Headshot of Tara Mastroeni

Tara Mastroeni

Staff Writer

Tara Mastroeni is a staff writer for LendingTree, where she focuses on personal loans, auto loans, small business loans and mortgages. She specializes in breaking down complex financial concepts in a way that’s easy for readers to understand.

Born into a family of real estate agents, Tara has always had an interest in financial topics. After graduating college, she decided to forgo joining the family business and start her own freelance writing business instead. 

As a freelance writer, Tara specializes in covering personal finance topics. Her bylines have been published in a variety of well-known media outlets, including Forbes Advisor, The Motley Fool, Insider and Realtor.com.

Tara also freelanced for LendingTree for about five years before joining the team as a staff writer in 2023.

When she’s not writing, you’ll find Tara going to concerts and volunteering on the board of her condo association.


Specialties

  • Debt consolidation and debt management strategies
  • Rate shopping techniques
  • Credit score improvement
  • Budgeting strategies

Achievements

  • 12+ years of personal finance writing experience
  • Nearly 70 articles published on LendingTree
  • Bylines in Forbes Advisor, Realtor.com, Insider and The Motley Fool

Education

  • BFA, Emerson College, Media Production

Tara’s advice for finding the best rate on a loan:

“Always shop around for the best rate. Comparing quotes from multiple lenders could save you thousands over the life of the loan, especially on larger, long-term loans, like mortgages. And shopping around is unlikely to ding your credit score. The credit bureaus allow for a ‘rate shopping period’ that lasts for 14 days. During that time, all inquiries for the same loan type will count as one.”

Articles by Tara Mastroeni

How to Prequalify for a Personal Loan — And How It Differs From Preapproval

There are many reasons why you may want to prequalify for a personal loan, such as checking your chances of loan approval and estimating your... read more

HARP Program: What Is It and What Are Today’s Alternatives?

After the 2008 financial crisis, the Home Affordable Refinance Program (HARP) helped people who owed more than their home was worth to avoid foreclosure. But,... read more

Commercial Loans: What They Are and How They Work

The terms “commercial loan” and “business loan” are often used interchangeably by lenders. However, some lenders make a distinction between the two, offering business loans... read more

2024 Fifth Third Bank Auto Loan Review

Fifth Third Bank auto loans at a glance Starting APR Loan termsLoan amounts New auto loansNot specified12 - 75 months$2,000 - $80,000See Auto Loan Rates... read more

How Do Government Refinance Programs Work?

Government refinance programs are mortgage refinance loans backed by various government agencies. These programs typically have more lenient qualifying and underwriting standards than conventional loans.... read more

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