Headshot of Kristen Grau

Kristen Grau

Kristen Grau is a staff writer at LendingTree, where she writes and edits credit card content, including reviews, comparisons and guides. She loves breaking down travel credit card benefits and rewards programs to help credit card novices save on travel.

Kristen has been covering personal finance content since 2018, where she wrote for Debt.com about strategies for debt relief and management. Kristen also wrote articles about tax and accounting for a small business tax firm before coming to LendingTree.

Before that, she wrote for other publications in the hospitality and education industries.

Specialties

  • Credit card product reviews
  • Credit card rewards programs
  • Debt relief and management
  • Small business taxes and accounting

Achievements

  • 6+ years of finance writing experience
  • 70+ articles written for LendingTree
  • 2+ years at LendingTree

Education

  • Bachelor of Arts, Florida Atlantic University

Kristen’s favorite credit cards

“I love the simplicity of the Chase trifecta: the Chase Sapphire Preferred® Card, Chase Freedom Flex℠ and Chase Freedom Unlimited®. I’m not loyal to any particular brands, so I love being able to take my pick of Chase transfer partners. I’m an occasional traveler — mostly road-tripping to compete in dog sports events throughout the Pacific Northwest. I can earn back my annual fee and more with this setup each year.”

Articles by Kristen Grau

Does Closing a Credit Card Hurt Your Credit Score?

Key takeaways Closing a credit card can negatively impact your credit score by reducing your average age of accounts and increasing your credit utilization ratio.... read more

How To Get Preapproved for a Bank of America Credit Card

Bank of America offers several types of credit cards that could help you with your financial goals — including cash back cards, balance transfer cards... read more

What Are the Different Types of Credit Cards?

If you’re at the beginning of your search for a credit card, you may be overwhelmed by the hundreds of card offers available online. One... read more

Can You Pay Rent With a Credit Card?

Rent is often the most important — and the largest — payment people have to worry about. And if you’re in a bind with a... read more

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