Articles by Denny Ceizyk
Home Refinance Options
May 26, 2023
Home refinancing can have a major impact on your finances. Whether you’re looking to lower your interest rate, shorten your loan term, ditch mortgage insurance... read more
Understanding Mortgage Refinance Requirements
May 26, 2023
You may be able to save on interest, lower your payments or shorten your loan term when you refinance your mortgage, as long as you... read more
FHA Streamline Refinance: What You Need to Know
May 26, 2023
If your current mortgage is backed by the Federal Housing Administration (FHA) and you’re thinking of refinancing, the FHA streamline refinance program is a quick... read more
Should I Pay PMI Upfront or Monthly?
May 23, 2023
Deciding whether to pay private mortgage insurance (PMI) upfront or monthly depends on whether you have the financial cushion to add another expense to your... read more
How Do 80-10-10 Loans Work?
May 19, 2023
Even if you don’t have a 20% down payment, you can avoid the cost of private mortgage insurance (PMI) with an 80-10-10 loan. You take... read more