Articles by Theresa Stevens
What Is Lender-Paid Mortgage Insurance?
March 14, 2025
If you don’t have 20% for a down payment on a home, you generally have to pay for private mortgage insurance (PMI), which can raise... read more
First Citizens (CIT) Small Business Financing Review
February 28, 2025
Pros and cons of First Citizens Bank ProsCons Offers large loan amounts Provides various business lending products Lends to a wide range of industries Rates can... read more
5 Steps To Refinance a Rental Property
February 28, 2025
If you want to refinance a rental property, you’ll need to jump through extra hoops to get approved for a loan. However, your efforts will... read more
What Is a Homestead Exemption and How Does It Work?
February 28, 2025
A homestead exemption is a legal protection you can apply for as a homeowner to reduce your annual property tax bill. It can also shield... read more
What Does Being ‘Under Contract’ Mean?
February 28, 2025
The term “under contract” means a buyer and seller have agreed to a home sale in writing. However, the deal isn’t final yet, and you... read more