Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 2+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

Cash-Out Refinance: How It Works and When to Do It

A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more

Minimum Mortgage Requirements for 2025

If buying a home is on your wish list for 2025, it’s important to understand the minimum mortgage requirements for the most common loan programs.... read more

VA Cash-Out Refinance: What You Need To Know

If you have a home loan through the Department of Veterans Affairs (VA), you may qualify for a VA cash-out refinance. This program allows you... read more

Can I Get a Tax Break for Buying a Home?

The short answer is yes, you can get a tax break for buying a home, which can help you save money at tax time. But... read more

When Should I Refinance My Mortgage?

Regardless of the rate environment, knowing when to refinance your mortgage stems from one basic question: Will a mortgage refinance save you money? If the... read more

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