Headshot of Denny Ceizyk

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 


Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

Adjustable-Rate Mortgage: What an ARM Is and How It Works

When fixed-rate mortgage rates are high, lenders may start to recommend adjustable-rate mortgages (ARMs) as monthly-payment saving alternatives. Homebuyers typically choose ARMs to save money... read more

How Soon Can You Refinance a Mortgage?

With some types of conventional refinance loans, you can refinance within days of closing your purchase loan, while some government-backed loans will require a year’s... read more

16 First-Time Homebuyer Tips You Should Know

Think you’re ready to buy your first home? Before you start house hunting, learn some first-time homebuyer tips to help you navigate the process. A... read more

What Credit Score Do You Need to Buy a House?

A 620 credit score is typically what you’ll need to get a mortgage for a home purchase. Although you can buy a house with a... read more

How to Build Equity in Your Home in 10 Steps

Home equity is a powerful financial tool that can help you build a solid foundation for your family’s wealth that can be passed on for... read more

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