Articles by Theresa Stevens
What is an HOA (Homeowners Association)?
November 22, 2024
An HOA (short for “homeowners association”) is the group that runs a residential community, setting rules and collecting dues to cover its costs. HOAs are... read more
No Cash-Out Refinance vs. Limited Cash-Out Refinance
November 20, 2024
If you’re considering a mortgage refinance, a no cash-out refinance and limited cash-out refinance are two popular options that sound similar, but will affect your... read more
Getting a Mortgage as an Immigrant to the US
November 13, 2024
Owning a home is a classic part of the American dream, but getting a mortgage as a new immigrant to the U.S. can involve unique... read more
The Mortgage Process: A 10-Step Guide
November 4, 2024
The mortgage process is like a job interview — except it’s based entirely on your financial background. Lenders scrutinize your credit history, income, employment and... read more
Does Unemployment Count as Income When Buying a House?
October 30, 2024
If you’re a seasonal worker thinking about buying a home, you may be wondering: “Do unemployment benefits count as income when buying a house?” The... read more