Articles by Denny Ceizyk
Mortgage Broker, Direct Lender or Loan Officer: What’s The Difference?
August 29, 2023
If you’re shopping for a mortgage, you’ll be hit with a barrage of “We’re No. 1!” sales pitches to influence your mortgage company choice. It... read more
House Closing Process: 8 Steps Before You Get Your Keys
July 19, 2023
In many ways, closing on a home is a team effort: Your real estate agent, mortgage lender, title company and seller work together to help... read more
Escrow: Meaning and How It Works
July 12, 2023
When you open a checking account, you trust someone else to handle your money. The same is true of an escrow account in real estate,... read more
Mortgage Points: Guide to Buying Down Interest Rates
July 10, 2023
High mortgage rates got you down? You can lift your spirits and “buy” a lower rate by paying for mortgage points. The upfront fee will... read more
How Are Mortgage Rates Determined?
June 29, 2023
Your credit score, down payment and loan term are key ingredients that help determine your mortgage rate — but you’re not the only cook in... read more