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Articles by Janet Berry-Johnson
How To Lock Your Social Security Number and Prevent Identity Theft
March 13, 2025
Key takeaways Locking your Social Security number is free and can prevent identity theft. Additional steps include shredding documents, monitoring your credit and using multi-factor... read more
2025 Alabama First-Time Homebuyer Programs and Loans
March 12, 2025
Buying a home is never cheap, but it’s one of the surest routes to building wealth. In Alabama, many first-time buyers face financial hurdles, particularly... read more
The Pros and Cons of Raising the Minimum Wage
February 7, 2025
The minimum wage is the lowest amount an employer can pay their employee, as mandated by federal law. The current federal minimum wage is $7.25,... read more
2025 FHA Loan Limits in Virginia
January 9, 2025
If you want to buy a home in Virginia with a loan backed by the Federal Housing Administration (FHA), you need to know about the... read more
What is a Good Credit Score?
December 30, 2024
Key takeaways A good credit score ranges from 670 to 739 on the FICO scale and 661 to 780 on the VantageScore model. Maintaining good... read more