Headshot of Tara Mastroeni

Tara Mastroeni

Staff Writer

Tara Mastroeni is a staff writer for LendingTree, where she focuses on personal loans, auto loans, small business loans and mortgages. She specializes in breaking down complex financial concepts in a way that’s easy for readers to understand.

Born into a family of real estate agents, Tara has always had an interest in financial topics. After graduating college, she decided to forgo joining the family business and start her own freelance writing business instead. 

As a freelance writer, Tara specializes in covering personal finance topics. Her bylines have been published in a variety of well-known media outlets, including Forbes Advisor, The Motley Fool, Insider and Realtor.com.

Tara also freelanced for LendingTree for about five years before joining the team as a staff writer in 2023.

When she’s not writing, you’ll find Tara going to concerts and volunteering on the board of her condo association.


Specialties

  • Debt consolidation and debt management strategies
  • Rate shopping techniques
  • Credit score improvement
  • Budgeting strategies

Achievements

  • 12+ years of personal finance writing experience
  • Nearly 70 articles published on LendingTree
  • Bylines in Forbes Advisor, Realtor.com, Insider and The Motley Fool

Education

  • BFA, Emerson College, Media Production

Tara’s advice for finding the best rate on a loan:

“Always shop around for the best rate. Comparing quotes from multiple lenders could save you thousands over the life of the loan, especially on larger, long-term loans, like mortgages. And shopping around is unlikely to ding your credit score. The credit bureaus allow for a ‘rate shopping period’ that lasts for 14 days. During that time, all inquiries for the same loan type will count as one.”

Articles by Tara Mastroeni

How Much is a Down Payment for a House?

You may have been told that 20% is the magic number when it comes to how much of a down payment you need for a... read more

How Home Construction Loans Work

A construction loan can help you design and build your dream home. However, these loans function differently from traditional mortgages, and they come with some... read more

2024 AAA Car Buying Review

Members of the American Automobile Association (AAA) have access to a wide variety of benefits beyond roadside assistance. One of those benefits is the AAA... read more

2024 Capital One Auto Loan Review

Capital One auto loans at a glance New auto loansUsed auto loansRefinance auto loans Starting annual percentage rate (APR)6.09%Not disclosedNot disclosed Loan terms36 to 72... read more

7 Reasons Why You Were Denied a Personal Loan (and 6 Ways to Fix It)

Being denied a personal loan can be frustrating, but it’s important to understand why you weren’t approved. Once you know the reasons why your application... read more

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