Headshot of Denny Ceizyk

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

FHA Mortgage Insurance: What It Is and How Much It Costs

April 14, 2023

If you’re approved for an FHA loan — which is a mortgage insured by the Federal Housing Administration (FHA) — you’re required to pay for... read more

How to Get the Best Mortgage Rate

April 14, 2023

To qualify for the best mortgage rates, your credit score should be at least 780, you’ll need a 25% down payment, and a DTI ratio... read more

Fannie Mae Guidelines: What You Need To Know for Loan Approval

April 12, 2023

If you’re applying for a conventional mortgage, you’ll need to meet Fannie Mae guidelines, which are rules conventional lenders must follow to ensure you can... read more

Mortgage Rate Lock: How to Protect Your Interest Rate

April 5, 2023

Once you’ve shopped around and found the best interest rate for your home loan, there’s one more important step to take — getting a mortgage... read more

How Does a Mortgage Work?

March 30, 2023

A mortgage is likely to be the largest, longest-term loan you’ll ever take out to buy the biggest asset you’ll ever own — your home.... read more

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