Headshot of Tara Mastroeni

Tara Mastroeni

Staff Writer

Tara Mastroeni is a staff writer for LendingTree, where she focuses on personal loans, auto loans, small business loans and mortgages. She specializes in breaking down complex financial concepts in a way that’s easy for readers to understand.

Born into a family of real estate agents, Tara has always had an interest in financial topics. After graduating college, she decided to forgo joining the family business and start her own freelance writing business instead. 

As a freelance writer, Tara specializes in covering personal finance topics. Her bylines have been published in a variety of well-known media outlets, including Forbes Advisor, The Motley Fool, Insider and Realtor.com.

Tara also freelanced for LendingTree for about five years before joining the team as a staff writer in 2023.

When she’s not writing, you’ll find Tara going to concerts and volunteering on the board of her condo association.


Specialties

  • Debt consolidation and debt management strategies
  • Rate shopping techniques
  • Credit score improvement
  • Budgeting strategies

Achievements

  • 12+ years of personal finance writing experience
  • Nearly 70 articles published on LendingTree
  • Bylines in Forbes Advisor, Realtor.com, Insider and The Motley Fool

Education

  • BFA, Emerson College, Media Production

Tara’s advice for finding the best rate on a loan:

“Always shop around for the best rate. Comparing quotes from multiple lenders could save you thousands over the life of the loan, especially on larger, long-term loans, like mortgages. And shopping around is unlikely to ding your credit score. The credit bureaus allow for a ‘rate shopping period’ that lasts for 14 days. During that time, all inquiries for the same loan type will count as one.”

Articles by Tara Mastroeni

What is Unsecured Debt? Definition and Examples

Unsecured debt does not come with a collateral requirement. This type of debt is fairly common and includes personal loans, student loans and credit cards.... read more

What is a Jumbo Loan and When Do You Need One?

Jumbo loans are mortgages with loan amounts that exceed local conforming loan limits. If you live in an area with a high cost of living,... read more

How Does a VA Construction Loan Work?

The U.S. Department of Veterans Affairs (VA) offers its own construction loan to help eligible military members build their dream homes. While VA construction loans... read more

When You Can (and Can’t) Be Arrested for Debt

While debt collectors can no longer have you jailed or threaten to have you arrested for not paying your debts, there are a few instances... read more

How to Prequalify for a Personal Loan — And How It Differs From Preapproval

There are many reasons why you may want to prequalify for a personal loan, such as checking your chances of loan approval and estimating your... read more

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