Headshot of Tara Mastroeni

Tara Mastroeni

Staff Writer

Tara Mastroeni is a staff writer for LendingTree, where she focuses on personal loans, auto loans, small business loans and mortgages. She specializes in breaking down complex financial concepts in a way that’s easy for readers to understand.

Born into a family of real estate agents, Tara has always had an interest in financial topics. After graduating college, she decided to forgo joining the family business and start her own freelance writing business instead. 

As a freelance writer, Tara specializes in covering personal finance topics. Her bylines have been published in a variety of well-known media outlets, including Forbes Advisor, The Motley Fool, Insider and Realtor.com.

Tara also freelanced for LendingTree for about five years before joining the team as a staff writer in 2023.

When she’s not writing, you’ll find Tara going to concerts and volunteering on the board of her condo association.


Specialties

  • Debt consolidation and debt management strategies
  • Rate shopping techniques
  • Credit score improvement
  • Budgeting strategies

Achievements

  • 12+ years of personal finance writing experience
  • Nearly 70 articles published on LendingTree
  • Bylines in Forbes Advisor, Realtor.com, Insider and The Motley Fool

Education

  • BFA, Emerson College, Media Production

Tara’s advice for finding the best rate on a loan:

“Always shop around for the best rate. Comparing quotes from multiple lenders could save you thousands over the life of the loan, especially on larger, long-term loans, like mortgages. And shopping around is unlikely to ding your credit score. The credit bureaus allow for a ‘rate shopping period’ that lasts for 14 days. During that time, all inquiries for the same loan type will count as one.”

Articles by Tara Mastroeni

Personal Loan vs. Payday Loan: What’s the Difference?

On the surface, personal loans and payday loans seem similar. After all, both of these financial products can be used to fund virtually any purpose,... read more

Personal Loan Alternatives: 7 Additional Financing Methods to Consider

It’s not always easy to qualify for a personal loan. Fortunately, though, there are plenty of other ways to find the funding you need. With... read more

Secured vs. Unsecured Loan: What’s the Difference?

If you’re debating whether to take out a secured or unsecured loan, you should know that the main difference between the two is whether there... read more

5 Ways to Get a Smaller Car Loan

Buying a car can be expensive — especially if you don’t have the money to purchase the vehicle outright. However, that doesn’t mean that you... read more

Big Lots Financing: 6 Ways to Pay for Your Purchase

Buying furniture can be expensive, but Big Lots offers two options to make shouldering the upfront cost easier. These include the Big Lots lease-to-own program... read more

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