Articles by Rene Bermudez
Should I Refinance My Mortgage?
July 28, 2023
Whether you should refinance your mortgage depends on the rates and terms of your current loan, your financial situation and your goals. While refinancing can... read more
HELOC vs. Home Equity Loan: How to Choose
July 11, 2023
As you make your mortgage payments each month, you build equity in your home. And that growth doesn’t have to just sit on the sidelines... read more
What Is a PITI Payment? Understanding Principal, Interest, Taxes and Insurance
July 6, 2023
PITI is short for “principal, interest, taxes and insurance,” and lenders combine all four elements to calculate your total monthly mortgage payment. As a homebuyer,... read more
What is a Joint Mortgage?
June 9, 2023
A joint mortgage is when you take out a home loan with another person — it could be a spouse, family member or friend. This... read more
What Is House Hacking?
June 9, 2023
House hacking is a way of investing in real estate; however, unlike other strategies, it involves renting part of the house or property you live... read more