Headshot of Lauren Nicholson

Lauren Nicholson

Staff Writer

Lauren Nicholson is a staff writer at LendingTree, where she covers personal loans, credit cards and auto loans. She has written popular LendingTree articles including the Best Unsecured Loans and the Easiest Credit Cards to Get. Lauren was also responsible for developing the rating methodologies for Preapproved Car Loans and the Best Used Car Websites.

As someone who does an inordinate amount of research before making financial decisions, Lauren particularly enjoys writing reviews of financial products. She believes that when consumers have enough information, they will choose the right loans or credit cards — and keep more money in their wallets.

Before joining LendingTree, she worked in the education sector as a college counselor and marketing associate. Lauren is passionate about using clear, concise language to empower readers as they make important financial decisions.

Specialties

  • Personal loans
  • Auto loans
  • Credit cards

Achievements

  • 40+ articles written for LendingTree
  • 5+ years of writing and editing experience

Education

  • Bachelor of Arts, University of California, Los Angeles
  • Master of Arts, New York University

Bringing work home

“My four-year-old son has recently shown an interest in money. I’ll sometimes chat with him about the basics, but I wasn’t sure how much he was retaining until he offered to sell me a piece of his pizza for $100,000 at dinner last week. When I countered with $2, he told me I could ‘just get a loan’ to pay him the full $100,000.”

Articles by Lauren Nicholson

Credit Report vs. Credit Score

Key takeaways Your credit report is a record of your recent financial history and activity. Your credit score is a three-digit number (300-850) based on... read more

Personal Loan vs. Credit Card: How They Compare

Key takeaways Loans come in one-time payments via direct deposit. You can use your credit card to borrow and repay money repeatedly. Loans and credit... read more

Chase Credit Journey: How It Works and What To Know

Key takeaways You can use Chase Credit Journey to check your credit score and learn how to improve your credit. You don’t need to be... read more

Tresl Auto Loan Review

Tresl auto loans at a glance Lease buyout auto loansRefinance auto loans Starting annual percentage rate (APR)4.77%Not specified Loan termsNot specifiedNot specified Loan amountsNot specifiedNot... read more

How to Get Boat Loan Preapproval

Key takeaways When you apply for a preapproved boat loan, the lender will do a thorough credit check and send you an offer with the... read more

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