Headshot of Theresa Stevens

Theresa Stevens

Theresa Stevens is a staff writer for LendingTree who specializes in mortgages, small business loans and general personal finance. She was previously a financial advisor and financial coach.

She started her career in financial services as a financial coach for an economic development nonprofit, where she helped her clients create budgets, pay off debt and improve their credit. She later moved to a financial planning firm, where she assisted clients with their cash flow, savings and investment needs. In 2021, she pivoted her career and became a freelance writer specializing in personal finance.

When she’s not writing, you’ll find Theresa exploring new places and restaurants, listening to live music or enjoying a quiet day at home with her husband and dog.


Specialties

  • Mortgages
  • Small business financing
  • Personal finance

Achievements

  • 5 years of experience in the financial services industry
  • 2+ years of personal finance writing experience
  • Bylines in Forbes Advisor, Bankrate and USA TODAY Blueprint

Education

  • BA, Suffolk University

Articles by Theresa Stevens

Can You Get a Mortgage Refinance After Bankruptcy?

Yes, it’s possible to get a mortgage refinance after bankruptcy. The main caveat is you’ll likely face a longer process, as you have to wait... read more

What To Know About Mortgage Default

If you fall behind on your home loan, you risk entering mortgage default — this occurs when you fail to meet the obligations of your... read more

What Is a Hard Money Loan and How Does It Work?

A hard money loan can provide you with cold, hard cash quickly — typically in just a few days. These loans are secured by a... read more

HECM Reverse Mortgage: Definition, Requirements

A HECM reverse mortgage can help seniors supplement their retirement income and stay in their homes longer. However, it’s important to understand how HECM loans... read more

First Citizens (CIT) Small Business Financing Review

Pros and cons of First Citizens Bank ProsCons  Offers large loan amounts  Provides various business lending products  Lends to a wide range of industries Rates can... read more

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