Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

First Citizens (CIT) Small Business Financing Review

Pros and cons of First Citizens Bank ProsCons  Offers large loan amounts  Provides various business lending products  Lends to a wide range of industries Rates can... read more

5 Steps To Refinance a Rental Property

If you want to refinance a rental property, you’ll need to jump through extra hoops to get approved for a loan. However, your efforts will... read more

What Is a Homestead Exemption and How Does It Work?

A homestead exemption is a legal protection you can apply for as a homeowner to reduce your annual property tax bill. It can also shield... read more

What Does Being ‘Under Contract’ Mean?

The term “under contract” means a buyer and seller have agreed to a home sale in writing. However, the deal isn’t final yet, and you... read more

What Is the Capital Gains Tax on a Home Sale?

Selling a home comes with its challenges — from finding a real estate agent and negotiating offers, to managing potential capital gains taxes. Understanding how... read more

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