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Kristina Byas

Kristina Byas is a personal finance writer with experience covering personal loans, student loans, saving and budgeting. She has written for MagnifyMoney, Student Loan Hero and DealsPlus.

Articles by Kristina Byas

Lower Mortgage Review 2024

Lower mortgage overview Lower, founded in 2018, is an online mortgage lender based in New Albany, Ohio. Areas of service: 45 states, excluding Alaska, Hawaii,... read more

Guild Mortgage Review 2024

Guild mortgage overview Guild Mortgage was founded in 1960 and is headquartered in San Diego. Areas of service: 49 states (excluding New York) and the... read more

Hybrid vs. Plug-In Hybrid vs. Electric Vehicles: How They Compare

Hybrids, plug-in hybrids (PHEVs) and electric vehicles (EVs) each have their own benefits. Whether you’re going green or just looking to save on gas, understanding... read more

How to Pay Toward the Principal on a Car Loan

The less you owe on your car loan (the principal), the less you’ll pay in interest. By making an additional payment on the principal, you... read more

Longest Car Loans: What To Know and When They Make Sense

Auto loans usually range from 36 to 60 months, but if you want the longest car loan, you may be able to get 72-month or... read more

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