Articles by Theresa Stevens
Can You Get a Mortgage Refinance After Bankruptcy?
October 29, 2024
Yes, it’s possible to get a mortgage refinance after bankruptcy. The main caveat is you’ll likely face a longer process, as you have to wait... read more
What To Know About Mortgage Default
October 29, 2024
If you fall behind on your home loan, you risk entering mortgage default — this occurs when you fail to meet the obligations of your... read more
What Is a Hard Money Loan and How Does It Work?
October 28, 2024
A hard money loan can provide you with cold, hard cash quickly — typically in just a few days. These loans are secured by a... read more
HECM Reverse Mortgage: Definition, Requirements
October 16, 2024
A HECM reverse mortgage can help seniors supplement their retirement income and stay in their homes longer. However, it’s important to understand how HECM loans... read more
First Citizens (CIT) Small Business Financing Review
October 11, 2024
Pros and cons of First Citizens Bank ProsCons Offers large loan amounts Provides various business lending products Lends to a wide range of industries Rates can... read more