook
What Is an Origination Fee?
March 21, 2023
A loan origination fee is an upfront charge that a lender deducts from the total loan amount. This type of fee can also be thought... read more
Trek Financing Options
March 21, 2023
Trek financing is no longer available in-house through a Comenity Bank credit card. Fortunately, there are other Trek financing options to help you afford a... read more
What Happens if I Change My Social Security Number?
March 15, 2023
If you’ve applied for a credit card or loan, filled out a rental application or tax forms or had internet services installed in your home,... read more
What is a Debt Validation Letter?
February 28, 2023
When a debt goes to collections, collectors are legally required to send a debt validation letter to provide you with information about the debt —... read more
How Does a Credit Limit Increase Affect Your Credit Score?
February 27, 2023
Increasing the limit on a credit card gives you access to more credit, meaning you can spend more money on your card. Credit card issuers... read more