Articles by Rene Bermudez
Can You Have Multiple FHA Loans at the Same Time?
March 13, 2025
Yes, you can have more than one loan backed by the Federal Housing Administration (FHA) at a time. However, FHA loans aren’t designed for borrowers... read more
How Are Mortgage Rates Determined?
March 10, 2025
Mortgage rates are determined based on your credit score, down payment and loan term — but you’re not the only cook in that kitchen. Economic... read more
The Freddie Mac HomeOne Mortgage Program
March 10, 2025
The Freddie Mac HomeOne® mortgage is a loan program for first-time homebuyers that lets you purchase a house with just 3% down. Unlike some other... read more
Can You Refinance a Home Equity Loan?
March 10, 2025
If you’ve had a home equity loan for a while and want to reduce your monthly payments, you might be wondering: Can you refinance a... read more
What Is a HELOC? Home Equity Lines of Credit Explained
March 6, 2025
A home equity line of credit (HELOC) is a secured loan tied to your home that allows you to access cash as you need it.... read more