Headshot of Erika Giovanetti

Erika Giovanetti

Erika Giovanetti is a personal finance reporter whose work has been featured in the New York Times, NPR, CNBC, CBS News, Fox Business, the Today Show and many more. Erika is passionate about helping consumers make informed decisions with their money. She specializes in personal loans, consumer debt, budgeting and spending, medical billing, predatory lending and finance apps.

Articles by Erika Giovanetti

‘Buy Now, Pay Later’ Financing Used for Things Shoppers Can’t Afford

”Buy now, pay later” financing lets shoppers split large purchases into multiple smaller payments, typically through a loan or installment agreement. These products, which are... read more

A Year Into Pandemic, Credit Card Debt Is Down 10% as Credit Scores Rise

The coronavirus pandemic has impacted consumers differently, but despite the financial challenges it has presented, Americans on average have improved aspects of their financial health... read more

As St. Patrick’s Day Approaches, Bar Spending Struggles to Reach Pre-Pandemic Levels

St. Patrick’s Day observes the death of the eponymous patron saint of Ireland, but many Americans spend the holiday bar-hopping and drinking until they’re Irish.... read more

51% of Insured Americans Who Took a COVID-19 Test Received a Bill

It’s widely believed that coronavirus testing is always supposed to be free if you have health insurance, but that’s simply not true. Over half of... read more

Americans Increased Spending at Restaurants, on Takeout During Pandemic

In the months since COVID-19 first emerged in the U.S., consumers are spending more money than before on food away from home, our latest LendingTree... read more

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