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Articles by Theresa Stevens
Credit Score to Refinance Your Home: Requirements by Loan Type
SEPTEMBER 27, 2024
Most lenders require a 620 minimum credit score to refinance a home loan, though the requirements vary by loan program. Lenders tend to offer lower... read more
What Is Sweat Equity in Real Estate?
SEPTEMBER 17, 2024
Sweat equity in real estate refers to the time, physical labor, and, well, sweat you put into improving your home. You can use sweat equity... read more
Mortgage Fraud: Definition, Examples and How to Avoid It
SEPTEMBER 12, 2024
Mortgage fraud is a financial crime that involves someone intentionally providing false or misleading information during the mortgage lending process. Common examples include a borrower... read more
Housing Discrimination: Definition, Examples and Resources
SEPTEMBER 10, 2024
Housing discrimination is when an individual is treated unfairly in the housing market due to factors including race or disability. Unfortunately, it’s a widespread problem,... read more
9 Teacher Homebuying Programs for 2024
SEPTEMBER 3, 2024
Teacher homebuying programs are designed to make homeownership more affordable for educators. These programs offer a wide range of benefits, including purchase price discounts, reduced... read more