Articles by Rene Bermudez
Jumbo Mortgage Refinance: How to Qualify
January 9, 2025
A jumbo mortgage refinance is very similar to taking out a jumbo purchase loan. You can use the refinance to change your interest rate, swap... read more
7 Types of Conventional Loans to Choose From
January 7, 2025
If you’re looking for the most cost-effective home loan available, you’re likely in the market for a conventional loan. Before committing to a lender, though,... read more
How to Write a Gift Letter for Your Mortgage
January 6, 2025
When someone gives you money toward a home purchase, your lender requires them to sign a gift letter — this certifies that the funds aren’t... read more
What is an FHA Loan? Requirements, How It Works and How to Get One
January 6, 2025
FHA loans are government-backed mortgages that are easier to qualify for than conventional loans. FHA loans give people with imperfect credit or limited down payment... read more
What Is a HELOC? Home Equity Lines of Credit Explained
January 3, 2025
A home equity line of credit (HELOC) is a secured loan tied to your home that allows you to access cash as you need it.... read more