Articles by Rene Bermudez
How to Write a Gift Letter for Your Mortgage
January 6, 2025
When someone gives you money toward a home purchase, your lender requires them to sign a gift letter — this certifies that the funds aren’t... read more
What is an FHA Loan? Requirements, How It Works and How to Get One
January 6, 2025
FHA loans are government-backed mortgages that are easier to qualify for than conventional loans. FHA loans give people with imperfect credit or limited down payment... read more
What is a Jumbo Loan?
January 3, 2025
If you live in an area with a high cost of living, or you’re in the market for an expensive home, you may need a... read more
10 Essential First-Time Homebuyer Tips
December 30, 2024
Are you buying a house for the first time? Before you start house hunting, check out these first-time homebuyer tips to help you navigate the... read more
What Is an Assumable Mortgage?
December 30, 2024
With an assumable mortgage, instead of applying for a brand-new loan, you can take over — or “assume” — an existing one. If that loan... read more