Articles by Erin Gobler
What Is a Credit Freeze? How It Works
March 4, 2025
Key takeaways A credit freeze stops new accounts from being opened in your name and limits who can see your credit file. You can freeze... read more
Does Divorce Hurt Your Credit Score?
February 27, 2025
Key takeaways Divorce by itself doesn’t hurt your credit score, but all the financial changes that come with the divorce process will probably have an... read more
Why Did My Credit Score Drop?
January 24, 2025
Key takeaways Your payment history and credit utilization are the most important credit score factors, and are often the culprit when your score drops unexpectedly.... read more
2025 FHA Loan Limits in Oregon
January 7, 2025
Loans backed by the Federal Housing Administration (known as FHA loans) offer some unique benefits, including low credit score requirements and competitive interest rates. However,... read more
2025 FHA Loan Limits in Louisiana
January 7, 2025
FHA loans, which are backed by the Federal Housing Administration (FHA), provide an excellent opportunity for borrowers with lower credit scores to buy homes. Nationally,... read more