Headshot of Denny Ceizyk

Denny Ceizyk

Former Senior Writer

  • Expertise: Mortgage, personal finance, financial literacy, debt management and real estate investing
  • Education: University of Arizona

 

Denny Ceizyk is a former senior writer who has covered mortgage content for LendingTree since 2019. Besides writing home loan articles for LendingTree, Denny has contributed expert commentary for national publications including MarketWatch, the New York Post, AARP, Realtor.com and Money magazine.

Before joining LendingTree, Denny spent 25 years in the mortgage industry advocating for and educating homeowners to help them make the best lending decisions. He has worked in the institutional mortgage banking world, having owned and operated a mortgage brokerage company for 18 years.

Denny earned a bachelor’s degree in media arts from the University of Arizona and has advocated for financial literacy initiatives at both the state and local government levels over the past 30 years.

Articles by Denny Ceizyk

FHA Streamline Refinance: What You Need to Know

May 26, 2023

If your current mortgage is backed by the Federal Housing Administration (FHA) and you’re thinking of refinancing, the FHA streamline refinance program is a quick... read more

Understanding Mortgage Refinance Requirements

May 26, 2023

You may be able to save on interest, lower your payments or shorten your loan term when you refinance your mortgage, as long as you... read more

Should I Pay PMI Upfront or Monthly?

May 23, 2023

Deciding whether to pay private mortgage insurance (PMI) upfront or monthly depends on whether you have the financial cushion to add another expense to your... read more

How Do 80-10-10 Loans Work?

May 19, 2023

Even if you don’t have a 20% down payment, you can avoid the cost of private mortgage insurance (PMI) with an 80-10-10 loan. You take... read more

14 First-Time Homebuyer Mistakes and Tips to Avoid Them

May 18, 2023

There are many steps to follow when buying a home for the first time, and one misstep could cause delays — or even keep you... read more

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