Articles by Theresa Stevens
Cash-Out Refinance: How It Works and When to Do It
January 13, 2025
A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more
Minimum Mortgage Requirements for 2025
December 31, 2024
If buying a home is on your wish list for 2025, it’s important to understand the minimum mortgage requirements for the most common loan programs.... read more
VA Cash-Out Refinance: What You Need To Know
December 30, 2024
If you have a home loan through the Department of Veterans Affairs (VA), you may qualify for a VA cash-out refinance. This program allows you... read more
Can I Get a Tax Break for Buying a Home?
December 19, 2024
The short answer is yes, you can get a tax break for buying a home, which can help you save money at tax time. But... read more
When Should I Refinance My Mortgage?
December 19, 2024
Regardless of the rate environment, knowing when to refinance your mortgage stems from one basic question: Will a mortgage refinance save you money? If the... read more