Articles by Theresa Stevens
What To Know About the Capital Gains Tax on Inherited Property
January 28, 2025
Inheriting a house raises many questions: Should you keep or sell the property? Are there outstanding debts tied to the home? But another important factor... read more
FHA Appraisal: Guidelines and How It Works
January 28, 2025
If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), the lender will in most cases require an FHA appraisal to verify... read more
HECM Reverse Mortgage: Definition, Requirements
January 23, 2025
A HECM reverse mortgage can help seniors supplement their retirement income and stay in their homes longer. However, it’s important to understand how HECM loans... read more
VA Loan Requirements and Eligibility in 2025
January 17, 2025
Veterans, service members and surviving spouses may be eligible for a mortgage through the U.S. Department of Veterans Affairs (VA). Though VA loan requirements are... read more
Cash-Out Refinance: How It Works and When to Do It
January 13, 2025
A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more