Articles by Theresa Stevens
VA Appraisal: Requirements, Fees and Timeline
March 28, 2025
When buying a home through the U.S. Department of Veterans Affairs (VA), the property must go through a VA loan appraisal to determine its market... read more
What Are FHA Closing Costs?
March 26, 2025
The Federal Housing Administration (FHA) has more lenient borrowing requirements than some other types of home financing. The catch: extra FHA closing costs. Before you... read more
What is the 1003 Form? Understanding the Uniform Residential Loan Application (URLA)
March 21, 2025
Applying for a mortgage? You’ll likely need to fill out the 1003 form, also known as the Uniform Residential Loan Application (URLA). The 1003 form... read more
What Happens to a Mortgage When Someone Dies?
March 19, 2025
Have you ever wondered what happens to a mortgage when someone dies? It’s an important question that, while difficult to think about, can help homeowners... read more
What Is Lender-Paid Mortgage Insurance?
March 14, 2025
If you don’t have 20% for a down payment on a home, you generally have to pay for private mortgage insurance (PMI), which can raise... read more