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Articles by Rene Bermudez
Should I Refinance to a 15-Year Mortgage?
July 17, 2024
If you want to refinance to a 15-year mortgage, you’re probably hoping to save money on interest charges and build home equity faster. These are... read more
10 Reverse Mortgage Rules You Should Know
July 17, 2024
If you’re a senior and own a home, you’ve probably heard about reverse mortgages — they allow you to convert your home equity into cash.... read more
Loan-To-Value (LTV) Ratio: What It Is and Why It Matters
July 11, 2024
A loan-to-value (LTV) ratio is a number that compares how much you’re borrowing to your home’s value. The higher your LTV ratio, the more risky... read more
What Is the Break-Even Point on a Refinance?
July 1, 2024
The break-even point on a refinance is when a refinance has paid for itself in mortgage payment savings. A refinance typically saves you money on... read more
How To Get the Fastest HELOC Closing Times
June 28, 2024
If you’re in a cash crunch and want to tap your home equity — and fast — your best bet is a lender that specializes... read more