Articles by Theresa Stevens
What Is a Short Sale and How Does It Work?
October 4, 2024
A short sale occurs when a homeowner sells their property for less than what they owe on their mortgage. For sellers, it’s a way to... read more
Can You Get a Loan for a Down Payment?
October 4, 2024
Coming up with a down payment is one of the most challenging parts of buying a home. The typical homebuyer puts down 15% at the... read more
Using Home Equity for a Down Payment on a Second Home
October 4, 2024
Once you’ve built up a good chunk of equity in your home, you may think about using it to buy another property. But before you... read more
How Can I Sell My House Fast?
October 4, 2024
If you’re a homeowner facing a major lifestyle change, such as a divorce or an out-of-state job offer, one of your first concerns might be,... read more
Credit Score to Refinance Your Home: Requirements by Loan Type
September 27, 2024
Most lenders require a 620 minimum credit score to refinance a home loan, though the requirements vary by loan program. Lenders tend to offer lower... read more