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Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 2+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

What To Know About the Capital Gains Tax on Inherited Property

Inheriting a house raises many questions: Should you keep or sell the property? Are there outstanding debts tied to the home? But another important factor... read more

FHA Appraisal: Guidelines and How It Works

If you’re applying for a mortgage backed by the Federal Housing Administration (FHA), the lender will in most cases require an FHA appraisal to verify... read more

HECM Reverse Mortgage: Definition, Requirements

A HECM reverse mortgage can help seniors supplement their retirement income and stay in their homes longer. However, it’s important to understand how HECM loans... read more

VA Loan Requirements and Eligibility in 2025

Veterans, service members and surviving spouses may be eligible for a mortgage through the U.S. Department of Veterans Affairs (VA). Though VA loan requirements are... read more

Cash-Out Refinance: How It Works and When to Do It

A cash-out refinance allows you to replace your current mortgage and access a lump sum of cash at the same time. You can use the... read more

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