Headshot of Phil Metzger

Phil Metzger

Journalist

Phil Metzger is a longtime journalist who has covered mortgage lending and home affordability for more than four years. As a homeowner and investor, Phil’s expertise in the homebuying space is both professional and personal.

Articles by Phil Metzger

2025 FHA Loan Limits in Arizona

Aspiring Arizona homebuyers with low credit scores or limited down payment savings may qualify to buy a home with the help of a loan insured... read more

Truist Mortgage Review 2025

Truist mortgage overview Truist was founded as a result of the merger between Suntrust and BB&T banks in 2019 and is headquartered in Charlotte, North... read more

Wells Fargo Mortgage Review 2025

Wells Fargo mortgage overview Wells Fargo is a major national bank that’s been in business since 1852. The bank announced a plan in 2023 to... read more

Rate Mortgage Review 2025

Rate mortgage overview Rate was founded in 2000 and operates nationwide. Until July 2024, it was known as “Guaranteed Rate,” and it still uses that... read more