Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 3+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

VA Appraisal: Requirements, Fees and Timeline

When buying a home through the U.S. Department of Veterans Affairs (VA), the property must go through a VA loan appraisal to determine its market... read more

What Are FHA Closing Costs?

The Federal Housing Administration (FHA) has more lenient borrowing requirements than some other types of home financing. The catch: extra FHA closing costs. Before you... read more

What is the 1003 Form? Understanding the Uniform Residential Loan Application (URLA)

Applying for a mortgage? You’ll likely need to fill out the 1003 form, also known as the Uniform Residential Loan Application (URLA). The 1003 form... read more

What Happens to a Mortgage When Someone Dies?

Have you ever wondered what happens to a mortgage when someone dies? It’s an important question that, while difficult to think about, can help homeowners... read more

What Is Lender-Paid Mortgage Insurance?

If you don’t have 20% for a down payment on a home, you generally have to pay for private mortgage insurance (PMI), which can raise... read more

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